Enact Holdings (ACT) director awarded deferred stock units as annual fee

Rhea-AI Filing Summary

Hooda Sheila reported acquisition or exercise transactions in this Form 4 filing.

Enact Holdings, Inc. director Sheila Hooda received a grant of 3,939.791 Deferred Stock Units as part of her compensation. These units are linked to Common Stock and were valued using a reference price of $43.149 per share. Following this award, she holds a total of 34,645.248 Deferred Stock Units. The units will be settled in shares of Common Stock one year after her service as a director ends, making this a deferred, non-cash equity award rather than an open-market stock purchase.

Insights

Equity compensation analyst

Director received routine deferred stock units as part of annual fee.

Director Sheila Hooda was granted 3,939.791 Deferred Stock Units tied to Enact Holdings’ Common Stock. The award represents a portion of her annual retainer fee, using a reference price of $43.149 per share.

These units are a form of deferred equity compensation, not an open-market share purchase. They become payable in Common Stock one year after her board service ends, so any impact depends on future tenure and share price at settlement.

After this grant, Hooda holds 34,645.248 Deferred Stock Units. With no sales or exercises reported and no remaining derivative positions listed, the filing mainly updates her deferred equity balance and reflects standard board compensation practices.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Hooda Sheila

Role null

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Units	3,939.791	$0.00	--

Holdings After Transaction: Deferred Stock Units — 34,645.248 shares (Direct, null)

Footnotes (1)

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.

Key Figures

Deferred Stock Units granted: 3,939.791 units Reference share price: $43.149 per share Total Deferred Stock Units after grant: 34,645.248 units

3 metrics

Deferred Stock Units granted 3,939.791 units Grant on May 13, 2026 as part of annual retainer fee

Reference share price $43.149 per share Used to calculate number of Deferred Stock Units from retainer

Total Deferred Stock Units after grant 34,645.248 units Director’s holdings following reported transaction

Key Terms

Deferred Stock Units, annual retainer fee, Common Stock

3 terms

Deferred Stock Units financial

"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

annual retainer fee financial

"The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock."

Common Stock financial

"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hooda Sheila

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	05/13/2026		A		3,939.791		(1)	(1)	Common Stock	3,939.791	$0(2)	34,645.248	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.

Remarks:

	/s/ Joe Jacumin, by power of attorney	05/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Enact Holdings (ACT) director Sheila Hooda report in this Form 4?

Sheila Hooda reported receiving 3,939.791 Deferred Stock Units tied to Enact Holdings Common Stock. The grant is part of her annual director retainer, increasing her total Deferred Stock Units holding to 34,645.248, with settlement in shares after her board service ends.

Is the Enact Holdings (ACT) Form 4 a stock purchase or compensation grant?

The Form 4 shows a compensation grant, not a market stock purchase. Hooda received Deferred Stock Units as part of her annual retainer fee, valued using a reference price of $43.149 per share, with no cash purchase reported in the transaction details.

How many Deferred Stock Units does Sheila Hooda hold after this Enact (ACT) grant?

After the reported grant, Sheila Hooda holds 34,645.248 Deferred Stock Units. This total includes the new 3,939.791-unit award disclosed in the filing and reflects her direct deferred equity position linked to Enact Holdings Common Stock as of the transaction date.

When will Sheila Hooda’s Enact Holdings (ACT) Deferred Stock Units be paid out?

The Deferred Stock Units become payable one year after her service as a director ends. At that point, they are settled in shares of Enact Holdings Common Stock, making this a long-term, deferred equity compensation arrangement rather than immediate cash or stock delivery.

How was the Enact Holdings (ACT) Deferred Stock Unit grant to Hooda valued?

The number of units granted was based on a Common Stock price of $43.149 per share. This price was used to convert a portion of Sheila Hooda’s annual cash retainer fee into 3,939.791 Deferred Stock Units, according to the footnote disclosure.