Robo.ai and Changer.ae to Launch World's First Digital Wallet for Smart Vehicles

Rhea-AI Summary

Robo.ai (NASDAQ: AIIO) and Changer.ae unveiled Roboy339 on October 3, 2025 at TOKEN2049 — the company's claim of the world's first smart vehicle equipped with a device-level digital wallet. The wallet enables autonomous payments for tolls, charging, maintenance and leasing, plus processing authorized income, while using Changer.ae's ADGM-regulated custody as the compliance backbone. Robo.ai and Changer.ae signed a strategic MoU in August 2025; Robo.ai also made a multi-million dollar strategic investment in Arkreen for DePIN and tokenization infrastructure. Robo.ai announced ~USD 300 million strategic funding from Burkhan Capital to support commercialization of AI software, hardware and smart assets.

Positive

• Roboy339 unveiled at TOKEN2049 on Oct 3, 2025
• Strategic MoU signed with Changer.ae in Aug 2025
• Approximately USD 300 million strategic investment secured from Burkhan Capital
• ADGM-regulated custody provided by Changer.ae for device wallets

Negative

• None.

Insights

Technology Strategist

Roboy339 shows practical embedded-finance in autonomous devices, linking vehicle identity to a regulated digital wallet.

The release describes a tangible product unveiled at TOKEN2049 on Oct 3, 2025 that embeds a compliant wallet into a vehicle, enabling autonomous payments for tolls, charging, maintenance, leasing, and income processing.

Why it matters: this moves embedded finance from concept to a demonstrable use case with device-level identity (VIN-derived ID) and auditable transaction loops, which fundamentally changes how machines can transact and earn.

Watch: the unveiling at TOKEN2049 is the concrete milestone to track for demonstrations and initial integrations.

Regulatory & Payments Specialist

Partnering with ADGM‑regulated Changer.ae gives the wallet formal custody and compliance pedigree.

The PR explicitly states Changer.ae operates under the ADGM FSRA as a licensed VASP and provides regulated custody for device-level financial functionality.

Why it matters: regulated custody addresses a primary barrier for commercial adoption—auditable, compliant custody—and supports use by fleets, automakers, and mobility services who require regulated counterparties.

The announcement of approximately USD 300 million in strategic funding and a multi‑million investment in Arkreen are clear funding signals that back commercial rollout and DePIN integration.

DUBAI, UAE, Oct. 3, 2025 /PRNewswire/ -- Robo.ai Inc. (Nasdaq: AIIO) and UAE regulated digital asset custodian Changer.ae today jointly unveil "Roboy339", the world's first smart vehicle to be equipped with its own digital wallet, in TOKEN2049.

In August 2025, Robo.ai and Changer.ae signed a strategic memorandum of understanding to co-innovate in the infrastructure of compliant wallets and digital accounts. This joint unveiling at TOKEN2049 represents significant milestone in that collaboration, and it also underscores Robo.ai's strategic progress in deploying "smart machine × compliant stablecoin capability" in the Middle East. As an entity under the Abu Dhabi Global Market (ADGM) , Changer.ae provides regulated virtual asset custody, forming the foundational support for device-level financial functionality.

The Roboy339's compliant digital wallet enables autonomous real-time payments for tolls, charging, maintenance, and leasing, while also processing authorized income and transactions. This represents a practical implementation of embedded finance, integrating financial services (payments, credit, insurance, etc.) into non-financial products to enhance efficiency and diversify revenue streams. The solution provides standardized compliant financial interfaces and auditable transaction loops for fleet management, automakers, mobility services, and the broader IoT industry, supporting scalable deployment across regions. Future expansion plans include connecting eVTOLs, autonomous taxis, and logistics vehicles to the ecosystem to develop new business models based on verified data and token economics.

Changer.ae's Senior Executive Officer Wang Hao, CFA commented, "We are pleased to support Robo.ai's innovation with underlying security and custody capabilities under the ADGM regulatory framework. The integration of blockchain and compliant architecture is one of the key pathways to enable financial sovereignty for smart machines."

Robo.ai CEO Benjamin Zhai added, "The era of autonomous economics for intelligent devices is upon us. The name Roboy339 is derived from the last three digits of its unique VIN number — it is not only its bank account but also its digital ID. With the support of investors, partners,  manufacturers, financial institutions, and regulators, Robo.ai stands at the intersection of the 'machine economy' and the 'digital economy'."

In the Web3 and DePIN (decentralized physical infrastructure network) domain, Robo.ai has made a multi-million dollar strategic investment in Arkreen to advance the integration of "intelligent machine × DePIN × asset tokenization." Arkreen, a leading DePIN ecosystem platform, provides critical decentralized infrastructure for device-level financial innovation such as that embodied by Roboy339.  

The synergy between Arkreen's decentralized architecture and Changer.ae's regulatory custody underpins the safe, transparent, and compliant embedded finance ecosystem built for Roboy339. Looking ahead, Robo.ai intends to onboard additional devices such as eVTOLs, robotaxis, and unmanned logistics vehicles onto the on-chain ecosystem, exploring innovative business models founded on authenticated data and token economies. Roboy339 is the strategic embodiment of this plan — evolving the vehicle from a "passive tool" into an "autonomous economic agent."

Robo.ai recently announced that it has secured approximately USD 300 million in strategic investment from U.S. investment firm Burkhan Capital LLC — fueling momentum for the productization and commercialization of its three strategic pillars: AI software, intelligent hardware, and smart assets. This funding also supports Robo.ai's continued investments in next-generation areas including autonomous driving, intelligent commercial vehicles, and eVTOL solutions.

About Changer.ae
Changer.ae (ADGM Registration No.: 13101) is an Abu Dhabi-based digital asset custodian licensed as a Virtual Asset Service Provider (VASP) by the ADGM Financial Services Regulatory Authority (FSRA).

About Arkreen
Arkreen is a Web3 technology company focused on decentralized physical infrastructure networks (DePIN), empowering global green energy asset networks and real-world assets (RWA) through blockchain technology to build a sustainable digital economy ecosystem.

About Robo.ai Inc.
Robo.ai Inc. (NASDAQ: AIIO) is a technology company based in the UAE, dedicated to developing a global AI-enabled robotics platform. The company aims to create a decentralized AI network for connecting AI terminals and promoting an intelligent future. Their focus includes integrating AI into smart devices and smart assets.

This press release includes "forward-looking statements" as defined in the U.S. Private Securities Litigation Reform Act of 1995, which are subject to risks and uncertainties. Actual outcomes may differ materially from expectations — please refer to the company's SEC filings for details.

Media Contact
Changer.ae Marketing
Email: Fatima.yusuf@changer.ae
HP: www.changer.ae

Media Contact
Arkreen Marketing
Email: info@arkreen.com
Website: www.arkreen.com

Media Contact:
Robo.ai Inc. Corporate Communications
Email: pr@roboai.io
Website: www.roboai.io

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SOURCE Robo.ai Inc.

FAQ

What did Robo.ai (AIIO) announce at TOKEN2049 on October 3, 2025?

Robo.ai and Changer.ae unveiled Roboy339, a smart vehicle with an embedded compliant digital wallet.

How does the Roboy339 digital wallet work for payments and income?

The wallet enables autonomous real-time payments for tolls, charging, maintenance and leasing and processes authorized income.

What regulatory custody supports the Roboy339 wallet for AIIO?

Changer.ae provides underlying custody under the ADGM regulatory framework as stated in the press release.

When did Robo.ai and Changer.ae formalize their collaboration for device wallets?

The companies signed a strategic memorandum of understanding in August 2025.

What strategic investment did Robo.ai disclose that supports commercialization?

Robo.ai announced approximately USD 300 million in strategic investment from Burkhan Capital to fund productization and commercialization.

What role does Arkreen play in Robo.ai's Roboy339 ecosystem?

Robo.ai made a multi-million dollar investment in Arkreen to integrate DePIN and asset tokenization infrastructure.