STOCK TITAN

[Form 4] Catalyst Bancorp, Inc. Insider Trading Activity

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Catalyst Bancorp, Inc. chief risk officer Don P. Ledet reported equity compensation activity and updated holdings. He received a grant of 1,000 shares of common stock and 2,000 stock options with a $15.96 exercise price that vest 20% per year starting on June 10, 2027. To cover tax obligations, 131 shares were withheld at $15.96 per share, leaving him with 12,706 directly owned shares plus additional shares held through an ESOP and previously granted, unvested awards. He also continues to hold options on 4,000 shares at $12.08 and 21,160 shares at $11.30 with expirations in 2035 and 2033, respectively.

Positive

  • None.

Negative

  • None.
Insider Ledet Don P
Role CHIEF RISK OFFICER
Type Security Shares Price Value
Grant/Award Stock Option (Right to Buy) 2,000 $0.00 --
Tax Withholding Common Stock 131 $15.96 $2K
Grant/Award Common Stock 1,000 $0.00 --
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Stock Option (Right to Buy) — 2,000 shares (Direct, null); Common Stock — 12,706 shares (Direct, null); Common Stock — 2,020.067 shares (Indirect, By ESOP)
Footnotes (1)
  1. Disposition solely to meet tax obligation for distribution from stock benefit plan. Includes 5,080 shares granted pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement that reflect the unvested portion of a grant amount originally covering 8,464 shares that commenced vesting 20% per year on December 1, 2024. Includes 1,600 shares granted pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement that reflect the unvested portion of a grant amount originally covering 2,000 shares that commenced vesting 20% per year on June 10, 2026. Represents the grant of shares pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement that vest at 20% per year commencing on June 10, 2027. Includes shares allocated to the reporting person's account in the ESOP since the last filed Form 4, as of December 31, 2025. These options are vesting at a rate of 20% per year that commenced on December 1, 2024. These options are vesting at a rate of 20% per year that commenced on June 10, 2026. The options vest at a rate of 20% per year commencing on June 10, 2027.
Restricted stock grant 1,000 shares Common Stock grant on June 10, 2026 at $0.00
Direct common shares after transactions 12,706 shares Direct ownership following June 10, 2026 transactions
ESOP indirect holdings 2,020.067 shares Indirect holdings by ESOP as of December 31, 2025
New option grant 2,000 options at $15.96 Stock Option (Right to Buy), expires June 10, 2036
Existing option position 1 4,000 underlying shares at $12.08 Stock options expiring June 10, 2035
Existing option position 2 21,160 underlying shares at $11.30 Stock options expiring December 1, 2033
Tax withholding shares 131 shares at $15.96 Shares withheld to satisfy tax obligations
ESOP financial
"Includes shares allocated to the reporting person's account in the ESOP since the last filed Form 4"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
Recognition and Retention Plan and Trust Agreement financial
"Includes 5,080 shares granted pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement"
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Stock Option (Right to Buy) financial
"Stock Option (Right to Buy) with underlying security title Common Stock"
vesting at a rate of 20% per year financial
"These options are vesting at a rate of 20% per year that commenced on December 1, 2024"
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Ledet Don P

(Last)(First)(Middle)
C/O CATALYST BANCORP INC
235 N COURT ST

(Street)
OPELOUSAS LOUISIANA 70570

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Catalyst Bancorp, Inc. [ CLST ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CHIEF RISK OFFICER
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/10/2026F(1)131D$15.9612,706(2)(3)D
Common Stock06/10/2026A(4)1,000A$012,837(2)(3)D
Common Stock2,020.067(5)IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Option (Right to Buy)$11.3 (6)12/01/2033Common Stock21,16021,160D
Stock Option (Right to Buy)$12.08 (7)06/10/2035Common Stock4,0004,000D
Stock Option (Right to Buy)$15.9606/10/2026A2,00006/10/2027(8)06/10/2036Common Stock2,000$02,000D
Explanation of Responses:
1. Disposition solely to meet tax obligation for distribution from stock benefit plan.
2. Includes 5,080 shares granted pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement that reflect the unvested portion of a grant amount originally covering 8,464 shares that commenced vesting 20% per year on December 1, 2024.
3. Includes 1,600 shares granted pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement that reflect the unvested portion of a grant amount originally covering 2,000 shares that commenced vesting 20% per year on June 10, 2026.
4. Represents the grant of shares pursuant to the Issuer's 2022 Recognition and Retention Plan and Trust Agreement that vest at 20% per year commencing on June 10, 2027.
5. Includes shares allocated to the reporting person's account in the ESOP since the last filed Form 4, as of December 31, 2025.
6. These options are vesting at a rate of 20% per year that commenced on December 1, 2024.
7. These options are vesting at a rate of 20% per year that commenced on June 10, 2026.
8. The options vest at a rate of 20% per year commencing on June 10, 2027.
/s/ Jutta Codori by P.O.A. for Don P. Ledet06/12/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Catalyst Bancorp (CLST) insider Don P. Ledet report in this Form 4?

Don P. Ledet reported new equity compensation and updated holdings. He received 1,000 restricted shares and 2,000 stock options, and had 131 shares withheld to cover taxes related to these awards and plan distributions.

How many Catalyst Bancorp (CLST) shares does Don P. Ledet hold after these transactions?

After these transactions, Don P. Ledet holds 12,706 shares of common stock directly. He also has additional indirect holdings through the ESOP and unvested awards, as noted in the filing’s footnotes and holding entries.

What stock options did Don P. Ledet receive from Catalyst Bancorp (CLST)?

He received 2,000 stock options with a $15.96 exercise price, expiring on June 10, 2036. These options vest 20% per year starting on June 10, 2027, aligning with the company’s long-term incentive structure.

Are the share dispositions in this Catalyst Bancorp (CLST) Form 4 open-market sales?

No. The 131 shares reported with code F were withheld to satisfy tax obligations. This is a tax-withholding disposition rather than an open-market sale and does not represent a discretionary sale decision by the insider.

What existing stock options does Don P. Ledet still hold in Catalyst Bancorp (CLST)?

He continues to hold options tied to 4,000 shares at $12.08 expiring in 2035 and 21,160 shares at $11.30 expiring in 2033. These options vest 20% per year under previously established schedules.

How are ESOP shares reflected in Don P. Ledet’s Catalyst Bancorp (CLST) holdings?

The filing notes 2,020.067 shares held indirectly through the ESOP. Footnotes state these include shares allocated to his ESOP account since the last Form 4, as of December 31, 2025, reflecting ongoing plan allocations.