Enact Receives Ratings Upgrade from Moody’s
Enact Holdings (Nasdaq: ACT), a private mortgage insurance provider, has received its fourth ratings upgrade from Moody's since its 2021 IPO. Moody's upgraded Enact Mortgage Insurance Corporation's insurance financial strength rating to A2 from A3, while also upgrading Enact Holdings' long-term issuer rating and senior unsecured debt rating to Baa2 from Baa3.
The stable outlook ratings reflect Enact's disciplined execution and consistent performance. CEO Rohit Gupta expressed confidence in the company's business model and its ability to continue serving lenders and borrowers while creating long-term shareholder value.
Enact Holdings (Nasdaq: ACT), un fornitore privato di assicurazioni ipotecarie, ha ricevuto il suo quarto upgrade di rating da Moody's dal suo IPO del 2021. Moody's ha migliorato il rating di solidità finanziaria assicurativa di Enact Mortgage Insurance Corporation a A2 da A3, aggiornando anche il rating di emittente a lungo termine e il rating del debito senior non garantito di Enact Holdings a Baa2 da Baa3.
I rating con outlook stabile riflettono l'esecuzione disciplinata e le prestazioni costanti di Enact. Il CEO Rohit Gupta ha espresso fiducia nel modello di business dell'azienda e nella sua capacità di continuare a servire prestatori e mutuatari, creando al contempo valore duraturo per gli azionisti.
Enact Holdings (Nasdaq: ACT), un proveedor privado de seguros hipotecarios, ha recibido su cuarta mejora de calificación por parte de Moody's desde su salida a bolsa en 2021. Moody's elevó la calificación de fortaleza financiera de seguros de Enact Mortgage Insurance Corporation a A2 desde A3, al mismo tiempo que mejoró la calificación de emisor a largo plazo y la calificación de deuda senior no garantizada de Enact Holdings a Baa2 desde Baa3.
Las calificaciones con perspectiva estable reflejan la ejecución disciplinada y el desempeño constante de Enact. El CEO Rohit Gupta expresó confianza en el modelo de negocio de la compañía y en su capacidad para seguir atendiendo a prestamistas y prestatarios, creando valor a largo plazo para los accionistas.
Enact Holdings (나스닥: ACT)는 민간 모기지 보험 제공업체로, 2021년 기업공개(IPO) 이후 무디스에서 네 번째 신용등급 상향 조정을 받았습니다. 무디스는 Enact Mortgage Insurance Corporation의 보험 재무 건전성 등급을 A3에서 A2로 상향 조정했으며, Enact Holdings의 장기 발행인 등급과 선순위 무담보 채무 등급도 Baa3에서 Baa2로 상향 조정했습니다.
안정적 전망의 등급은 Enact의 체계적인 실행과 꾸준한 성과를 반영합니다. CEO 로히트 굽타(Rohit Gupta)는 회사의 비즈니스 모델과 대출자 및 차용자를 지속적으로 지원하며 장기적인 주주 가치를 창출할 수 있다는 자신감을 표명했습니다.
Enact Holdings (Nasdaq : ACT), un fournisseur privé d’assurance hypothécaire, a reçu sa quatrième amélioration de notation par Moody's depuis son introduction en bourse en 2021. Moody's a relevé la note de solidité financière d’assurance d’Enact Mortgage Insurance Corporation à A2 depuis A3, tout en rehaussant la note d’émetteur à long terme et la note de dette senior non garantie d’Enact Holdings à Baa2 depuis Baa3.
Les notations avec perspective stable reflètent l’exécution rigoureuse et la performance constante d’Enact. Le PDG Rohit Gupta a exprimé sa confiance dans le modèle économique de l’entreprise et sa capacité à continuer de servir les prêteurs et les emprunteurs tout en créant de la valeur à long terme pour les actionnaires.
Enact Holdings (Nasdaq: ACT), ein privater Anbieter von Hypothekenversicherungen, hat seit seinem Börsengang 2021 seine vierte Ratingaufwertung von Moody's erhalten. Moody's hat das Versicherungsfinanzstärkebewertung von Enact Mortgage Insurance Corporation auf A2 von A3 angehoben und gleichzeitig das langfristige Emittentenrating sowie das Senior-Unsecured-Debt-Rating von Enact Holdings auf Baa2 von Baa3 verbessert.
Die stabilen Ausblickbewertungen spiegeln Enacts disziplinierte Umsetzung und konstante Leistung wider. CEO Rohit Gupta zeigte sich zuversichtlich in das Geschäftsmodell des Unternehmens und dessen Fähigkeit, weiterhin Kreditgeber und Kreditnehmer zu bedienen und langfristigen Aktionärswert zu schaffen.
- Fourth consecutive Moody's upgrade since 2021 IPO demonstrates consistent improvement
- Upgrade to A2 rating strengthens company's market position and credibility
- Stable outlook indicates sustained financial discipline and capital strength
- None.
Fourth Moody’s Upgrade Since IPO Reflects Enact’s Financial Discipline and Capital Strength
RALEIGH, N.C., Aug. 07, 2025 (GLOBE NEWSWIRE) -- Enact Holdings, Inc. (Nasdaq: ACT) (Enact) a leading provider of private mortgage insurance through its insurance subsidiaries, today announced that Moody’s Investor Service (“Moody’s”) upgraded the insurance financial strength rating for our flagship insurance subsidiary, Enact Mortgage Insurance Corporation, to A2 from A3. Moody’s also announced the upgrade of Enact Holdings, Inc.’s long-term issuer rating and senior unsecured debt rating to Baa2 from Baa3. The outlook for the ratings is stable.
“This represents Enact’s fourth upgrade from Moody’s since our IPO in 2021,” said Rohit Gupta, Enact’s President and Chief Executive Officer. “This milestone reflects our disciplined execution and consistent delivery of excellent results. We remain confident in our business model and are well-positioned to continue to serve our lenders and their borrowers while driving long term value for our shareholders.”
Additional information regarding the rating changes can be found in the full report issued by Moody’s.
About Enact Holdings, Inc.
Enact (Nasdaq: ACT), operating principally through its wholly-owned subsidiary Enact Mortgage Insurance Corporation since 1981, is a leading U.S. private mortgage insurance provider committed to helping more people achieve the dream of homeownership. Building on a deep understanding of lenders' businesses and a legacy of financial strength, we partner with lenders to bring best-in class service, leading underwriting expertise, and extensive risk and capital management to the mortgage process, helping to put more people in homes and keep them there. By empowering customers and their borrowers, Enact seeks to positively impact the lives of those in the communities in which it serves in a sustainable way. Enact is headquartered in Raleigh, North Carolina.
Safe Harbor Statement
This communication contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act. These forward-looking statements may address, among other things, our expected financial and operational results, the related assumptions underlying our expected results and the quotations of management. These forward-looking statements are distinguished by use of words such as “will,” “may,” “would,” “anticipate,” “expect,” “believe,” “designed,” “plan,” “predict,” “project,” “target,” “could,” “should,” or “intend,” the negative of these terms, and similar references to future periods. These views involve risks and uncertainties that are difficult to predict and, accordingly, our actual results may differ materially from the results discussed in our forward-looking statements. Our forward-looking statements contained herein speak only as of the date of this press release. Factors or events that we cannot predict, including risks related to an economic downturn or recession in the United States and in other countries around the world; changes in political, business, regulatory, and economic conditions; changes in or to Fannie Mae and Freddie Mac (the “GSEs”), whether through Federal legislation, restructurings or a shift in business practices; failure to continue to meet the mortgage insurer eligibility requirements of the GSEs; competition for customers; lenders or investors seeking alternatives to private mortgage insurance; an increase in the number of loans insured through Federal government mortgage insurance programs, including those offered by the Federal Housing Administration; and other factors described in the risk factors contained in our most recent Annual Report on Form 10-K and other filings with the SEC, may cause our actual results to differ from those expressed in forward-looking statements. Although Enact believes the expectations reflected in such forward-looking statements are based on reasonable assumptions, Enact can give no assurance that its expectations will be achieved and it undertakes no obligation to update publicly any forward-looking statements as a result of new information, future events, or otherwise, except as required by applicable law.
Investor Contact Daniel Kohl EnactIR@enactmi.com Media Contact Sarah Wentz Sarah.Wentz@enactmi.com
FAQ
What is Enact Holdings' new Moody's rating in 2025?
How many Moody's rating upgrades has ACT received since its IPO?
What is the outlook for Enact Holdings' Moody's ratings in 2025?
Who is the CEO of Enact Holdings in 2025?
What does Enact Holdings (ACT) do?
