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BNY Decreases Prime Lending Rate to 7.25%

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BNY (NYSE: BK) has announced a reduction in its Prime Lending Rate. The rate will decrease by 25 basis points from 7.50% to 7.25%, with the change taking effect on September 18, 2025. This adjustment in the benchmark lending rate could impact various lending products and interest rates offered by the bank.

BNY (NYSE: BK) ha annunciato una riduzione del Prime Lending Rate. Il tasso passerà da 7,50% a 7,25%, con effetto a partire dal 18 settembre 2025. Questo adeguamento del tasso di riferimento potrebbe influire su vari prodotti di prestito e sui tassi di interesse offerti dalla banca.

BNY (NYSE: BK) ha anunciado una reducción de su Prime Lending Rate. La tasa disminuirá en 25 puntos básicos, pasando de 7,50% a 7,25%, y entrará en vigor el 18 de septiembre de 2025. Este ajuste del índice de referencia podría afectar a diversos productos de préstamos y a las tasas de interés que ofrece el banco.

BNY (NYSE: BK)가 Prime Lending Rate를 인하했다고 발표했습니다. 금리는 25bp포イント 하락하여 7.50%에서 7.25%로 조정되며, 2025년 9월 18일에 발효됩니다. 이 기준 대출 금리의 조정은 은행이 제공하는 다양한 대출 상품과 이자율에 영향을 미칠 수 있습니다.

BNY (NYSE: BK) a annoncé une réduction de son Prime Lending Rate. Le taux diminuera de 25 points de base, passant de 7,50% à 7,25%, et l’entrée en vigueur aura lieu le 18 septembre 2025. Cet ajustement du taux directeur pourrait influencer divers produits de prêt et les taux d’intérêt proposés par la banque.

BNY (NYSE: BK) hat eine Senkung seines Prime Lending Rate angekündigt. Der Zinssatz wird um 25 Basispunkte von 7,50% auf 7,25% sinken; die Änderung tritt am 18. September 2025 in Kraft. Diese Anpassung des Referenzkreditzinssatzes könnte verschiedene Kreditprodukte und Zinssätze der Bank beeinflussen.

BNY (NYSE: BK) قد أعلنت عن خفض معدل الإقراض الأساسي Prime Lending Rate. سينخفض المعدل بمقدار 25 نقطة أساس من 7.50% إلى 7.25%، وسيبدأ سريانه في 18 سبتمبر 2025. قد يؤثر هذا التعديل في معدل الإقراض المرجعي على مختلف منتجات الإقراض وأسعار الفائدة التي تقدمها البنك.

BNY (NYSE: BK) 公布将下调其基准贷款利率。利率将从 7.50% 下调至 7.25%,于 2025 年 9 月 18 日起生效。此基准贷款利率的调整可能影响银行提供的各种借贷产品及利率。

Positive
  • Prime Lending Rate reduction of 0.25% could stimulate borrowing activity
  • Lower rates may increase lending volume and fee income
Negative
  • Potential compression of net interest margins
  • Lower interest income from variable-rate loans

NEW YORK, Sept. 17, 2025 /PRNewswire/ -- BNY (NYSE: BK), a global financial services company, today announced it will decrease the Prime Lending Rate by 0.25%, from 7.50% to 7.25%, effective Thursday, September 18, 2025.

About BNY

BNY is a global financial services company that helps make money work for the world – managing it, moving it and keeping it safe. For more than 240 years BNY has partnered alongside clients, putting its expertise and platforms to work to help them achieve their ambitions. Today BNY helps over 90% of Fortune 100 companies and nearly all the top 100 banks globally access the money they need. BNY supports governments in funding local projects and works with over 90% of the top 100 pension plans to safeguard investments for millions of individuals, and so much more. As of June 30, 2025, BNY oversees $55.8 trillion in assets under custody and/or administration and $2.1 trillion in assets under management. BNY is the corporate brand of The Bank of New York Mellon Corporation (NYSE: BK). Headquartered in New York City, BNY has been named among Fortune's World's Most Admired Companies and Fast Company's Best Workplaces for Innovators.

Contacts:
Media
Anneliese Diedrichs
+1 646 468 6026
anneliese.diedrichs@bny.com 

Investors
Marius Merz
+1 212 298 1480
marius.merz@bny.com 

Cision View original content:https://www.prnewswire.com/news-releases/bny-decreases-prime-lending-rate-to-7-25-302559715.html

SOURCE BNY

FAQ

What is BNY's new Prime Lending Rate as of September 18, 2025?

BNY's Prime Lending Rate will be 7.25%, decreased from 7.50%, effective September 18, 2025.

How much did BNY (NYSE: BK) decrease its Prime Lending Rate?

BNY decreased its Prime Lending Rate by 25 basis points (0.25%).

When will BNY's Prime Lending Rate change take effect?

The new Prime Lending Rate of 7.25% will take effect on Thursday, September 18, 2025.

What was BNY's previous Prime Lending Rate before the decrease?

BNY's previous Prime Lending Rate was 7.50% before the announced decrease.
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