Upstart Holdings, Inc. (UPST) Free Cash Flow by Year
Upstart Holdings, Inc. recorded an outflow of $148.1M in free cash flow in fiscal year 2025. This represents a decrease of 179.8% from the prior fiscal year. Over the trailing 12 months, Q3 FY2025 through Q2 FY2026, the same line adds up to an outflow of $289.0M in free cash flow. The table below carries 7 fiscal years, from 2019 to 2025, and the quarters Upstart Holdings, Inc. has filed alongside them.
Annual figures, oldest first. Point at a bar to read its period.
UPST Free Cash Flow by Fiscal Year
Figures are as reported in USD. Each change compares the year with the year before it, and each column links to the filing it was taken from.
TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings.
UPST Free Cash Flow by Quarter
Figures are as reported in USD. Each change compares the quarter with the same quarter a year earlier.
What free cash flow means
Free cash flow is the cash operations produced over the period, less what the company spent on property, plant and equipment, so it answers what was left over rather than what was earned on paper.
More Upstart Holdings, Inc. financials
Frequently Asked Questions
What was Upstart Holdings, Inc.'s free cash flow in fiscal year 2025?
Upstart Holdings, Inc. recorded an outflow of $148.1M in free cash flow in fiscal year 2025.
How fast is Upstart Holdings, Inc.'s free cash flow growing?
Upstart Holdings, Inc. (UPST) free cash flow fell by 179.8% year over year, from $185.5M to -$148.1M in fiscal year 2025.
What is Upstart Holdings, Inc.'s free cash flow over the last twelve months?
Upstart Holdings, Inc. (UPST) reported an outflow of $289.0M in free cash flow over the trailing 12 months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings.
How has Upstart Holdings, Inc.'s free cash flow changed over the years?
Across the 7 fiscal years this page covers, Upstart Holdings, Inc. (UPST) free cash flow went from $27.6M in fiscal year 2019 to -$148.1M in fiscal year 2025.
What was Upstart Holdings, Inc.'s free cash flow in the most recent quarter?
Upstart Holdings, Inc. (UPST) reported -$138.7M in free cash flow in Q2 2026. This represents a decrease of 15.3% from the same quarter a year earlier.
What does free cash flow mean on a financial statement?
Free cash flow is the cash operations produced over the period, less what the company spent on property, plant and equipment, so it answers what was left over rather than what was earned on paper. This page lists what Upstart Holdings, Inc. (UPST) reported on that line in every period on record.