Enact Holdings (ACT) EVP reports PSU vesting and tax share withholding

Rhea-AI Filing Summary

Enact Holdings EVP and Chief Risk Officer Michael Derstine reported equity award activity involving Performance Stock Units and common stock. On February 24, 2026, 17,952 Performance Stock Units vested and were exercised into 17,952 shares of common stock at no cost, increasing his direct holdings. On the same date, 5,341 shares of common stock valued at $41.46 per share were withheld by the company to cover tax obligations, leaving him with 48,104 directly owned common shares after these transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Derstine Michael

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/24/2026		M		17,952	A	(1)	53,445	D
Common Stock	02/24/2026		F		5,341(2)	D	$41.46	48,104	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Stock Units	(1)	02/24/2026		M			17,952	(3)	(3)	Common Stock	17,952	$0	0	D

Explanation of Responses:

1. Reflects Performance Stock Units that were granted on February 9, 2023 and settled into shares of Issuer Common Stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Performance Stock Units that vested on February 24, 2026.

3. Performance Stock Units vested and converted to Common Stock on February 24, 2026.

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Enact Holdings (ACT) report for Michael Derstine?

Enact Holdings reported that EVP and Chief Risk Officer Michael Derstine had 17,952 Performance Stock Units vest and convert into common stock, and 5,341 shares were withheld to satisfy tax obligations. After these equity award transactions, he directly owned 48,104 shares of Enact common stock.

How many Enact Holdings (ACT) Performance Stock Units vested for Michael Derstine?

Michael Derstine had 17,952 Performance Stock Units vest and convert into common stock on February 24, 2026. These units were originally granted on February 9, 2023 and settled into Enact Holdings common shares on a 1:1 basis upon vesting, increasing his direct share ownership.

Why were some Enact Holdings (ACT) shares disposed of in Michael Derstine’s Form 4?

The Form 4 shows 5,341 Enact common shares treated as a disposition to cover tax withholding. The company withheld these shares at $41.46 per share to satisfy tax obligations related to Performance Stock Units that vested for Michael Derstine on February 24, 2026.

What is Michael Derstine’s Enact Holdings (ACT) share ownership after these transactions?

Following the vesting, conversion, and tax-withholding transactions, Michael Derstine directly owns 48,104 shares of Enact Holdings common stock. This balance reflects the addition of 17,952 vested shares from Performance Stock Units and the withholding of 5,341 shares to meet associated tax liabilities.

Were Michael Derstine’s Enact Holdings (ACT) transactions open-market purchases or sales?

The reported activity reflects equity award mechanics rather than open-market trades. Performance Stock Units vested and converted into 17,952 shares at no cost, while 5,341 shares were withheld by Enact Holdings to pay taxes. No open-market buying or selling is indicated in this Form 4.