Welcome to our dedicated page for Catalyst Bancorp news (Ticker: CLST), a resource for investors and traders seeking the latest updates and insights on Catalyst Bancorp stock.
Catalyst Bancorp, Inc. (NASDAQ: CLST) is the bank holding company for Catalyst Bank, a community-oriented savings institution serving the Acadiana region of south-central Louisiana. The company regularly issues news releases and SEC-filed press announcements covering its financial performance, capital actions, and operational developments.
On this page, readers can follow CLST news related to quarterly and annual results, including detailed updates on loan growth, deposit trends, net interest margin, non-interest income and expense, and credit quality metrics such as non-performing assets and allowance for credit losses. The company’s earnings releases provide tables that break down its loan portfolio by category and industry segment, along with information on investment securities, deposits, borrowings, and capital levels.
Catalyst Bancorp also publishes news about share repurchase plans authorized by its board of directors. These announcements describe new repurchase authorizations, the number of shares covered by each plan, and cumulative repurchases as a percentage of the common shares originally issued. Additional news items may address balance sheet repositioning, such as sales and reinvestment of investment securities, and system upgrades, including changes to the bank’s core processing platform.
Investors and observers who follow regional and community banking activity can use this CLST news feed to monitor how Catalyst Bancorp manages its loan portfolio, deposit base, and capital over time. Because each release is furnished or filed with the U.S. Securities and Exchange Commission, the news flow offers a structured view of the company’s operating results and strategic actions within the savings institutions sector.
Catalyst Bancorp (Nasdaq: CLST) reported net income of $456,000 in Q4 2025 ($0.13 diluted EPS) and net income of $2.1 million for full-year 2025 ($0.56 diluted EPS), compared with a $3.1 million loss in 2024. Loans totaled $170.2M (up 3% QoQ) and investment securities were $65.4M. Net interest margin widened to 3.91%. Non-performing assets rose to 0.95% of assets. The company completed share repurchases and authorized a new plan to repurchase up to 205,000 shares.
Catalyst Bancorp (Nasdaq: CLST) announced a new share repurchase program on November 20, 2025. The Board approved the November 2025 Repurchase Plan, authorizing purchases of up to 205,000 shares, representing approximately 5% of outstanding common stock.
Since the first repurchase program in January 2023 and through November 18, 2025, the company has repurchased 1,180,817 shares, representing about 22% of the common shares originally issued, at an average cost of $11.97 per share.
Catalyst Bancorp (Nasdaq: CLST) reported net income of $489,000 for Q3 2025, down from $521,000 in Q2 2025. Loans totaled $164.8 million at September 30, 2025, a 2% decline from June 30, 2025, driven by a $4.6 million construction loan pay-off and pay-downs on a downgraded commercial relationship.
Investment securities rose to $59.8 million (up $15.6 million, +35% QoQ) after purchases of variable- and fixed-rate mortgage-backed securities. Total deposits were $186.4 million (+2% QoQ). Share repurchases continued, with 13,212 shares bought in Q3 and total repurchases of 1,160,396 shares (~22% of originally issued) through September 30, 2025.
Catalyst Bancorp (NASDAQ: CLST) reported Q2 2025 net income of $521,000, down from $586,000 in Q1 2025. The bank showed modest growth with total loans increasing to $167.6 million, up $1.5 million (1%) from Q1, while deposits grew to $182.2 million, up $1.6 million (1%).
Key financial metrics include a net interest margin of 3.98% (up 9 basis points), and an allowance for credit losses of $2.4 million (1.45% of total loans). The company maintained strong capital levels with consolidated shareholders' equity at $80.8 million (29.5% of total assets) and continued its share repurchase program, buying back 62,385 shares at an average cost of $11.91 per share.
Non-performing assets remained stable at $1.8 million (0.64% of total assets), with 99% of non-performing loans in residential mortgages.Catalyst Bancorp (CLST) reported Q1 2025 net income of $586,000, down from $626,000 in Q4 2024. Total loans decreased by $1.0 million to $166.1 million, while deposits declined by $5.1 million to $180.6 million.
Key financial metrics include:
- Net interest margin of 3.89%, down 3 basis points from previous quarter
- Non-performing assets ratio of 0.63%, improving from 0.66%
- Allowance for credit losses remained at $2.5 million (1.51% of total loans)
- Shareholders' equity totaled $80.6 million (29.7% of total assets)
The company continued its share repurchase program, buying back 72,949 shares at an average cost of $11.86 per share. Since January 2023, CLST has repurchased approximately 21% of originally issued shares.
Catalyst Bancorp (NASDAQ: CLST) reported Q4 2024 net income of $626,000, a 40% increase from Q3 2024's $447,000. The loan portfolio grew by a record $22.2 million (15%) year-over-year, reaching $167.1 million by December 31, 2024.
Key Q4 metrics include: total deposits increased 11% to $185.7 million; net interest margin improved to 3.92%; non-performing assets ratio was 0.66%; and the allowance for loan losses stood at 1.51% of total loans. The company maintained a strong capital position with consolidated shareholders' equity at 29.0% of total assets.
During Q4, CLST repurchased 120,977 shares at an average cost of $11.70 per share. Since January 2023, the company has repurchased approximately 19% of originally issued shares at an average cost of $11.93 per share.
Catalyst Bancorp (Nasdaq: CLST) has announced its fifth share repurchase plan, allowing the purchase of up to 215,000 shares (approximately 5%) of outstanding common stock. Since January 2023, the company has repurchased 972,916 shares (18% of originally issued shares) at an average cost of $11.93 per share. The company reports record loan growth of $21 million through Q3 2024, expanded branch network with new locations in Carencro and Lafayette, and achieved system upgrades resulting in over $200,000 annual reduction in non-interest expenses.
Catalyst Bancorp (NASDAQ: CLST) reported Q3 2024 net income of $447,000, down $80,000 from Q2 2024's $527,000. The quarter included a $238,000 pre-tax benefit from a CDFI Fund BEA Program grant. Loan portfolio grew by a record $12.6 million to $165.9 million, an 8% increase from Q2. Net interest margin improved to 3.86%, up 14 basis points from previous quarter. Non-performing assets ratio remained stable at 0.57%. The company continued its share repurchase program, buying back 79,400 shares at an average cost of $11.75 per share.
Catalyst Bancorp (Nasdaq: CLST) reported net income of $527,000 for Q2 2024, compared to a net loss of $4.7 million in Q1 2024. The improvement was largely due to the absence of a $5.5 million loss on investment securities sales and $560,000 in data conversion expenses from Q1. Loans increased by 7% to $153.3 million, with strong growth in commercial and industrial loans. The net interest margin improved to 3.72%, up 60 basis points from Q1. Total deposits grew by 6% to $180.1 million. Credit quality remained stable with non-performing assets at 0.58% of total assets. The company continued its share repurchase program, buying back 79,802 shares at an average cost of $11.88 per share during Q2.
Catalyst Bancorp, Inc. (CLST) reported a net loss of $4.7 million for Q1 2024, due to strategic moves like upgrading banking systems and selling lower-yielding securities to enhance growth prospects. The company plans to invest in new loans, higher-yielding securities, share repurchases, and debt repayments with $42.6 million in cash generated from sales.
Despite a slight decrease in loans and non-performing assets, the company's credit quality remains stable. The approval of a new share repurchase plan and increased net interest income are positive indicators for investors.