Wah Fu Education Group Limited Financials
Wah Fu Education Group Limited (WAFU) reported $6.4M in revenue for fiscal year 2026, up 2.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Wah Fu’s recent results show a margin-led earnings breakdown inside a still-cash-heavy balance sheet.
The most important shift is not just lower revenue: gross margin compression took the business from53.2% at its recent peak to29.1% in the latest year. Over the same stretch, cash conversion reversed, with operating cash flow moving from$1.6M positive to-$1.4M . That pairing suggests weaker service economics rather than a temporary volume dip, because cash losses deepened even without meaningful reinvestment.
Overhead is no longer being covered by the gross profit the business now produces. In FY2026, gross margin was only
Liquidity remains stronger than profitability. Cash of
Financial Health Signals
Scored against emerging companies for FY2026. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Wah Fu Education Group Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Not available for Wah Fu Education Group Limited, and counted as zero in the overall score.
Wah Fu Education Group Limited scores 2.75, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Wah Fu Education Group Limited passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). No profitability signals pass, all 2 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
Wah Fu Education Group Limited reported a net loss of $1.1M while operations used $1.4M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Wah Fu Education Group Limited reported an operating loss of $856K against $47K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
Wah Fu Education Group Limited generated $6.4M in revenue in fiscal year 2026. This represents an increase of 2.7% from the prior year.
Wah Fu Education Group Limited's EBITDA was -$795K in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 162.2% from the prior year.
Wah Fu Education Group Limited reported -$1.1M in net income in fiscal year 2026. This represents a decrease of 137.6% from the prior year.
Wah Fu Education Group Limited earned -$0.25 per diluted share (EPS) in fiscal year 2026. This represents a decrease of 127.3% from the prior year.
Cash & Balance Sheet
Wah Fu Education Group Limited recorded an outflow of $1.4M in free cash flow in fiscal year 2026, representing a cash shortfall after capex. This represents a decrease of 47.7% from the prior year.
Wah Fu Education Group Limited held $9.0M in cash as of fiscal year 2026; long-term debt is not reported for that period.
Not reported for fiscal year 2026.
Margins & Returns
Wah Fu Education Group Limited's gross margin was 29.1% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 12.6 percentage points from the prior year.
Wah Fu Education Group Limited's operating margin was -13.5% in fiscal year 2026, reflecting core business profitability. This is down 7.1 percentage points from the prior year.
Wah Fu Education Group Limited's net profit margin was -17.4% in fiscal year 2026, showing the share of revenue converted to profit. This is down 9.9 percentage points from the prior year.
Wah Fu Education Group Limited's ROE was -11.0% in fiscal year 2026, measuring profit generated per dollar of shareholder equity. This is down 6.7 percentage points from the prior year.
Capital Allocation
Wah Fu Education Group Limited invested $51K in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents an increase of 367.0% from the prior year.
Not reported for fiscal year 2026.
Not reported for fiscal year 2026.
WAFU Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.4M+2.7% | $6.2M-14.4% | $7.2M-32.4% | $10.7M-6.8% | $11.5M+34.7% | $8.5M+51.1% | $5.6M+5.2% | $5.4M-10.2% | $6.0M+15.4% | $5.2M |
| Cost of Revenue | $4.5M+25.1% | $3.6M-14.7% | $4.2M-15.5% | $5.0M-16.5% | $6.0M+50.7% | $3.9M+18.0% | $3.3M+18.8% | $2.8M+27.9% | $2.2M+4.0% | $2.1M |
| Gross Profit | $1.8M-28.3% | $2.6M-13.8% | $3.0M-47.4% | $5.7M+4.1% | $5.5M+20.9% | $4.5M+100.8% | $2.3M-10.1% | $2.5M-33.0% | $3.7M+23.7% | $3.0M |
| SG&A Expenses | $1.0M+21.2% | $853K-20.1% | $1.1M-5.5% | $1.1M-60.7% | $2.9M+33.2% | $2.2M-14.0% | $2.5M+9.0% | $2.3M+45.5% | $1.6M-4.7% | $1.7M |
| Operating Income | -$856K-118.1% | -$392K-63.2% | -$241K-112.0% | $2.0M+93.3% | $1.0M-4.6% | $1.1M+169.4% | -$1.6M-26.9% | -$1.2M-215.5% | $1.1M+62.8% | $659K |
| Interest Expense | $47K-2.3% | $48K-0.7% | $48K-2.2% | $49K-1.5% | $50K-26.4% | $68K-24.1% | $90K+265.0% | $25K+917.2% | $2K | N/A |
| Income Tax | $121K+20.9% | $100K-23.5% | $131K-69.6% | $431K+80.2% | $239K+32.5% | $180K-15.1% | $212K+319.5% | -$97K-205.2% | $92K-13.1% | $106K |
| Net Income | -$1.1M-137.6% | -$465K-741.6% | -$55K-106.1% | $906K+21.9% | $743K+9.3% | $680K+141.4% | -$1.6M-73.4% | -$946K-182.7% | $1.1M+99.9% | $573K |
| EPS (Diluted) | -$0.25-127.3% | -$0.11-1000.0% | -$0.01-105.0% | $0.20+17.6% | $0.17+6.3% | $0.16-100.0% | $1000000.00 | N/A | N/A | N/A |
Not reported in any period shown, so not listed: R&D Expenses.
WAFU Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $14.4M-6.5% | $15.4M-4.4% | $16.2M-7.9% | $17.5M-2.6% | $18.0M+6.1% | $17.0M+35.1% | $12.6M+48.1% | $8.5M-11.7% | $9.6M | N/A |
| Current Assets | $12.7M-10.6% | $14.2M-3.0% | $14.7M-8.3% | $16.0M-1.3% | $16.2M+7.8% | $15.0M+46.7% | $10.3M+49.9% | $6.8M-11.4% | $7.7M | N/A |
| Cash & Equivalents | $9.0M-10.9% | $10.1M-8.3% | $11.0M-12.1% | $12.6M+6.8% | $11.8M-2.4% | $12.1M+76.4% | $6.8M+74.0% | $3.9M-16.8% | $4.7M-15.7% | $5.6M |
| Accounts Receivable | $901K+25.6% | $718K-31.0% | $1.0M+31.1% | $793K-53.7% | $1.7M-10.8% | $1.9M+253.5% | $543K-69.5% | $1.8M-12.6% | $2.0M | N/A |
| Total Liabilities | $3.2M-14.1% | $3.7M-8.0% | $4.0M-11.3% | $4.5M-24.8% | $6.0M-2.8% | $6.2M+88.8% | $3.3M+83.0% | $1.8M+24.4% | $1.4M | N/A |
| Current Liabilities | $3.1M-15.8% | $3.7M-6.6% | $3.9M-8.8% | $4.3M-28.1% | $6.0M-1.2% | $6.1M+108.6% | $2.9M+62.7% | $1.8M+24.4% | $1.4M | N/A |
| Total Equity | $10.0M-6.3% | $10.7M-3.9% | $11.1M-4.7% | $11.7M+4.3% | $11.2M+10.0% | $10.2M+12.5% | $9.1M+35.3% | $6.7M-18.1% | $8.2M+30.7% | $6.3M |
| Retained Earnings | $4.8M-18.7% | $5.9M-7.3% | $6.4M-0.9% | $6.4M+12.2% | $5.7M+7.7% | $5.3M+12.5% | $4.7M-26.4% | $6.4M-12.9% | $7.4M | N/A |
Not reported in any period shown, so not listed: Inventory, Goodwill, Long-Term Debt.
WAFU Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$1.4M-44.1% | -$966K-25.8% | -$767K-147.6% | $1.6M+50.0% | $1.1M-53.8% | $2.3M+148.3% | $938K+282.6% | -$513K-16.2% | -$442K-134.2% | $1.3M |
| Capital Expenditures | $51K+367.0% | $11K-88.6% | $95K+155.2% | $37K+6.4% | $35K-52.9% | $74K-1.1% | $75K-78.6% | $350K-37.0% | $556K+635.1% | $76K |
| Free Cash Flow | -$1.4M-47.7% | -$976K-13.2% | -$862K-154.7% | $1.6M+51.4% | $1.0M-53.8% | $2.3M+161.3% | $862K+199.9% | -$864K+13.5% | -$998K-182.0% | $1.2M |
| Investing Cash Flow | -$23K-113.0% | -$11K+95.4% | -$231K-727.6% | $37K+102.2% | -$1.7M-171.2% | $2.4M+189.9% | -$2.6M-35637.3% | $7K+100.6% | -$1.3M-116.6% | -$581K |
| Financing Cash Flow | -$125K-298.2% | $63K | N/A | N/A | -$18K-256.1% | $11K-99.8% | $4.9M+41278.3% | $12K-96.7% | $351K+425.5% | $67K |
Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.
WAFU Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 29.1%-12.6pp | 41.6%+0.2pp | 41.4%-11.8pp | 53.2%+5.6pp | 47.6%-5.5pp | 53.1%+13.1pp | 39.9%-6.8pp | 46.7%-15.9pp | 62.6%+4.2pp | 58.4% |
| Operating Margin | -13.5%-7.1pp | -6.3%-3.0pp | -3.3%-22.1pp | 18.8%+9.8pp | 9.1%-3.7pp | 12.8%+40.7pp | -27.9%-4.8pp | -23.1%-41.1pp | 18.0%+5.2pp | 12.7% |
| Net Margin | -17.4%-9.9pp | -7.5%-6.8pp | -0.8%-9.2pp | 8.5%+2.0pp | 6.5%-1.5pp | 8.0%+37.1pp | -29.1%-11.5pp | -17.7%-36.8pp | 19.2%+8.1pp | 11.1% |
| Return on Equity | -11.0%-6.7pp | -4.3%-3.8pp | -0.5%-8.2pp | 7.7%+1.1pp | 6.6%0.0pp | 6.7%+24.8pp | -18.1%-4.0pp | -14.1%-28.1pp | 14.0%+4.8pp | 9.2% |
| Return on Assets | -7.6%-4.6pp | -3.0%-2.7pp | -0.3%-5.5pp | 5.2%+1.0pp | 4.1%+0.1pp | 4.0%+17.1pp | -13.1%-1.9pp | -11.2%-23.1pp | 11.9% | N/A |
| Current Ratio | 4.12+0.2x | 3.88+0.1x | 3.740.0x | 3.72+1.0x | 2.71+0.2x | 2.48-1.0x | 3.53-0.3x | 3.83-1.5x | 5.38 | N/A |
| Debt-to-Equity | 0.310.0x | 0.340.0x | 0.360.0x | 0.39-0.1x | 0.53-0.1x | 0.60+0.2x | 0.36+0.1x | 0.27+0.1x | 0.18 | N/A |
| FCF Margin | -22.7%-6.9pp | -15.8%-3.8pp | -11.9%-26.7pp | 14.7%+5.7pp | 9.1%-17.4pp | 26.5%+11.2pp | 15.3%+31.4pp | -16.1%+0.6pp | -16.7%-40.3pp | 23.5% |
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Where Wah Fu Education Group Limited Ranks
Frequently Asked Questions
What is Wah Fu Education Group Limited's annual revenue?
Wah Fu Education Group Limited (WAFU) reported $6.4M in total revenue for fiscal year 2026. This represents a 2.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Wah Fu Education Group Limited's revenue growing?
Wah Fu Education Group Limited (WAFU) revenue grew by 2.7% year-over-year, from $6.2M to $6.4M in fiscal year 2026.
Is Wah Fu Education Group Limited profitable?
No, Wah Fu Education Group Limited (WAFU) reported a net income of -$1.1M in fiscal year 2026, with a net profit margin of -17.4%.
What is Wah Fu Education Group Limited's EBITDA?
Wah Fu Education Group Limited (WAFU) had EBITDA of -$795K in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
What is Wah Fu Education Group Limited's gross margin?
Wah Fu Education Group Limited (WAFU) had a gross margin of 29.1% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is Wah Fu Education Group Limited's operating margin?
Wah Fu Education Group Limited (WAFU) had an operating margin of -13.5% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is Wah Fu Education Group Limited's net profit margin?
Wah Fu Education Group Limited (WAFU) had a net profit margin of -17.4% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
What is Wah Fu Education Group Limited's return on equity (ROE)?
Wah Fu Education Group Limited (WAFU) has a return on equity of -11.0% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is Wah Fu Education Group Limited's free cash flow?
Wah Fu Education Group Limited (WAFU) recorded an outflow of $1.4M in free cash flow during fiscal year 2026. This represents a -47.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Wah Fu Education Group Limited's operating cash flow?
Wah Fu Education Group Limited (WAFU) recorded an outflow of $1.4M in operating cash flow during fiscal year 2026, representing cash used by core business activities.
What are Wah Fu Education Group Limited's total assets?
Wah Fu Education Group Limited (WAFU) had $14.4M in total assets as of fiscal year 2026, including both current and long-term assets.
What are Wah Fu Education Group Limited's capital expenditures?
Wah Fu Education Group Limited (WAFU) invested $51K in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
What is Wah Fu Education Group Limited's current ratio?
Wah Fu Education Group Limited (WAFU) had a current ratio of 4.12 as of fiscal year 2026, which is generally considered healthy.
What is Wah Fu Education Group Limited's debt-to-equity ratio?
Wah Fu Education Group Limited (WAFU) had a debt-to-equity ratio of 0.31 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Wah Fu Education Group Limited's return on assets (ROA)?
Wah Fu Education Group Limited (WAFU) had a return on assets of -7.6% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is Wah Fu Education Group Limited's cash runway?
Based on fiscal year 2026 data, Wah Fu Education Group Limited (WAFU) had $9.0M in cash against an annual operating cash burn of $1.4M. This gives an estimated cash runway of approximately 78 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Wah Fu Education Group Limited's Altman Z-Score?
Wah Fu Education Group Limited (WAFU) has an Altman Z-Score of 2.75, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Wah Fu Education Group Limited's Piotroski F-Score?
Wah Fu Education Group Limited (WAFU) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Wah Fu Education Group Limited's earnings high quality?
Wah Fu Education Group Limited (WAFU) reported a net loss of $1.1M while operations used $1.4M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Wah Fu Education Group Limited cover its interest payments?
Wah Fu Education Group Limited (WAFU) reported an operating loss of $856K against $47K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Wah Fu Education Group Limited?
Wah Fu Education Group Limited (WAFU) scores 50 out of 100 on our Financial Health Score, indicating moderate standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.