Welcome to our dedicated page for Catalyst Bancorp SEC filings (Ticker: CLST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Catalyst Bancorp, Inc. (NASDAQ: CLST) SEC filings page provides access to the company’s regulatory reports as a publicly traded bank holding company in the savings institutions industry. Through these filings, investors can review detailed information about the financial condition, results of operations, capital management, and governance of Catalyst Bancorp and its banking subsidiary, Catalyst Bank.
Key documents include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, management’s discussion and analysis, loan portfolio composition, credit quality metrics, investment securities data, deposit and borrowing structures, and information about non-interest income and expenses. These filings also discuss non-performing assets, allowance for credit losses on loans and unfunded commitments, and other risk-related disclosures that are central to evaluating a community-oriented savings institution.
The company also files current reports on Form 8-K to announce material events. Examples disclosed in recent filings include quarterly earnings press releases furnished under Item 2.02 and the approval of new share repurchase programs under Item 8.01. Another 8-K describes a change in the independent registered public accounting firm, noting the resignation of the prior firm after its partners and professional staff joined a new firm and the subsequent appointment of the successor auditor with audit committee approval.
In addition, investors can review information related to share repurchase plans, capital levels, and other corporate actions that appear in periodic and current reports. By combining these filings with AI-powered summaries and highlights, this page helps users quickly understand the main points of lengthy documents, such as how CLST’s loan mix, deposit base, and capital ratios evolve over time, and how specific 8-K events fit into the company’s broader regulatory history.
Catalyst Bancorp, Inc. is asking shareholders to elect two directors for three-year terms and ratify BDO USA, P.C. as independent auditor at its May 19, 2026 annual meeting in Opelousas, Louisiana. Shareholders of record on March 30, 2026, holding 4,058,297 common shares, may vote.
The proxy details board composition, committee structure and director independence, plus 2025 compensation for executives and directors. CEO Joseph B. Zanco received total 2025 compensation of $588,181. The employee stock ownership plan beneficially owns 415,407 shares, or 10.2% of common stock.
Stilwell’s investment group has filed a second amended ownership report on Catalyst Bancorp, Inc., disclosing an 8.6% stake and an activist agenda. The group, led by Joseph Stilwell and several affiliated Delaware partnerships and an LLC, reports beneficial ownership of 348,590 shares of Catalyst’s common stock, based on 4,058,297 shares outstanding as of March 30, 2026.
Stilwell Activist Fund and Stilwell Activist Investments funded recent purchases primarily from working capital, with the latter spending $1,414,269.46 for 87,473 shares and the former $17,174.00 for 1,108 shares, sometimes using margin loans from major brokerages. The group states its purpose is to profit from share price appreciation by asserting shareholder rights and explicitly plans to seek board representation, arguing Catalyst’s asset value is not fully reflected in its current stock price.
Catalyst Bancorp, Inc. is acquiring Lakeside Bancshares, Inc. in an all-cash deal valued at $19.58 per share, or $41.1 million in total, subject to adjustment. Lakeside shareholders will receive cash for each share, followed by mergers of both holding companies and their banks, with Catalyst and Catalyst Bank surviving.
Based on December 31, 2025 data, Lakeside had $385.7 million in assets, and the combined company is expected to have approximately $627.3 million in assets, $399.9 million in loans and $470.0 million in deposits. Catalyst expects the transaction to be over 180% accretive to earnings per share once cost savings are fully realized and accretive to tangible book value per share within three years of closing, while maintaining strong post-merger capital ratios of about 10.4% leverage and 15.4% total risk-based capital. The merger, unanimously approved by both boards, is targeted to close in the third quarter of 2026, subject to Lakeside shareholder approval and regulatory approvals.
Catalyst Bancorp, Inc. files its annual report describing Catalyst Bank’s community banking model in south-central Louisiana, focused on deposits, lending and investment securities. At December 31, 2025, the loan portfolio was $170.2 million, representing 60.2% of total assets, with an ongoing shift from traditional one- to four-family mortgages toward commercial and multi-family lending.
Single-family residential mortgages totaled $80.1 million, while commercial real estate and multi-family loans reached $38.2 million and construction and land loans were $18.8 million. Commercial and industrial loans were $31.2 million, reflecting a growing focus on small and mid-sized business customers. Nonperforming loans were $2.6 million, mostly in one- to four-family mortgages, and the allowance for credit losses on loans was 1.39% of total loans.
Investment securities totaled $65.4 million, or 23.1% of assets, primarily agency mortgage-backed securities and U.S. government and federal agency obligations. Average deposits were $179.5 million in 2025, supplemented by $14.7 million in Federal Home Loan Bank advances. The report also details extensive regulatory, capital, cybersecurity and Community Reinvestment Act frameworks governing the bank’s operations.
Catalyst Bancorp Inc amendment filing reports that The Vanguard Group holds 0 shares of Common Stock, representing 0% of the class as disclosed in the Schedule 13G/A.
The filing notes an internal realignment at The Vanguard Group, Inc. on January 12, 2026, after which certain subsidiaries will report beneficial ownership separately in reliance on SEC Release No. 34-39538.
Catalyst Bancorp, Inc. Employee Stock Ownership Plan reported beneficial ownership of 416,791.85 shares of Catalyst Bancorp common stock, representing 10.2% of the class, based on 4,074,911 shares outstanding as of December 31, 2025.
The plan has sole voting and dispositive power over 333,270 shares and shared voting and dispositive power over 83,521.85 shares. Of the total, 83,521.85 shares are allocated to individual employee accounts and 333,270 shares remain unallocated for future allocation. The plan states the shares are held in the ordinary course of business and not for the purpose of changing or influencing control of the company.
Catalyst Bancorp, Inc. filed a current report to note that it has announced its financial results for the quarter ended December 31, 2025. The company released these results through a press release dated January 29, 2026, which is included as Exhibit 99.1.
The report clarifies that the results press release and related information furnished under Items 2.02 and 9.01 are not treated as filed for liability purposes under the Exchange Act and are not automatically incorporated into other SEC filings except by specific reference.
Stilwell-affiliated investment entities filed an amended Schedule 13D reporting beneficial ownership of 260,009 shares of Catalyst Bancorp, Inc. common stock, or 6.3% of the 4,113,660 shares outstanding as of November 7, 2025. The stake is held across Stilwell Activist Fund, Stilwell Activist Investments, Stilwell Partners and related entities, with shared voting and dispositive power. Since their prior report, Stilwell Activist Fund spent $70,220.57 to buy 4,710 shares and Stilwell Activist Investments spent $592,999.82 to buy 39,316 shares, funded by working capital and margin loans. The group describes itself as an activist investor, states it believes Catalyst Bancorp’s asset value is not fully reflected in the share price, and aims to profit by asserting shareholder rights and working with management and the board to maximize shareholder value.
Catalyst Bancorp, Inc. reported that its Board of Directors approved a sixth share repurchase program, called the November 2025 Repurchase Plan. Under this plan, the company may buy back up to 205,000 shares of its common stock, which is approximately 5% of its outstanding shares. Repurchases may occur in open-market trades or privately negotiated transactions, depending on market conditions and other factors.
The new authorization is in addition to the company’s fifth repurchase plan announced in November 2024. As of the date of this report, 18,183 shares were still available to be repurchased under that earlier plan, so the company now has two active authorizations for buying back its stock.