What is WSFS Financial Corp's earnings per share (EPS)?

WSFS Financial Corp (WSFS) reported diluted earnings per share of $5.09 for fiscal year 2025. This represents a 15.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

WSFS Financial Corp (WSFS) Financials

WSFS

Trailing 12 months to June 30, 2026

Revenue $1.1B +4.5% YoY

Net Income $320.4M +20.0% YoY

EPS (Diluted) $5.98 +31.4% YoY

Free Cash Flow $243.1M +152.2% YoY

Market Cap $4.0B as of Sep 22, 2026

Price / Sales 3.6x on $1.1B revenue, trailing 12 months to June 30, 2026

Price / Earnings 12.4x on $320.4M net income, trailing 12 months to June 30, 2026

Price / Book 1.5x on $2.7B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 22, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the WSFS SEC filings page.

WSFS Financial Corp (WSFS) reported $1.1B in revenue over the twelve months to Jun 30, 2026, up 4.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI WSFS FY2025 2026-09-05

An asset-heavy financial model is gradually reducing leverage while buybacks amplify the earnings delivered per share.

Cash conversion is weaker than accounting profitability: FY2025 operating cash flow was $220M against net income of $287.3M, so earnings did not fully become cash. Yet free cash flow was $213.6M, nearly matching operating cash flow, indicating capital spending was not the main source of the gap.

Balance-sheet leverage is easing: debt-to-equity fell from 8.0x in FY2022 to 6.8x in FY2025 as equity accumulated faster than the asset base. FY2025 ROA of 1.4% versus ROE of 10.5% reflects how a large asset base magnifies modest returns on assets into higher returns on equity.

Per-share gains were amplified by capital returns: net income increased 9.0% from FY2024 to FY2025, while diluted shares fell 10.0% over the same span. That combination helps explain why EPS rose 15.4%, meaning the improvement was not produced by earnings growth alone.

Financial Health Signals

Financial Health Score 55/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of WSFS Financial Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

WSFS Financial Corp earned a return on assets of 1.4% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.3% the prior year. Earnings ranks banks on that return over three years, and WSFS Financial Corp scores 80/100 among other banks.

Growth

WSFS Financial Corp reported revenue of $1.1B in fiscal year 2025, against $1.0B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and WSFS Financial Corp scores 26/100 among other banks.

Capital

WSFS Financial Corp funded 12.8% of its assets with shareholders' equity at the end of fiscal year 2025, holding $2.7B of equity against $21.3B of assets. Capital ranks banks on that cushion, and WSFS Financial Corp scores 66/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. WSFS Financial Corp scores 66/100 on it among other banks.

Credit Quality

Not available for WSFS Financial Corp, and counted as zero in the overall score.

Stability

WSFS Financial Corp reported net income of $287.3M in fiscal year 2025, against $263.7M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and WSFS Financial Corp scores 92/100 among other banks.

Piotroski F-Score Partial

4/6

WSFS Financial Corp passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.77x

For every $1 of reported earnings, WSFS Financial Corp generates $0.77 in operating cash flow ($220.0M OCF vs $287.3M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$282.5M

YoY+5.6%

QoQ+2.6%

5Y CAGR+11.8%

10Y CAGR+13.9%

WSFS Financial Corp generated $282.5M in revenue in Q2 2026. This represents an increase of 5.6% from the same quarter a year earlier. Against the prior quarter it is up 2.6%.

Net Income

$84.4M

YoY+16.7%

QoQ-2.8%

5Y CAGR-2.5%

10Y CAGR+17.1%

WSFS Financial Corp reported $84.4M in net income in Q2 2026. This represents an increase of 16.7% from the same quarter a year earlier. Against the prior quarter it is down 2.8%.

EPS (Diluted)

$1.63

YoY+28.3%

QoQ-0.6%

5Y CAGR-4.1%

10Y CAGR+10.9%

WSFS Financial Corp earned $1.63 per diluted share (EPS) in Q2 2026. This represents an increase of 28.3% from the same quarter a year earlier. Against the prior quarter it is down 0.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

-$14.4M

YoY-141.0%

QoQ-116.9%

WSFS Financial Corp recorded an outflow of $14.4M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents a decrease of 141.0% from the same quarter a year earlier. Against the prior quarter it is down 116.9%.

Cash & Debt

$2.6B

YoY+93.1%

QoQ+4.0%

5Y CAGR+1.2%

10Y CAGR+13.8%

WSFS Financial Corp held $2.6B in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.20

YoY+17.6%

QoQ+17.6%

5Y CAGR+9.0%

WSFS Financial Corp paid $0.20 per share in dividends in Q2 2026. This represents an increase of 17.6% from the same quarter a year earlier. Against the prior quarter it is up 17.6%.

Shares Outstanding

51M

YoY-8.7%

QoQ-1.8%

5Y CAGR+1.5%

10Y CAGR+5.6%

WSFS Financial Corp had 51M shares outstanding in Q2 2026. This represents a decrease of 8.7% from the same quarter a year earlier. Against the prior quarter it is down 1.8%.

Margins & Returns

Net Margin

29.9%

YoY+2.8pp

QoQ-1.7pp

5Y change-29.2pp

10Y change+7.2pp

WSFS Financial Corp's net profit margin was 29.9% in Q2 2026, showing the share of revenue converted to profit. This is up 2.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.7 percentage points.

Return on Equity

3.1%

YoY+0.4pp

QoQ-0.1pp

5Y change-2.0pp

10Y change+0.3pp

WSFS Financial Corp's ROE was 3.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$66.8M

YoY-14.8%

QoQ-22.1%

5Y CAGR+124.1%

10Y CAGR+41.7%

WSFS Financial Corp spent $66.8M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 14.8% from the same quarter a year earlier. Against the prior quarter it is down 22.1%.

Capital Expenditures

$1.7M

YoY-12.2%

QoQ+96.0%

5Y CAGR0.0%

10Y CAGR-4.1%

WSFS Financial Corp invested $1.7M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 12.2% from the same quarter a year earlier. Against the prior quarter it is up 96.0%.

R&D Spending

Not reported for Q2 2026.

WSFS Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

WSFS quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.1B	$1.1B+1.9%	$1.0B+3.1%	$1.0B+5.3%	$963.9M+50.2%	$641.8M-10.3%	$715.4M+0.9%	$709.2M+55.7%	$455.5M+20.1%	$379.4M+17.9%	$321.6M+17.9%	$272.8M+14.3%	$238.6M+5.1%	$227.1M-4.2%	$237.0M-1.7%	$241.1M
SG&A Expenses	$372.9M	$356.8M+7.3%	$332.7M+15.0%	$289.2M+1.9%	$283.9M+32.6%	$214.2M+10.2%	$194.3M+6.4%	$182.6M+48.4%	$123.0M+7.5%	$114.4M+19.2%	$96.0M+14.4%	$83.9M+9.8%	$76.4M+7.8%	$70.9M+7.3%	$66.0M+10.4%	$59.8M
Interest Expense	$272.7M	$293.6M-18.0%	$358.1M+42.4%	$251.4M+514.3%	$40.9M+80.1%	$22.7M-53.1%	$48.5M-36.4%	$76.1M+63.8%	$46.5M+39.0%	$33.5M+46.5%	$22.8M+44.7%	$15.8M-0.3%	$15.8M+3.2%	$15.3M-34.2%	$23.3M-28.6%	$32.6M
Income Tax	$103.4M	$93.4M+11.5%	$83.8M-13.0%	$96.2M+23.5%	$78.0M-9.4%	$86.1M+172.1%	$31.6M-31.9%	$46.5M+28.8%	$36.1M-38.1%	$58.2M+76.1%	$33.1M+9.3%	$30.3M+61.0%	$18.8M-27.5%	$25.9M+52.7%	$17.0M+48.0%	$11.5M
Net Income	$320.4M	$287.3M+9.0%	$263.7M-2.0%	$269.2M+21.0%	$222.4M-18.1%	$271.4M+136.5%	$114.8M-22.9%	$148.8M+10.4%	$134.7M+168.2%	$50.2M-21.6%	$64.1M+19.7%	$53.5M-0.4%	$53.8M+14.7%	$46.9M+49.7%	$31.3M+38.1%	$22.7M
EPS (Basic)	N/A	$5.11+15.3%	$4.43+0.7%	$4.40+25.7%	$3.50-38.7%	$5.71+151.5%	$2.27-24.8%	$3.02-29.3%	$4.27+166.9%	$1.60-24.5%	$2.12+12.8%	$1.88-5.1%	$1.98+15.8%	$1.71-47.9%	$3.28+42.0%	$2.31
EPS (Diluted)	$5.98	$5.09+15.4%	$4.41+0.2%	$4.40+26.1%	$3.49-38.7%	$5.69+150.7%	$2.27-24.3%	$3.00	$4.19+168.6%	$1.56-24.3%	$2.06+11.4%	$1.85	$1.93+14.2%	$1.69	$3.25+42.5%	$2.28
Diluted Shares (Avg)	N/A	56M-5.5%	60M-2.4%	61M-3.8%	64M+33.4%	48M-5.6%	51M+2.0%	50M	32M-0.4%	32M+3.9%	31M+7.4%	29M	28M+4.0%	27M	9M+0.8%	9M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$282.5M+5.6%	$275.3M+7.5%	$271.9M+4.0%	$270.5M+1.1%	$267.5M+0.5%	$256.1M+2.0%	$261.5M+114.9%	$267.7M+4.9%
SG&A Expenses	$95.8M+7.4%	$91.9M+11.4%	$93.5M+6.9%	$91.7M+6.4%	$89.1M+7.1%	$82.5M+8.8%	$87.5M+25.9%	$86.1M+15.7%
Interest Expense	$64.3M-12.7%	$64.1M-15.3%	$69.8M-18.0%	$74.4M-22.4%	$73.7M-18.8%	$75.7M-12.4%	$85.1M+7.6%	$95.9M+39.9%
Income Tax	$26.8M+14.9%	$27.6M+31.0%	$24.5M+21.5%	$24.4M+15.6%	$23.3M+9.7%	$21.1M-0.5%	$20.2M-31.2%	$21.1M-7.8%
Net Income	$84.4M+16.7%	$86.8M+31.8%	$72.7M+13.2%	$76.4M+18.6%	$72.3M+4.4%	$65.9M+0.2%	$64.2M+0.5%	$64.4M-13.1%
EPS (Basic)	$1.63+27.3%	$1.64+45.1%	$1.34+22.9%	$1.37+25.7%	$1.28+10.3%	$1.13+3.7%	$1.09+3.8%	$1.09-10.7%
EPS (Diluted)	$1.63+28.3%	$1.64+46.4%	$1.34+24.1%	$1.37+26.9%	$1.27+9.5%	$1.12+2.8%	$1.08+1.9%	$1.08-11.5%
Diluted Shares (Avg)	52M-8.6%	53M-9.7%	N/A	56M-5.8%	57M-5.2%	59M-3.0%	N/A	59M-2.7%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

WSFS Balance Sheet

WSFS quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$21.3B+2.4%	$20.8B+1.1%	$20.6B+3.4%	$19.9B+26.2%	$15.8B+10.1%	$14.3B+17.0%	$12.3B+69.1%	$7.2B+3.6%	$7.0B+3.5%	$6.8B+21.1%	$5.6B+15.1%	$4.9B+7.5%	$4.5B+3.2%	$4.4B+2.0%	$4.3B
Cash & Equivalents	$1.7B+47.1%	$1.2B+5.7%	$1.1B+30.5%	$837.3M-45.4%	$1.5B-7.4%	$1.7B+189.4%	$571.8M-7.9%	$620.8M-14.2%	$723.9M-11.9%	$821.9M+46.5%	$561.2M+10.5%	$508.0M+4.9%	$484.4M-3.3%	$500.9M+7.0%	$468.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$885.2M-0.1%	$885.9M0.0%	$885.9M+0.3%	$883.6M+86.9%	$472.8M0.0%	$472.8M0.0%	$472.8M+184.8%	$166.0M0.0%	$166.0M-0.9%	$167.5M+96.6%	$85.2M+75.1%	$48.7M+50.9%	$32.2M+14.5%	$28.1M0.0%	$28.1M
Total Liabilities	$18.6B+1.9%	$18.2B+0.6%	$18.1B+2.3%	$17.7B+28.0%	$13.8B+10.3%	$12.5B+20.5%	$10.4B+61.9%	$6.4B+2.4%	$6.3B+3.2%	$6.1B+21.5%	$5.0B+14.7%	$4.4B+5.6%	$4.1B+4.5%	$4.0B+1.5%	$3.9B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$22.0M	N/A	N/A
Total Equity	$2.7B+5.7%	$2.6B+4.5%	$2.5B+12.4%	$2.2B+13.7%	$1.9B+8.2%	$1.8B-3.2%	$1.9B+125.4%	$820.9M+13.3%	$724.3M+5.4%	$687.3M+18.4%	$580.5M+18.7%	$489.1M+27.7%	$383.1M-9.0%	$421.1M+7.4%	$392.1M
Retained Earnings	$2.1B+13.4%	$1.9B+13.9%	$1.6B+16.5%	$1.4B+15.2%	$1.2B+25.3%	$977.4M+6.5%	$917.4M+16.0%	$791.0M+18.1%	$669.6M+6.8%	$627.1M+9.9%	$570.6M+9.1%	$523.1M+10.4%	$474.0M+9.4%	$433.2M+6.0%	$408.9M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$22.7B+9.1%	$22.1B+7.6%	$21.3B+2.4%	$20.8B-0.3%	$20.8B+0.1%	$20.5B-0.1%	$20.8B+1.1%	$20.9B+4.3%
Cash & Equivalents	$2.6B+93.1%	$2.5B+143.0%	$1.7B+47.1%	$1.6B+58.8%	$1.3B+30.3%	$1.0B+4.1%	$1.2B+5.7%	$990.9M+62.1%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$885.2M0.0%	$885.2M-0.1%	$885.2M-0.1%	$885.2M-0.1%	$885.2M-0.1%	$885.9M0.0%	$885.9M0.0%	$885.9M0.0%
Total Liabilities	$19.9B+10.2%	$19.4B+8.4%	$18.6B+1.9%	$18.1B-0.8%	$18.1B-1.0%	$17.9B-1.2%	$18.2B+0.6%	$18.2B+2.4%
Total Equity	$2.7B+1.5%	$2.7B+2.0%	$2.7B+5.7%	$2.8B+2.8%	$2.7B+7.8%	$2.7B+8.0%	$2.6B+4.5%	$2.7B+19.4%
Retained Earnings	$2.3B+14.2%	$2.2B+14.0%	$2.1B+13.4%	$2.1B+13.3%	$2.0B+13.1%	$1.9B+13.4%	$1.9B+13.9%	$1.8B+14.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

WSFS Cash Flow Statement

WSFS quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$247.7M	$220.0M0.0%	$219.9M-7.2%	$237.0M-50.7%	$480.9M+282.7%	$125.6M+729.8%	$15.1M-83.2%	$89.9M-33.7%	$135.6M+4.2%	$130.2M+62.3%	$80.2M+8.1%	$74.2M+9.3%	$67.9M+18.2%	$57.4M-44.3%	$103.0M+35.0%	$76.3M
Depreciation & Amortization	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$12.1M+6.8%	$11.3M-7.6%	$12.3M+100.2%	$6.1M
Stock-Based Compensation	N/A	$12.8M+7.5%	$11.9M+23.9%	$9.6M+51.3%	$6.3M+11.5%	$5.7M+112.7%	$2.7M-25.8%	$3.6M+57.4%	$2.3M-32.5%	$3.4M+11.5%	$3.0M-25.6%	$4.1M-9.7%	$4.5M+25.2%	$3.6M+83.2%	$2.0M+9.2%	$1.8M
Capital Expenditures	$4.6M	$6.4M-55.2%	$14.3M+122.6%	$6.4M-27.3%	$8.8M+34.0%	$6.6M-8.1%	$7.2M-49.6%	$14.2M+158.1%	$5.5M-28.8%	$7.7M-21.7%	$9.9M+18.1%	$8.4M+76.6%	$4.7M+65.4%	$2.9M-64.7%	$8.1M-22.7%	$10.5M
Free Cash Flow	$243.1M	$213.6M+3.9%	$205.6M-10.8%	$230.6M-51.1%	$472.0M+296.4%	$119.1M+1391.6%	$8.0M-89.4%	$75.7M-41.8%	$130.1M+6.2%	$122.4M+74.2%	$70.3M+6.8%	$65.8M+4.3%	$63.1M+15.8%	$54.5M-42.6%	$94.9M+44.1%	$65.9M
Investing Cash Flow	-$541.7M	$124.9M+287.1%	-$66.7M+79.5%	-$326.3M-137.5%	-$137.4M+90.8%	-$1.5B-70.6%	-$874.9M-397.8%	$293.8M+181.6%	-$359.9M+7.4%	-$388.8M-40.6%	-$276.6M-0.3%	-$275.8M	N/A	-$172.5M-49.6%	-$115.3M+59.0%	-$280.8M
Financing Cash Flow	$1.5B	$199.5M+318.6%	-$91.2M-126.5%	$344.9M+133.2%	-$1.0B-183.5%	$1.2B-35.9%	$1.9B+549.0%	-$432.7M-456.9%	$121.2M-24.5%	$160.6M-64.9%	$457.2M+79.4%	$254.8M	N/A	$98.6M+118.7%	$45.1M-84.8%	$295.7M
Dividends Paid	$38.2M	$37.2M+3.8%	$35.8M-2.6%	$36.7M+2.8%	$35.7M+47.5%	$24.2M-0.5%	$24.4M+8.5%	$22.5M+69.5%	$13.2M+40.6%	$9.4M+23.5%	$7.6M+27.2%	$6.0M+29.2%	$4.6M-22.6%	$6.0M-11.9%	$6.8M+1.4%	$6.7M
Share Buybacks	$310.1M	$290.3M+201.4%	$96.3M+76.2%	$54.6M-72.7%	$200.1M+1408.0%	$13.3M-91.5%	$155.8M+60.3%	$97.2M+211.5%	$31.2M+165.5%	$11.8M-17.9%	$14.3M-54.8%	$31.7M+1078.7%	$2.7M	N/A	$4.6M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$12.7M-134.2%	$86.4M+887.6%	$52.5M-11.0%	$121.5M+3759.1%	$37.2M-17.1%	$8.7M-92.3%	$59.0M+216.2%	$3.1M-98.1%
Stock-Based Compensation	N/A	$3.5M+17.7%	N/A	N/A	N/A	$3.0M+22.2%	N/A	N/A
Capital Expenditures	$1.7M-12.2%	$885K-63.6%	$749K-79.6%	$1.2M-66.1%	$2.0M-27.5%	$2.4M-42.6%	$3.7M+6.1%	$3.6M+218.8%
Free Cash Flow	-$14.4M-141.0%	$85.5M+1253.7%	$51.8M-6.5%	$120.3M+24699.6%	$35.2M-16.4%	$6.3M-94.2%	$55.4M+202.1%	-$489K-100.3%
Investing Cash Flow	-$341.2M-341.6%	-$51.6M-139.0%	-$269.2M-220.4%	$120.3M+248.0%	$141.2M+310.7%	$132.5M+193.3%	$223.6M+161.2%	-$81.3M+63.5%
Financing Cash Flow	$452.9M+233.5%	$737.7M+364.6%	$342.7M+388.6%	-$208K-100.4%	$135.8M+103.2%	-$278.8M-221.8%	-$118.7M-126.6%	$47.3M+110.6%
Dividends Paid	$10.4M+8.0%	$9.0M+2.7%	$9.3M+4.9%	$9.5M+6.8%	$9.6M+6.7%	$8.8M-3.1%	$8.8M-3.2%	$8.9M-2.9%
Share Buybacks	$66.8M-14.8%	$85.8M+58.0%	$110.4M+421.7%	$47.2M+238.0%	$78.4M+95.0%	$54.3M+158.7%	$21.2M+112.6%	$14.0M-11.3%

Not reported in any period shown, so not listed: Depreciation & Amortization.

WSFS Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

WSFS quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	27.0%+1.8pp	25.2%-1.3pp	26.5%+3.5pp	23.1%-19.2pp	42.3%+26.3pp	16.0%-4.9pp	21.0%-8.6pp	29.6%+16.3pp	13.2%-6.7pp	19.9%+0.3pp	19.6%-2.9pp	22.5%+1.9pp	20.6%+7.4pp	13.2%+3.8pp	9.4%
Return on Equity	10.5%+0.3pp	10.2%-0.7pp	10.9%+0.8pp	10.1%-3.9pp	14.0%+7.6pp	6.4%-1.6pp	8.0%-8.4pp	16.4%+9.5pp	6.9%-2.4pp	9.3%+0.1pp	9.2%-1.8pp	11.0%-1.2pp	12.2%+4.8pp	7.4%+1.7pp	5.8%
Return on Assets	1.4%+0.1pp	1.3%0.0pp	1.3%+0.2pp	1.1%-0.6pp	1.7%+0.9pp	0.8%-0.4pp	1.2%-0.6pp	1.9%+1.1pp	0.7%-0.2pp	0.9%0.0pp	1.0%-0.2pp	1.1%+0.1pp	1.0%+0.3pp	0.7%+0.2pp	0.5%
Debt-to-Equity	6.79-0.3x	7.04-0.3x	7.32-0.7x	8.03+0.9x	7.14+0.1x	7.00+1.4x	5.62-2.2x	7.83-0.8x	8.66-0.2x	8.84+0.2x	8.62-0.3x	8.92+8.9x	0.06-9.3x	9.39-0.5x	9.94
Asset Turnover	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.060.0x	0.060.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.050.0x	0.06
FCF Margin	20.0%+0.4pp	19.7%-3.1pp	22.7%-26.3pp	49.0%+30.4pp	18.6%+17.4pp	1.1%-9.6pp	10.7%-17.9pp	28.6%-3.7pp	32.3%+10.4pp	21.9%-2.3pp	24.1%-2.3pp	26.5%+2.4pp	24.0%-16.0pp	40.1%+12.7pp	27.3%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	29.9%+2.8pp	31.5%+5.8pp	26.7%+2.2pp	28.3%+4.2pp	27.0%+1.0pp	25.7%-0.5pp	24.6%-28.0pp	24.1%-5.0pp
Return on Equity	3.1%+0.4pp	3.2%+0.7pp	2.6%+0.2pp	2.8%+0.4pp	2.7%-0.1pp	2.5%-0.2pp	2.5%-0.1pp	2.4%-0.9pp
Return on Assets	0.4%0.0pp	0.4%+0.1pp	0.3%0.0pp	0.4%+0.1pp	0.4%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%-0.1pp
Debt-to-Equity	7.33+0.6x	7.12+0.4x	6.79-0.3x	6.57-0.2x	6.74-0.6x	6.70-0.6x	7.04-0.3x	6.81-1.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	-5.1%-18.3pp	31.1%+28.6pp	19.1%-2.1pp	44.5%+44.6pp	13.2%-2.7pp	2.5%-40.8pp	21.2%+65.8pp	-0.2%-64.5pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
WSFS Financial Corp WSFS	FY2025	$1.1B	$287.3M	27.0%	$4.0B	55/100
Fulton Financial Corp FULT	FY2025	$1.3B	$391.6M	29.8%	$4.5B	50/100
First Hawaiian, Inc. FHB	FY2025	$880.8M	$276.3M	31.4%	$3.1B	51/100
Renasant Corporation RNST	FY2025	$985.8M	$181.3M	18.4%	$3.7B	59/100
Independent Bank Corp/MA INDB	FY2025	$857.5M	$205.1M	23.9%	$3.9B	51/100
First Interstate BancSystem, Inc. FIBK	FY2025	$1.1B	$302.1M	28.5%	$3.6B	55/100

Where WSFS Financial Corp Ranks

Frequently Asked Questions

What is WSFS Financial Corp's annual revenue?

WSFS Financial Corp (WSFS) reported $1.1B in total revenue for fiscal year 2025. This represents a 1.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is WSFS Financial Corp's revenue growing?

WSFS Financial Corp (WSFS) revenue grew by 1.9% year-over-year, from $1.0B to $1.1B in fiscal year 2025.

Is WSFS Financial Corp profitable?

Yes, WSFS Financial Corp (WSFS) reported a net income of $287.3M in fiscal year 2025, with a net profit margin of 27.0%.

What is WSFS Financial Corp's net profit margin?

WSFS Financial Corp (WSFS) had a net profit margin of 27.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does WSFS Financial Corp pay dividends?

Yes, WSFS Financial Corp (WSFS) paid $0.66 per share in dividends during fiscal year 2025.

What is WSFS Financial Corp's return on equity (ROE)?

WSFS Financial Corp (WSFS) has a return on equity of 10.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is WSFS Financial Corp's free cash flow?

WSFS Financial Corp (WSFS) generated $213.6M in free cash flow during fiscal year 2025. This represents a 3.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is WSFS Financial Corp's operating cash flow?

WSFS Financial Corp (WSFS) generated $220.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are WSFS Financial Corp's total assets?

WSFS Financial Corp (WSFS) had $21.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are WSFS Financial Corp's capital expenditures?

WSFS Financial Corp (WSFS) invested $6.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does WSFS Financial Corp buy back shares?

Yes, WSFS Financial Corp (WSFS) spent $290.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does WSFS Financial Corp have outstanding?

WSFS Financial Corp (WSFS) had 53M shares outstanding as of fiscal year 2025.

What is WSFS Financial Corp's debt-to-equity ratio?

WSFS Financial Corp (WSFS) had a debt-to-equity ratio of 6.79 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is WSFS Financial Corp's return on assets (ROA)?

WSFS Financial Corp (WSFS) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is WSFS Financial Corp's P/E ratio?

WSFS Financial Corp (WSFS) trades at 12.4x earnings, its market capitalization divided by net income of $320.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.0B as of Sep 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is WSFS Financial Corp's price-to-sales ratio?

WSFS Financial Corp (WSFS) trades at 3.6x sales, its market capitalization divided by revenue of $1.1B revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.0B as of Sep 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is WSFS Financial Corp's Piotroski F-Score?

WSFS Financial Corp (WSFS) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are WSFS Financial Corp's earnings high quality?

WSFS Financial Corp (WSFS) has an earnings quality ratio of 0.77x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is WSFS Financial Corp?

WSFS Financial Corp (WSFS) scores 55 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.