Ambetter from Arizona Complete Health Offers Health Insurance in Arizona in 2026

Rhea-AI Summary

Ambetter from Arizona Complete Health (NYSE: CNC) will offer affordable Health Insurance Marketplace plans to Arizonans in nine counties for plan year 2026. Open enrollment runs Nov 1, 2025–Jan 15, 2026, and applicants must enroll by Dec 15, 2025 for coverage beginning Jan 1, 2026. Plans cover essential health benefits including preventive care, maternity, mental health, prescriptions, and select dental/vision options.

Member services include Ambetter Perks discounts, My Health Pays rewards up to $500 in 2026, support for ICHRA-compatible Ambetter Health Solutions, and 24/7 virtual care. Enrollment and subsidy checks are available online at ambetterhealth.com/en/az.

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During open enrollment, starting Nov. 1, residents can access affordable Ambetter from Arizona Complete Health plans in nine counties.  

PHOENIX, Nov. 6, 2025 /PRNewswire/ -- Ambetter from Arizona Complete Health, a product offered by a Centene Corporation (NYSE: CNC) company, a leading healthcare enterprise that provides insurance to under-insured and uninsured populations through the Health Insurance Marketplace®, will offer a variety of affordable health insurance plans to Arizonans in nine counties for plan year 2026. The open enrollment period for the Health Insurance Marketplace runs from Nov. 1, 2025, through Jan. 15, 2026. Enroll by Dec. 15, 2025, for coverage starting Jan. 1, 2026.

"We are proud to offer affordable, comprehensive health care coverage at a four-star quality rating to thousands of hard-working Arizonans," said Plan President and Chief Executive Officer of Arizona Complete Health James Stover. "With several different options to choose from, Ambetter from Arizona Complete Health has customized its offerings to meet the needs of individuals and families, as well as employees with our new business offering through ICHRA. We look forward to continuing our mission of transforming the health of the communities we serve, one person at a time."

Ambetter from Arizona Complete Health offers its members access to quality care and convenient services. 2026 benefits and offerings include: 

• Affordable and Reliable Coverage:
  Ambetter from Arizona Complete Health provides coverage for all essential health benefits, including preventive and wellness services, maternity and newborn care, pediatric services, mental health services, hospitalizations and prescription drug coverage. Some plans also include dental and vision coverage.
  
  
• Ambetter Health Solutions:
  Ambetter Health Solutions, Centene Corporation's off-exchange marketplace business offerings, delivers individual health insurance plans that are compatible with Individual Coverage Health Reimbursement Arrangements (ICHRAs). While not an ICHRA itself, Ambetter Health Solutions supports employers who choose to adopt this reimbursement model by providing employees with access to affordable, customizable and dependable coverage options. Available in select states, including Arizona, these plans empower individuals to choose the coverage that best fits their needs, helping employers control costs while offering greater choice and flexibility to their workforce.
  
  
• Ambetter Perks:
  Ambetter from Arizona Complete Health offers additional services to support your health and financial well-being through the Ambetter Perks program for members in Arizona. This program gives members access to discounts on a variety of products and services, including wellness activities, financial tools, memberships, out-of-pocket prescription costs and over-the-counter (OTC) health items. It also includes services that promote healthy lifestyles and address social factors that impact health. The Ambetter Perks program is open to all members.
  
  
• Convenient Online Enrollment:
  Through the Ambetter from Arizona Complete Health website, people can browse and compare coverage options, determine their eligibility for financial subsidies and directly enroll in coverage — all in one place. The platform is accessible through mobile devices, so people can enroll using smartphones. If a person is unable to complete enrollment all at once, the system will save progress and provide reminders to finish enrollment.
  
  
• My Health Pays*:
  Members have access to the My Health Pays® program, where they can earn points for practicing healthy eating habits, staying active and leading a healthy lifestyle. Through the program, members can complete health-related activities and challenges to earn up to $500 in rewards in 2026. These rewards can be used for health-related expenses such as copays and deductibles (pharmacy copays are excluded). My Health Pays also allows members to set and reach health goals at their own pace by providing seasonal suggestions for activities and guidance to help stay on track.
  
  
• Virtual 24/7 Care**:
  Virtual 24/7 Care offers members a licensed provider via telehealth for members to access care for illnesses such as flu, skin conditions, ear infections, fever and respiratory infections — all from the comfort of their home.

The full list of nine counties in which Ambetter from Arizona Complete Health will be offered can be found at ambetterhealth.com/en/az/health-plans/coverage-map.

Arizona residents interested in learning more about Ambetter from Arizona Complete Health or enrolling in a health plan during the open enrollment period may visit ambetterhealth.com/en/az.

About Ambetter from Arizona Complete Health
Ambetter from Arizona Complete Health serves under-insured and uninsured populations through the federal Health Insurance Marketplace®. Ambetter from Arizona Complete Health is underwritten by Health Net of Arizona, Inc. (dba Arizona Complete Health), which is a Qualified Health Plan issuer in Arizona. Ambetter Health, offering the Ambetter Health Solutions product, is underwritten by Health Net Community Solutions of Arizona, Inc. For more information, please visit ambetterhealth.com/en/az/. This is a solicitation for insurance. For information on your right to receive an Ambetter from Arizona Complete Health plan free of discrimination, or your right to receive language, auditory and/or visual assistance services, please visit ambetterhealth.com/en/ and scroll to the bottom of the page.

*Healthcare-related costs will vary by member and the plan in which you are enrolled. Funds expire immediately upon termination of insurance coverage. My Health Pays® rewards cannot be used for pharmacy copays. Restrictions apply. Members must qualify for and complete all activities to receive $500 or more. Visit Member.AmbetterHealth.com for more details. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all members. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means.

**Cost sharing may apply when using Virtual 24/7 Care or Virtual Primary Care. Virtual 24/7 Care cost share does not apply to HSA plans until the deductible is met and is only applicable when used through the Virtual 24/7 Care program. Ambetter Health does not provide medical care. Medical care is provided by individual providers, which are independent contractors and not agents of Ambetter Health.

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SOURCE Ambetter from Arizona Complete Health

FAQ

When is open enrollment for Ambetter from Arizona Complete Health (CNC) for 2026 coverage?

Open enrollment runs Nov 1, 2025 through Jan 15, 2026; enroll by Dec 15, 2025 for Jan 1, 2026 coverage.

Which benefits do Ambetter from Arizona Complete Health (CNC) 2026 plans cover in Arizona?

Plans cover essential health benefits including preventive care, maternity and newborn care, pediatric services, mental health, hospitalizations, and prescription drugs; some plans include dental and vision.

How does Ambetter Health Solutions support employers and ICHRA plans in Arizona (CNC)?

Ambetter Health Solutions offers off-exchange individual plans that are compatible with ICHRA, helping employers offer customizable coverage choices to employees.

What member perks and rewards does Ambetter from Arizona Complete Health (CNC) offer for 2026?

Members get Ambetter Perks discounts and can earn up to $500 in 2026 through the My Health Pays program for healthy activities.

Can Arizona residents enroll in Ambetter (CNC) online and check subsidy eligibility?

Yes, residents can browse plans, check subsidy eligibility, and enroll online via ambetterhealth.com/en/az, with mobile access and saved-progress features.