KBRA Releases U.S. Bank 4Q21 Compendium: Remarkable Operating Performance in a Period of Extraordinary Liquidity & Revenue Developments; the Future of Overdrafts
KBRA Releases U.S. Bank 4Q21 Compendium: Remarkable Operating Performance in a Period of Extraordinary Liquidity & Revenue Developments; the Future of Overdrafts
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NEW YORK--(BUSINESS WIRE)--
KBRA releases its Fourth-Quarter 2021 U.S. Bank Compendium. The Compendium provides our latest view of the U.S. banking sector and analyzes the 4Q21 results of U.S. banks with KBRA long-term ratings. In this edition, KBRA also examines the potential effects on the industry of actions by larger banks to curtail or eliminate overdraft fees. In addition, the Compendium includes our quarterly environmental, social, and governance (ESG) Bulletin, which features Atlantic Union Bankshares Corporation (NASDAQ: AUB; KBRA Senior BHC Rating: BBB+/Positive Outlook).
The Compendium includes 4Q21 summaries on all publicly traded U.S. banks in KBRA’s rated universe, focusing on key performance and credit metrics, along with medians of key ratios. The Compendium also includes the top 10 lowest cost deposit franchises, highest reserves to loans, and largest sequential changes in return on assets, net interest margin, net charge-offs, and nonperforming asset ratios. In addition, we provide a supplement with 173 debt issues—along with rating, amount issued, coupon, and maturity—among KBRA-rated banks.
KBRA is a full-service credit rating agency registered in the U.S., the EU, and the UK, and is designated to provide structured finance ratings in Canada. KBRA’s ratings can be used by investors for regulatory capital purposes in multiple jurisdictions.