Atlantic American Corporation Receives Nasdaq Notice Regarding Delayed Form 10-K Filing

Atlantic American Corporation (Nasdaq: AAME) received a Nasdaq notice on April 17, 2026 for late filing of its Form 10-K for year ended December 31, 2025, placing the company out of compliance with Nasdaq Listing Rule 5250(c)(1).

Rhea-AI Summary

Atlantic American Corporation (Nasdaq: AAME) received a Nasdaq notice on April 17, 2026 for late filing of its Form 10-K for year ended December 31, 2025, placing the company out of compliance with Nasdaq Listing Rule 5250(c)(1).

The notice does not affect current listing or trading. The company has 60 calendar days to submit a plan to regain compliance and may be granted up to 180 days if Nasdaq accepts the plan. The company said it is working to file the Form 10-K as promptly as practicable.

Positive

• Nasdaq notice does not affect current listing or trading
• Company has an initial 60-calendar-day cure period to submit compliance plan
• Potential extension up to 180 calendar days if Nasdaq accepts the plan
• Company states it is working to file the Form 10-K promptly

Negative

• Out of compliance with Nasdaq Listing Rule 5250(c)(1) after missing Form 10-K filing
• Risk of further Nasdaq action if company fails to file or secure plan acceptance

Argus Apr 22 session

+1.42% close to close Open Argus

Details

News Market Reaction – AAME

In the Apr 22 session, AAME gained 1.42%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement highlights a compliance setback: Nasdaq notified AAME that the delayed Form 10-K f...

Analysis

This announcement highlights a compliance setback: Nasdaq notified AAME that the delayed Form 10-K for 2025 violates Listing Rule 5250(c)(1), though the notice has no immediate effect on listing status. The company has 60 days to present a remediation plan and possibly up to 180 days from the original due date to regain compliance. Investors may watch for the actual Form 10-K filing and any updates on audit, accounting changes, or restatements.

Key Figures

Notice date: April 17, 2026 Form 10-K year-end: December 31, 2025 Initial cure period: 60 calendar days +2 more

Notice date

April 17, 2026

Nasdaq non-compliance notice for delayed Form 10-K

Form 10-K year-end

December 31, 2025

Fiscal year covered by the delayed annual report

Initial cure period

60 calendar days

Time to submit compliance plan to Nasdaq

Maximum extension

180 calendar days

Potential total time from original due date to regain compliance

Listing rule

Nasdaq Rule 5250(c)(1)

Rule requiring timely filing of periodic reports

Historical Context

1 past event · Latest: Nov 14

1 event

1. Nov 14

   Q3 2025 earnings

   24h Move

   -3.3%

   Improved profitability and premium growth versus prior-year losses.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

form 10-k, nasdaq listing rule 5250(c)(1), securities and exchange commission, nasdaq global market, +1 more

5 terms

form 10-k regulatory

"had not yet filed its Annual Report on Form 10-K for the year ended"

A Form 10-K is a comprehensive report that publicly traded companies are required to file annually with regulators. It provides a detailed overview of a company's financial health, operations, and risks, similar to a detailed health report. Investors use this information to assess the company's performance and make informed decisions about buying or selling its stock.

nasdaq listing rule 5250(c)(1) regulatory

"no longer in compliance with Nasdaq Listing Rule 5250(c)(1), which requires"

Nasdaq Listing Rule 5250(c)(1) requires companies listed on the Nasdaq stock exchange to promptly notify the exchange if their stock price falls below a certain minimum level, known as the "initial listing standards." This rule helps ensure that investors are aware of significant declines in a company's stock value, which could signal financial trouble or increased risk. Essentially, it helps maintain transparency and protect investors by keeping them informed about important changes in a company's stock performance.

securities and exchange commission regulatory

"requires timely filing of periodic financial reports with the Securities and Exchange Commission."

A national government agency that enforces rules for buying, selling and disclosing information about stocks and other investments, acting like a referee and scorekeeper for financial markets. It requires companies to share clear, regular financial and business information and investigates fraud or rule-breaking, which matters to investors because those rules and disclosures help ensure fair prices, reduce hidden risks and make it easier to compare investment choices.

nasdaq global market regulatory

"trading of the Company’s common stock on The Nasdaq Global Market."

The Nasdaq Global Market is a section of the stock exchange where larger, well-established companies are listed and publicly traded. It functions like a marketplace where investors can buy and sell shares of these companies, providing them with access to capital and opportunities for growth. Its role is important because it helps investors identify and invest in reputable companies with strong financial backgrounds.

private securities litigation reform act regulatory

"Note regarding Private Securities Litigation Reform Act: Except for historical information"

A federal law that changed how lawsuits by private investors against public companies over alleged securities fraud are started and handled. It requires plaintiffs to show specific facts about alleged wrongdoing up front, limits certain types of legal damages and stops lawyers from shopping for plaintiffs, so companies face fewer frivolous suits and investors know stronger cases move forward. Think of it as tightened screening at the courthouse to reduce baseless claims and clarify legal risk for investors.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

ATLANTA, Georgia, April 21, 2026 (GLOBE NEWSWIRE) -- Atlantic American Corporation (Nasdaq: AAME) announced today that on April 17, 2026, the Company received a notice from The Nasdaq Stock Market LLC stating that because the Company had not yet filed its Annual Report on Form 10-K for the year ended December 31, 2025 (the “Form 10-K”), the Company is no longer in compliance with Nasdaq Listing Rule 5250(c)(1), which requires timely filing of periodic financial reports with the Securities and Exchange Commission. The Nasdaq notice has no immediate effect on the listing or trading of the Company’s common stock on The Nasdaq Global Market. The Company has 60 calendar days from the date of the notice to submit to Nasdaq a plan to regain compliance. If Nasdaq accepts the Company’s plan, then Nasdaq may grant the Company up to 180 calendar days from the Form 10-K’s original due date to regain compliance. The Company continues to work diligently to file the Form 10-K as promptly as practicable. If the Company is unable to file the Form 10-K within 60 calendar days from the date of the notice, the Company intends to submit to Nasdaq a plan to regain compliance.

Atlantic American Corporation is an insurance holding company involved through its subsidiary companies in specialty markets of the life, health, and property and casualty insurance industries. Its principal insurance subsidiaries are American Southern Insurance Company, American Safety Insurance Company, Bankers Fidelity Life Insurance Company, Bankers Fidelity Assurance Company and Atlantic Capital Life Assurance Company.

Note regarding Private Securities Litigation Reform Act: Except for historical information contained herein, this press release contains forward-looking statements, including statements regarding the Company’s expectations as to the timing of the filing of the Form 10-K and the Company’s ability to submit a compliance plan to Nasdaq. These forward-looking statements involve a number of risks and uncertainties and actual results could differ materially from those indicated by such forward-looking statements due to a number of factors, including the results of the Company’s financial reporting procedures and those factors discussed in reports that Atlantic American Corporation files from time to time with the Securities and Exchange Commission. In addition, forward-looking statements reflect the Company’s expectations as of the date hereof. The Company undertakes no obligation to update or revise any forward-looking statements contained herein, except as may be required by law. Accordingly, undue reliance should not be placed upon these forward-looking statements.

For further information contact: J. Ross Franklin Chief Financial Officer Atlantic American Corporation 404-266-5580

Hilton H. Howell, Jr. Chairman, President & CEO Atlantic American Corporation 404-266-5505

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Why did Atlantic American (AAME) receive a Nasdaq notice on April 17, 2026?

Because the company had not filed its Form 10-K for year ended December 31, 2025, Nasdaq found it noncompliant with Listing Rule 5250(c)(1). According to the company, the notice reflects the late 10-K filing status and begins Nasdaq's compliance process.

Does the Nasdaq notice for AAME affect the company's stock trading or listing?

No, the Nasdaq notice has no immediate effect on listing or trading of AAME common stock. According to the company, trading continues on The Nasdaq Global Market while the company works to regain compliance.

What deadlines does Atlantic American (AAME) face after the Nasdaq notice?

The company has 60 calendar days to submit a plan to Nasdaq to regain compliance, with a possible extension to 180 days if Nasdaq accepts the plan. According to the company, it intends to file a plan if it cannot file the 10-K within 60 days.

What could happen if AAME fails to file its Form 10-K or secure Nasdaq approval?

If the company does not file the Form 10-K or gain Nasdaq acceptance of a compliance plan, Nasdaq may take further action including potential delisting procedures. According to the company, it is working diligently to avoid such outcomes.

How is Atlantic American (AAME) responding to the Nasdaq notice about the 10-K filing?

The company said it is working diligently to file the Form 10-K as promptly as practicable and will submit a plan within 60 days if it cannot file. According to the company, it intends to cooperate with Nasdaq's compliance process.