What is Trustmark Corp's earnings per share (EPS)?

Trustmark Corp (TRMK) reported diluted earnings per share of $3.70 for fiscal year 2025. This represents a 1.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Trustmark Corp Financials

TRMK

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Trustmark Corp (TRMK) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 38/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Growth

Trustmark Corp's revenue declined 1.2% year-over-year, from $960.3M to $948.6M. This contraction results in a growth score of 31/100.

Leverage

Trustmark Corp has elevated debt relative to equity (D/E of 7.92), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

Trustmark Corp converts 24.4% of revenue into free cash flow ($232.0M). This strong cash generation earns a score of 86/100.

Returns

Trustmark Corp's ROE of 10.6% shows moderate profitability relative to equity, earning a score of 35/100. This is down from 11.4% the prior year.

Piotroski F-Score Neutral

4/9

Trustmark Corp passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.09x

For every $1 of reported earnings, Trustmark Corp generates $1.09 in operating cash flow ($243.9M OCF vs $224.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$948.6M

YoY-1.2%

5Y CAGR+15.2%

10Y CAGR+8.7%

Trustmark Corp generated $948.6M in revenue in fiscal year 2025. This represents a decrease of 1.2% from the prior year.

EBITDA

N/A

Net Income

$224.1M

YoY+0.5%

5Y CAGR+7.0%

10Y CAGR+6.8%

Trustmark Corp reported $224.1M in net income in fiscal year 2025. This represents an increase of 0.5% from the prior year.

EPS (Diluted)

$3.70

YoY+1.9%

5Y CAGR+8.1%

10Y CAGR+8.0%

Trustmark Corp earned $3.70 per diluted share (EPS) in fiscal year 2025. This represents an increase of 1.9% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$232.0M

YoY+148.2%

5Y CAGR+40.2%

10Y CAGR+3.8%

Trustmark Corp generated $232.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 148.2% from the prior year.

Cash & Debt

N/A

Dividends Per Share

$0.96

YoY+4.3%

5Y CAGR+0.9%

10Y CAGR+0.4%

Trustmark Corp paid $0.96 per share in dividends in fiscal year 2025. This represents an increase of 4.3% from the prior year.

Shares Outstanding

59M

YoY-3.2%

5Y CAGR-1.5%

10Y CAGR-1.4%

Trustmark Corp had 59M shares outstanding in fiscal year 2025. This represents a decrease of 3.2% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

23.6%

YoY+0.4pp

5Y CAGR-10.5pp

10Y CAGR-4.5pp

Trustmark Corp's net profit margin was 23.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.4 percentage points from the prior year.

Return on Equity

10.6%

YoY-0.8pp

5Y CAGR+1.4pp

10Y CAGR+2.7pp

Trustmark Corp's ROE was 10.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.8 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$80.0M

YoY+967.3%

5Y CAGR+23.8%

Trustmark Corp spent $80.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 967.3% from the prior year.

Capital Expenditures

$11.9M

YoY-49.1%

5Y CAGR-11.9%

10Y CAGR-0.7%

Trustmark Corp invested $11.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 49.1% from the prior year.

TRMK Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$948.6M-1.2%	$960.3M+9.3%	$878.8M+62.2%	$541.8M+22.4%	$442.5M-5.5%	$468.3M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$312.5M-16.9%	$375.9M+15.3%	$326.0M+591.7%	$47.1M+95.1%	$24.2M-42.2%	$41.8M
Income Tax	$50.5M+553.2%	-$11.2M-140.2%	$27.7M+1630.3%	-$1.8M-106.5%	$28.0M-5.7%	$29.8M
Net Income	$224.1M+0.5%	$223.0M+34.8%	$165.5M+130.2%	$71.9M-51.2%	$147.4M-7.9%	$160.0M
EPS (Diluted)	$3.70+1.9%	$3.63+34.4%	$2.70+130.8%	$1.17-50.0%	$2.34-6.8%	$2.51

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$239.3M-1.4%	$242.7M+2.2%	$237.4M+3.6%	$229.1M-4.4%	$239.7M-4.7%	$251.6M+5.2%	$239.2M+4.1%	$229.8M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$76.4M-4.8%	$80.3M+2.0%	$78.7M+2.0%	$77.1M-8.1%	$83.9M-13.4%	$96.9M-1.3%	$98.1M+1.1%	$97.0M
Income Tax	$12.9M-0.8%	$13.0M-0.4%	$13.0M+11.2%	$11.7M+36.2%	$8.6M-22.8%	$11.1M+129.5%	-$37.7M-651.9%	$6.8M
Net Income	$57.9M+1.9%	$56.8M+1.7%	$55.8M+4.1%	$53.6M-4.8%	$56.3M+9.7%	$51.3M-30.5%	$73.8M+77.8%	$41.5M
EPS (Diluted)	N/A	$0.94+2.2%	$0.92+4.5%	$0.88	N/A	$0.84-30.0%	$1.20+76.5%	$0.68

TRMK Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$18.9B+4.3%	$18.2B-3.0%	$18.7B+3.9%	$18.0B+2.4%	$17.6B+6.3%	$16.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$334.6M0.0%	$334.6M0.0%	$334.6M-12.9%	$384.2M0.0%	$384.2M-0.3%	$385.3M
Total Liabilities	$16.8B+3.8%	$16.2B-5.1%	$17.1B+3.3%	$16.5B+4.2%	$15.9B+7.0%	$14.8B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.1B+8.1%	$2.0B+18.1%	$1.7B+11.4%	$1.5B-14.3%	$1.7B0.0%	$1.7B
Retained Earnings	$2.0B+8.8%	$1.9B+9.7%	$1.7B+6.8%	$1.6B+1.0%	$1.6B+6.0%	$1.5B

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$18.9B+0.7%	$18.8B+1.0%	$18.6B+1.7%	$18.3B+0.8%	$18.2B-1.8%	$18.5B+0.2%	$18.5B+0.4%	$18.4B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$334.6M0.0%	$334.6M0.0%	$334.6M0.0%	$334.6M0.0%	$334.6M0.0%	$334.6M0.0%	$334.6M-12.9%	$384.2M
Total Liabilities	$16.8B+0.7%	$16.7B+0.9%	$16.5B+1.7%	$16.3B+0.5%	$16.2B-1.9%	$16.5B-0.4%	$16.6B-0.7%	$16.7B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$2.1B+0.4%	$2.1B+2.1%	$2.1B+2.5%	$2.0B+3.0%	$2.0B-0.9%	$2.0B+5.4%	$1.9B+11.7%	$1.7B
Retained Earnings	$2.0B+2.2%	$2.0B+2.2%	$2.0B+2.2%	$1.9B+2.1%	$1.9B+2.3%	$1.8B+2.1%	$1.8B+3.4%	$1.7B

TRMK Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$243.9M+108.6%	$116.9M-40.6%	$196.9M-33.6%	$296.5M-15.0%	$348.8M+433.7%	$65.3M
Capital Expenditures	$11.9M-49.1%	$23.5M-41.4%	$40.1M+50.5%	$26.6M-2.7%	$27.4M+21.2%	$22.6M
Free Cash Flow	$232.0M+148.2%	$93.4M-40.4%	$156.8M-41.9%	$269.9M-16.0%	$321.4M+651.5%	$42.8M
Investing Cash Flow	-$586.2M-306.0%	$284.6M+169.2%	-$411.2M+82.0%	-$2.3B-126.9%	-$1.0B+17.5%	-$1.2B
Financing Cash Flow	$443.1M+154.7%	-$809.6M-277.9%	$455.0M+0.7%	$451.8M-53.4%	$970.6M-64.7%	$2.7B
Dividends Paid	$58.5M+2.9%	$56.8M+0.2%	$56.7M0.0%	$56.7M-2.4%	$58.1M-1.2%	$58.8M
Share Buybacks	$80.0M+967.3%	$7.5M	$0-100.0%	$24.6M-60.2%	$61.8M+124.4%	$27.5M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$57.6M-13.0%	$66.2M+76.1%	$37.6M-54.4%	$82.4M-17.0%	$99.3M+66.8%	$59.5M+256.1%	$16.7M+128.5%	-$58.5M
Capital Expenditures	$3.5M-1.4%	$3.6M+14.5%	$3.1M+75.5%	$1.8M-55.3%	$4.0M-52.0%	$8.3M+32.7%	$6.2M+23.2%	$5.0M
Free Cash Flow	$54.1M-13.6%	$62.7M+81.7%	$34.5M-57.2%	$80.6M-15.4%	$95.3M+86.0%	$51.2M+388.7%	$10.5M+116.5%	-$63.6M
Investing Cash Flow	-$130.6M-84.5%	-$70.8M+70.7%	-$241.2M-67.9%	-$143.6M-1733.7%	$8.8M+2.8%	$8.6M-97.3%	$318.6M+720.9%	-$51.3M
Financing Cash Flow	$8.2M-92.1%	$103.0M-58.9%	$250.6M+208.1%	$81.3M+123.5%	-$346.2M-308.5%	-$84.8M+28.9%	-$119.2M+54.1%	-$259.4M
Dividends Paid	$14.5M-0.7%	$14.6M-0.1%	$14.6M-0.8%	$14.7M+4.0%	$14.2M-0.3%	$14.2M0.0%	$14.2M0.0%	$14.2M
Share Buybacks	$43.0M+289.5%	$11.0M+0.2%	$11.0M-26.7%	$15.0M+100.2%	$7.5M	$0	$0	$0

TRMK Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	23.6%+0.4pp	23.2%+4.4pp	18.8%+5.6pp	13.3%-20.0pp	33.3%-0.9pp	34.2%
Return on Equity	10.6%-0.8pp	11.4%+1.4pp	10.0%+5.1pp	4.8%-3.6pp	8.5%-0.7pp	9.2%
Return on Assets	1.2%-0.1pp	1.2%+0.3pp	0.9%+0.5pp	0.4%-0.4pp	0.8%-0.1pp	1.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.92-0.3	8.25-2.0	10.27-0.8	11.07+2.0	9.10+0.6	8.51
FCF Margin	24.4%+14.7pp	9.7%-8.1pp	17.8%-32.0pp	49.8%-22.8pp	72.6%+63.5pp	9.1%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	24.2%+0.8pp	23.4%-0.1pp	23.5%+0.1pp	23.4%-0.1pp	23.5%+3.1pp	20.4%-10.5pp	30.9%+12.8pp	18.1%
Return on Equity	2.7%+0.0pp	2.7%0.0pp	2.7%+0.1pp	2.6%-0.2pp	2.9%+0.3pp	2.6%-1.3pp	3.9%+1.5pp	2.5%
Return on Assets	0.3%0.0pp	0.3%0.0pp	0.3%+0.0pp	0.3%-0.0pp	0.3%+0.0pp	0.3%-0.1pp	0.4%+0.2pp	0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	7.92+0.0	7.89-0.1	7.99-0.1	8.05-0.2	8.25-0.1	8.33-0.5	8.82-1.1	9.92
FCF Margin	22.6%-3.2pp	25.8%+11.3pp	14.5%-20.7pp	35.2%-4.6pp	39.8%+19.4pp	20.4%+16.0pp	4.4%+32.0pp	-27.7%

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Frequently Asked Questions

What is Trustmark Corp's annual revenue?

Trustmark Corp (TRMK) reported $948.6M in total revenue for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Trustmark Corp's revenue growing?

Trustmark Corp (TRMK) revenue declined by 1.2% year-over-year, from $960.3M to $948.6M in fiscal year 2025.

Is Trustmark Corp profitable?

Yes, Trustmark Corp (TRMK) reported a net income of $224.1M in fiscal year 2025, with a net profit margin of 23.6%.

What is Trustmark Corp's net profit margin?

Trustmark Corp (TRMK) had a net profit margin of 23.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Trustmark Corp pay dividends?

Yes, Trustmark Corp (TRMK) paid $0.96 per share in dividends during fiscal year 2025.

What is Trustmark Corp's return on equity (ROE)?

Trustmark Corp (TRMK) has a return on equity of 10.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Trustmark Corp's free cash flow?

Trustmark Corp (TRMK) generated $232.0M in free cash flow during fiscal year 2025. This represents a 148.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Trustmark Corp's operating cash flow?

Trustmark Corp (TRMK) generated $243.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Trustmark Corp's total assets?

Trustmark Corp (TRMK) had $18.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Trustmark Corp's capital expenditures?

Trustmark Corp (TRMK) invested $11.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Trustmark Corp buy back shares?

Yes, Trustmark Corp (TRMK) spent $80.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Trustmark Corp have outstanding?

Trustmark Corp (TRMK) had 59M shares outstanding as of fiscal year 2025.

What is Trustmark Corp's debt-to-equity ratio?

Trustmark Corp (TRMK) had a debt-to-equity ratio of 7.92 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Trustmark Corp's return on assets (ROA)?

Trustmark Corp (TRMK) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Trustmark Corp's Piotroski F-Score?

Trustmark Corp (TRMK) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Trustmark Corp's earnings high quality?

Trustmark Corp (TRMK) has an earnings quality ratio of 1.09x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Trustmark Corp?

Trustmark Corp (TRMK) scores 38 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.