Bank of America Reports Fourth Quarter 2025 Financial Results

Rhea-AI Summary

Bank of America (NYSE: BAC) reported fourth quarter 2025 financial results and will host an investor conference call today, Jan. 14, 2026 at 8:30 a.m. ET with Chair & CEO Brian Moynihan and EVP & CFO Alastair Borthwick. Replays are available noon Jan. 14 through 11:59 p.m. ET on Jan. 23.

The company serves approximately 69 million consumer and small-business clients, operates about 3,600 retail financial centers and 15,000 ATMs, reports ~59 million verified digital users, supports ~4 million small-business households and operates across more than 35 countries.

News Market Reaction – BAC

-3.78%

4 alerts

-3.78% Session close to close

$379.26B Market Cap

0.6x Rel. Volume

In the Jan 14 session, BAC declined 3.78%, reflecting a moderate negative market reaction. Our momentum scanner triggered 4 alerts that day, indicating moderate trading interest and price volatility.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement confirms the scheduled release of Bank of America’s fourth quarter 2025 financial ...

Analysis

This announcement confirms the scheduled release of Bank of America’s fourth quarter 2025 financial results, accompanied by an investor call at 8:30 a.m. ET and supporting materials on the Investor Relations site. Historically, BAC’s earnings events produced average single-day moves of about 1.89%, with reactions varying by quarter. Investors tracking this update often focus on how new figures compare with prior quarters and on any changes in capital markets activity under the company’s active S-3 shelf and related 424B2 offerings.

Key Figures

Consumer & small business clients: 69 million Retail financial centers: 3,600 ATMs: 15,000 +5 more

8 metrics

Consumer & small business clients 69 million Clients served in the United States

Retail financial centers 3,600 U.S. retail financial centers

ATMs 15,000 Automated teller machines in the U.S.

Verified digital users 59 million Digital banking users

Small business households 4 million Small business households supported

Countries of operation more than 35 Countries where BAC operates

Current share price $54.54 Pre-news market context

52-week price range $33.065 – $57.55 Low to high prior to Q4 2025 results

Historical Context

5 past events · Latest: Jan 09 (Neutral)

Pattern 5 events

Date	Event	Sentiment	24h Move	Catalyst
Jan 09	Debt redemption	Neutral	-1.2%	Announced full redemption of $3B 5.080% senior notes due 2027.
Jan 09	Philanthropic grant	Positive	-0.6%	Announced $1M grant to support rebuilding Pacific Palisades YMCA.
Jan 07	Earnings scheduling	Neutral	-2.8%	Set Q4 2025 results release and investor call details for Jan 14.
Dec 22	Community financing	Positive	+1.1%	Committed $10M zero‑interest loans and $3.5M grants for wildfire recovery.
Dec 16	Preferred dividends	Neutral	-0.5%	Declared regular cash dividends on multiple preferred stock series.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent corporate and capital actions, philanthropy, and scheduling updates have typically led to modest single-day moves within a narrow band around 0%, suggesting contained reactions to routine news items.

Recent Company History

Over the past months, Bank of America issued a range of routine updates. These included planned Q4 2025 results and conference call on Jan 14, 2026, redemption of $3,000,000,000 senior notes due 2027, wildfire-related capital commitments of $10 million plus $3.5 million in grants, and multiple preferred dividend declarations with specified per-share amounts and payment dates. Price reactions around these items stayed within roughly +/-3%, indicating measured market responses to non-transformational developments.

Key Terms

form 8-k, atms, new york stock exchange

3 terms

form 8-k regulatory

"A Form 8-K containing Bank of America's financial results is also available"

A Form 8-K is a report that companies file with the government to share important news quickly, such as changes in leadership, major business deals, or financial updates. It matters because it helps investors stay informed about significant events that could affect the company's value or stock price.

atms technical

"approximately 15,000 ATMs (automated teller machines) and award-winning digital banking"

ATMs are “at‑the‑market” equity programs that let a company sell new shares directly into the open market over time at prevailing prices through a broker. For investors, ATMs matter because they offer companies a flexible way to raise cash without a large, one‑time offering, but they also dilute existing shareholders gradually — like adding more slices to a pie while the pie size may or may not grow.

new york stock exchange financial

"Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange."

The New York Stock Exchange is a marketplace where people buy and sell shares of publicly traded companies. It functions like a busy trading hub, helping investors transfer ownership of company parts and providing a way to gauge how well businesses are doing. Its role is vital because it offers liquidity and transparency, making it easier for investors to buy and sell investments confidently.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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CHARLOTTE, N.C., Jan. 14, 2026 /PRNewswire/ -- Bank of America reported its fourth quarter 2025 financial results today. The news release, supplemental filing and investor presentation can be accessed at Bank of America's Investor Relations website at https://investor.bankofamerica.com/quarterly-earnings.

A Form 8-K containing Bank of America's financial results is also available at the U.S. Securities and Exchange Commission's website at https://www.sec.gov.

Investor Conference Call information
Chair and CEO Brian Moynihan and Executive Vice President and CFO Alastair Borthwick will discuss the financial results in an investor conference call at 8:30 a.m. ET today. For a listen-only connection to the conference call, dial 1.877.200.4456 (U.S.) or 1.785.424.1732 (international), and the conference ID is 79795. Please dial in 10 minutes prior to the start of the call.

Investors can listen to live audio of the conference call and view the presentation slides by visiting the "Events and Presentations" section of the company's Investor Relations website.

Replay information for Investor Conference Call
Investors can access replays of the investor conference call by visiting the Investor Relations website or by calling 1.800.934.4850 (U.S.) or 1.402.220.1178 (international) from noon on January 14 through 11:59 p.m. ET on January 23. 

Bank of America
Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 69 million consumer and small business clients with approximately 3,600 retail financial centers, approximately 15,000 ATMs (automated teller machines) and award-winning digital banking with approximately 59 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and more than 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

Investors may contact

Lee McEntire, Bank of America
Phone: 1.980.388.6780
lee.mcentire@bofa.com
 

Jonathan G. Blum, Bank of America (Fixed Income)
Phone: 1.212.449.3112
jonathan.blum@bofa.com

Reporters may contact

Jocelyn Seidenfeld, Bank of America
Phone: 1.646.743.3356
jocelyn.seidenfeld@bofa.com 

 

View original content to download multimedia:https://www.prnewswire.com/news-releases/bank-of-america-reports-fourth-quarter-2025-financial-results-302661059.html

SOURCE Bank of America Corporation

FAQ

When will Bank of America (BAC) discuss its Q4 2025 results?

Management will discuss results on Jan. 14, 2026 at 8:30 a.m. ET on a live investor conference call.

How can investors listen to Bank of America (BAC) Q4 2025 earnings call?

Investors can listen via the live audio webcast on the investor relations site or by dialing the listed listen-only phone numbers with conference ID.

How long is the replay of the Bank of America (BAC) Q4 2025 earnings call available?

Replays are available from noon Jan. 14 through 11:59 p.m. ET on Jan. 23 via the investor relations website or by phone.

What scale metrics did Bank of America (BAC) report in the Q4 2025 release?

The company reported ~69 million consumer and small-business clients, ~3,600 retail centers, ~15,000 ATMs and ~59 million verified digital users.

Where is Bank of America (BAC) stock listed?

Bank of America stock trades on the New York Stock Exchange (NYSE: BAC).