Welcome to our dedicated page for Cincinnati Finl SEC filings (Ticker: CINF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Cincinnati Financial Corporation (CINF), an Ohio-based property and casualty insurance company. Through these filings, investors can review how the company reports on its commercial lines, personal lines, excess and surplus lines, life insurance, fixed annuities and investment activities.
Cincinnati Financial’s annual reports on Form 10-K and quarterly reports on Form 10-Q contain detailed discussions of underwriting results, segment performance, catastrophe losses, investment income, liquidity, capital resources and risk factors. Safe harbor statements in these filings reference the Private Securities Litigation Reform Act of 1995 and direct readers to risk factor sections that describe insurance-related, financial, operational, technology, regulatory and legal risks.
The company also files frequent current reports on Form 8-K. These 8-K filings furnish earnings releases and supplemental financial data for specific quarters, announce regular quarterly cash dividend declarations, describe changes to credit facilities, and report on corporate governance matters such as board appointments. Some 8-Ks reference investor presentation slides made available on the company’s investor relations site.
On Stock Titan, these filings are updated in near real time as they appear on EDGAR. AI-powered tools can help summarize lengthy documents, highlight key metrics and explain technical sections, allowing users to quickly understand topics such as combined ratio movements, catastrophe impacts, reinsurance arrangements, capital structure changes and disclosed risk factors.
Users interested in insider and executive activity can also review ownership and compensation information in proxy and related filings, while those focused on financial performance can compare data across multiple 10-K and 10-Q reports. This filings page is intended to make Cincinnati Financial’s regulatory disclosures easier to navigate and interpret, without replacing the full text of the official SEC documents.
Cincinnati Financial Corp received a Schedule 13G filing from Vanguard Capital Management reporting beneficial ownership of 11,701,171 shares, representing 7.51% of common stock as of 03/31/2026.
Vanguard reports sole voting power for 1,589,735 shares and sole dispositive power for 11,701,171 shares, and states these holdings reflect positions held by Vanguard funds and affiliated advisory divisions.
Cincinnati Financial Corp reported institutional ownership by Vanguard Portfolio Management. Vanguard Portfolio Management beneficially owned 8,135,122 shares of Common Stock, representing 5.22% of the class as of 03/31/2026. The filing shows Vanguard has sole dispositive power for these shares and sole voting power for 18,636 shares.
Cincinnati Financial Corporation reported a sharp turnaround for the first quarter of 2026. Earned premiums rose to $2.604 billion from $2.344 billion and total revenues reached $2.863 billion. Net income swung to a profit of $274 million, or $1.75 diluted EPS, compared with a $90 million loss, helped by higher investment income of $318 million and much lower catastrophe losses.
The consolidated property casualty combined ratio improved to 95.6% from 113.3%, as catastrophe losses fell to $272 million from $567 million and underlying loss trends benefited from pricing actions. Book value per share slipped slightly to $101.60, but the value creation ratio improved to 0.2% from negative 0.5%. The quarterly dividend increased to $0.94 per share, up 8% year over year.
Cincinnati Financial Corporation reported a sharp turnaround for the first quarter of 2026. Total revenues rose to $2.863 billion, up 12% from a year ago, as earned premiums grew 11% and investment income increased 14%.
Net income reached $274 million, or $1.75 per diluted share, compared with a net loss of $90 million, or $0.57 per share, in the first quarter of 2025. Non-GAAP operating income was $330 million, or $2.10 per share, versus a $37 million operating loss a year earlier, helped by a $233 million after-tax reduction in catastrophe losses.
The consolidated property casualty combined ratio improved to 95.6% from 113.3%, driven mainly by much lower catastrophe losses and better underlying loss trends, especially in personal lines. Book value per share was $101.60 at March 31, 2026, down $0.75 since year-end, reflecting investment portfolio losses despite stronger underwriting and operating results.
Cincinnati Financial Corporation registers 500,000 shares of common stock for its Shareholder Investment Plan, a direct purchase and dividend reinvestment plan that permits new and existing investors to buy shares and reinvest dividends. The plan requires participants to reinvest at least 10% of dividends and permits optional cash investments from $25 up to $250,000 per year; proceeds from shares purchased from the company are used for general corporate purposes. The prospectus explains enrollment, purchase mechanics, fees, dividend treatment, transfer rights, and tax considerations.
The Vanguard Group filed Amendment No. 14 to a Schedule 13G/A reporting its position in Cincinnati Financial Corp Common Stock. The filing states amount beneficially owned: 0 and percent of class: 0%, following an internal realignment described in SEC Release No. 34-39538.
The filing notes that certain Vanguard subsidiaries will report beneficial ownership separately after an internal realignment effective 01/12/2026. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Cincinnati Financial Corporation is asking shareholders to vote at its May 2, 2026 annual meeting on five key items: electing 14 directors, approving Amended and Restated Articles of Incorporation, a shareholder proposal on special meetings, a say-on-pay vote, and auditor ratification.
The board highlights governance changes, including replacing supermajority voting with simple majorities and proposing to cut the ownership threshold to call a special meeting from 50% to 25%, which it backs over a separate 10% shareholder proposal it opposes. The board remains majority independent, with over 35% gender or racial/ethnic diversity.
Executive pay is heavily performance-based. In 2025, named executives earned threshold annual incentives and maximum performance-based stock payouts, supported by a value creation ratio of 18.8% and three-year total shareholder return of 72.2%. CEO Stephen M. Spray’s 2025 total compensation was $5.94 million.
Cincinnati Financial Corp senior vice president Chet Hogan Swisher reported equity award activity. On March 2, 2026, he exercised or converted derivative awards into common stock, including 282 shares from restricted stock units and 846 shares from a stock option. On the same date, 81 and 491 common shares were withheld and disposed of at prices of $163.43 and $167.16 per share, respectively, to cover the exercise price or tax liabilities, rather than as open-market sales.
Cincinnati Financial Corp executive Will H. Van Den Heuvel reported multiple equity award transactions. On March 2, 2026, he acquired common shares through exercises or conversions of performance stock units and restricted stock units that vested on March 1, 2026, after performance goals were met at the maximum level and service-based vesting schedules were satisfied.
To cover tax liabilities, he disposed of blocks of common stock at a price of $163.43 per share, leaving 38,410 shares owned directly after these withholding transactions. He also reports indirect ownership of 3,036 shares through the company 401(k) plan.
Cincinnati Financial Corp President and CEO Stephen M. Spray reported equity award activity. On March 2, 2026, he exercised performance stock units and restricted stock units at no cost, converting them into common shares after performance goals were met at the maximum level. The company withheld some common shares at $163.43 per share to cover tax obligations, and Spray directly held 72,731 common shares after these transactions.