Citizens, Inc. Provides Business Update Highlighting Its Growth and Operations Initiatives
Citizens, Inc. (NYSE: CIA), a financial services company focused on life, living benefits, and final expense insurance, provided a business update highlighting significant growth achievements. The company reported record-setting results, including $5.35 billion in total direct insurance in force as of June 30, 2025, representing a 4.4% year-over-year increase.
Key highlights include a 20% increase in direct first year life and A&H premiums in Q2 2025, marking eleven consecutive quarters of year-over-year growth. The company has significantly expanded its agent network, showing a 53% increase since June 2024. Citizens rejoined the Russell 3000® and Russell 2000® indexes in June 2025 and has maintained positive net cash from operations since 2004.
Citizens, Inc. (NYSE: CIA), una società di servizi finanziari focalizzata su assicurazioni vita, benefici vitali e assicurazioni finali, ha fornito un aggiornamento sull'attività evidenziando significativi risultati di crescita. L'azienda ha riportato risultati da record, tra cui 5,35 miliardi di dollari di assicurazione diretta in corso al 30 giugno 2025, rappresentando un aumento annuo del 4,4%.
Punti chiave includono un aumento del 20% dei premi diretti Vita e A&H nel secondo trimestre 2025, segnando undici trimestri consecutivi di crescita anno su anno. L'azienda ha ampliato notevolmente la sua rete di agenti, con un aumento del 53% dall'giugno 2024. Citizens è rientrata negli indici Russell 3000® e Russell 2000® a giugno 2025 e ha mantenuto flussi di cassa netti positivi dalle attività operative dal 2004.
Citizens, Inc. (NYSE: CIA), una empresa de servicios financieros enfocada en seguros de vida, beneficios por vivir y gastos finales, proporcionó una actualización de negocio destacando importantes logros de crecimiento. La compañía reportó resultados récord, incluyendo 5,35 mil millones de dólares en seguro directo en vigor al 30 de junio de 2025, lo que representa un aumento interanual del 4,4%.
Entre los aspectos clave se incluye un aumento del 20% en las primas directas de vida y A&H en el 2T de 2025, marcando once trimestres consecutivos de crecimiento interanual. La empresa ha ampliado significativamente su red de agentes, mostrando un aumento del 53% desde junio de 2024. Citizens volvió a ingresar a los índices Russell 3000® y Russell 2000® en junio de 2025 y ha mantenido flujos netos de efectivo de operaciones positivos desde 2004.
Citizens, Inc. (NYSE: CIA), 생명보험, 생활혜택 보험 및 최종보험에 중점을 둔 금융 서비스 회사는 중요한 성장 성과를 강조하는 비즈니스 업데이트를 제공했습니다. 회사는 역대 최대 실적을 보고했으며, 2025년 6월 30일 기준 직접 보험료 총액이 5,350,000,000달러에 달했고 이는 전년 대비 4.4% 증가한 수치입니다.
주요 요약으로는 2025년 2분기에 직접 1년차 생명 및 A&H 보험료가 20% 증가했고, 이는 연간 성장의 연속 11분기를 기록했습니다. 회사는 대리점 네트워크를 크게 확장했으며 2024년 6월 대비 53% 증가를 보였습니다. Citizens는 2025년 6월 Russell 3000® 및 Russell 2000® 지수에 다시 합류했고 2004년 이래로 영업현금흐름이 양의 상태를 유지해 왔습니다.
Citizens, Inc. (NYSE: CIA), une société de services financiers axée sur l'assurance vie, les prestations liées à la vie et l'assurance dépenses finales, a publié une mise à jour commerciale soulignant d'importantes performances de croissance. L'entreprise a enregistré des résultats records, dont 5,35 milliards de dollars d'assurance directe en vigueur au 30 juin 2025, ce qui représente une hausse de 4,4 % en glissement annuel.
Parmi les points clés figure une augmentation de 20 % des primes directes vie et A&H au deuxième trimestre 2025, marquant onze trimestres consécutifs de croissance annuelle. L'entreprise a considérablement élargi son réseau d'agents, affichant une augmentation de 53 % depuis juin 2024. Citizens a réintégré les indices Russell 3000® et Russell 2000® en juin 2025 et maintient des flux de trésorerie nets positifs provenant des activités depuis 2004.
Citizens, Inc. (NYSE: CIA), ein Finanzdienstleistungsunternehmen, das sich auf Lebensversicherung, Living Benefits und Abschlusskostenversicherungen konzentriert, veröffentlichte ein Geschäft-Update mit bedeutenden Wachstumserfolgen. Das Unternehmen meldete rekordverdächtige Ergebnisse, darunter 5,35 Milliarden Dollar direkte Versicherung in Kraft zum 30. Juni 2025, was einem Anstieg von 4,4% im Jahresvergleich entspricht.
Zu den wichtigsten Highlights gehört eine 20%-ige Erhöhung der direkten Erstjahres-Leben- und A&H-Prämien im zweiten Quartal 2025, was elf Quartale mit Jahr-zu-Jahr-Wachstum in Folge markiert. Das Unternehmen hat sein Agentennetz deutlich erweitert und verzeichnet eine 53%-ige Steigerung seit Juni 2024. Citizens ist im Juni 2025 wieder in den Russell 3000®- und Russell 2000®-Indizes vertreten und weist seit 2004 positive Nettogeldflüsse aus operativer Tätigkeit aus.
سِيتِيزِنز، إن.كِيه. (NYSE: CIA)، شركة خدمات مالية تركز على التأمين على الحياة وفوائد الحياة والتأمين على المصروفات النهائية، قدمت تحديثًا للأعمال يبرز نموًا كبيرًا. أشارت الشركة إلى نتائج قياسية، بما في ذلك 5.35 مليار دولار من التأمين المباشر الحالي ساري المفعول حتى 30 يونيو 2025، ما يمثّل زيادة قدرها 4.4% على أساس سنوي.
من أبرز النقاط زيادة 20% في أقساط مباشرة للمرّة الأولى للحياة و A&H في الربع الثاني من 2025، مما يعكس واحد عشر ربعًا متتاليًا من النمو السنوي. قامت الشركة بتوسيع شبكة وكلائها بشكل كبير، حيث سجلت زيادة قدرها 53% منذ يونيو 2024. أعادت Citizens الانضمام إلى مؤشرات Russell 3000® و Russell 2000® في يونيو 2025 وظلت لديها تدفقات نقدية صافية من العمليات إيجابية منذ 2004.
Citizens, Inc. (NYSE: CIA)，一家专注于寿险、生活福利和终身保险的金融服务公司，发布了业务更新，强调了显著的增长成就。公司报告了创纪录的业绩，截至2025年6月30日，直接保险在保总额达53.5亿美元，同比增长4.4%。
要点包括在2025年第二季度直接第一年寿险和A&H保费增长20%，标志着连续十一季度同比增长。公司显著扩展了代理网络，显示自2024年6月以来增长了53%。Citizens在2025年6月重新加入 Russell 3000® 和 Russell 2000® 指数，并自2004年以来一直保持正向经营现金流。
- Record $5.35 billion total direct insurance in force, up 4.4% year-over-year
- 20% increase in direct first year life and A&H premiums in Q2 2025
- Eleven consecutive quarters of year-over-year growth in first year premiums
- 53% increase in producing agents network since June 2024
- Positive net cash from operations maintained since 2004
- Rejoined Russell 3000® and Russell 2000® indexes
- None.
Insights
Citizens reports strong operational growth with increased premiums, expanding agent network and rejoining key market indices, demonstrating sustained business momentum.
Citizens' latest business update reveals impressive operational momentum across multiple metrics. The company has achieved record-high direct insurance in force of
Particularly noteworthy is the
The company has dramatically expanded its distribution capabilities, with its producing agent network growing
Citizens' inclusion in the Russell 3000 and Russell 2000 indices in June 2025 is another positive development that should increase institutional visibility and potentially improve stock liquidity. This, coupled with positive operational cash flow every year since 2004, paints a picture of a financially disciplined organization with sustainable growth mechanisms.
While the business update emphasizes growth metrics, the focus on "adjusted" profits in their strategic roadmap suggests investors should carefully examine how these adjustments impact GAAP financial results in upcoming earnings reports. Overall, Citizens appears to be executing effectively on its strategic initiatives to expand its global footprint while maintaining financial discipline.
Austin, Texas--(Newsfile Corp. - September 26, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, hosted a business update webcast on September 24, 2025 at 1:45 ET. The Company provided a positive overview of its operations and growth strategy.
Growth Initiatives
Citizens' strategic roadmap is designed to deliver sustainable growth in premiums, adjusted profits, and adjusted book value per share. Citizens' growth initiatives:
- Increase first year premium revenues
- Increase penetration in new and existing countries served
- Introduce products or major product enhancements
- Enhance agent and client servicing platforms that drive efficiency
Recent Business Highlights
*Record setting results and highlight accomplishments for Citizens, including:
- Highest-ever amount of total direct insurance in force -
$5.35 billion of total direct insurance in force at June 30, 2025, up4.4% compared to the same period in 2024, from sales of new products both domestically and internationally. - Direct first year life and A&H premiums increased
20% in Q2 2025 compared to year-ago quarter. First year premiums have increased year-over-year for eleven consecutive quarters. - Renewal premium growth in Q2 2025, driven by strong first year sales in 2024 leading to higher number of policies paying renewal premiums in the second quarter of 2025.
- Record number of agents - increased global network of producing agents, up
53% since June 30, 2024 and up28% since December 31, 2024. - Positive net cash from operations every year since 2004.
- Rejoined broad-market Russell 3000® and small-cap Russell 2000® indexes in June 2025.
*Citizens' results as of June 30, 2025.
"We believe we're well positioned to drive long-term value creation for both our customers and shareholders, supported by the strength and effectiveness of our robust global business model and disciplined execution. For eleven consecutive quarters, Citizens has delivered year-over-year growth in first year premiums driven by our innovative newer products and an increased number of producing agents. Our competitive advantages, particularly in expanding niche markets globally, rapidly growing our sales force, and expertise in profitable product development reinforce our positive outlook," said Jon Stenberg, President and Chief Executive Officer.
Webcast
The interactive webcast on September 24, 2025 and slide presentation are accessible on Citizens' Investor Relations website under the Events tab HERE. The webcast will be archived on the website for future viewing.
About Citizens, Inc.
Citizens, Inc. (NYSE: CIA) is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. Through its customer-centric growth strategy, Citizens offers innovative products to address the evolving needs of its customers in their native languages of English, Spanish, Portuguese, and Mandarin. The Company operates two primary segments: Life Insurance, where internationally the Company is a market leader in U.S. Dollar denominated life insurance and where it is growing in niche markets in the United States through its final expense products distributed through white-label and established distribution channels, and Home Service Insurance, which operates primarily in the U.S. Gulf coast region. Citizens' stock is included in the Russell 2000® and Russell 3000® indexes. For more information about Citizens, please visit the website at www.citizensinc.com and LinkedIn.
Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which can be identified by words such as "may," "will," "expect," "anticipate," "believe," "project," "intends," "continue" or comparable words. Such forward-looking statements may relate to the Company's expectations regarding its business performance, operational strategy, capital expenditures, technological changes, regulatory actions, and other financial and operational measures. In addition, all statements other than statements of historical facts that address activities that the Company expects or anticipates will or may occur in the future are forward-looking statements. Such statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions, which are difficult to predict and many of which are beyond our control. Therefore, actual outcomes and results may differ materially from those matters expressed or implied in such forward-looking statements. The risks, uncertainties and assumptions that are involved in our forward-looking statements include, but are not limited to the risk factors discussed in our most recently filed periodic reports on Form 10-K and Form 10-Q. The Company undertakes no duty or obligation to update any forward-looking statements contained in this release as a result of new information, future events or changes in the Company's expectations. Accordingly, you should not unduly rely on these forward-looking statements. The Company also disclaims any duty to comment upon or correct information that may be contained in reports published by the investment community.
Citizens, Inc. Investor Relations Contacts
Darrow Associates Investor Relations
Jeff Christensen and Matt Kreps
Email: CIA@darrowir.com (Jeff and Matt)
Phone: 703-297-6917 (Jeff) and 214-597-8200 (Matt)
To view the source version of this press release, please visit https://www.newsfilecorp.com/release/268093
FAQ
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