BofA's AI Solution CashPro Forecasting™ Helps Clients Navigate Year of Volatility

Rhea-AI Summary

Bank of America (NYSE: BAC) says its AI-driven CashPro Forecasting helped more than 3,000 companies save over 250,000 hours in 2025 by automating cash-forecasting tasks. The tool delivers forecasts from one day to one year and integrates global account data, producing results within minutes and one-click access inside the CashPro platform. In April the AI upgrade made processing 5x faster, and Q2 workspace creation rose 113% versus typical levels, reflecting heightened client use during market volatility.

Positive

• 3,000+ client companies using CashPro Forecasting in 2025
• Saved over 250,000 hours for clients in 2025
• Q2 workspace creation +113% above norm, indicating increased engagement
• April AI upgrade: model processes data 5x faster
• Included with CashPro Information Reporting, aiding cross‑platform adoption

Negative

• None.

Key Figures

Clients using tool more than 3,000 companies Companies helped by CashPro Forecasting in 2025

Hours saved over 250,000 hours Time saved for clients in 2025 via CashPro Forecasting

Workspace engagement spike 113% above norm Increase in CashPro Forecasting workspaces in Q2 2025

Forecasting speed-up within minutes vs up to a week Automation vs traditional spreadsheet-based cash forecasting

Model processing speed 5x faster Improved AI model for CashPro Forecasting launched in April

Consumer & small biz clients nearly 70 million U.S. consumer and small business clients served

Retail financial centers approximately 3,600 U.S. retail financial centers footprint

Verified digital users approximately 59 million Digital banking users across Bank of America

Market Reality Check

$54.08 Last Close

Volume Volume 53,683,427 is 1.42x the 20-day average of 37,832,583, indicating elevated interest ahead of this AI update. normal

Technical Price at $54.08 trades above the $46.76 200-day MA and sits 1.36% below the $54.825 52-week high, reflecting a strong pre-news uptrend.

Peers on Argus

BAC gained 1.01% with major peers also positive: JPM +3.2%, WFC +1.97%, HSBC +1.67%, C +1.61%, RY +1.02%. This AI product news landed amid a broadly constructive large-bank tape.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 08	Benefits platform launch	Positive	-0.1%	Enhanced Workplace Benefits platform for small and mid-size businesses.
Dec 04	Card promo launch	Positive	+0.1%	FIFA World Cup 2026 custom card design and bonus offer for new cardholders.
Dec 02	Macro research outlook	Positive	-0.1%	Forecast of stronger-than-consensus 2026 global growth driven by AI and capex.
Dec 01	Philanthropic grant	Positive	-0.1%	$1 million grant to After School Matters to support new teen center.
Nov 24	Community grants	Positive	+0.7%	$500,000 in grants to Tampa Museum of Art and Tampa Theatre.

Pattern Detected

Recent corporate/newsflow items have generally been positive but have produced mixed short-term price reactions, with several philanthropic and product updates met by slight declines.

Recent Company History

Over the last few weeks, BAC has issued a series of announcements spanning benefits platforms, consumer promotions, macro research and philanthropy. On Nov 24, it detailed $500,000 in arts-focused grants in Tampa, and on Dec 1 a $1 million grant to After School Matters supporting about 1,500 teens annually. Early December brought a World Cup–themed card offer and an economic outlook calling for stronger 2026 growth. The current AI-focused CashPro Forecasting update fits an ongoing theme of digital and client-experience enhancement layered on top of this broader franchise activity.

Regulatory & Risk Context

Active S-3 Shelf Registration 2025-10-01

An effective S-3 shelf filed on 2025-10-01 allows Bank of America and BofA Finance to issue various securities, including debt, warrants, preferred stock, depositary shares and common stock under a single framework. The shelf has seen at least 10 takedowns via recent 424B2 structured note offerings, underscoring active use of this capital markets access point.

Market Pulse Summary

This announcement highlights continued expansion of BAC’s AI capabilities into cash forecasting, with CashPro Forecasting assisting more than 3,000 companies and saving over 250,000 hours in 2025. It fits alongside prior AI initiatives in CashPro and virtual assistants, reinforcing digital scale across a base of nearly 70 million U.S. consumer and small business clients. Investors may watch for evidence of broader client adoption, revenue or efficiency metrics tied to these tools, and how ongoing use of the S-3 shelf interacts with technology investments.

Key Terms

machine learning technical

"applies machine learning to analyze global cash positions, generate"

Machine learning is a set of computer programs that learn patterns from large amounts of data and improve their predictions or decisions over time, like a recipe that gets better each time it’s adjusted based on taste tests. For investors it matters because these systems can speed up analysis, spot trends or risks humans might miss, automate routine work, and potentially create competitive advantages or cost savings that affect a company’s performance.

artificial intelligence technical

"The AI-driven innovation addresses one of treasury's most"

Artificial intelligence is the ability of computers and machines to perform tasks that typically require human thinking, such as understanding language, recognizing patterns, or making decisions. For investors, it matters because AI can enhance efficiency, uncover new insights, and enable smarter strategies, potentially impacting the value and performance of companies that develop or utilize this technology.

generative ai technical

"we introduced Ask Global Payments Solutions, a generative AI tool"

Generative AI is a type of computer technology that can create new content, like text, images, or music, on its own. It’s important because it can produce realistic and useful material quickly, which could change how we create art, write stories, or even develop new products. Think of it as a smart robot that can invent and produce things almost like a human.

AI-generated analysis. Not financial advice.

NEW YORK and LONDON and SINGAPORE, Dec. 11, 2025 /PRNewswire/ -- In 2025, Bank of America helped more than 3,000 companies save over 250,000 hours through its CashPro Forecasting™ solution. The AI-driven innovation addresses one of treasury's most time-consuming yet business critical tasks — forecasting. It has transformed what typically is a heavily manual effort into a fast, intelligent and automated experience.

The forecasting solution is accessed off CashPro, the platform that clients use for all their treasury, trade, and cross-border payments needs.

"Economic uncertainty is the new normal across global markets," said Winnie Chen, head of Global Payments Solutions for Asia Pacific at Bank of America. "It's critical we equip our clients with the best tools, insights, and resources so they can navigate this complexity with confidence and make timely, informed decisions."

When markets gyrated earlier this year, clients turned to CashPro Forecasting to gauge the impact of tariffs and interest rates on their business. One indicator of this engagement is the number of workspaces users create and share within their company. In Q2, that figure rose 113% above the norm, peaking on April 15 and June 18. Clients highlight this as a key advantage: the tool gives teams shared visibility and a collaborative way to assess how news events could affect their company.

"We have identified several productive use cases for the BofA CashPro Forecasting tool. Its intuitive yet dynamic design has made implementation straightforward and allowed multiple teams to quickly derive value. Over time, I'm confident we will discover even more ways to leverage this tool," said Sal Campo, Enterprise Cash Management Manager at Toyota Financial Services North America.

How it works
Typically, cash forecasting is completed on spreadsheets and is a heavily manual exercise that can commonly take up to a week to complete, by which time the data is usually out of date and the activities begin again. CashPro Forecasting is a proprietary data intelligence tool that automatically integrates account data and applies machine learning to analyze global cash positions, generate accurate forecasts, and deliver actionable insights—all within minutes.

Advantages of CashPro Forecasting

• Forecasting speed: Results within minutes, not days.
• Forecasting horizon: From one day up to one year ahead.
• Ease of access: One click implementation within the CashPro platform.
• Comes with CashPro: Included as part of Information Reporting services.
• Comprehensive account views: Include global bank account data from other institutions for a holistic picture.

Always learning
In April, the bank launched an enhanced version of the AI model powering CashPro Forecasting. This upgrade enables the solution to process and interpret data 5x faster, helping clients respond more nimbly to market events.

More recently, we introduced Ask Global Payments Solutions, a generative AI tool that supports employees in addressing inquiries.

"We never rest when it comes to advancing our technology," said Jennifer Sanctis, CashPro Product Executive in GPS at Bank of America. "As AI capabilities evolve, Bank of America continues to enhance CashPro Forecasting, ensuring clients stay ahead in an increasingly dynamic financial landscape."

Bank of America
Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving nearly 70 million consumer and small business clients with approximately 3,600 retail financial centers, approximately 15,000 ATMs (automated teller machines) and award-winning digital banking with approximately 59 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and more than 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

For more Bank of America news, including dividend announcements and other important information, visit the Bank of America newsroom and register for news email alerts.

Reporters may contact

Louise Hennessy, Bank of America
Phone: 1.646.858.6471
louise.hennessy@bofa.com

 

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SOURCE Bank of America Corporation

FAQ

What did Bank of America announce about CashPro Forecasting on December 11, 2025 (BAC)?

Bank of America said CashPro Forecasting helped > 3,000 companies save > 250,000 hours in 2025 and received an April AI upgrade that processes data 5x faster.

How fast does CashPro Forecasting produce results for BAC clients?

The company reports forecasts are generated within minutes, with horizons from one day up to one year.

What adoption metrics did Bank of America cite for CashPro Forecasting (BAC)?

Bank of America cited > 3,000 client companies, > 250,000 hours saved, and a Q2 113% rise in workspace creation above normal levels.

Is CashPro Forecasting available inside the CashPro platform for BAC clients?

Yes. CashPro Forecasting is included as part of CashPro Information Reporting services and offers one‑click implementation.

What technical improvement did Bank of America make to CashPro Forecasting in April 2025 (BAC)?

An enhanced AI model released in April increased processing and interpretation speed by 5x.