Bank of America to Report Fourth Quarter 2025 Financial Results and Host Investor Conference Call on January 14

Rhea-AI Summary

Bank of America (NYSE: BAC) will report its fourth quarter 2025 financial results on Wednesday, January 14, 2026. The company will release results at approximately 6:45 a.m. ET, followed by an investor conference call at 8:30 a.m. ET.

Materials — including the news release, supplemental filing, investor presentation and a Form 8-K — will be available on Bank of America's Investor Relations website and the U.S. SEC website. Live audio and presentation slides will be accessible via the Events & Presentations section of the Investor Relations site.

Replay access runs from noon on January 14 through 11:59 p.m. ET on January 23. Investor and media contact names and phone numbers are provided for follow-up.

News Market Reaction – BAC

-2.81%

1 alert

-2.81% News Effect

On the day this news was published, BAC declined 2.81%, reflecting a moderate negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Earnings release date: January 14, 2026 Release time: 6:45 a.m. ET Conference call time: 8:30 a.m. ET +5 more

8 metrics

Earnings release date January 14, 2026 4Q 2025 financial results release

Release time 6:45 a.m. ET Time 4Q 2025 results will be published

Conference call time 8:30 a.m. ET Investor conference call for 4Q 2025 results

Consumer & small business clients Nearly 70 million U.S. consumer and small business client base

Retail financial centers Approximately 3,600 U.S. retail financial centers footprint

ATMs Approximately 15,000 Automated teller machines in the U.S.

Verified digital users Approximately 59 million Digital banking user base

Small business households Approximately 4 million Small business households supported

Market Reality Check

Price: $49.81 Vol: Volume 31,094,188 is belo...

normal vol

$49.81 Last Close

Volume Volume 31,094,188 is below the 20-day average of 35,298,680 (relative volume 0.88). normal

Technical Price 57.25 is trading above the 200-day MA of 47.91 and close to the 52-week high of 57.55.

Peers on Argus

BAC was up 0.63% ahead of its earnings date news. Large U.S. bank peers showed m...

BAC was up 0.63% ahead of its earnings date news. Large U.S. bank peers showed mixed moves: WFC +1.04%, JPM +0.62%, while HSBC, RY and C traded modestly lower, indicating stock-specific factors rather than a unified sector move.

Common Catalyst Multiple large banks are highlighting 4Q25 reporting and outlooks, with WFC also announcing a Jan. 14, 2026 earnings date, pointing to upcoming U.S. bank earnings season as a shared backdrop.

Historical Context

5 past events · Latest: Dec 22 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 22	Community support	Positive	+1.1%	Zero‑interest loans and grants to support wildfire-impacted residents and businesses.
Dec 16	Preferred dividends	Positive	-0.5%	Board declaration of regular cash dividends across multiple preferred series.
Dec 11	AI product update	Positive	+0.9%	AI CashPro Forecasting showing time savings and increased client adoption.
Dec 08	Product expansion	Positive	-0.1%	Launch of enhanced Workplace Benefits platform for small and mid-size businesses.
Dec 04	Card promotion	Positive	+0.1%	FIFA World Cup 2026 custom card design and promotional welcome bonus offer.

Pattern Detected

Recent news, often positive or strategic, has typically led to modest price moves, with a slight tilt toward alignment between positive headlines and small positive reactions.

Recent Company History

This announcement sets the timing for 4Q 2025 earnings against a backdrop of steady strategic updates. In December 2025, BAC announced wildfire recovery commitments of $10 million in zero‑interest loans with a +1.1% reaction, multiple preferred dividend declarations, AI-driven CashPro enhancements, and new workplace benefits and card offerings, each producing modestly positive or slightly negative single-day moves. Together, these illustrate ongoing product, community, and capital actions into which the upcoming earnings call will fit.

Regulatory & Risk Context

Active S-3 Shelf

Shelf Active

Active S-3 Shelf Registration 2025-10-01

An effective S-3 shelf filed on 2025-10-01 allows Bank of America and BofA Finance LLC to issue various securities, including debt, warrants, preferred stock, depositary shares and common stock, under pre-defined terms. The shelf has been used recently, as reflected in multiple 424B2 prospectus supplements filed in early January 2026, indicating ongoing access to capital markets for structured and debt products.

Market Pulse Summary

This announcement sets the schedule for Bank of America’s 4Q 2025 results, with figures released at ...

Analysis

This announcement sets the schedule for Bank of America’s 4Q 2025 results, with figures released at 6:45 a.m. ET and an investor call at 8:30 a.m. ET. BAC entered the event trading above its 200-day MA and near its 52-week high. Recent news flow has centered on product innovation, community commitments, and capital actions. Investors may focus on the upcoming Form 8-K details and management’s commentary during the call.

Key Terms

form 8-k

1 terms

form 8-k regulatory

"A Form 8-K containing Bank of America's financial results will also be available..."

A Form 8-K is a report that companies file with the government to share important news quickly, such as changes in leadership, major business deals, or financial updates. It matters because it helps investors stay informed about significant events that could affect the company's value or stock price.

AI-generated analysis. Not financial advice.

CHARLOTTE, N.C., Jan. 7, 2026 /PRNewswire/ -- As previously announced, Bank of America will report its fourth quarter 2025 financial results on Wednesday, January 14. The results will be released at approximately 6:45 a.m. ET, followed by an investor conference call at 8:30 a.m. ET.

The news release, supplemental filing and investor presentation can be accessed at Bank of America's Investor Relations website at https://investor.bankofamerica.com/quarterly-earnings. A Form 8-K containing Bank of America's financial results will also be available at the U.S. Securities and Exchange Commission's website at https://www.sec.gov.

Investor Conference Call information
For a listen-only connection to the investor conference call, dial 1.877.200.4456 (U.S.) or 1.785.424.1732 (international). The conference ID is 79795. Please dial in 10 minutes prior to the start of the call. Investors can listen to live audio of the conference call and view the presentation slides by visiting the "Events & Presentations" section of the company's Investor Relations website.

Replay information for Investor Conference Call
Investors can access replays of the conference call by visiting the Investor Relations website or by calling 1.800.934.4850 (U.S.) or 1.402.220.1178 (international) from noon on January 14 through 11:59 p.m. ET on January 23.

Bank of America
Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving nearly 70 million consumer and small business clients with approximately 3,600 retail financial centers, approximately 15,000 ATMs (automated teller machines) and award-winning digital banking with approximately 59 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and more than 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.

Investors may contact

Lee McEntire, Bank of America
Phone: 1.980.388.6780
lee.mcentire@bofa.com

Jonathan G. Blum, Bank of America (Fixed Income)
Phone: 1.212.449.3112
jonathan.blum@bofa.com

Reporters may contact

Jocelyn Seidenfeld, Bank of America
Phone: 1.646.743.3356
jocelyn.seidenfeld@bofa.com 

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SOURCE Bank of America Corporation

FAQ

When will Bank of America (BAC) report fourth quarter 2025 results?

Bank of America will report fourth quarter 2025 results on January 14, 2026 with release at ~6:45 a.m. ET.

What time is the Bank of America (BAC) investor conference call for Q4 2025?

The investor conference call is scheduled for 8:30 a.m. ET on January 14, 2026.

How can investors listen to the Bank of America (BAC) Q4 2025 earnings call?

For a listen-only connection dial 1.877.200.4456 (U.S.) or visit the Investor Relations Events & Presentations page for live audio and slides.

Where will Bank of America (BAC) post its Q4 2025 earnings release and Form 8-K?

The news release, supplemental materials and Form 8-K will be available on Bank of America's Investor Relations website and the U.S. SEC website.

How long is the replay available for the Bank of America (BAC) January 14, 2026 call?

Call replays are available from noon on January 14 through 11:59 p.m. ET on January 23.

Who can investors contact for questions about Bank of America (BAC) Q4 2025 results?

Investor contacts listed include Lee McEntire and Jonathan G. Blum with phone numbers provided on the investor relations release.