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Upstart Holdings, Inc. (UPST) Total Assets by Year

UPST

Upstart Holdings, Inc. closed fiscal year 2025 with $3.0B in total assets, $2.2B in total liabilities and $798.8M in shareholder equity. This represents an increase of 25.7% from the prior fiscal year. The table below carries 7 fiscal years, from 2019 to 2025, and the quarters Upstart Holdings, Inc. has filed alongside them.

FY2025 annual
Total Assets $3.0B
Total Liabilities $2.2B
Total Equity $798.8M
YoY +25.7%
5Y CAGR +44.2%
Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD

Annual figures, oldest first. Point at a bar to read its period.

UPST Balance Sheet by Fiscal Year

Figures are as reported in USD. Each change compares the year with the year before it, and each column links to the filing it was taken from.

MetricFY2510-KFY2410-KFY2310-KFY2210-KFY2110-KFY2010-KFY1910-K
Total Assets$3.0B+25.7%$2.4B+17.3%$2.0B+4.2%$1.9B+6.4%$1.8B+281.4%$477.3MN/A
Total Liabilities$2.2B+25.5%$1.7B+25.5%$1.4B+9.4%$1.3B+24.7%$1.0B+472.5%$177.0MN/A
Total Equity$798.8M+26.2%$633.2M-0.3%$635.3M-5.5%$672.4M-16.7%$807.1M+168.8%$300.3M+586.7%-$61.7M

UPST Balance Sheet by Quarter

Figures are as reported in USD. Each change compares the quarter with the same quarter a year earlier.

MetricQ2'2610-QQ1'2610-QQ4'2510-QQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-KQ3'2410-QQ2'2410-Q/AQ1'2410-QQ4'2310-KQ3'2310-Q
Total Assets$3.2B+28.0%$3.0B+29.0%$3.0B+25.7%$2.9B+60.6%$2.5B+36.1%$2.3B+19.1%$2.4B+17.3%$1.8B-9.6%$1.8B+3.2%$1.9B+5.8%$2.0B+4.2%$2.0B+4.5%
Total Liabilities$2.4B+35.2%$2.2B+37.6%$2.2B+25.5%$2.2B+78.1%$1.8B+43.3%$1.6B+23.2%$1.7B+25.5%$1.2B-10.8%$1.2B+8.9%$1.3B+10.1%$1.4B+9.4%$1.4B+13.7%
Total Equity$797.5M+10.5%$733.2M+8.4%$798.8M+26.2%$743.7M+24.9%$722.0M+21.4%$676.6M+10.4%$633.2M-0.3%$595.5M-7.1%$594.7M-6.8%$612.8M-2.3%$635.3M-5.5%$640.8M-10.8%

What total assets means

Total assets is everything the company owns on the balance sheet date, total liabilities is everything it owes, and the difference between them is the equity that belongs to shareholders.

More Upstart Holdings, Inc. financials

Frequently Asked Questions

What was Upstart Holdings, Inc.'s total assets in fiscal year 2025?

Upstart Holdings, Inc. closed fiscal year 2025 with $3.0B in total assets, $2.2B in total liabilities and $798.8M in shareholder equity.

How fast is Upstart Holdings, Inc.'s total assets growing?

Upstart Holdings, Inc. (UPST) total assets rose by 25.7% year over year, from $2.4B to $3.0B in fiscal year 2025.

What was Upstart Holdings, Inc.'s total assets in the most recent quarter?

Upstart Holdings, Inc. (UPST) reported $3.2B in total assets in Q2 2026. This represents an increase of 28.0% from the same quarter a year earlier.

Total assets is everything the company owns on the balance sheet date, total liabilities is everything it owes, and the difference between them is the equity that belongs to shareholders. This page lists what Upstart Holdings, Inc. (UPST) reported on that line in every period on record.