Utz Brands, Inc. (UTZ) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the UTZ SEC filings page.
Utz Brands, Inc. (UTZ) reported $1.4B in revenue for fiscal year 2025, up 2.1% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Utz generates operating cash, but thin margins and heavy reinvestment leave little profit or discretionary cash.
In FY2024 and FY2025, operating cash flow was above$100M , but free cash flow stayed below$10M because capital expenditures were nearly as large as operating cash generation. That cash-conversion gap means the business produces accounting cash internally while reinvestment absorbs most of what remains.
Gross margin fell to
The balance sheet carries
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Utz Brands, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Utz Brands, Inc. has an operating margin of 1.4%, meaning the company retains $1 of operating profit per $100 of revenue. This results in a moderate score of 45/100, indicating healthy but not exceptional operating efficiency. This is down from 4.2% the prior year.
Utz Brands, Inc.'s revenue grew a modest 2.1% year-over-year to $1.4B. This slow but positive growth earns a score of 31/100.
Utz Brands, Inc. has elevated debt relative to equity (D/E of 1.15), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 8/100, reflecting increased financial risk.
Utz Brands, Inc.'s current ratio of 1.19 is below the typical benchmark, resulting in a score of 28/100. This tight liquidity could limit financial flexibility if cash inflows slow.
While Utz Brands, Inc. generated $112.2M in operating cash flow, capex of $102.8M consumed most of it, leaving $9.4M in free cash flow. This results in a low score of 28/100, reflecting heavy capital investment rather than weak cash generation.
Utz Brands, Inc.'s ROE of 0.1% shows moderate profitability relative to equity, earning a score of 36/100. This is down from 2.3% the prior year.
Utz Brands, Inc. scores 0.99, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($2.1B) relative to total liabilities ($2.1B). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Utz Brands, Inc. passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
Utz Brands, Inc. reported $800K of net income while generating $112.2M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.
Utz Brands, Inc. earns $0.45 in operating income for every $1 of interest expense ($19.5M vs $43.1M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Utz Brands, Inc. generated $371.8M in revenue in Q2 2026. This represents an increase of 1.4% from the same quarter a year earlier. Against the prior quarter it is up 2.9%.
Utz Brands, Inc.'s EBITDA was $17.1M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 37.4% from the same quarter a year earlier. Against the prior quarter it is down 43.6%.
Utz Brands, Inc. reported -$10.1M in net income in Q2 2026. This represents a decrease of 196.2% from the same quarter a year earlier. Against the prior quarter it is down 494.1%.
Utz Brands, Inc. earned -$0.11 per diluted share (EPS) in Q2 2026. This represents a decrease of 191.7% from the same quarter a year earlier. Against the prior quarter it is down 450.0%.
Cash & Balance Sheet
Utz Brands, Inc. recorded an outflow of $1.9M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents an increase of 82.1% from the same quarter a year earlier. Against the prior quarter it is up 92.7%.
Utz Brands, Inc. held $58.6M in cash against $800.2M in long-term debt as of Q2 2026.
Not reported for Q2 2026.
Margins & Returns
Utz Brands, Inc.'s gross margin was 25.9% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.
Utz Brands, Inc.'s operating margin was -1.5% in Q2 2026, reflecting core business profitability. This is down 3.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.6 percentage points.
Utz Brands, Inc.'s net profit margin was -2.7% in Q2 2026, showing the share of revenue converted to profit. This is down 5.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.3 percentage points.
Utz Brands, Inc.'s ROE was -1.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 2.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.2 percentage points.
Capital Allocation
Utz Brands, Inc. invested $13.6M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 49.4% from the same quarter a year earlier. Against the prior quarter it is down 1.4%.
Not reported for Q2 2026.
Not reported for Q2 2026.
UTZ Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $371.8M+1.4% | $361.3M+2.6% | $342.2M+0.4% | $377.8M+3.4% | $366.7M+2.9% | $352.1M+1.6% | $341.0M-8.3% | $365.5M+0.7% |
| Cost of Revenue | $275.6M+1.5% | $269.4M-0.1% | $253.1M-0.3% | $286.3M+7.2% | $271.4M+3.9% | $269.7M+4.5% | $253.9M+0.5% | $267.1M+8.8% |
| Gross Profit | $96.2M+0.9% | $91.9M+11.5% | $89.1M+2.3% | $91.5M-7.0% | $95.3M+0.2% | $82.4M-6.9% | $87.1M-27.0% | $98.4M-16.2% |
| SG&A Expenses | $101.3M+15.1% | $85.4M+10.3% | N/A | $123.1M+11.9% | $88.0M-15.9% | $77.4M-29.3% | N/A | $110.0M-3.9% |
| Operating Income | -$5.5M-185.9% | $7.8M+36.8% | N/A | $3.3M-83.1% | $6.4M-71.6% | $5.7M-41.0% | N/A | $19.5M+632.8% |
| EBITDA | $17.1M-37.4% | $30.3M+24.2% | N/A | $23.5M-36.0% | $27.3M-31.2% | $24.4M-12.7% | N/A | $36.7M+62.0% |
| Interest Expense | $10.7M-6.1% | $10.4M-9.6% | N/A | $10.6M-15.9% | $11.4M+11.8% | $11.5M-16.9% | N/A | $12.6M-16.1% |
| Income Tax | -$200K+93.8% | $600K+200.0% | N/A | $13.4M+6600.0% | -$3.2M-146.2% | -$600K-102.3% | N/A | $200K+127.6% |
| Net Income | -$10.1M-196.2% | -$1.7M-122.7% | N/A | -$14.7M-568.2% | $10.5M-47.0% | $7.5M+288.0% | N/A | -$2.2M+46.7% |
| EPS (Basic) | -$0.11-191.7% | -$0.02-122.2% | -$0.03-250.0% | -$0.17-466.7% | $0.12-50.0% | $0.09+280.0% | $0.02-90.0% | -$0.03+40.0% |
| EPS (Diluted) | -$0.11-191.7% | -$0.02-122.2% | -$0.03-200.0% | -$0.17-466.7% | $0.12-47.8% | $0.09+280.0% | $0.03-84.2% | -$0.03+40.0% |
| Diluted Shares (Avg) | 89M+0.9% | 88M+0.9% | N/A | 87M+5.5% | 88M+3.2% | 88M+7.6% | N/A | 82M+1.7% |
Not reported in any period shown, so not listed: R&D Expenses.
UTZ Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.8B-2.2% | $2.8B+0.3% | $2.8B+2.6% | $2.8B+5.0% | $2.8B+7.1% | $2.8B+5.9% | $2.7B-2.6% | $2.6B-6.9% |
| Current Assets | $362.1M-7.3% | $359.9M+4.5% | $384.4M+21.1% | $333.4M-3.2% | $390.5M+10.2% | $344.4M+4.7% | $317.3M-11.5% | $344.4M-10.1% |
| Cash & Equivalents | $58.6M+7.3% | $73.7M+17.5% | $120.4M+114.6% | $57.7M-11.1% | $54.6M-18.0% | $62.7M+33.5% | $56.1M-6.6% | $64.9M-11.9% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $128.7M+2.5% | $122.5M+13.9% | $119.3M+17.7% | $112.9M+11.2% | $125.5M+24.6% | $107.6M+2.9% | $101.4M-13.1% | $101.6M-17.0% |
| Accounts Receivable | $123.6M-23.4% | $113.4M-16.0% | $100.8M-15.9% | $133.3M+0.3% | $161.3M+16.9% | $135.0M-0.2% | $119.9M-9.2% | $132.9M-5.7% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $865.2M-0.6% | $865.2M-0.6% | $865.2M0.0% | $870.7M0.0% | $870.7M0.0% | $870.7M0.0% | $865.2M-5.5% | $870.7M-4.9% |
| Total Liabilities | $2.1B-1.3% | $2.1B+1.1% | $2.1B+2.7% | $2.1B+4.8% | $2.1B+7.2% | $2.1B+5.1% | $2.0B-3.1% | $2.0B-9.0% |
| Current Liabilities | $340.7M+12.3% | $315.0M+20.5% | $323.2M+13.3% | $274.1M-4.0% | $303.3M+44.8% | $261.5M+11.1% | $285.3M+25.3% | $285.4M+35.3% |
| Non-Current Liabilities | $1.1B-3.0% | $1.1B-0.5% | $1.1B+6.6% | $1.1B+17.1% | $1.2B+11.7% | $1.1B+14.0% | $1.1B-6.9% | $974.0M-19.5% |
| Long-Term Debt | $800.2M-5.0% | $812.0M-2.2% | $818.2M+8.7% | $824.8M+7.8% | $842.7M+7.3% | $830.5M+12.8% | $752.5M-15.9% | $764.8M-19.3% |
| Total Equity | $695.9M-4.8% | $709.5M-2.2% | $713.7M+2.4% | $725.3M+5.8% | $731.2M+6.6% | $725.6M+8.1% | $696.9M-1.3% | $685.7M-0.4% |
| Retained Earnings | -$350.1M-17.3% | -$334.4M-10.1% | -$326.6M-7.2% | -$318.4M-5.5% | -$298.4M-1.6% | -$303.7M+1.0% | -$304.7M-14.7% | -$301.8M-8.9% |
UTZ Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $11.7M-28.2% | -$12.2M+39.6% | $64.9M+19.7% | $51.2M-1.9% | $16.3M+83.9% | -$20.2M-122.8% | $54.2M+1.4% | $52.2M+1164.5% |
| Depreciation & Amortization | $22.6M+8.1% | $22.5M+20.3% | $22.0M+25.7% | $20.2M+17.4% | $20.9M+21.5% | $18.7M+2.2% | $17.5M-9.8% | $17.2M-14.0% |
| Stock-Based Compensation | N/A | $3.9M-9.3% | N/A | N/A | N/A | $4.3M+9.9% | N/A | N/A |
| Capital Expenditures | $13.6M-49.4% | $13.8M-64.4% | $13.6M-63.9% | $23.5M+1.7% | $26.9M+11.3% | $38.8M+184.7% | $37.7M+142.5% | $23.1M+42.1% |
| Free Cash Flow | -$1.9M+82.1% | -$26.0M+55.9% | $51.3M+210.9% | $27.7M-4.8% | -$10.6M+30.7% | -$59.0M-160.0% | $16.5M-56.5% | $29.1M+340.0% |
| Investing Cash Flow | -$14.0M+54.2% | -$15.5M+61.9% | $8.3M+120.2% | -$23.9M+4.0% | -$30.6M-79.9% | -$40.7M-125.8% | -$41.1M-511.4% | -$24.9M-48.5% |
| Financing Cash Flow | -$12.8M-306.5% | -$19.0M-128.1% | -$10.5M+52.1% | -$24.2M+16.6% | $6.2M-77.7% | $67.5M+143.8% | -$21.9M+63.7% | -$29.0M-202.2% |
| Dividends Paid | $5.6M-9.7% | $6.2M+14.8% | $5.4M-6.9% | $5.3M-18.5% | $6.2M+29.8% | $5.4M+16.8% | $5.8M+25.0% | $6.5M+40.8% |
Not reported in any period shown, so not listed: Share Buybacks.
UTZ Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.9%-0.1pp | 25.4%+2.0pp | 26.0%+0.5pp | 24.2%-2.7pp | 26.0%-0.7pp | 23.4%-2.1pp | 25.5%-6.5pp | 26.9%-5.4pp |
| Operating Margin | -1.5%-3.2pp | 2.2%+0.5pp | N/A | 0.9%-4.5pp | 1.8%-4.6pp | 1.6%-1.2pp | N/A | 5.3%+4.6pp |
| Net Margin | -2.7%-5.6pp | -0.5%-2.6pp | N/A | -3.9%-3.3pp | 2.9%-2.7pp | 2.1%+3.3pp | N/A | -0.6%+0.5pp |
| Return on Equity | -1.5%-2.9pp | -0.2%-1.3pp | N/A | -2.0%-1.7pp | 1.4%-1.4pp | 1.0%+1.6pp | N/A | -0.3%+0.3pp |
| Return on Assets | -0.4%-0.7pp | -0.1%-0.3pp | N/A | -0.5%-0.4pp | 0.4%-0.4pp | 0.3%+0.4pp | N/A | -0.1%+0.1pp |
| Current Ratio | 1.06-0.2x | 1.14-0.2x | 1.19+0.1x | 1.220.0x | 1.29-0.4x | 1.32-0.1x | 1.11-0.5x | 1.21-0.6x |
| Debt-to-Equity | 1.150.0x | 1.140.0x | 1.15+0.1x | 1.140.0x | 1.150.0x | 1.140.0x | 1.08-0.2x | 1.12-0.3x |
| Asset Turnover | 0.130.0x | 0.130.0x | 0.120.0x | 0.140.0x | 0.130.0x | 0.130.0x | 0.130.0x | 0.140.0x |
| FCF Margin | -0.5%+2.4pp | -7.2%+9.6pp | 15.0%+10.2pp | 7.3%-0.6pp | -2.9%+1.4pp | -16.8%-10.2pp | 4.8%-5.4pp | 8.0%+11.3pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Utz Brands, Inc. UTZ | FY2025 | $1.4B | $800K | 0.1% | $2.1B | 29/100 |
| Herbalife Ltd. HLF | FY2025 | $5.0B | $228.3M | 4.5% | $1.3B | 46/100 |
| Treehouse Foods, Inc. THS | FY2024 | $3.4B | $26.9M | 0.8% | $1.2B | 29/100 |
| Seneca Foods Corp SENEA | FY2026 | N/A | $114.7M | N/A | $1.2B | — |
| John B. Sanfilippo & SON JBSS | FY2026 | $1.2B | $61.9M | 5.3% | $792.4M | 62/100 |
| Seneca Foods Corp SENEB | FY2026 | N/A | $114.7M | N/A | $1.2B | — |
Where Utz Brands, Inc. Ranks
Frequently Asked Questions
What is Utz Brands, Inc.'s annual revenue?
Utz Brands, Inc. (UTZ) reported $1.4B in total revenue for fiscal year 2025. This represents a 2.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Utz Brands, Inc.'s revenue growing?
Utz Brands, Inc. (UTZ) revenue grew by 2.1% year-over-year, from $1.4B to $1.4B in fiscal year 2025.
Is Utz Brands, Inc. profitable?
Yes, Utz Brands, Inc. (UTZ) reported a net income of $800K in fiscal year 2025, with a net profit margin of 0.1%.
What is Utz Brands, Inc.'s EBITDA?
Utz Brands, Inc. (UTZ) had EBITDA of $101.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Utz Brands, Inc. have?
As of fiscal year 2025, Utz Brands, Inc. (UTZ) had $120.4M in cash and equivalents against $818.2M in long-term debt.
What is Utz Brands, Inc.'s gross margin?
Utz Brands, Inc. (UTZ) had a gross margin of 24.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Utz Brands, Inc.'s operating margin?
Utz Brands, Inc. (UTZ) had an operating margin of 1.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Utz Brands, Inc.'s net profit margin?
Utz Brands, Inc. (UTZ) had a net profit margin of 0.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Utz Brands, Inc.'s return on equity (ROE)?
Utz Brands, Inc. (UTZ) has a return on equity of 0.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Utz Brands, Inc.'s free cash flow?
Utz Brands, Inc. (UTZ) generated $9.4M in free cash flow during fiscal year 2025. This represents a 23.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Utz Brands, Inc.'s operating cash flow?
Utz Brands, Inc. (UTZ) generated $112.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Utz Brands, Inc.'s total assets?
Utz Brands, Inc. (UTZ) had $2.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Utz Brands, Inc.'s capital expenditures?
Utz Brands, Inc. (UTZ) invested $102.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Utz Brands, Inc.'s current ratio?
Utz Brands, Inc. (UTZ) had a current ratio of 1.19 as of fiscal year 2025, which is considered adequate.
What is Utz Brands, Inc.'s debt-to-equity ratio?
Utz Brands, Inc. (UTZ) had a debt-to-equity ratio of 1.15 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Utz Brands, Inc.'s return on assets (ROA)?
Utz Brands, Inc. (UTZ) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Utz Brands, Inc.'s P/E ratio?
Utz Brands, Inc. (UTZ) has no price-to-earnings ratio at the moment: outside the range published as a multiple (on $800K net income, FY2025). The market capitalization is $2.1B as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Utz Brands, Inc.'s price-to-sales ratio?
Utz Brands, Inc. (UTZ) trades at 1.4x sales, its market capitalization divided by revenue of $1.5B revenue, trailing 12 months to June 28, 2026. The market capitalization is $2.1B as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Utz Brands, Inc.'s Altman Z-Score?
Utz Brands, Inc. (UTZ) has an Altman Z-Score of 0.99, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Utz Brands, Inc.'s Piotroski F-Score?
Utz Brands, Inc. (UTZ) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Utz Brands, Inc.'s earnings high quality?
Utz Brands, Inc. (UTZ) reported $800K of net income while generating $112.2M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Utz Brands, Inc. cover its interest payments?
Utz Brands, Inc. (UTZ) has an interest coverage ratio of 0.45x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Utz Brands, Inc.?
Utz Brands, Inc. (UTZ) scores 29 out of 100 on our Financial Health Score, indicating weak standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.