This page shows Verisk Analytics (VRSK) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Verisk Analytics has an operating margin of 43.7%, meaning the company retains $44 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is up from 43.5% the prior year.
Verisk Analytics's revenue grew 6.6% year-over-year to $3.1B, a solid pace of expansion. This earns a growth score of 44/100.
Verisk Analytics has elevated debt relative to equity (D/E of 15.45), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Verisk Analytics's current ratio of 1.20 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 19/100, which could limit financial flexibility.
Verisk Analytics converts 38.8% of revenue into free cash flow ($1.2B). This strong cash generation earns a score of 100/100.
Verisk Analytics earns a strong 293.9% return on equity (ROE), meaning it generates $294 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 100/100. This is down from 957.2% the prior year.
Verisk Analytics scores 5.67, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Verisk Analytics passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Verisk Analytics generates $1.58 in operating cash flow ($1.4B OCF vs $908.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Verisk Analytics earns $7.9 in operating income for every $1 of interest expense ($1.3B vs $170.9M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Verisk Analytics generated $3.1B in revenue in fiscal year 2025. This represents an increase of 6.6% from the prior year.
Verisk Analytics's EBITDA was $1.6B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 7.8% from the prior year.
Verisk Analytics reported $908.3M in net income in fiscal year 2025. This represents a decrease of 5.2% from the prior year.
Verisk Analytics earned $6.48 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 3.4% from the prior year.
Cash & Balance Sheet
Verisk Analytics generated $1.2B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 29.5% from the prior year.
Verisk Analytics held $2.2B in cash against $4.8B in long-term debt as of fiscal year 2025.
Verisk Analytics had 138M shares outstanding in fiscal year 2025. This represents a decrease of 1.8% from the prior year.
Margins & Returns
Verisk Analytics's gross margin was 69.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 1.1 percentage points from the prior year.
Verisk Analytics's operating margin was 43.7% in fiscal year 2025, reflecting core business profitability. This is up 0.2 percentage points from the prior year.
Verisk Analytics's net profit margin was 29.6% in fiscal year 2025, showing the share of revenue converted to profit. This is down 3.7 percentage points from the prior year.
Verisk Analytics's ROE was 293.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 663.3 percentage points from the prior year.
Capital Allocation
Verisk Analytics invested $40.9M in research and development in fiscal year 2025. This represents an increase of 15.9% from the prior year.
Verisk Analytics spent $624.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 37.9% from the prior year.
Verisk Analytics invested $244.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 9.0% from the prior year.
VRSK Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $778.8M+1.4% | $768.3M-0.6% | $772.6M+2.6% | $753.0M+2.4% | $735.6M+1.4% | $725.3M+1.2% | $716.8M+1.8% | $704.0M |
| Cost of Revenue | $235.7M+2.7% | $229.5M0.0% | $229.5M-0.6% | $230.8M+0.1% | $230.5M+3.2% | $223.4M+1.8% | $219.4M-3.7% | $227.8M |
| Gross Profit | $543.1M+0.8% | $538.8M-0.8% | $543.1M+4.0% | $522.2M+3.4% | $505.1M+0.6% | $501.9M+0.9% | $497.4M+4.5% | $476.2M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $132.2M+19.5% | $110.6M+3.8% | $106.5M-2.2% | $108.9M+8.6% | $100.3M-12.0% | $114.0M+12.3% | $101.5M+9.3% | $92.9M |
| Operating Income | $313.6M-9.3% | $345.9M-2.4% | $354.3M+7.3% | $330.1M+4.4% | $316.3M+1.5% | $311.5M-2.3% | $318.7M+3.7% | $307.4M |
| Interest Expense | $56.9M+34.8% | $42.2M+18.9% | $35.5M-2.2% | $36.3M+5.2% | $34.5M+7.5% | $32.1M+10.3% | $29.1M+0.7% | $28.9M |
| Income Tax | $47.7M-37.7% | $76.6M+2.7% | $74.6M+16.4% | $64.1M-10.5% | $71.6M+9.6% | $65.3M-23.4% | $85.2M+52.7% | $55.8M |
| Net Income | $197.2M-12.5% | $225.5M-11.0% | $253.3M+9.0% | $232.3M+10.4% | $210.4M-4.4% | $220.1M-28.6% | $308.1M+40.3% | $219.6M |
| EPS (Diluted) | N/A | $1.61-11.0% | $1.81+9.7% | $1.65 | N/A | $1.54-28.4% | $2.15+41.4% | $1.52 |
VRSK Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $6.2B-0.7% | $6.2B+30.2% | $4.8B-6.4% | $5.1B+20.1% | $4.3B-6.5% | $4.6B-4.3% | $4.8B+6.0% | $4.5B |
| Current Assets | $2.8B+2.6% | $2.7B+95.7% | $1.4B-22.3% | $1.8B+94.4% | $911.6M-16.6% | $1.1B-16.4% | $1.3B+28.5% | $1.0B |
| Cash & Equivalents | $2.2B+3.3% | $2.1B+235.3% | $628.7M-43.5% | $1.1B+281.9% | $291.2M-36.4% | $458.0M-27.5% | $632.1M+79.4% | $352.4M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $422.2M-3.3% | $436.8M-28.6% | $612.0M+8.4% | $564.4M+29.9% | $434.4M-2.6% | $446.1M-6.9% | $479.1M-1.5% | $486.6M |
| Goodwill | $1.9B0.0% | $1.9B+3.8% | $1.8B+3.5% | $1.7B+1.3% | $1.7B-3.7% | $1.8B+2.0% | $1.8B-0.1% | $1.8B |
| Total Liabilities | $5.9B+0.4% | $5.9B+30.8% | $4.5B-10.3% | $5.0B+20.2% | $4.2B-2.3% | $4.3B-1.7% | $4.3B+2.9% | $4.2B |
| Current Liabilities | $2.3B+1.8% | $2.3B+151.2% | $899.4M-35.7% | $1.4B+12.9% | $1.2B-7.2% | $1.3B-2.6% | $1.4B+47.5% | $929.8M |
| Long-Term Debt | $4.8B+47.8% | $3.2B-0.1% | $3.2B0.0% | $3.2B+4.6% | $3.1B+21.4% | $2.5B-0.2% | $2.6B-10.8% | $2.9B |
| Total Equity | $309.0M-18.0% | $376.7M+20.9% | $311.7M+153.4% | $123.0M+22.9% | $100.1M-66.6% | $299.6M-30.4% | $430.3M+52.5% | $282.2M |
| Retained Earnings | $7.8B+1.8% | $7.7B+2.2% | $7.5B+2.6% | $7.3B+2.4% | $7.2B+2.2% | $7.0B+2.4% | $6.8B+3.8% | $6.6B |
VRSK Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $343.3M-14.9% | $403.5M+65.0% | $244.5M-45.0% | $444.7M+74.1% | $255.4M-13.8% | $296.2M+39.9% | $211.7M-43.1% | $372.2M |
| Capital Expenditures | $67.2M-0.3% | $67.4M+20.8% | $55.8M+3.9% | $53.7M-3.1% | $55.4M-0.2% | $55.5M-4.0% | $57.8M+4.7% | $55.2M |
| Free Cash Flow | $276.1M-17.9% | $336.1M+78.1% | $188.7M-51.7% | $391.0M+95.5% | $200.0M-16.9% | $240.7M+56.4% | $153.9M-51.5% | $317.0M |
| Investing Cash Flow | $14.8M+106.3% | -$234.5M-190.9% | -$80.6M-39.4% | -$57.8M-19.4% | -$48.4M+8.0% | -$52.6M-193.8% | $56.1M+170.2% | -$79.9M |
| Financing Cash Flow | -$284.4M-121.8% | $1.3B+298.1% | -$659.0M-252.1% | $433.3M+217.0% | -$370.3M+12.1% | -$421.3M-3087.9% | $14.1M+105.8% | -$242.5M |
| Dividends Paid | $62.5M-0.2% | $62.6M-0.6% | $63.0M0.0% | $63.0M+15.2% | $54.7M-1.1% | $55.3M-0.4% | $55.5M-0.5% | $55.8M |
| Share Buybacks | $223.8M+123.6% | $100.1M+0.1% | $100.0M-41.2% | $170.1M-46.0% | $315.0M-7.4% | $340.0M+166.7% | $127.5M-25.0% | $170.0M |
VRSK Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 69.7%-0.4pp | 70.1%-0.2pp | 70.3%+0.9pp | 69.3%+0.7pp | 68.7%-0.5pp | 69.2%-0.2pp | 69.4%+1.7pp | 67.6% |
| Operating Margin | 40.3%-4.7pp | 45.0%-0.8pp | 45.9%+2.0pp | 43.8%+0.8pp | 43.0%+0.1pp | 43.0%-1.5pp | 44.5%+0.8pp | 43.7% |
| Net Margin | 25.3%-4.0pp | 29.3%-3.4pp | 32.8%+1.9pp | 30.9%+2.3pp | 28.6%-1.8pp | 30.3%-12.6pp | 43.0%+11.8pp | 31.2% |
| Return on Equity | 63.8%+4.0pp | 59.9%-21.4pp | 81.3%-107.6pp | 188.9%-21.3pp | 210.2%+136.7pp | 73.5%+1.9pp | 71.6%-6.2pp | 77.8% |
| Return on Assets | 3.2%-0.4pp | 3.6%-1.7pp | 5.3%+0.7pp | 4.5%-0.4pp | 4.9%+0.1pp | 4.8%-1.6pp | 6.5%+1.6pp | 4.9% |
| Current Ratio | 1.200.0 | 1.19-0.3 | 1.53+0.3 | 1.27+0.5 | 0.74-0.1 | 0.82-0.1 | 0.95-0.1 | 1.09 |
| Debt-to-Equity | 15.45+6.9 | 8.57-1.8 | 10.37-15.9 | 26.30-4.6 | 30.88+22.4 | 8.50+2.6 | 5.93-4.2 | 10.14 |
| FCF Margin | 35.4%-8.3pp | 43.8%+19.3pp | 24.4%-27.5pp | 51.9%+24.7pp | 27.2%-6.0pp | 33.2%+11.7pp | 21.5%-23.6pp | 45.0% |
Similar Companies
Frequently Asked Questions
What is Verisk Analytics's annual revenue?
Verisk Analytics (VRSK) reported $3.1B in total revenue for fiscal year 2025. This represents a 6.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Verisk Analytics's revenue growing?
Verisk Analytics (VRSK) revenue grew by 6.6% year-over-year, from $2.9B to $3.1B in fiscal year 2025.
Is Verisk Analytics profitable?
Yes, Verisk Analytics (VRSK) reported a net income of $908.3M in fiscal year 2025, with a net profit margin of 29.6%.
What is Verisk Analytics's EBITDA?
Verisk Analytics (VRSK) had EBITDA of $1.6B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Verisk Analytics have?
As of fiscal year 2025, Verisk Analytics (VRSK) had $2.2B in cash and equivalents against $4.8B in long-term debt.
What is Verisk Analytics's gross margin?
Verisk Analytics (VRSK) had a gross margin of 69.9% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Verisk Analytics's operating margin?
Verisk Analytics (VRSK) had an operating margin of 43.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Verisk Analytics's net profit margin?
Verisk Analytics (VRSK) had a net profit margin of 29.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Verisk Analytics's return on equity (ROE)?
Verisk Analytics (VRSK) has a return on equity of 293.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Verisk Analytics's free cash flow?
Verisk Analytics (VRSK) generated $1.2B in free cash flow during fiscal year 2025. This represents a 29.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Verisk Analytics's operating cash flow?
Verisk Analytics (VRSK) generated $1.4B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Verisk Analytics's total assets?
Verisk Analytics (VRSK) had $6.2B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Verisk Analytics's capital expenditures?
Verisk Analytics (VRSK) invested $244.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Verisk Analytics spend on research and development?
Verisk Analytics (VRSK) invested $40.9M in research and development during fiscal year 2025.
What is Verisk Analytics's current ratio?
Verisk Analytics (VRSK) had a current ratio of 1.20 as of fiscal year 2025, which is considered adequate.
What is Verisk Analytics's debt-to-equity ratio?
Verisk Analytics (VRSK) had a debt-to-equity ratio of 15.45 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Verisk Analytics's return on assets (ROA)?
Verisk Analytics (VRSK) had a return on assets of 14.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Verisk Analytics's Altman Z-Score?
Verisk Analytics (VRSK) has an Altman Z-Score of 5.67, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Verisk Analytics's Piotroski F-Score?
Verisk Analytics (VRSK) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Verisk Analytics's earnings high quality?
Verisk Analytics (VRSK) has an earnings quality ratio of 1.58x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Verisk Analytics cover its interest payments?
Verisk Analytics (VRSK) has an interest coverage ratio of 7.9x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Verisk Analytics?
Verisk Analytics (VRSK) scores 61 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.