Cincinnati Finl Corp Stock Price, News & Analysis

Cincinnati Financial (Nasdaq: CINF) reported Q3 2025 net income of $1.122B ($7.11/share) versus $820M ($5.20) in Q3 2024, driven partly by a $675M after-tax increase in fair value of equity securities. Non-GAAP operating income rose to $449M ($2.85/share) from $224M, helped by a $152M after-tax decline in catastrophe losses. Earned premiums increased 12% to $2.567B; net written premiums rose 9%. Property-casualty combined ratio improved to 88.2% (best Q3 since 2015). Book value per share was $98.76 at Sept 30, 2025, up $9.65 since year-end; nine-month value creation ratio was 13.8%.

Cincinnati Financial (Nasdaq: CINF) will release its third-quarter 2025 results on Monday, October 27, 2025 after the close of trading on Nasdaq.

The company will host a conference call and webcast to discuss results on Tuesday, October 28, 2025 at 11:00 a.m. ET. Investors can access the live webcast at investors.cinfin.com. A replay will be available approximately two hours after the event concludes.

Cincinnati Financial Corporation (Nasdaq: CINF) has declared a regular quarterly cash dividend of $0.87 per share, payable on October 15, 2025, to shareholders of record as of September 22, 2025.

The company is celebrating its 75th year in business, and this October payment marks 65 consecutive years of increasing annual cash dividends - a remarkable achievement shared by only seven other public companies in the United States. President and CEO Stephen M. Spray expressed confidence in the company's capital strength and ability to continue generating shareholder value through stock appreciation and dividend payments.

Cincinnati Financial (NASDAQ: CINF) reported strong Q2 2025 results with net income of $685 million ($4.34 per share), up 120% from $312 million ($1.98 per share) in Q2 2024. The company's performance was driven by a $380 million after-tax increase in equity securities value and improved underwriting results.

Key highlights include: 94.9% property casualty combined ratio (improved from 98.5%), 11% growth in net written premiums, and an 18% increase in investment income to $285 million. Book value per share reached a new record of $91.46, up $2.35 since year-end. The company maintained pricing discipline with commercial lines increases in the mid-single digits and personal lines homeowner prices in the low-double digits.

Cincinnati Financial (Nasdaq: CINF) has announced its upcoming second-quarter 2025 earnings release schedule. The company will release its Q2 2025 financial results on Monday, July 28, 2025, after the Nasdaq market close. A conference call to discuss the results will be held the following day on Tuesday, July 29, at 11 a.m. ET. Investors can access the webcast through investors.cinfin.com, and a replay will be made available approximately two hours after the event concludes.

Cincinnati Financial Corporation (Nasdaq: CINF) has expanded its board of directors by adding Edward S. Wilkins, CPA, as its 14th member and audit committee member. Wilkins brings over 35 years of experience as a retired Audit & Assurance partner from Deloitte & Touche LLP, where he specialized in financial services and led the audit analytics practice. His expertise includes serving as lead audit partner for major clients and contributing to industry committees such as the PCAOB's Data and Technology Task Force. Currently, Wilkins serves as an adjunct professor at Vanderbilt University and advises Rutgers' Continuous Auditing and Reporting Lab. CEO Stephen M. Spray highlighted Wilkins' extensive insurance industry audit experience and analytical capabilities as valuable additions to strengthen the board.

Cincinnati Financial Corporation (Nasdaq: CINF) has announced a regular quarterly cash dividend of $0.87 per share, payable on July 15, 2025, to shareholders of record as of June 23, 2025. The dividend matches the previous payment, maintaining the company's trajectory toward achieving 65 years of consecutive annual dividend increases. CEO Stephen M. Spray highlighted the company's 75-year history and emphasized their commitment to building strong relationships with agents, delivering superior customer service, and maintaining financial strength. Cincinnati Financial primarily offers business, home, and auto insurance through The Cincinnati Insurance Company and its property casualty subsidiaries.

Cincinnati Financial Corporation (Nasdaq: CINF) held its annual shareholders' meeting on May 3, 2025, where shareholders elected all 13 directors for one-year terms. The meeting resulted in the approval of the Amended and Restated Articles of Incorporation and the nonbinding resolution on executive compensation. Shareholders also ratified Deloitte & Touche LLP as the independent registered public accounting firm for 2025.

The board includes a diverse mix of business leaders, including retired executives from KeyBanc Capital Markets, Procter & Gamble, and other prominent companies. The company also announced committee assignments for the Audit, Compensation, Executive, Investment, and Nominating committees, ensuring compliance with Nasdaq listing standards and independence requirements.

Cincinnati Financial reported significant losses in Q1 2025, with a net loss of $90 million (-$0.57 per share) compared to net income of $755 million ($4.78 per share) in Q1 2024. The decline was primarily due to:

• A $356 million increase in after-tax catastrophe losses
• A $536 million decrease in net investment gains
• A $56 million reduction in equity securities fair value

Key financial metrics include:

• Property casualty combined ratio increased to 113.3% from 93.6%
• 11% growth in net written premiums
• 14% increase in investment income to $280 million
• Book value per share decreased to $87.78, down $1.33 since year-end

The company faced unprecedented losses from California wildfires and spring storms affecting 21 states. Despite challenges, Cincinnati Financial maintained strong fundamentals with $5 billion in parent company cash and marketable securities, demonstrating resilience through its robust reinsurance program and risk management strategies.