CLPS Incorporation Unveils Web3-Ready Issuance Platform, Making a Strategic Leap into the Stablecoin Economy

Rhea-AI Summary

CLPS (Nasdaq: CLPS) announced on October 24, 2025 that its Hong Kong subsidiary Qinson Credit Card Services integrated stablecoin payment and settlement into its CAKU credit card system. The upgrade enables corporate and individual users to repay cards, settle POS transactions, and manage credit limits using fiat‑pegged stablecoins including USDC and USDT.

Key features include intelligent 1:1 minting tied to fiat reserves, fiat↔stablecoin exchange gateways, smart‑contract burning and redemption, automated reserve adjustment, on‑app stablecoin payment selection, faster blockchain clearing with lower fees, and embedded KYC/AML compliance. Initial rollout targets Hong Kong SAR with eventual expansion to international markets.

Positive

• CAKU now supports payments with USDC and USDT
• Initial commercial rollout targeted to Hong Kong SAR
• Near‑instantaneous clearing and reduced processing fees via blockchain
• Built‑in KYC/AML and automated reserve adjustment

Negative

• None.

Insights

Payments strategy expert

Integrating stablecoins into CAKU creates a clear payments product expansion with operational and go-to-market dependencies.

CLPS extends its core card platform to accept and settle with major fiat-pegged stablecoins, enabling card repayment, POS settlement, and fiat-stablecoin rails within existing bank apps.

The business impact depends on client adoption, issuer integration effort, and merchant acceptance; meaningful revenue requires bank product launches and merchant fee migration.

Watch for initial commercial pilots in Oct. 24, 2025 and rollout milestones in Hong Kong, partner bank product launches, and measured transaction volumes over the next 6–18 months.

Risk and compliance expert

The offering adds compliance layers and operational risk that will determine regulatory acceptability and scaling potential.

The platform claims integrated KYC/AML, minting and burning tied to fiat reserves, and automated reserve adjustments to preserve peg integrity, which are essential controls for market trust.

Key risks include proof of reserve processes, auditability of smart contracts, and local regulatory acceptance; regulators may require external attestations and real‑time reporting.

Track independent reserve attestations, smart contract audits, and regulatory clearances in Hong Kong and target jurisdictions within the next 3–12 months.

HONG KONG, Oct. 24, 2025 /PRNewswire/ -- CLPS Incorporation (the "Company" or "CLPS") (Nasdaq: CLPS), today announced, through its wholly-owned Hong Kong subsidiary, Qinson Credit Card Services Limited ("QCC"), the integration of major stablecoin payment and settlement functions into its core credit card system, CAKU. A stablecoin is a type of digital financial instrument that uses crypto-native programmable contracts to maintain price stability by being pegged to a real-world asset, such as a fiat currency.

This strategic move is a significant step for CLPS in bridging established payment networks with the digital currency ecosystem. It aims to provide issuing banks, merchants, and consumers with enhanced payment flexibility, faster transaction speed, and lower costs. The new functionality is expected to be rolled out first to potential clients in Hong Kong SAR and eventually to key international markets.

The upgrade leverages CAKU's advanced scenario-driven NextGen platform to enable corporate and individual users to pay credit card bills, settle point of sale transactions, and manage credit limit with stablecoins, including U.S. Dollar Coin (USDC), Tether (USDT), and other fiat-pegged digital assets. Users can effortlessly apply digital assets to everyday payment activities while still enjoying the convenience and rewards of payment cards.

Key features and benefits include:

• Intelligent Stablecoin Minting: Triggers smart contracts to automatically mint stablecoins, at a precise 1:1 ratio based on actual fiat currency reserves, rigorously ensuring stablecoin value remains pegged to fiat currency.
• Efficient Fiat-to-Stablecoin Exchange: Supports streamlined fiat-to-stablecoin conversion gateways, simplifying operational processes, enabling quick deposits, and accelerating capital flow efficiency.
• Stablecoin Burning and Redemption Support: Creates user-friendly redemption gateways to simplify the conversion from stablecoins back to fiat currency. Implements a smart contract-triggered burning mechanism to automatically reduce the circulating supply post-redemption, precisely regulating market supply and demand balance, and effectively stabilizing coin's value.
• Accurate Reserve Adjustment: Swiftly and accurately adjusts reserve records following intelligent burning.  All changes undergo strict review and verification to maintain the authenticity and accuracy of reserve assets.
• Seamless Payment Experience: Cardholders can select stablecoin directly within their bank's app or online banking portal to repay credit card bills or settle transactions in real-time, ensuring a smooth and secure process.
• Enhanced Settlement Speed and Reduced Costs: By leveraging blockchain, stablecoin transactions facilitate near-instantaneous clearing and settlement. This significantly accelerates processing times for cross-border or large-value transactions and reduces associated fees.
• Expanded Financial Inclusion: This integration provides a vital bridge for active digital currency users to access the traditional financial system, particularly benefiting cross-border commerce and digital economic activities.
• Compliance and Security First: The functionality is designed to strictly adhere to global regulatory standards, incorporating robust Know Your Customer (KYC) and Anti-Money Laundering (AML) protocols to ensure all transactions are secure and compliant.

The major business scenarios include:

• Issuing Bank Services: Banks can launch "stablecoin credit card" products to attract digital-native customers.
• E-commerce and Cross-Border Merchants: Merchants specializing in global e-commerce, SaaS subscriptions, and high-value digital goods can benefit from significantly lower payment processing fees compared to traditional payment networks.
• Corporate and High-Net-Worth Clients: The system provides advanced digital fund management tools, allowing businesses or individuals to automatically settle large corporate card and consumer card expenditures using held stablecoins. This effectively bridges digital asset portfolios with traditional spending channels.

Mr. Raymond Lin, Chief Executive Officer of CLPS, stated, "We are at a historic convergence of conventional finance and digital assets. Integrating stablecoin functionality into our CAKU system represents significant technological innovation and a forward-looking initiative for the future payments. Our goal is to empower our partners with the advanced tools they need to meet evolving payment demands, fostering a more open, efficient, inclusive and interconnected financial ecosystem."

About CLPS Incorporation

CLPS Incorporation (NASDAQ: CLPS), established in 2005 and headquartered in Hong Kong, is at the forefront of driving digital transformation and optimizing operational efficiency across industries through innovations in artificial intelligence, cloud computing, and big data. Our diverse business lines span sectors including fintech, payment and credit services, e-commerce, education and study abroad programs, and global tourism integrated with transportation services. Operating across 10 countries worldwide, with strategic regional hubs in Shanghai (mainland China), Singapore (Southeast Asia), and California (North America), and supported by subsidiaries in Japan and the UAE, we provide a robust global service network that empowers legacy industries evolve into data-driven, intelligent ecosystems. For further information regarding the Company, please visit: https://ir.clpsglobal.com/, or follow CLPS on Facebook, Instagram, LinkedIn, X (formerly Twitter), and YouTube.

Forward-Looking Statements

Certain of the statements made in this press release are "forward-looking statements" within the meaning and protections of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements include statements with respect to the Company's beliefs, plans, objectives, goals, expectations, anticipations, assumptions, estimates, intentions, and future performance. Known and unknown risks, uncertainties and other factors, which may be beyond the Company's control, may cause the actual results and performance of the Company to be materially different from such forward-looking statements. All such statements attributable to us are expressly qualified in their entirety by this cautionary notice, including, without limitation, those risks and uncertainties related to the Company's expectations of the Company's future growth, deployment in the AI technology sector, integration of major stablecoin payment, performance and results of operations, the Company's ability to capitalize on various commercial, M&A, technology and other related opportunities and initiatives, as well as the risks and uncertainties described in the Company's most recently filed SEC reports and filings. Such reports are available upon request from the Company, or from the Securities and Exchange Commission, including through the SEC's Internet website at http://www.sec.gov. We have no obligation and do not undertake to update, revise or correct any of the forward-looking statements after the date hereof, or after the respective dates on which any such statements otherwise are made.

Contact:

CLPS Incorporation
Rhon Galicha
Investor Relations Office
Phone: +86-182-2192-5378
Email: ir@clpsglobal.com

 

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SOURCE CLPS

FAQ

What did CLPS (CLPS) announce on October 24, 2025 about stablecoins?

CLPS said its Qinson subsidiary integrated stablecoin payments into the CAKU system to allow card bill repayment and POS settlement using fiat‑pegged tokens like USDC and USDT.

When and where will CLPS roll out CAKU stablecoin functionality?

CLPS expects an initial rollout to potential clients in Hong Kong SAR with eventual expansion to key international markets.

Which stablecoins will CAKU support for credit card payments?

The announcement lists support for U.S. Dollar Coin (USDC), Tether (USDT) and other fiat‑pegged digital assets.

How does CAKU keep stablecoins pegged to fiat according to CLPS?

CAKU uses smart contracts to trigger 1:1 stablecoin minting from fiat reserves and smart‑contract burning on redemption with verified reserve adjustments.

What benefits does CLPS cite for merchants and banks from the CAKU upgrade?

CLPS cites faster clearing, lower cross‑border fees, new 'stablecoin credit card' product opportunities for banks, and reduced payment processing costs for merchants.

Does CLPS say the CAKU stablecoin feature is compliant with regulations?

Yes; CLPS states the functionality is designed to adhere to global regulatory standards and incorporates robust KYC/AML protocols.