United Natural Foods Financials
United Natural Foods (UNFI) reported $31.8B in revenue for fiscal year 2025, up 2.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue scale has expanded, but thin gross margins and operating-cost pressure now leave cash generation ahead of reported earnings.
Revenue rose from$28.9B in FY2022 to$31.8B in FY2025, yet the business did not convert that added scale into stronger profitability. Across the period, gross margin narrowed from14.5% to13.3% ; paired with the later operating loss, this indicates volume was not improving the underlying economics.
FY2025 produced a net loss of
Only
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of United Natural Foods's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
United Natural Foods has an operating margin of -0.1%, meaning the company loses less than $1 on every $100 of revenue. This results in a profitability score of 38/100. This is down from 0.0% the prior year.
United Natural Foods's revenue grew a modest 2.6% year-over-year to $31.8B. This slow but positive growth earns a score of 41/100.
United Natural Foods has elevated debt relative to equity (D/E of 1.20), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 8/100, reflecting increased financial risk.
United Natural Foods's current ratio of 1.32 indicates adequate short-term liquidity, earning a score of 34/100. The company can meet its near-term obligations, though with limited headroom.
United Natural Foods has a free cash flow margin of 0.8%, earning a moderate score of 30/100. The company generates positive cash flow after capital investments, but with room for improvement.
United Natural Foods posts a -7.6% return on equity (ROE), meaning it loses $8 for every $100 of shareholders' equity. This results in a returns score of 34/100. This is down from -6.8% the prior year.
United Natural Foods scores 4.78, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
United Natural Foods passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
United Natural Foods reported a net loss of $118.0M while generating $470.0M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
United Natural Foods reported an operating loss of $31.0M against $146.0M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
United Natural Foods generated $31.8B in revenue in fiscal year 2025. This represents an increase of 2.6% from the prior year.
United Natural Foods's EBITDA was $290.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 11.3% from the prior year.
United Natural Foods reported -$118.0M in net income in fiscal year 2025. This represents a decrease of 5.4% from the prior year.
United Natural Foods earned -$1.95 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 3.2% from the prior year.
Cash & Balance Sheet
United Natural Foods generated $239.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 359.8% from the prior year.
United Natural Foods held $44.0M in cash against $1.9B in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
United Natural Foods's gross margin was 13.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.3 percentage points from the prior year.
United Natural Foods's operating margin was -0.1% in fiscal year 2025, reflecting core business profitability. This is down 0.1 percentage points from the prior year.
United Natural Foods's net profit margin was -0.4% in fiscal year 2025, showing the share of revenue converted to profit. That is unchanged from the prior year.
United Natural Foods's ROE was -7.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.8 percentage points from the prior year.
Capital Allocation
United Natural Foods repurchased no shares in fiscal year 2025.
United Natural Foods invested $231.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 33.0% from the prior year.
Not reported for fiscal year 2025.
UNFI Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $31.2B | $31.8B+2.6% | $31.0B+2.3% | $30.3B+4.6% | $28.9B+7.3% | $26.9B+1.5% | $26.6B+18.9% | $22.3B+118.5% | $10.2B+10.3% | $9.3B+9.5% | $8.5B+3.5% | $8.2B+20.5% | $6.8B+12.0% | $6.1B+15.8% | $5.2B+15.6% | $4.5B |
| Cost of Revenue | $27.1B | $27.6B+2.9% | $26.8B+2.4% | $26.1B+5.6% | $24.7B+7.5% | $23.0B+1.5% | $22.7B+18.6% | $19.1B+119.6% | $8.7B+11.0% | $7.8B+9.1% | $7.2B+3.8% | $6.9B+22.2% | $5.7B+12.5% | $5.0B+16.6% | $4.3B+16.6% | $3.7B |
| Gross Profit | $4.2B | $4.2B+0.5% | $4.2B+1.7% | $4.1B-1.2% | $4.2B+6.2% | $3.9B+1.3% | $3.9B+20.8% | $3.2B+111.8% | $1.5B+6.4% | $1.4B+11.7% | $1.3B+1.5% | $1.3B+11.8% | $1.1B+10.0% | $1.0B+11.9% | $916.0M+11.1% | $824.8M |
| Operating Income | $50.0M | -$31.0M-487.5% | $8.0M-93.3% | $120.0M-71.6% | $423.0M+43.9% | $294.0M+252.3% | -$193.0M+1.5% | -$196.0M-187.3% | $224.5M-0.7% | $226.0M+0.9% | $224.1M-7.4% | $242.0M+14.8% | $210.8M+13.6% | $185.5M+19.6% | $155.2M+19.6% | $129.7M |
| Interest Expense | $135.0M | $146.0M-9.9% | $162.0M+12.5% | $144.0M-7.1% | $155.0M-24.0% | $204.0M+6.3% | $192.0M+6.1% | $181.0M+1029.5% | $16.0M-4.4% | $16.8M+3.0% | $16.3M+12.1% | $14.5M+87.0% | $7.8M+31.5% | $5.9M+24.6% | $4.7M-5.3% | $5.0M |
| Income Tax | -$15.0M | -$39.0M-44.4% | -$27.0M-17.4% | -$23.0M-141.1% | $56.0M+64.7% | $34.0M+137.4% | -$91.0M-54.2% | -$59.0M-225.0% | $47.2M-44.0% | $84.3M+2.2% | $82.5M-9.4% | $91.0M+11.1% | $81.9M+23.6% | $66.3M+11.5% | $59.4M+19.5% | $49.8M |
| Net Income | -$55.0M | -$118.0M-5.4% | -$112.0M-566.7% | $24.0M-90.3% | $248.0M+66.4% | $149.0M+154.4% | -$274.0M+3.9% | -$285.0M-275.1% | $162.8M+25.1% | $130.2M+3.5% | $125.8M-9.3% | $138.7M+10.6% | $125.5M+16.3% | $107.9M+18.1% | $91.3M+19.1% | $76.7M |
| EPS (Diluted) | — | -$1.95-3.2% | -$1.89-572.5% | $0.40-90.2% | $4.07+64.1% | $2.48+148.6% | -$5.10+8.3% | -$5.56-273.8% | $3.20+25.0% | $2.56+2.4% | $2.50-9.4% | $2.76+9.5% | $2.52+15.6% | $2.18+17.2% | $1.86+16.3% | $1.60 |
Not reported in any period shown, so not listed: R&D Expenses, SG&A Expenses.
TTM is the trailing twelve months, Q4 FY2025 through Q3 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
UNFI Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $7.6B+0.9% | $7.5B+1.8% | $7.4B-3.1% | $7.6B+1.4% | $7.5B-0.8% | $7.6B+5.8% | $7.2B+142.0% | $3.0B+2.7% | $2.9B+1.2% | $2.9B+12.2% | $2.5B+11.0% | $2.3B+32.3% | $1.7B+15.8% | $1.5B+6.6% | $1.4B |
| Current Assets | $3.4B+0.6% | $3.4B-1.8% | $3.5B-8.8% | $3.8B+7.0% | $3.5B-4.2% | $3.7B+4.1% | $3.6B+98.9% | $1.8B+7.6% | $1.7B+3.2% | $1.6B+4.2% | $1.5B+12.9% | $1.4B+22.8% | $1.1B+17.8% | $946.9M+12.1% | $844.5M |
| Cash & Equivalents | $44.0M+10.0% | $40.0M+8.1% | $37.0M-15.9% | $44.0M+7.3% | $41.0M-12.8% | $47.0M+5.7% | $44.5M+90.7% | $23.3M+51.3% | $15.4M-17.1% | $18.6M+7.0% | $17.4M+7.8% | $16.1M+45.0% | $11.1M-31.1% | $16.1M-4.4% | $16.9M |
| Inventory | $2.1B-3.9% | $2.2B-4.9% | $2.3B-2.7% | $2.4B+4.8% | $2.2B-1.5% | $2.3B+4.2% | $2.2B+92.9% | $1.1B+10.1% | $1.0B+1.0% | $1.0B+4.8% | $975.2M+16.8% | $834.7M+18.9% | $702.2M+21.4% | $578.6M+12.4% | $514.5M |
| Accounts Receivable | $1.1B+13.5% | $936.0M+5.5% | $887.0M-26.9% | $1.2B+8.8% | $1.1B-3.6% | $1.2B+8.7% | $1.1B+78.7% | $595.7M+13.3% | $525.6M+7.3% | $489.7M+3.2% | $474.5M+7.5% | $441.5M+30.0% | $339.6M+11.3% | $305.2M+18.7% | $257.1M |
| Goodwill | $19.0M0.0% | $19.0M-5.0% | $20.0M0.0% | $20.0M0.0% | $20.0M0.0% | $20.0M-95.5% | $442.0M+21.9% | $362.5M-2.4% | $371.3M+1.4% | $366.2M+37.3% | $266.6M-2.9% | $274.5M+36.0% | $201.9M+4.2% | $193.7M+0.9% | $191.9M |
| Total Liabilities | $6.0B+2.6% | $5.9B+4.2% | $5.7B-3.2% | $5.8B-2.9% | $6.0B-6.7% | $6.4B+13.7% | $5.7B+406.9% | $1.1B-7.1% | $1.2B-9.6% | $1.3B+14.9% | $1.2B+10.9% | $1.0B+65.8% | $630.8M+22.4% | $515.2M-3.0% | $531.3M |
| Current Liabilities | $2.6B+10.0% | $2.4B-1.7% | $2.4B-0.5% | $2.4B-2.8% | $2.5B+4.9% | $2.4B+12.4% | $2.1B+201.6% | $699.2M-0.7% | $704.0M+13.6% | $619.7M+17.4% | $527.9M+2.4% | $515.5M+29.4% | $398.3M+19.2% | $334.2M-27.9% | $463.4M |
| Long-Term Debt | $1.9B-10.7% | $2.1B+6.4% | $2.0B-7.3% | $2.1B-3.0% | $2.2B-15.7% | $2.6B-14.1% | $3.0B+2080.4% | $137.7M-8.1% | $149.9M-7.3% | $161.7M-6.5% | $172.9M+432.0% | $32.5M-1.8% | $33.1M+5111.2% | $635K-35.6% | $986K |
| Total Equity | $1.6B-5.5% | $1.6B-5.9% | $1.7B-2.7% | $1.8B+18.2% | $1.5B+32.3% | $1.1B-24.0% | $1.5B-18.4% | $1.8B+9.8% | $1.7B+10.7% | $1.5B+10.0% | $1.4B+11.5% | $1.2B+13.2% | $1.1B+11.9% | $978.7M+12.5% | $869.7M |
| Retained Earnings | $1.0B-10.4% | $1.1B-9.0% | $1.3B+2.0% | $1.2B+25.4% | $978.0M+16.7% | $838.0M-24.4% | $1.1B-20.8% | $1.4B+13.3% | $1.2B+11.8% | $1.1B+12.8% | $979.4M+15.9% | $845.2M+17.4% | $719.7M+17.6% | $611.8M+17.5% | $520.5M |
UNFI Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $503.0M | $470.0M+85.8% | $253.0M-59.5% | $624.0M+88.5% | $331.0M-46.1% | $614.0M+34.4% | $457.0M+60.4% | $285.0M+161.4% | $109.0M-60.1% | $273.3M-7.8% | $296.6M+507.0% | $48.9M-21.7% | $62.4M+40.8% | $44.3M-33.1% | $66.2M+32.9% | $49.8M |
| Capital Expenditures | $174.0M | $231.0M-33.0% | $345.0M+6.8% | $323.0M+28.7% | $251.0M-19.0% | $310.0M+79.2% | $173.0M-24.1% | $228.0M+411.1% | $44.6M-20.5% | $56.1M+35.6% | $41.4M-68.0% | $129.1M-12.3% | $147.3M+121.3% | $66.6M+111.3% | $31.5M-22.8% | $40.8M |
| Free Cash Flow | $329.0M | $239.0M+359.8% | -$92.0M-130.6% | $301.0M+276.3% | $80.0M-73.7% | $304.0M+7.0% | $284.0M+398.2% | $57.0M-11.5% | $64.4M-70.3% | $217.2M-14.9% | $255.2M+418.0% | -$80.3M+5.4% | -$84.9M-282.0% | -$22.2M-163.9% | $34.8M+283.3% | $9.1M |
| Investing Cash Flow | -$158.0M | -$218.0M+36.3% | -$342.0M-0.9% | -$339.0M-591.8% | -$49.0M+79.3% | -$237.0M-23600.0% | -$1.0M+100.0% | -$2.3B-4705.9% | -$47.0M+21.6% | -$60.0M | N/A | N/A | N/A | N/A | N/A | N/A |
| Financing Cash Flow | -$354.0M | -$248.0M-369.6% | $92.0M+131.5% | -$292.0M-4.7% | -$279.0M+27.3% | -$384.0M+15.2% | -$453.0M-122.7% | $2.0B+3826.9% | -$53.6M+75.3% | -$217.1M | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | $0 | $0-100.0% | $62.0M | $0 | $0 | $0 | $0-100.0% | $24.2M | $0 | $0 | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Dividends Paid.
TTM is the trailing twelve months, Q4 FY2025 through Q3 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
UNFI Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 13.3%-0.3pp | 13.6%-0.1pp | 13.7%-0.8pp | 14.5%-0.2pp | 14.6%0.0pp | 14.6%+0.2pp | 14.4%-0.5pp | 14.9%-0.5pp | 15.4%+0.3pp | 15.1%-0.3pp | 15.4%-1.2pp | 16.6%-0.3pp | 16.9%-0.6pp | 17.5%-0.7pp | 18.2% |
| Operating Margin | -0.1%-0.1pp | 0.0%-0.4pp | 0.4%-1.1pp | 1.5%+0.4pp | 1.1%+1.8pp | -0.7%+0.2pp | -0.9%-3.1pp | 2.2%-0.3pp | 2.4%-0.2pp | 2.6%-0.3pp | 3.0%-0.1pp | 3.1%0.0pp | 3.1%+0.1pp | 3.0%+0.1pp | 2.9% |
| Net Margin | -0.4%0.0pp | -0.4%-0.4pp | 0.1%-0.8pp | 0.9%+0.3pp | 0.5%+1.6pp | -1.0%+0.3pp | -1.3%-2.9pp | 1.6%+0.2pp | 1.4%-0.1pp | 1.5%-0.2pp | 1.7%-0.2pp | 1.8%+0.1pp | 1.8%0.0pp | 1.7%+0.1pp | 1.7% |
| Return on Equity | -7.6%-0.8pp | -6.8%-8.2pp | 1.4%-12.5pp | 13.9%+4.0pp | 9.8%+33.8pp | -23.9%-5.0pp | -18.9%-27.7pp | 8.8%+1.1pp | 7.7%-0.5pp | 8.3%-1.8pp | 10.1%-0.1pp | 10.1%+0.3pp | 9.8%+0.5pp | 9.3%+0.5pp | 8.8% |
| Return on Assets | -1.6%-0.1pp | -1.5%-1.8pp | 0.3%-2.9pp | 3.3%+1.3pp | 2.0%+5.6pp | -3.6%+0.4pp | -4.0%-9.5pp | 5.5%+1.0pp | 4.5%+0.1pp | 4.4%-1.1pp | 5.5%0.0pp | 5.5%-0.8pp | 6.2%+0.1pp | 6.1%+0.6pp | 5.5% |
| Current Ratio | 1.32-0.1x | 1.440.0x | 1.44-0.1x | 1.57+0.1x | 1.43-0.1x | 1.56-0.1x | 1.69-0.9x | 2.56+0.2x | 2.36-0.2x | 2.60-0.3x | 2.93+0.3x | 2.66-0.1x | 2.800.0x | 2.83+1.0x | 1.82 |
| Debt-to-Equity | 1.20-0.1x | 1.27+0.1x | 1.12-0.1x | 1.18-0.3x | 1.44-0.8x | 2.25+0.3x | 1.99+1.9x | 0.070.0x | 0.090.0x | 0.110.0x | 0.13+0.1x | 0.030.0x | 0.030.0x | 0.000.0x | 0.00 |
| FCF Margin | 0.8%+1.0pp | -0.3%-1.3pp | 1.0%+0.7pp | 0.3%-0.8pp | 1.1%+0.1pp | 1.1%+0.8pp | 0.3%-0.4pp | 0.6%-1.7pp | 2.3%-0.7pp | 3.0%+4.0pp | -1.0%+0.3pp | -1.3%-0.9pp | -0.4%-1.0pp | 0.7%+0.5pp | 0.2% |
Similar Companies
Where United Natural Foods Ranks
Frequently Asked Questions
What is United Natural Foods's annual revenue?
United Natural Foods (UNFI) reported $31.8B in total revenue for fiscal year 2025. This represents a 2.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is United Natural Foods's revenue growing?
United Natural Foods (UNFI) revenue grew by 2.6% year-over-year, from $31.0B to $31.8B in fiscal year 2025.
Is United Natural Foods profitable?
No, United Natural Foods (UNFI) reported a net income of -$118.0M in fiscal year 2025, with a net profit margin of -0.4%.
What is United Natural Foods's EBITDA?
United Natural Foods (UNFI) had EBITDA of $290.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does United Natural Foods have?
As of fiscal year 2025, United Natural Foods (UNFI) had $44.0M in cash and equivalents against $1.9B in long-term debt.
What is United Natural Foods's gross margin?
United Natural Foods (UNFI) had a gross margin of 13.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is United Natural Foods's operating margin?
United Natural Foods (UNFI) had an operating margin of -0.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is United Natural Foods's net profit margin?
United Natural Foods (UNFI) had a net profit margin of -0.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is United Natural Foods's return on equity (ROE)?
United Natural Foods (UNFI) has a return on equity of -7.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is United Natural Foods's free cash flow?
United Natural Foods (UNFI) generated $239.0M in free cash flow during fiscal year 2025. This represents a 359.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is United Natural Foods's operating cash flow?
United Natural Foods (UNFI) generated $470.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are United Natural Foods's total assets?
United Natural Foods (UNFI) had $7.6B in total assets as of fiscal year 2025, including both current and long-term assets.
What are United Natural Foods's capital expenditures?
United Natural Foods (UNFI) invested $231.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is United Natural Foods's current ratio?
United Natural Foods (UNFI) had a current ratio of 1.32 as of fiscal year 2025, which is considered adequate.
What is United Natural Foods's debt-to-equity ratio?
United Natural Foods (UNFI) had a debt-to-equity ratio of 1.20 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is United Natural Foods's return on assets (ROA)?
United Natural Foods (UNFI) had a return on assets of -1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is United Natural Foods's Altman Z-Score?
United Natural Foods (UNFI) has an Altman Z-Score of 4.78, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is United Natural Foods's Piotroski F-Score?
United Natural Foods (UNFI) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are United Natural Foods's earnings high quality?
United Natural Foods (UNFI) reported a net loss of $118.0M while generating $470.0M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can United Natural Foods cover its interest payments?
United Natural Foods (UNFI) reported an operating loss of $31.0M against $146.0M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is United Natural Foods?
United Natural Foods (UNFI) scores 31 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.