Trio-Tech International (TRT) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 21, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for FY2026, filed Sep 24, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the TRT SEC filings page.
Trio-Tech International (TRT) reported $62.6M in revenue for fiscal year 2026, up 71.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2026 brought a sales rebound, but lower margins kept the business near break-even as expansion coincided with external funding.
Revenue expanded sharply in FY2026, yet gross margin fell from25.1% to16.6% . Operating margin also slipped from0.7% to-0.3% , showing that added volume did not cover the economics of the expanded sales base.
The company reported a net loss of
The balance sheet expanded sharply in FY2026, with total assets reaching
Financial Health Signals
Scored against operating companies for FY2026. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Trio-Tech International's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Trio-Tech International has an operating margin of -0.3%, meaning the company loses less than $1 on every $100 of revenue. This results in a profitability score of 35/100. This is down from 0.7% the prior year.
Trio-Tech International's revenue surged 71.6% year-over-year to $62.6M, reflecting rapid business expansion. This strong growth earns a score of 83/100.
Trio-Tech International carries a low D/E ratio of 0.01, meaning only $0.01 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 99/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 3.44, Trio-Tech International holds $3.44 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 83/100.
Trio-Tech International has a free cash flow margin of 2.7%, earning a moderate score of 33/100. The company generates positive cash flow after capital investments, but with room for improvement.
Trio-Tech International posts a -0.1% return on equity (ROE), meaning it loses less than $1 for every $100 of shareholders' equity. This results in a returns score of 35/100. This is unchanged from the prior year.
Trio-Tech International scores 3.80, well above the 2.99 safe threshold. The largest contribution to the score comes from a market capitalization of $55.9M against total liabilities of $17.7M. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Trio-Tech International passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 operating efficiency signals passes.
Trio-Tech International reported a net loss of $34K while generating $3.4M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Trio-Tech International reported an operating loss of $204K against $65K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Trio-Tech International generated $14.9M in revenue in Q4 2026. This represents an increase of 39.9% from the same quarter a year earlier. Against the prior quarter it is down 9.6%.
Trio-Tech International's EBITDA was $414K in Q4 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 62.9% from the same quarter a year earlier. Against the prior quarter it is down 25.7%.
Trio-Tech International reported a net loss of $199K in Q4 2026. This represents a decrease of 208.7% from the same quarter a year earlier. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Trio-Tech International earned -$0.02 per diluted share (EPS) in Q4 2026. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Cash & Balance Sheet
Trio-Tech International generated $244K in free cash flow in Q4 2026, representing cash available after capex. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. Against the prior quarter it is down 65.5%.
Trio-Tech International held $21.4M in cash against $445K in long-term debt as of Q4 2026.
Not reported for Q4 2026.
Margins & Returns
Trio-Tech International's gross margin was 18.6% in Q4 2026, indicating the percentage of revenue retained after direct costs. This is down 6.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.1 percentage points.
Trio-Tech International's operating margin was -1.8% in Q4 2026, reflecting core business profitability. This is down 6.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.3 percentage points.
Trio-Tech International's net profit margin was -1.3% in Q4 2026, showing the share of revenue converted to profit. This is down 3.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.1 percentage points.
Trio-Tech International's quarterly ROE was -0.4% in Q4 2026: one quarter's net income over shareholder equity, not annualized. This is down 1.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.3 percentage points.
Capital Allocation
Trio-Tech International invested $98K in research and development in Q4 2026. This represents an increase of 6.5% from the same quarter a year earlier. Against the prior quarter it is down 1.0%.
Trio-Tech International repurchased no shares in Q4 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative.
Trio-Tech International invested $865K in capex in Q4 2026, funding long-term assets and infrastructure. This represents an increase of 54.7% from the same quarter a year earlier. Against the prior quarter it is up 59.0%.
TRT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $14.9M+39.9% | $16.5M+123.6% | $15.6M+81.6% | $15.5M+58.3% | $10.7M+9.5% | $7.4M-29.0% | $8.6M-29.4% | $9.8M-1.7% |
| Cost of Revenue | $12.2M+51.1% | $14.0M+158.1% | $13.2M+105.4% | $12.9M+72.9% | $8.0M+13.9% | $5.4M-29.7% | $6.4M-31.5% | $7.5M+0.4% |
| Gross Profit | $2.8M+5.7% | $2.6M+29.3% | $2.5M+12.7% | $2.6M+11.3% | $2.6M-2.1% | $2.0M-26.9% | $2.2M-22.3% | $2.3M-7.9% |
| R&D Expenses | $98K+6.5% | $99K+10.0% | $106K-7.0% | $94K+6.8% | $92K+5.7% | $90K+1.1% | $114K-13.0% | $88K+3.5% |
| SG&A Expenses | $2.7M+44.3% | $2.3M+10.0% | $2.2M+11.8% | $2.2M+10.7% | $1.9M-8.1% | $2.1M-12.1% | $2.0M+8.1% | $2.0M-9.0% |
| Operating Income | -$266K-157.0% | -$81Kn/m | $97Kn/m | $46K-65.4% | $467K+30.4% | -$343K-681.4% | -$3K-100.4% | $133Kn/m |
| EBITDA | $414K-62.9% | $557K+69.8% | $538K-24.0% | $578K-31.5% | $1.1M+6.6% | $328K-60.0% | $708K-64.4% | $844K-42.6% |
| Interest Expense | $24K+166.7% | $11K+10.0% | $22K+69.2% | $8K-38.5% | $9K-35.7% | $10K-41.2% | $13K-40.9% | $13K-45.8% |
| Income Tax | -$59Kn/m | $146K+2333.3% | $77K-44.6% | $64K+25.5% | -$28K-113.2% | $6K-95.8% | $139K+46.3% | $51K+37.8% |
| Net Income | -$199K-208.7% | -$38Kn/m | $126K-75.1% | $77Kn/m | $183K-24.7% | -$495K-807.1% | $507K0.0% | -$236K-202.6% |
| EPS (Basic) | -$0.02 | $0.00 | $0.01 | $0.02n/m | $0.04-33.3% | -$0.06 | $0.06 | -$0.06-200.0% |
| EPS (Diluted) | -$0.02 | $0.00 | $0.01 | $0.02n/m | $0.04-20.0% | -$0.06 | $0.06 | -$0.06-220.0% |
| Diluted Shares (Avg) | N/A | 10M | 9M | 4M+0.6% | N/A | 9M | 9M | 4M+1.3% |
TRT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $60.7M+47.8% | $44.7M+11.9% | $45.7M+14.9% | $47.4M+10.3% | $41.1M-3.5% | $40.0M-7.3% | $39.8M-14.6% | $42.9M-3.9% |
| Current Assets | $45.3M+43.5% | $33.3M+7.6% | $34.7M+13.1% | $37.6M+15.9% | $31.6M-1.9% | $30.9M-4.2% | $30.6M-12.6% | $32.5M+0.4% |
| Cash & Equivalents | $21.4M+96.8% | $13.0M+17.7% | $12.4M+20.2% | $12.3M+37.0% | $10.9M+8.5% | $11.0M+2.8% | $10.3M-5.9% | $8.9M+7.4% |
| Short-Term Investments | $368Kn/m | $2.6M-61.1% | $4.1M-34.8% | $5.1M-21.6% | $0-100.0% | $6.6M+4.1% | $6.2M+7.4% | $6.5M+9.5% |
| Inventory | $3.4M+50.6% | $2.5M+10.4% | $2.8M+44.9% | $2.4M-16.3% | $2.3M-28.5% | $2.2M-18.3% | $2.0M-44.8% | $2.9M-28.6% |
| Accounts Receivable | $13.5M+25.4% | $13.4M+49.3% | $13.5M+36.2% | $15.9M+31.1% | $10.8M+1.3% | $9.0M-11.1% | $9.9M-20.2% | $12.1M+10.2% |
| Long-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Total Liabilities | $17.7M+149.7% | $12.3M+69.4% | $14.0M+84.8% | $13.2M+39.3% | $7.1M-35.4% | $7.2M-37.9% | $7.6M-49.8% | $9.5M-36.9% |
| Current Liabilities | $13.2M+109.4% | $9.9M+55.9% | $11.7M+73.4% | $12.0M+46.9% | $6.3M-33.3% | $6.3M-35.5% | $6.8M-47.6% | $8.1M-34.7% |
| Non-Current Liabilities | $4.5M+469.4% | $2.4M+163.0% | $2.3M+179.3% | $1.3M-6.0% | $793K-48.5% | $911K-50.5% | $820K-62.6% | $1.4M-47.3% |
| Long-Term Debt | $445K-34.9% | $515K-29.4% | $581K-25.7% | $622K-32.6% | $684K-21.7% | $729K-25.9% | $782K-31.2% | $923K-25.1% |
| Total Equity | $44.9M+31.9% | $34.3M+6.2% | $33.5M+5.2% | $34.1M+3.0% | $34.0M+8.6% | $32.3M+3.4% | $31.8M+1.3% | $33.1M+12.1% |
| Retained Earnings | $10.8M-10.0% | $11.0M-4.8% | $11.1M-8.4% | $12.1M+4.6% | $12.0M+1.9% | $11.6M+0.2% | $12.1M+5.1% | $11.6M+5.3% |
Not reported in any period shown, so not listed: Goodwill.
TRT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.1Mn/m | $1.3M+60.2% | $134K-93.7% | $933Kn/m | -$664K-433.7% | $781K-32.1% | $2.1M+57.2% | -$1.9M-7837.5% |
| Depreciation & Amortization | $680K+4.9% | $638K-4.9% | $441K-38.0% | $532K-25.2% | $648K-5.8% | $671K-11.9% | $711K-45.8% | $711K-51.7% |
| Stock-Based Compensation | N/A | N/A | N/A | $58K-18.3% | N/A | N/A | N/A | $71K+18.3% |
| Capital Expenditures | $865K+54.7% | $544K+248.7% | $286K+56.3% | $46K-33.3% | $559K+67.4% | $156K+212.0% | $183K+125.9% | $69K-10.4% |
| Free Cash Flow | $244Kn/m | $707K+13.1% | -$152K-107.9% | $887Kn/m | -$1.2Mn/m | $625K-43.2% | $1.9M+52.8% | -$1.9Mn/m |
| Investing Cash Flow | -$3.0M-1222.9% | $419Kn/m | $894K+462.3% | $652K+704.9% | $266Kn/m | -$339Kn/m | $159K-50.6% | $81K-90.0% |
| Financing Cash Flow | $10.4M+18494.6% | -$1.6M-1995.4% | -$1.2Mn/m | -$219Kn/m | $56Kn/m | $87Kn/m | -$90K-166.2% | -$93K-164.6% |
| Share Buybacks | $0n/m | N/A | N/A | N/A | $0 | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Dividends Paid.
TRT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 18.6%-6.0pp | 15.5%-11.3pp | 16.0%-9.8pp | 16.7%-7.0pp | 24.6%-2.9pp | 26.8%+0.8pp | 25.7%+2.3pp | 23.7%-1.6pp |
| Operating Margin | -1.8%-6.2pp | -0.5%+4.2pp | 0.6%+0.7pp | 0.3%-1.1pp | 4.4%+0.7pp | -4.7%-5.2pp | 0.0%-5.6pp | 1.4%+1.4pp |
| Net Margin | -1.3%-3.0pp | -0.2%+6.5pp | 0.8%-5.1pp | 0.5%+2.9pp | 1.7%-0.8pp | -6.7%-7.4pp | 5.9%+1.7pp | -2.4%-4.7pp |
| Return on Equity | -0.4%-1.0pp | -0.1%+1.4pp | 0.4%-1.2pp | 0.2%+0.9pp | 0.5%-0.2pp | -1.5%-1.7pp | 1.6%0.0pp | -0.7%-1.5pp |
| Return on Assets | -0.3%-0.8pp | -0.1%+1.2pp | 0.3%-1.0pp | 0.2%+0.7pp | 0.4%-0.1pp | -1.2%-1.4pp | 1.3%+0.2pp | -0.5%-1.1pp |
| Current Ratio | 3.44-1.6x | 3.38-1.5x | 2.96-1.6x | 3.15-0.8x | 5.03+1.6x | 4.89+1.6x | 4.54+1.8x | 3.99+1.4x |
| Debt-to-Equity | 0.010.0x | 0.010.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.020.0x | 0.030.0x |
| Liabilities-to-Equity | 0.39+0.2x | 0.36+0.1x | 0.42+0.2x | 0.39+0.1x | 0.21-0.1x | 0.22-0.1x | 0.24-0.2x | 0.29-0.2x |
| Asset Turnover | 0.250.0x | 0.37+0.2x | 0.34+0.1x | 0.33+0.1x | 0.260.0x | 0.18-0.1x | 0.220.0x | 0.230.0x |
| FCF Margin | 1.6%+13.1pp | 4.3%-4.2pp | -1.0%-23.3pp | 5.7%+25.4pp | -11.5%-10.1pp | 8.5%-2.1pp | 22.4%+12.0pp | -19.7%-19.1pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Trio-Tech International TRT | FY2026 | $62.6M | -$34K | -0.1% | $55.9M | 61/100 |
| SmartKem, Inc. SMTK | FY2025 | $697K | -$10.5M | N/A | $521K | — |
| inTEST Corporation INTT | FY2025 | $113.8M | -$2.5M | -2.2% | $177.9M | 50/100 |
| AXT Inc AXTI | FY2025 | $88.3M | -$21.3M | -24.1% | $3.9B | 55/100 |
| Amtech Systems Inc ASYS | FY2025 | $79.4M | -$30.3M | -38.2% | $243.2M | 64/100 |
| Atomera Incorporated ATOM | FY2025 | $65K | -$20.2M | N/A | $117.9M | — |
Where Trio-Tech International Ranks
Frequently Asked Questions
What is Trio-Tech International's annual revenue?
Trio-Tech International (TRT) reported $62.6M in total revenue for fiscal year 2026. This represents a 71.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Trio-Tech International's revenue growing?
Trio-Tech International (TRT) revenue grew by 71.6% year-over-year, from $36.5M to $62.6M in fiscal year 2026.
Is Trio-Tech International profitable?
No, Trio-Tech International (TRT) reported a net loss of $34K in fiscal year 2026, with a net profit margin of -0.1%.
What is Trio-Tech International's EBITDA?
Trio-Tech International (TRT) had EBITDA of $2.1M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Trio-Tech International have?
As of fiscal year 2026, Trio-Tech International (TRT) had $21.4M in cash and equivalents against $445K in long-term debt.
What is Trio-Tech International's gross margin?
Trio-Tech International (TRT) had a gross margin of 16.6% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is Trio-Tech International's operating margin?
Trio-Tech International (TRT) had an operating margin of -0.3% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is Trio-Tech International's net profit margin?
Trio-Tech International (TRT) had a net profit margin of -0.1% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
What is Trio-Tech International's return on equity (ROE)?
Trio-Tech International (TRT) has a return on equity of -0.1% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is Trio-Tech International's free cash flow?
Trio-Tech International (TRT) generated $1.7M in free cash flow during fiscal year 2026. The change from the previous fiscal year is not meaningful, because that year’s figure was zero or negative. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Trio-Tech International's operating cash flow?
Trio-Tech International (TRT) generated $3.4M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are Trio-Tech International's total assets?
Trio-Tech International (TRT) had $60.7M in total assets as of fiscal year 2026, including both current and long-term assets.
What are Trio-Tech International's capital expenditures?
Trio-Tech International (TRT) invested $1.7M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
How much does Trio-Tech International spend on research and development?
Trio-Tech International (TRT) invested $397K in research and development during fiscal year 2026.
What is Trio-Tech International's current ratio?
Trio-Tech International (TRT) had a current ratio of 3.44 as of fiscal year 2026, which is generally considered healthy.
What is Trio-Tech International's debt-to-equity ratio?
Trio-Tech International (TRT) had a debt-to-equity ratio of 0.01 as of fiscal year 2026. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
What is Trio-Tech International's liabilities-to-equity ratio?
Trio-Tech International (TRT) had a liabilities-to-equity ratio of 0.39 as of fiscal year 2026, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
What is Trio-Tech International's return on assets (ROA)?
Trio-Tech International (TRT) had a return on assets of -0.1% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is Trio-Tech International's P/E ratio?
Trio-Tech International (TRT) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2026). The market capitalization is $55.9M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Trio-Tech International's price-to-sales ratio?
Trio-Tech International (TRT) trades at 0.9x sales, its market capitalization divided by $62.6M revenue, FY2026. The market capitalization is $55.9M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Trio-Tech International's Altman Z-Score?
Trio-Tech International (TRT) has an Altman Z-Score of 3.80, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Trio-Tech International's Piotroski F-Score?
Trio-Tech International (TRT) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Trio-Tech International's earnings high quality?
Trio-Tech International (TRT) reported a net loss of $34K while generating $3.4M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Trio-Tech International cover its interest payments?
Trio-Tech International (TRT) reported an operating loss of $204K against $65K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Trio-Tech International?
Trio-Tech International (TRT) scores 61 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is the average of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.