BitGo Europe GmbH Launches Crypto-as-a-Service Across the EEA for EU Fintechs and Banks

Key Terms

crypto-as-a-service financial

Crypto-as-a-service is a package of ready-made digital currency tools and infrastructure that lets businesses add cryptocurrency features—like wallets, payments, token issuance, and custody—without building the technology themselves. For investors, it matters because it can speed a company's move into the crypto market, lower technical risk and upfront costs, and provide a clearer path to new revenue streams or regulatory exposure—much like leasing a storefront instead of constructing one from scratch.

qualified custody financial

An arrangement where a regulated, vetted third-party custodian holds and safeguards financial assets on behalf of an investor, fund, or company, operating under specific legal and operational standards. It matters to investors because qualified custody reduces the risk of loss, theft or commingling, preserves clear legal ownership and helps meet regulatory and audit requirements — like keeping valuables in a bank safe deposit box that is subject to formal rules and inspections.

kyc regulatory

KYC (Know Your Customer) is the routine of checks and questions that financial firms use to confirm who a client is, understand their financial profile, and spot risky or illegal activity. It matters to investors because it helps prevent fraud and money laundering, ensures companies follow the law, and protects the integrity of markets—think of it like an identity and background check a bank or airport runs before allowing access.

sepa financial

SEPA, or Single Euro Payments Area, is a system that allows money to be transferred easily and quickly across European countries using a common set of rules and standards. It makes cross-border payments as simple as sending money within your own country, reducing costs and processing times. For investors, SEPA simplifies international transactions within Europe, making it easier to move funds and manage investments across multiple countries.

on/off-ramps technical

On/off-ramps are the services and tools that let people move value between traditional government-backed money (like dollars) and digital assets or new trading platforms. Think of them as the entry and exit ramps to a highway: they determine how easily, quickly and cheaply investors can get into or out of a market, so they matter for liquidity, cost, regulatory risk and how widely a product can be adopted.

Modular APIs enable EEA-wide rollout of compliant crypto product-suite such as secure onboarding, custody, trading, and on/off-ramps under BitGo Europe GmbH’s MiCAR licensing framework.

FRANKFURT, Germany--(BUSINESS WIRE)-- BitGo Europe GmbH (“BitGo”), the digital asset infrastructure company and a subsidiary of BitGo, Inc., today announced that its Crypto-as-a-Service (CaaS) offering is now available across the European Economic Area (EEA). Previously available in the United States through BitGo Bank & Trust, National Association, CaaS is expanding into Europe to support fintechs and banks through BitGo Europe GmbH’s MiCAR licensing framework, enabling businesses to bring compliant crypto products to market using BitGo’s modular APIs and webhooks.

“Europe is entering a new era for regulated digital asset services, and institutions want a clear, compliant path to launch,” said Mike Belshe, CEO and Co-founder of BitGo. “By expanding Crypto-as-a-Service across the EEA through BitGo Europe GmbH, we’re enabling regulated businesses to bring crypto products to market faster - without compromising on security, controls, or operational resilience.”

BitGo’s CaaS helps businesses embed crypto functionality directly into their own user interfaces so their clients can access digital asset services - such as buying, selling, and holding bitcoin and other supported assets - through secure wallet technology.

“Trust is the differentiator in Europe’s regulated crypto market,” said Brett Reeves, Head of EMEA at BitGo. “BitGo’s CaaS combines qualified custody, configurable policy controls, and enterprise-grade operational support - so European businesses can offer crypto services with the governance and protections their customers expect.”

Businesses using BitGo’s CaaS can now directly integrate:

• EEA-wide Coverage: Operate across all 30 EEA countries in Europe through BitGo Europe GmbH’s MiCAR licensing framework
• Custody and Wallet Infrastructure: Multi-asset wallets backed by qualified custody
• Insurance: BitGo custodial wallets insured up to $250M (subject to terms and conditions)
• Programmatic onboarding: API-based KYC flows to verify and onboard users securely
• Trading and settlement: Enable users to buy, sell, and hold to cryptocurrency pairs within your platform, with fast settlement
• On/Off-Ramps: Connect fiat and crypto via SEPA (EU)
• Policy controls: Customizable permissions, spending limits, and safeguards via a flexible policy engine
• 24/7 Support: Dedicated account management and global technical support

With Crypto-as-a-Service now available across the EEA, businesses can embed crypto onboarding, custody, trading, on/off ramps into their products through BitGo’s modular APIs and webhooks. BitGo enables businesses to launch and operate digital asset products with institutional-grade security, governance, and compliance tooling designed to accelerate the transition into the digital economy at scale.

About BitGo
BitGo (NYSE: BTGO) is the digital asset infrastructure company delivering custody, wallets, staking, trading, financing, stablecoins, and settlement services from regulated cold storage. Since 2013, BitGo has focused on accelerating the transition of the financial system to a digital asset economy. BitGo maintains a global presence and multiple regulated entities, including BitGo Bank & Trust, National Association, the first federally chartered digital asset trust bank owned by a publicly traded company. Today, BitGo serves thousands of institutions, including many of the industry's top brands, financial institutions, exchanges, and platforms, and millions of investors worldwide. For more information, visit www.bitgo.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260302308273/en/

Media

press@bitgo.com

Source: BitGo