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CCC Introduces Consumer Financing in CCC ONE® to Help Collision Repair Shops Capture More Work

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CCC (NASDAQ:CCC) has integrated Sunbit consumer financing into the CCC ONE platform to let collision repair shops offer fast, flexible payment options and remove cost barriers for customers. Self-pay repairs exceed 25% of orders, and Sunbit reports approval rates of over 90%.

The integration embeds financing into estimates, enables pre-qualification from Carwise profiles or websites, and lets shops receive payment upfront with no repayment risk while Sunbit handles billing and support.

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Positive

  • Self-pay orders represent >25% of CCC ONE repair orders
  • Sunbit approval rates exceed 90%
  • Shops receive payment upfront with zero repayment risk

Negative

  • None.

News Market Reaction – CCC

+4.06%
2 alerts
+4.06% News Effect
+$129M Valuation Impact
$3.32B Market Cap
0.2x Rel. Volume

On the day this news was published, CCC gained 4.06%, reflecting a moderate positive market reaction. Our momentum scanner triggered 2 alerts that day, indicating moderate trading interest and price volatility. This price movement added approximately $129M to the company's valuation, bringing the market cap to $3.32B at that time.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Self-pay repair share: more than 25% CollisionRight centers: 130 collision repair centers Financing approval rate: over 90% +1 more
4 metrics
Self-pay repair share more than 25% Share of repair orders in CCC ONE that are self-pay
CollisionRight centers 130 collision repair centers CollisionRight footprint across Midwest and Mid-Atlantic
Financing approval rate over 90% Sunbit approval rates for consumer financing decisions
Interest rate option 0% interest Sunbit payment options with no late fees or penalties

Market Reality Check

Price: $4.83 Vol: Volume 6,001,481 is at 0....
low vol
$4.83 Last Close
Volume Volume 6,001,481 is at 0.64x the 20-day average of 9,387,691, suggesting muted pre-news interest. low
Technical Shares at 5.17 are trading below the 200-day MA 16.86 and sit 84.59% under the 52-week high of 33.55, but only 7.6% above the 52-week low of 4.805.

Peers on Argus

No peers from the Software - Application group appeared in the momentum scanner,...

No peers from the Software - Application group appeared in the momentum scanner, and no same-day peer headlines were flagged, pointing to a stock-specific setup ahead of this product news.

Historical Context

5 past events · Latest: Apr 09 (Neutral)
Pattern 5 events
Date Event Sentiment Move Catalyst
Apr 09 Earnings call date Neutral -4.3% Announced timing for release of Q1 2026 results and conference call.
Mar 31 Industry report Neutral +2.9% Released Crash Course 2026 report on rising claim severity and repair complexity.
Mar 30 Integration partnership Positive +0.3% Added All Clear to diagnostics network to streamline invoices and documentation in CCC ONE.
Mar 17 Integration partnership Positive +3.2% Integrated VSSTA into diagnostics network to automate scan and ADAS calibration reports.
Mar 02 Board appointment Positive -4.5% Appointed John Schweitzer to Board, adding enterprise technology and data-platform experience.
Pattern Detected

Recent integration and product-related announcements have often coincided with modest positive price moves, while a board appointment drew a negative reaction, indicating selective investor enthusiasm for different types of news.

Recent Company History

Over the last six weeks, CCC has focused on platform enhancements and ecosystem expansion. On Mar 17 and Mar 30, additions to the CCC Diagnostics Network produced small gains of 3.18% and 0.34%. The Crash Course 2026 report on Mar 31 saw a 2.92% rise, while the board appointment on Mar 2 was followed by a -4.46% move. An earnings-call date notice on Apr 9 led to a -4.31% reaction. Today’s financing integration continues the workflow-enhancement theme.

Market Pulse Summary

This announcement embeds consumer financing into CCC ONE®, allowing repair shops to offer Sunbit-pow...
Analysis

This announcement embeds consumer financing into CCC ONE®, allowing repair shops to offer Sunbit-powered payment plans with approval rates over 90% and true 0% interest options. It extends CCC’s recent focus on integrations that streamline workflows and documentation. Investors may watch adoption across the CCC ONE base, changes in self-pay repair conversion (now more than 25% of orders), and how this capability complements upcoming earnings disclosures.

Key Terms

consumer financing, hard credit check
2 terms
consumer financing financial
"announced the availability of consumer financing within the CCC ONE® platform."
Consumer financing is the suite of loans, credit products, and buy-now-pay-later plans that allow individuals to pay for goods or services over time instead of all at once. Like a store offering a layaway or installment plan, it can boost sales and average purchase size but also exposes the lender or seller to default risk, funding costs and regulatory changes—factors that directly affect revenue, margins and cash flow for investors.
hard credit check financial
"and does not require a hard credit check."
A hard credit check is when a lender or creditor requests an official copy of a person’s or company’s credit report to decide whether to approve a loan, credit card, or other financing; it creates a recorded inquiry and can slightly reduce the credit score for a short time. For investors, hard checks signal that a borrower or business is actively seeking new debt or credit, which can indicate financing needs, potential changes in leverage or risk, and may presage future borrowing costs or capital-raising activity—think of it like someone opening a new line on a company’s financial radar.

AI-generated analysis. Not financial advice.

New Capability, Powered by Sunbit, Enables Shops to Offer Customers Fast, Flexible Payment Options, Helping to Remove Cost Barriers and Keep Repairs Moving

CHICAGO, April 15, 2026 (GLOBE NEWSWIRE) -- CCC Intelligent Solutions Inc. (CCC), a leading cloud platform provider powering the insurance economy, today announced the availability of consumer financing within the CCC ONE® platform. Through a new integration with Sunbit, a leading financial technology company building solutions for real life, collision repair shops can now offer their customers flexible financing options to cover repair costs or insurance deductibles. The capability is designed to help repairers support their customers’ need for vehicle repair work by removing cost-related barriers, while giving their customers a more convenient, modern payment experience.

As repair costs rise, more consumers are paying out of pocket. Today, self-pay repairs represent more than 25% of repair orders generated in the CCC ONE platform, underscoring the growing need for flexible financing options that help shops move work forward without delay.

By embedding financing directly into the estimate process, shops can address cost concerns earlier, give customers clarity on how to pay, and increase the likelihood that repairs move forward. Shops can also use consumer financing as a pre-qualification tool to help their customers see their options before making an appointment from the shop’s Carwise profile or website.

CollisionRight, which operates 130 collision repair centers across the Midwest and Mid-Atlantic states, is an early user of Consumer Financing. According to Rich Harrison, CEO, “At CollisionRight, our priority is delivering a great customer experience while helping drivers get back on the road as quickly as possible. By offering Sunbit financing through CCC ONE, our teams can present payment options right away in their workflow, which helps customers move forward with repairs sooner. We’ve seen service acceptance increase, vehicles move through our bays faster, and Sunbit’s customer support has been a great extension of our commitment to customer service.”

Sunbit powers the financing experience with fast decisioning and high approval rates of over 90%, giving more customers access to the repairs they need. Unlike traditional financing options, Sunbit offers true 0% interest payment options with no late fees, penalties, or hidden costs, and does not require a hard credit check. Shops receive payment upfront at the time of repair with zero repayment risk, while Sunbit manages billing and customer support directly with the consumer. This helps shops maintain predictable cash flow while delivering a seamless customer experience.

“Cost can be one of the biggest barriers to getting a repair approved,” said Mark Fincher, Vice President, Product Management at CCC. “By embedding consumer financing into CCC ONE, we’re helping shops convert more estimates into approved work while giving them an option to provide their customers with an easier, more flexible way to pay.”

Benefits of Consumer Financing for repairers:

  • Capture More Work: Help customers move forward with repairs by offering fast, flexible financing options.
  • Deliver Customer Convenience: Allow customers to pre-qualify and pay over time, directly from the digital touchpoints they already use.
  • Get Paid Upfront: Shops receive payment upfront, helping maintain predictable cash flow.

“This integration brings Sunbit’s purpose-built financing directly into the workflows collision repair shops rely on every day,” said Oded Vakrat, Vice President of Platform Partnerships at Sunbit. “By combining high approval rates, no-fee payment options, and real-time decisioning, we’re helping shops remove financial friction at the moment it matters most, so more drivers can move forward with essential repairs quickly and with confidence.”

Consumer financing is available now to repair facilities using CCC ONE.

For more information, visit cccis.com/consumer-financing.

About CCC
CCC Intelligent Solutions Inc. (CCC), a subsidiary of CCC Intelligent Solutions Holdings Inc. (NASDAQ: CCC), is a leading cloud platform provider for the multi-trillion-dollar insurance economy, creating intelligent experiences for insurers, repairers, automakers, part suppliers, and more. The CCC Intelligent Experience (IX) Cloud™ platform, powered by proven AI and an innovative event-based architecture, connects more than 35,000 businesses to power customized applications and platforms for optimal outcomes and personalized experiences that just work. Through purposeful innovation and the strength of its connections, CCC technologies empower the people and industry relied upon to keep ​lives moving forward when it matters most. Learn more about CCC at www.cccis.com.

About Sunbit

Sunbit builds financial technology for real life. The company's financial technology products have helped millions of people ease the stress of paying for life's expenses by giving them more options on how and when they pay. Sunbit’s BNPL technology is an introduction-point for millions of consumers who become repeat customers, at both the point-of-sale and through the company’s card offerings. Sunbit is also available through service provider partners, cross-vertical platforms like Stripe, and vertical-specific platforms, as well as via no-fee credit cards for top retailers across the country. Despite never charging fees of any kind, Sunbit has achieved sustained profitable growth. Through a seamless approval process that delivers decisions quickly, Sunbit brings the speed and accessibility of online transactions to in-person purchases. For more information, visit sunbit.com.

Loans are made by Transportation Alliance Bank Inc., doing business as TAB Bank, which determines qualifications for and terms of credit. The Sunbit Card is issued by TAB Bank pursuant to a license from Visa U.S.A. Inc.


Special Note Regarding Forward-Looking Statements

This press release contains forward-looking statements that are based on beliefs and assumptions and on information currently available. In some cases, you can identify forward-looking statements by the following words: “may,” “will,” “could,” “would,” “should,” “expect,” “intend,” “plan,” “anticipate,” “believe,” “estimate,” “predict,” “project,” “potential,” “continue,” “ongoing” or the negative of these terms or other comparable terminology, although not all forward-looking statements contain these words. These statements involve risks, uncertainties and other factors that may cause actual results, levels of activity, performance or achievements to be materially different from the information expressed or implied by these forward-looking statements. Forward-looking statements in this press release include, but are not limited to, statements regarding future use and performance of CCC’s digital solutions. We cannot assure you that the forward-looking statements in this press release will prove to be accurate. These forward-looking statements are subject to a number of risks and uncertainties, including, among others, competition, including technological advances and new products marketed by competitors; changes to applicable laws and regulations; and other risks and uncertainties, including those included under the header “Risk Factors” in CCC’s filings with the Securities and Exchange Commission (“SEC”), including the Form 10-K filed February 24, 2026, which can be obtained, without charge, at the SEC’s website (www.sec.gov). The forward-looking statements in this press release represent our views as of the date of this press release. We anticipate that subsequent events and developments will cause our views to change. However, while we may elect to update these forward-looking statements at some point in the future, we have no current intention of doing so except to the extent required by applicable law. You should, therefore, not rely on these forward-looking statements as representing our views as of any date subsequent to the date of this press release.

CCC Media Contact: Michelle Hellyar
mhellyar@cccis.com | 773.791.3675


FAQ

What is the new consumer financing feature in CCC ONE (CCC)?

It embeds Sunbit financing directly into the estimate workflow to offer payment plans during checkout. According to CCC, the integration helps shops present payment options earlier and increases the likelihood that repairs move forward without delay.

How does CCC ONE consumer financing affect repair shop cash flow (CCC)?

Shops receive payment upfront at the time of repair, improving cash flow predictability. According to CCC, Sunbit pays shops upfront and manages billing and customer support, eliminating repayment risk for repair facilities.

What approval and acceptance metrics does Sunbit report for CCC ONE financing (CCC)?

Sunbit reports fast decisioning with approval rates of over 90%, increasing customer access to repairs. According to CCC, these high approval rates help more customers move forward with necessary work.

Is consumer financing in CCC ONE available now for repair shops (CCC)?

Yes, the consumer financing feature is available now to repair facilities using CCC ONE. According to CCC, shops can enable Sunbit financing to allow pre-qualification and payment options via Carwise profiles or shop websites.

How can consumer financing increase service acceptance for CCC ONE users (CCC)?

Offering fast, flexible financing helps customers overcome cost barriers and accept repairs sooner. According to CCC, embedding financing into estimates gives customers clarity on payment and raises the likelihood of approved work.