What is Wins Finance's earnings per share (EPS)?

Wins Finance (WINSF) reported diluted earnings per share of $-0.01 for fiscal year 2024. This represents a 50.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Wins Finance Financials

WINSF

Source SEC Filings (10-K/10-Q) Updated Jun 30, 2024 Currency USD FYE June

This page shows Wins Finance (WINSF) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI WINSF FY2024 2026-04-22

Wins Finance's FY2024 was dominated by balance-sheet expansion, with working capital consuming cash faster than accounting losses imply.

FY2024's net loss narrowed to $217K, but operating cash flow swung to -$9.1M. With receivables ending at $22.6M and financing inflows at $9.6M, cash conversion deteriorated sharply, so the cleaner income statement masked a year that had to be funded from outside the business.

The current ratio reached 1.3x, yet cash on hand was only $575K, making the headline liquidity measure look more comfortable than the cash position itself. Because receivables were $22.6M and inventory was $1.6M, near-term liquidity depends more on collection and turnover than on cash already in the bank.

Assets expanded to $47.1M while liabilities reached $45.0M, a much fuller balance sheet than FY2023 but with only a thin cushion between the two. Equity remained negative at -$2.3M, so balance-sheet repair has not kept pace with the company's renewed scale.

Financial Health Signals

Financial Profile 20/100

Based on FY2024 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Wins Finance's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Leverage

100

Wins Finance carries a low D/E ratio of -1.13, meaning only $-1.13 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Wins Finance's current ratio of 1.29 is below the typical benchmark, resulting in a score of 21/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

While Wins Finance generated -$9.1M in operating cash flow, capex of $201 consumed most of it, leaving -$9.1M in free cash flow. This results in a low score of 0/100, reflecting heavy capital investment rather than weak cash generation.

Piotroski F-Score Weak

3/9

Wins Finance passes 3 of 9 financial strength tests. 1 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Low Quality

41.92x

For every $1 of reported earnings, Wins Finance generates $41.92 in operating cash flow (-$9.1M OCF vs -$217K net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$3.7M

YoY+602.8%

Wins Finance generated $3.7M in revenue in fiscal year 2024. This represents an increase of 602.8% from the prior year.

EBITDA

N/A

Net Income

-$217K

YoY+47.1%

Wins Finance reported -$217K in net income in fiscal year 2024. This represents an increase of 47.1% from the prior year.

EPS (Diluted)

$-0.01

YoY+50.0%

Wins Finance earned $-0.01 per diluted share (EPS) in fiscal year 2024. This represents an increase of 50.0% from the prior year.

Cash & Balance Sheet

Free Cash Flow

-$9.1M

YoY-17419.2%

Wins Finance generated -$9.1M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 17419.2% from the prior year.

Cash & Debt

$575K

YoY+401.0%

5Y CAGR+52.2%

Wins Finance held $575K in cash against $2.6M in long-term debt as of fiscal year 2024.

Dividends Per Share

N/A

Shares Outstanding

20M

YoY+0.0%

5Y CAGR+0.0%

Wins Finance had 20M shares outstanding in fiscal year 2024. This represents an increase of 0.0% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-5.8%

YoY+71.7pp

Wins Finance's net profit margin was -5.8% in fiscal year 2024, showing the share of revenue converted to profit. This is up 71.7 percentage points from the prior year.

Return on Equity

N/A

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$201

YoY-99.0%

Wins Finance invested $201 in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 99.0% from the prior year.

WINSF Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	$3.7M+602.8%	$528K	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$1.4M+362.9%	$297K+7.5%	$277K-69.9%	$920K-0.3%	$923K+70.2%	$543K
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$236K+2012.0%	$11K+1414.2%	$738	N/A	-$4.0M+78.8%	-$18.9M
Net Income	-$217K+47.1%	-$409K+85.4%	-$2.8M	N/A	-$176.1M-253.5%	-$49.8M
EPS (Diluted)	$-0.01+50.0%	$-0.02+85.7%	$-0.14+93.2%	$-2.07+76.7%	$-8.88-253.8%	$-2.51

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19	Q4'18	Q4'17
Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EPS (Diluted)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

WINSF Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$47.1M+2186.8%	$2.1M+40.7%	$1.5M-59.7%	$3.6M-92.2%	$46.4M-79.6%	$228.1M
Current Assets	$46.9M+2202.6%	$2.0M+164.3%	$771K-3.6%	$800K	N/A	N/A
Cash & Equivalents	$575K+401.0%	$115K-28.0%	$160K+2309.7%	$7K-82.9%	$39K-44.8%	$70K
Inventory	$1.6M+710.9%	$197K	$0	N/A	N/A	N/A
Accounts Receivable	$22.6M+5539.5%	$401K+53.3%	$262K	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$45.0M+526.3%	$7.2M+4.8%	$6.9M+9.1%	$6.3M-39.6%	$10.4M-23.8%	$13.7M
Current Liabilities	$36.4M+938.5%	$3.5M-18.6%	$4.3M+14.2%	$3.8M	N/A	N/A
Long-Term Debt	$2.6M	$0	N/A	N/A	$0	N/A
Total Equity	-$2.3M+56.4%	-$5.3M-0.5%	-$5.3M-99.1%	-$2.7M-107.4%	$36.0M-83.2%	$214.5M
Retained Earnings	-$199.1M-0.1%	-$198.8M-0.2%	-$198.4M-1.4%	-$195.6M-26.6%	-$154.5M-816.8%	$21.6M

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19	Q4'18	Q4'17
Total Assets	$47.1M+2186.8%	$2.1M+40.7%	$1.5M-59.7%	$3.6M-92.2%	$46.4M-79.6%	$228.1M-26.4%	$309.9M-0.9%	$312.8M
Current Assets	$46.9M+2202.6%	$2.0M+164.3%	$771K-3.6%	$800K	N/A	N/A	N/A	N/A
Cash & Equivalents	$575K+401.0%	$115K-28.0%	$160K+2309.7%	$7K-82.9%	$39K-44.8%	$70K-99.5%	$13.1M-22.8%	$17.0M
Inventory	$1.6M+710.9%	$197K	$0	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$22.6M+5539.5%	$401K+53.3%	$262K	N/A	N/A	N/A	$496K	$0
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$45.0M+526.3%	$7.2M+4.8%	$6.9M+9.1%	$6.3M-39.6%	$10.4M-23.8%	$13.7M-62.1%	$36.0M-34.5%	$55.0M
Current Liabilities	$36.4M+938.5%	$3.5M-18.6%	$4.3M+14.2%	$3.8M	N/A	N/A	N/A	N/A
Long-Term Debt	$2.6M	$0	N/A	N/A	$0	N/A	N/A	N/A
Total Equity	-$2.3M+56.4%	-$5.3M-0.5%	-$5.3M-99.1%	-$2.7M-107.4%	$36.0M-83.2%	$214.5M-21.7%	$273.9M+6.2%	$257.8M
Retained Earnings	-$199.1M-0.1%	-$198.8M-0.2%	-$198.4M-1.4%	-$195.6M-26.6%	-$154.5M-816.8%	$21.6M-69.8%	$71.4M+14.3%	$62.4M

WINSF Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	-$9.1M-12735.2%	$72K-65.4%	$208K+1698.5%	-$13K+99.6%	-$3.1M+91.8%	-$37.9M
Capital Expenditures	$201-99.0%	$19K+1395.2%	$1K	$0-100.0%	$843	$0
Free Cash Flow	-$9.1M-17419.2%	$52K-74.6%	$207K+1688.6%	-$13K+99.6%	-$3.1M+91.8%	-$37.9M
Investing Cash Flow	-$201+99.0%	-$19K+72.6%	-$71K	$0+100.0%	-$843-100.0%	$45.1M
Financing Cash Flow	$9.6M+11035.5%	-$87K	$0	$0+100.0%	-$699K+95.9%	-$17.2M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19	Q4'18	Q4'17
Operating Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

WINSF Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	-5.8%+71.7pp	-77.5%	N/A	N/A	N/A	N/A
Return on Equity	N/A	N/A	N/A	N/A	-488.6%-465.3pp	-23.2%
Return on Assets	-0.5%+19.4pp	-19.9%+172.2pp	-192.1%	N/A	-379.2%-357.3pp	-21.8%
Current Ratio	1.29+0.7	0.58+0.4	0.18-0.0	0.21	N/A	N/A
Debt-to-Equity	-1.13-1.1	0.00+1.3	-1.30	N/A	0.00-0.1	0.06
FCF Margin	-244.7%-254.7pp	9.9%	N/A	N/A	N/A	N/A

Metric	Q4'24	Q4'23	Q4'22	Q4'21	Q4'20	Q4'19	Q4'18	Q4'17
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Current Ratio	1.29+0.7	0.58+0.4	0.18-0.0	0.21	N/A	N/A	N/A	N/A
Debt-to-Equity	-1.13-1.1	0.00+1.3	-1.30+1.1	-2.37-2.4	0.00-0.1	0.06-0.1	0.13-0.1	0.21
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Note: Shareholder equity is negative (-$2.3M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.

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Frequently Asked Questions

What is Wins Finance's annual revenue?

Wins Finance (WINSF) reported $3.7M in total revenue for fiscal year 2024. This represents a 602.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Wins Finance's revenue growing?

Wins Finance (WINSF) revenue grew by 602.8% year-over-year, from $528K to $3.7M in fiscal year 2024.

Is Wins Finance profitable?

No, Wins Finance (WINSF) reported a net income of -$217K in fiscal year 2024, with a net profit margin of -5.8%.

How much debt does Wins Finance have?

As of fiscal year 2024, Wins Finance (WINSF) had $575K in cash and equivalents against $2.6M in long-term debt.

What is Wins Finance's net profit margin?

Wins Finance (WINSF) had a net profit margin of -5.8% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

What is Wins Finance's free cash flow?

Wins Finance (WINSF) generated -$9.1M in free cash flow during fiscal year 2024. This represents a -17419.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Wins Finance's operating cash flow?

Wins Finance (WINSF) generated -$9.1M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Wins Finance's total assets?

Wins Finance (WINSF) had $47.1M in total assets as of fiscal year 2024, including both current and long-term assets.

What are Wins Finance's capital expenditures?

Wins Finance (WINSF) invested $201 in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.

How many shares does Wins Finance have outstanding?

Wins Finance (WINSF) had 20M shares outstanding as of fiscal year 2024.

What is Wins Finance's current ratio?

Wins Finance (WINSF) had a current ratio of 1.29 as of fiscal year 2024, which is considered adequate.

What is Wins Finance's debt-to-equity ratio?

Wins Finance (WINSF) had a debt-to-equity ratio of -1.13 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Wins Finance's return on assets (ROA)?

Wins Finance (WINSF) had a return on assets of -0.5% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Wins Finance's cash runway?

Based on fiscal year 2024 data, Wins Finance (WINSF) had $575K in cash against an annual operating cash burn of $9.1M. This gives an estimated cash runway of approximately 1 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

Why is Wins Finance's debt-to-equity ratio negative or unusual?

Wins Finance (WINSF) has negative shareholder equity of -$2.3M as of fiscal year 2024, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.

What is Wins Finance's Piotroski F-Score?

Wins Finance (WINSF) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Wins Finance's earnings high quality?

Wins Finance (WINSF) has an earnings quality ratio of 41.92x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Wins Finance?

Wins Finance (WINSF) scores 20 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.