Citizens Inc Stock Price, News & Analysis

Citizens (NYSE:CIA) reported third quarter 2025 results for the period ended September 30, 2025, highlighting growth in distribution and adjusted earnings.

Key figures: total direct insurance in force $5.38B, total revenues $62.8M (adjusted $64.1M), net income $2.4M ($0.04 per diluted Class A share), and adjusted net income $3.4M ($0.07 per diluted Class A share). Producing agents rose 19% year-over-year. Book value per Class A share was $4.49 and adjusted book value per Class A share was $6.26 at September 30, 2025.

Balance sheet/cash: $1.7B total assets, $23.1M cash, and no debt. Management expects revenue and profit growth in 2026 and reiterated focus on premium growth, product expansion, and distribution investment.

Citizens (NYSE:CIA) announced management will present at two upcoming investor events: the Emerging Growth Virtual Conference on October 22, 2025 and the Sidoti Virtual Conference on December 10–11, 2025. The October presentation is scheduled for October 22 at 2:55 PM ET.

Both events will feature live, interactive webcasts and slide presentations accessible on the company’s Investor Relations website under the Events tab, and the October webcast will be archived for later viewing. Timing and additional details for the Sidoti presentation will be provided when available.

Citizens, Inc. (NYSE: CIA), a financial services company focused on life, living benefits, and final expense insurance, provided a business update highlighting significant growth achievements. The company reported record-setting results, including $5.35 billion in total direct insurance in force as of June 30, 2025, representing a 4.4% year-over-year increase.

Key highlights include a 20% increase in direct first year life and A&H premiums in Q2 2025, marking eleven consecutive quarters of year-over-year growth. The company has significantly expanded its agent network, showing a 53% increase since June 2024. Citizens rejoined the Russell 3000® and Russell 2000® indexes in June 2025 and has maintained positive net cash from operations since 2004.

Citizens (NYSE:CIA), a diversified financial services company focused on life, living benefits, and final expense insurance, has scheduled a business update conference call and webcast for September 24, 2025 at 1:45 ET.

During the event, management will deliver a presentation and engage in a Q&A session. Investors and analysts can participate by asking questions live during the call or submitting them in advance through the company's website. The webcast and accompanying slide presentation will be available on Citizens' Investor Relations website, with a recording archived for later viewing.

Citizens, Inc. (NYSE: CIA) reported strong Q2 2025 financial results, marking significant growth across key metrics. The company achieved total revenues of $65.1 million, up from $62.1 million in Q2 2024, and net income of $6.5 million ($0.13 per share), increasing from $4.0 million ($0.08 per share) year-over-year.

Notable achievements include a record-high total direct insurance in force of $5.35 billion, up 4.4% year-over-year, and a 53% increase in producing agents since June 30, 2024. The company's book value per Class A share reached $4.56, an 18% increase from the previous year. Citizens maintained its streak of positive net cash from operations since 2004, with $4.2 million generated in H1 2025.

Citizens, Inc. (NYSE: CIA), a diversified financial services company focused on life, living benefits, and final expense insurance, has been selected to rejoin the Russell 2000® and Russell 3000® indexes effective June 30, 2025.

The Russell indexes, which benchmark approximately $10.6 trillion in assets, capture the 3,000 largest US stocks based on market capitalization. Citizens' inclusion highlights its achievements, including reaching its highest-ever total direct insurance in force of $5.28 billion and maintaining positive cash flow from operations since 2004.

Citizens Inc (NYSE: CIA), a diversified financial services company focused on life, living benefits, and final expense insurance, has announced its participation in two upcoming virtual investor conferences.

The company will present at the Emerging Growth Virtual Conference on April 17, 2025, at 2:55 ET, followed by participation in the Singular Research Virtual Conference on May 22, 2025, at 2:00 ET. The latter will feature a fireside chat format moderated by a Singular Research analyst.

Both events will include live, interactive webcasts with slide presentations, accessible through the company's Investor Relations website under the Events tab. The presentations will be archived for future viewing.

Citizens Inc (NYSE: CIA) reported its full year and Q4 2024 financial results, marking significant growth milestones. Total revenues reached $245.0 million in 2024, up from $240.7 million in 2023. The company achieved record-breaking insurance issuance of over $1.1 billion in 2024, a 54% increase from 2023, with total direct insurance in force exceeding $5.2 billion.

Key highlights include: First year premiums increased for the ninth consecutive quarter, with Q4 2024 showing an 84% increase. The company expanded its presence to 43 U.S. states, up from 39 in 2023. Global producing agents network grew 72% year-over-year. However, income before federal income tax decreased to $15.0 million in 2024 from $26.2 million in 2023.

Book value per Class A share rose 21% to $4.21, and the company maintained positive net cash from operations, reaching $31.9 million in 2024. Management expects continued sales growth leading to revenue and profit growth in 2025 and stronger performance in 2026.