XBP Global Holdings Inc Financials
This page shows XBP Global Holdings Inc (XBP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
XBP Global Holdings Inc has an operating margin of -100.0%, meaning the company retains $-100 of operating profit per $100 of revenue. This below-average margin results in a low score of 0/100, suggesting thin profitability after operating expenses.
XBP Global Holdings Inc has elevated debt relative to equity (D/E of 4.04), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 19/100, reflecting increased financial risk.
XBP Global Holdings Inc's current ratio of 0.74 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 9/100, which could limit financial flexibility.
XBP Global Holdings Inc has a free cash flow margin of 3.9%, earning a moderate score of 35/100. The company generates positive cash flow after capital investments, but with room for improvement.
XBP Global Holdings Inc generates a -402.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100.
XBP Global Holdings Inc passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass.
For every $1 of reported earnings, XBP Global Holdings Inc generates $-0.05 in operating cash flow ($18.2M OCF vs -$351.1M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
XBP Global Holdings Inc earns $-23.5 in operating income for every $1 of interest expense (-$321.6M vs $13.7M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
XBP Global Holdings Inc generated $321.6M in revenue in fiscal year 2025.
XBP Global Holdings Inc's EBITDA was -$295.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 4553.5% from the prior year.
XBP Global Holdings Inc reported -$351.1M in net income in fiscal year 2025. This represents a decrease of 2739.4% from the prior year.
XBP Global Holdings Inc earned $-29.88 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 7387.8% from the prior year.
Cash & Balance Sheet
XBP Global Holdings Inc generated $12.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 291.5% from the prior year.
XBP Global Holdings Inc held $37.1M in cash against $353.3M in long-term debt as of fiscal year 2025.
XBP Global Holdings Inc had 12M shares outstanding in fiscal year 2025. This represents a decrease of 61.0% from the prior year.
Margins & Returns
XBP Global Holdings Inc's gross margin was 17.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs.
XBP Global Holdings Inc's operating margin was -100.0% in fiscal year 2025, reflecting core business profitability.
XBP Global Holdings Inc's net profit margin was -109.2% in fiscal year 2025, showing the share of revenue converted to profit.
XBP Global Holdings Inc's ROE was -402.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Capital Allocation
XBP Global Holdings Inc invested $100K in research and development in fiscal year 2025. This represents a decrease of 83.3% from the prior year.
XBP Global Holdings Inc invested $5.8M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 359.4% from the prior year.
XBP Income Statement
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $152.4M | N/A | N/A | N/A | $233.4M | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | $33.1M+179.9% | $11.8M+4.1% | $11.4M | N/A | $44.0M+567.4% | $6.6M-34.2% | $10.0M | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | -$292.2M-18035.7% | -$1.6M+9.8% | -$1.8M | N/A | $2.1M+255.5% | -$1.4M-201.7% | $1.3M | N/A |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $3.4M+555.8% | $514K-32.5% | $762K | N/A | $4.4M+705.2% | $542K+17.8% | $460K | N/A |
| Net Income | -$305.8M-370.1% | -$65.1M-264.2% | $39.6M | N/A | -$28.3M+1.8% | -$28.8M-12.4% | -$25.7M | N/A |
| EPS (Diluted) | $-2.60-1268.4% | $-0.19 | $-0.14 | N/A | $-0.09+43.8% | $-0.16-128.6% | $-0.07 | N/A |
XBP Balance Sheet
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $947.9M+801.2% | $105.2M+6.3% | $99.0M-74.6% | $390.4M+291.8% | $99.6M-7.8% | $108.0M+9.0% | $99.1M-3.5% | $102.7M |
| Current Assets | $242.0M+378.1% | $50.6M+6.5% | $47.5M-61.8% | $124.4M+161.8% | $47.5M-17.6% | $57.7M+21.0% | $47.7M-4.4% | $49.9M |
| Cash & Equivalents | $34.5M+464.2% | $6.1M-36.8% | $9.7M-16.8% | $11.6M+49.7% | $7.8M-50.1% | $15.6M+344.5% | $3.5M-46.4% | $6.5M |
| Inventory | $11.7M+189.0% | $4.0M+10.7% | $3.6M-49.3% | $7.2M+77.6% | $4.1M-13.5% | $4.7M-1.0% | $4.7M+17.1% | $4.0M |
| Accounts Receivable | $136.6M+306.4% | $33.6M+24.8% | $26.9M+44.3% | $18.7M-24.1% | $24.6M-12.0% | $27.9M-9.7% | $30.9M+2.3% | $30.2M |
| Goodwill | $214.3M+779.5% | $24.4M+7.5% | $22.7M-43.0% | $39.7M+70.6% | $23.3M+4.3% | $22.3M-0.3% | $22.4M-1.9% | $22.8M |
| Total Liabilities | $817.4M-48.7% | $1.6B+5.0% | $1.5B-17.9% | $1.8B+29.7% | $1.4B+1.8% | $1.4B+3.0% | $1.4B+0.9% | $1.3B |
| Current Liabilities | $330.4M+270.6% | $89.1M+14.6% | $77.8M-95.7% | $1.8B+2302.6% | $74.5M-6.7% | $79.9M-1.2% | $80.8M-1.5% | $82.1M |
| Long-Term Debt | $346.6M+1254.3% | $25.6M+5.4% | $24.3M+1554.6% | $1.5M-94.4% | $26.4M-1.6% | $26.8M+112.9% | $12.6M-1.2% | $12.8M |
| Total Equity | $130.5M+108.8% | -$1.5B-4.9% | -$1.4B+2.7% | -$1.5B-9.9% | -$1.3B-2.6% | -$1.3B-2.5% | -$1.3B-1.3% | -$1.2B |
| Retained Earnings | -$305.8M-775.2% | -$34.9M-24.6% | -$28.1M | $0+100.0% | -$21.0M-15.2% | -$18.3M-34.9% | -$13.5M-19.5% | -$11.3M |
XBP Cash Flow Statement
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $13.9M+108.7% | -$159.0M-17016.6% | -$929K-152.1% | $1.8M+221.3% | -$1.5M+23.9% | -$1.9M+46.5% | -$3.6M-10.1% | -$3.3M |
| Capital Expenditures | $3.4M+60.7% | $2.1M+118.3% | $968K+124.9% | -$3.9M-184.6% | $4.6M+2638.7% | $168K-56.4% | $385K+406.6% | $76K |
| Free Cash Flow | $10.5M+106.5% | -$161.1M-8393.7% | -$1.9M+10.1% | -$2.1M+65.3% | -$6.1M-189.3% | -$2.1M+47.5% | -$4.0M-19.1% | -$3.4M |
| Investing Cash Flow | -$3.3M-104.3% | -$1.6M-46.6% | -$1.1M-142.5% | $2.6M+172.3% | -$3.5M-940.8% | -$341K+11.4% | -$385K+7.2% | -$415K |
| Financing Cash Flow | $10.0M-93.2% | $145.7M+32480.9% | -$450K-102.8% | $15.9M+183.3% | -$19.0M-227.5% | $14.9M+2103.5% | $678K-81.3% | $3.6M |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
XBP Financial Ratios
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 21.7% | N/A | N/A | N/A | 18.9% | N/A | N/A | N/A |
| Operating Margin | -191.7% | N/A | N/A | N/A | 0.9% | N/A | N/A | N/A |
| Net Margin | -200.7% | N/A | N/A | N/A | -12.1% | N/A | N/A | N/A |
| Return on Equity | -234.4% | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | -32.3%+29.6pp | -61.9%-101.9pp | 40.0% | N/A | -28.4%-1.7pp | -26.7%-0.8pp | -25.9% | N/A |
| Current Ratio | 0.73+0.2 | 0.57-0.0 | 0.61+0.5 | 0.07-0.6 | 0.64-0.1 | 0.72+0.1 | 0.59-0.0 | 0.61 |
| Debt-to-Equity | 2.66+2.7 | -0.020.0 | -0.02-0.0 | -0.00+0.0 | -0.020.0 | -0.02-0.0 | -0.010.0 | -0.01 |
| FCF Margin | 6.9% | N/A | N/A | N/A | -2.6% | N/A | N/A | N/A |
Note: The current ratio is below 1.0 (0.74), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Frequently Asked Questions
What is XBP Global Holdings Inc's annual revenue?
XBP Global Holdings Inc (XBP) reported $321.6M in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is XBP Global Holdings Inc profitable?
No, XBP Global Holdings Inc (XBP) reported a net income of -$351.1M in fiscal year 2025, with a net profit margin of -109.2%.
What is XBP Global Holdings Inc's EBITDA?
XBP Global Holdings Inc (XBP) had EBITDA of -$295.4M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does XBP Global Holdings Inc have?
As of fiscal year 2025, XBP Global Holdings Inc (XBP) had $37.1M in cash and equivalents against $353.3M in long-term debt.
What is XBP Global Holdings Inc's gross margin?
XBP Global Holdings Inc (XBP) had a gross margin of 17.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is XBP Global Holdings Inc's operating margin?
XBP Global Holdings Inc (XBP) had an operating margin of -100.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is XBP Global Holdings Inc's net profit margin?
XBP Global Holdings Inc (XBP) had a net profit margin of -109.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is XBP Global Holdings Inc's return on equity (ROE)?
XBP Global Holdings Inc (XBP) has a return on equity of -402.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is XBP Global Holdings Inc's free cash flow?
XBP Global Holdings Inc (XBP) generated $12.4M in free cash flow during fiscal year 2025. This represents a 291.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is XBP Global Holdings Inc's operating cash flow?
XBP Global Holdings Inc (XBP) generated $18.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are XBP Global Holdings Inc's total assets?
XBP Global Holdings Inc (XBP) had $902.1M in total assets as of fiscal year 2025, including both current and long-term assets.
What are XBP Global Holdings Inc's capital expenditures?
XBP Global Holdings Inc (XBP) invested $5.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does XBP Global Holdings Inc spend on research and development?
XBP Global Holdings Inc (XBP) invested $100K in research and development during fiscal year 2025.
What is XBP Global Holdings Inc's current ratio?
XBP Global Holdings Inc (XBP) had a current ratio of 0.74 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is XBP Global Holdings Inc's debt-to-equity ratio?
XBP Global Holdings Inc (XBP) had a debt-to-equity ratio of 4.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is XBP Global Holdings Inc's return on assets (ROA)?
XBP Global Holdings Inc (XBP) had a return on assets of -38.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is XBP Global Holdings Inc's Piotroski F-Score?
XBP Global Holdings Inc (XBP) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are XBP Global Holdings Inc's earnings high quality?
XBP Global Holdings Inc (XBP) has an earnings quality ratio of -0.05x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can XBP Global Holdings Inc cover its interest payments?
XBP Global Holdings Inc (XBP) has an interest coverage ratio of -23.5x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is XBP Global Holdings Inc?
XBP Global Holdings Inc (XBP) scores 13 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.