Aci Worldwide Inc Stock Price, News & Analysis

ACI Worldwide (NASDAQ: ACIW) reported strong Q2 2025 financial results, with revenue increasing 7% to $401 million and recurring revenue up 13% to $322 million. First half 2025 performance showed significant growth with revenue up 15% to $796 million and net income surging 207% to $71 million.

The company demonstrated robust performance across segments, with Payment Software up 18% and Biller segment up 13% YTD. During Q2, ACI repurchased 2.4 million shares for $119 million. The company ended Q2 with $190 million cash and $904 million debt.

Based on strong performance, ACI raised its full-year 2025 guidance, now expecting revenue of $1.710-1.740 billion and adjusted EBITDA of $490-505 million.

ACI Worldwide (NASDAQ: ACIW), a global payments technology innovator, has scheduled its second quarter 2025 financial results announcement for Thursday, August 7, 2025. The company will host a conference call at 8:30 a.m. ET to discuss the results.

Investors and interested parties can access the live webcast through the company's investor relations website. For those joining via phone, they can dial +1 (800) 715-9871 or pre-register online to receive a unique passcode for operator-free access.

ACI Worldwide (NASDAQ: ACIW), a global payments technology innovator, has been recognized on two prestigious lists: CNBC's World's Top Fintech Companies 2025 and TIME's America's Best Mid-Size Companies 2025. The TIME recognition, awarded in partnership with Statista, evaluated companies based on three key dimensions: employee satisfaction from 217,000 survey responses, revenue growth for companies with $100M-$10B revenue, and sustainability transparency (ESG) metrics.

This marks ACI's second consecutive year on CNBC's World's Top Fintech Companies list, which assessed companies across various segments including Payments, Neobanking, Alternative Financing, and Enterprise Fintech. The recognition highlights ACI's role in developing infrastructure for secure money movement serving banks, merchants, and billers globally.

ACI Worldwide (NASDAQ: ACIW) has expanded its partnership with iNet, Saudi Arabia's first independent Central Bank-licensed Network Service Provider (NSP), to enhance the Kingdom's fintech sector. iNet will implement ACI's Retail Payment Solutions (RPS) for Postilion program to manage Point of Sale (POS) infrastructure.

As a long-standing ACI customer since 2006, iNet currently processes over 5 million transactions daily and aims to scale further in alignment with Saudi Arabia's Vision 2030. The partnership leverages ACI Postilion's acquiring platform to enable banks, fintechs, and merchants to deliver omnichannel transaction processing while maintaining regulatory compliance.

The implementation includes deployment across two PCI-compliant data centers in Saudi Arabia with active-active infrastructure to ensure high availability. The platform will support various payment innovations including SoftPOS, QR payments, link-based payments, and digital wallets, positioning iNet as a potential strategic technology partner for major events like Saudi Arabia's FIFA World Cup 2034.

ACI Worldwide (NASDAQ: ACIW) announced that Craig Ramsey, Head of Real-Time and Account-to-Account Payments, has been elected to the U.S. Faster Payments Council's Board of Directors for a three-year term starting July 1. Ramsey brings over 30 years of banking experience and currently chairs the 'Access to Technology' sub-group within the FPC's Financial Inclusion Work Group.

ACI's Real-Time Payments solution supports major U.S. payment schemes including FedNow Service, RTP network, and Zelle. The company serves over 2,350 banks and 80,000 merchants globally, powering 26 real-time payment schemes across six continents and processing more than one billion transactions daily.

ACI Worldwide (NASDAQ:ACIW) has expanded its technology partnership ecosystem to enhance ACI Connetic, its unified cloud-native payments platform. The company has added partnerships with MongoDB and NATS from Synadia Communications, building upon existing collaborations with Microsoft, Red Hat, and IBM.

The enhanced platform aims to help financial institutions increase operational resilience and meet evolving regulatory requirements, including Europe's DORA, UK's operational resiliency scheme, and Australia's CPS 230. ACI Connetic uniquely combines card and account-to-account processing with integrated fraud prevention and cloud architecture, designed to support banks in maintaining operational resilience while transitioning to cloud-based infrastructures.

ACI Worldwide (NASDAQ: ACIW) has appointed Robert Leibrock as its new Chief Financial Officer, effective July 1, 2025. Leibrock, who currently serves as SVP, COO and CFO at Red Hat, brings over 20 years of business and finance leadership experience, particularly in cloud and SaaS-focused businesses. He succeeds Scott Behrens, who is retiring after nearly two decades with ACI. Leibrock previously held senior finance roles at IBM, where he drove revenue growth through financial strategy and operational excellence. The company has also reaffirmed its Q2 and full-year 2025 financial guidance, projecting 7% to 9% growth over 2024 on an FX-adjusted basis, aligning with long-term growth targets discussed at their previous Analyst Day.

KNET and ACI Worldwide (NASDAQ: ACIW) announced significant growth in Kuwait's real-time payment system WAMD, launched in June 2024. The system has achieved 1 million registered users in its first quarter, representing 30% of Kuwait's banked population. WAMD, powered by ACI's Digital Central Infrastructure solution, enables account-to-account transfers via mobile apps using phone numbers. Transaction volume has increased more than 12x since 2024, with 100% of Kuwait's banks now participating. Future plans include integrating fintech players, enabling A2A real-time payments with QR codes, and implementing "Request to Pay" service. ACI Worldwide currently powers 26 domestic and pan-regional real-time schemes across six continents, including 11 central infrastructures, processing over one billion transactions daily.

ACI Worldwide (NASDAQ:ACIW) has unveiled ACI Connetic, a revolutionary cloud-native payments platform that unifies account-to-account, card payments, and AI-driven fraud prevention. The platform integrates major UK, EU, and global networks' payment capabilities, including Swift cross-border payments, RTGS payments (Target2), and SEPA Instant payments (RT1 and TIPS).

This unified platform enables banks and financial institutions to centralize payment processing, streamline operations, and modernize infrastructure more cost-effectively. ACI Connetic's cloud-native architecture, modular design, and open APIs facilitate quick integration with existing systems. The company is collaborating with leading clearing and settlement systems, including the Bank of England, Pay.UK, ECB, EBA Clearing, and Stet, to integrate their payment capabilities.