Enact Holdings (ACT) director receives 3,939.791 deferred stock units as retainer

Rhea-AI Filing Summary

Mitchell H Elizabeth reported acquisition or exercise transactions in this Form 4 filing.

Enact Holdings, Inc. director Elizabeth H. Mitchell reported a compensation-related award of 3,939.791 Deferred Stock Units, each tied to one share of common stock. These units were valued using a common stock price of $43.149 and bring her total Deferred Stock Units holdings to 9,658.047. The units will be settled in common shares one year after her service as a director ends.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Mitchell H Elizabeth

Role null

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Units	3,939.791	$0.00	--

Holdings After Transaction: Deferred Stock Units — 9,658.047 shares (Direct, null)

Footnotes (1)

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.

Key Figures

Deferred Stock Units granted: 3,939.791 units Deferred Stock Units after grant: 9,658.047 units Reference share price: $43.149 per share +1 more

4 metrics

Deferred Stock Units granted 3,939.791 units Award on 2026-05-13 as part of annual retainer

Deferred Stock Units after grant 9,658.047 units Total Deferred Stock Units held following transaction

Reference share price $43.149 per share Price of common stock used to calculate unit grant

Exercise/Conversion price $0.0000 Deferred Stock Units have no cash exercise price

Key Terms

Deferred Stock Units, annual retainer fee, Form 4, Common Stock

4 terms

Deferred Stock Units financial

"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

annual retainer fee financial

"The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee"

Form 4 financial

"The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Common Stock financial

"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Mitchell H Elizabeth

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	05/13/2026		A		3,939.791		(1)	(1)	Common Stock	3,939.791	$0(2)	9,658.047	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.

Remarks:

	/s/ Joe Jacumin, by power of attorney	05/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Enact Holdings (ACT) report for Elizabeth H. Mitchell?

Enact Holdings reported that director Elizabeth H. Mitchell received 3,939.791 Deferred Stock Units as compensation. These units are tied to common stock and increase her total Deferred Stock Units holdings to 9,658.047, according to the Form 4 insider filing.

Are the Enact Holdings (ACT) Deferred Stock Units a market purchase or sale?

The Deferred Stock Units reported are a grant, not a market trade. They represent part of the director’s annual retainer fee, awarded at a reference price of $43.149 per common share, rather than shares bought or sold on the open market.

When do the Enact Holdings (ACT) Deferred Stock Units become payable?

The Deferred Stock Units become payable in Enact Holdings common stock one year after Elizabeth H. Mitchell’s service as a director ends. At that time, each unit is settled in a share of common stock, per the Form 4 footnote disclosure.

How many Enact Holdings (ACT) Deferred Stock Units does the director hold after this grant?

After receiving 3,939.791 additional Deferred Stock Units, Elizabeth H. Mitchell holds a total of 9,658.047 Deferred Stock Units. These represent deferred rights to receive Enact Holdings common shares following her departure from the board and the one-year waiting period.

How was the number of Enact Holdings (ACT) Deferred Stock Units in this grant calculated?

The number of Deferred Stock Units granted was based on a price of $43.149 per Enact Holdings common share. This grant represents a portion of the director’s annual retainer fee, converted into stock-based compensation units rather than immediate cash payment.