Ambetter from Home State Health Offers Health Insurance in Missouri in 2026

Rhea-AI Summary

Centene (NYSE: CNC) announced that Ambetter from Home State Health will offer individual Health Insurance Marketplace plans in 109 Missouri counties for plan year 2026. Open enrollment runs Nov. 1, 2025–Jan. 15, 2026, with enrollment by Dec. 15, 2025 for coverage starting Jan. 1, 2026. Plans cover essential health benefits and some include dental and vision. Ambetter Health Solutions plans support compatibility with ICHRAs. Members can enroll online, access 24/7 virtual care, and earn up to $500 in My Health Pays rewards in 2026. Coverage map and enrollment are available at ambetterhealth.com/en/mo.

During open enrollment, starting Nov. 1, residents can access affordable Ambetter from Home State Health plans in 109 counties.

ST. LOUIS, Nov. 3, 2025 /PRNewswire/ -- Ambetter from Home State Health, a product offered by a Centene Corporation (NYSE: CNC) company, a leading healthcare enterprise that provides insurance to under-insured and uninsured populations through the Health Insurance Marketplace®, will offer a variety of affordable health insurance plans to Missouri residents in 109 counties for plan year 2026. The open enrollment period for the Health Insurance Marketplace runs from Nov. 1, 2025, through Jan. 15, 2026. Enroll by Dec. 15, 2025, for coverage starting Jan. 1, 2026. 

"At Home State Health, our mission is to help Missourians live healthier lives by expanding access to quality, affordable care," said Shawn Furey, Interim President and CEO of Home State Health. "By offering Ambetter plans in 109 counties across the state, we're giving more individuals and families the opportunity to find coverage that fits their needs and their budget."

Ambetter from Home State Health offers its members access to quality care and convenient services. 2026 benefits and offerings include:      

• Affordable and Reliable Coverage:
  Ambetter from Home State Health provides coverage for all essential health benefits, including preventive and wellness services, maternity and newborn care, pediatric services, mental health services, hospitalizations and prescription drug coverage. Some plans also include dental and vision coverage.     
• Ambetter Health Solutions:
  Ambetter Health Solutions, Centene Corporation's off-exchange marketplace business offerings, delivers individual health insurance plans that are compatible with Individual Coverage Health Reimbursement Arrangements (ICHRAs). While not an ICHRA itself, Ambetter Health Solutions supports employers who choose to adopt this reimbursement model by providing employees with access to affordable, customizable and dependable coverage options. Available in select states, including Missouri, these plans empower individuals to choose the coverage that best fits their needs, helping employers control costs while offering greater choice and flexibility to their workforce.
• Convenient Online Enrollment:
  Through the Ambetter from Home State Health website, people can browse and compare coverage options, determine their eligibility for financial subsidies and directly enroll in coverage — all in one place. The platform is accessible through mobile devices, so people can enroll using smartphones. If a person is unable to complete enrollment all at once, the system will save progress and provide reminders to finish enrollment.  
• My Health Pays:
  Members have access to the My Health Pays® program, where they can earn points for practicing healthy eating habits, staying active and leading a healthy lifestyle. Through the program, members can complete health-related activities and challenges to earn up to $500 in rewards in 2026. These rewards can be used for health-related expenses such as premiums, copays and deductibles (pharmacy copays are excluded). My Health Pays also allows members to set and reach health goals at their own pace by providing seasonal suggestions for activities and guidance to help stay on track.
• Virtual 24/7 Care:
  Virtual 24/7 Care offers members a licensed provider via telehealth for members to access care for illnesses such as flu, skin conditions, ear infections, fever and respiratory infections — all from the comfort of their home.

The full list of 109 counties in which Ambetter from Home State Health will be offered can be found at ambetterhealth.com/en/mo/health-plans/coverage-map.

Missouri residents interested in learning more about Ambetter from Home State Health or enrolling in a health plan during the open enrollment period may visit ambetterhealth.com/en/mo.

About Ambetter from Home State Health
Ambetter from Home State Health serves under-insured and uninsured populations through the federal Health Insurance Marketplace®. Ambetter from Home State Health is underwritten by Celtic Insurance Company, which is a Qualified Health Plan issuer in Missouri. Ambetter Health, offering the Ambetter Health Solutions product, is underwritten by Bankers Reserve Life Insurance Company of Wisconsin. For information visit ambetterhealth.com/en/mo/. This is a solicitation for insurance. For information on your right to receive an Ambetter from Home State Health plan free of discrimination, or your right to receive language, auditory and/or visual assistance services, please visit ambetterhealth.com/en/mo/ and scroll to the bottom of the page.

*Healthcare-related costs will vary by member and the plan in which you are enrolled. Funds expire immediately upon termination of insurance coverage. My Health Pays® rewards cannot be used for pharmacy copays. Restrictions apply. Members must qualify for and complete all activities to receive $500 or more. Visit Member.AmbetterHealth.com for more details. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all members. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means.

**Cost sharing may apply when using Virtual 24/7 Care or Virtual Primary Care. Virtual 24/7 Care cost share does not apply to HSA plans until the deductible is met and is only applicable when used through the Virtual 24/7 Care program. Ambetter Health does not provide medical care. Medical care is provided by individual providers, which are independent contractors and not agents of Ambetter Health.

 

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SOURCE Home State Health

FAQ

When can Missouri residents enroll in Ambetter from Home State Health (CNC) for 2026 coverage?

Open enrollment runs Nov. 1, 2025–Jan. 15, 2026; enroll by Dec. 15, 2025 for coverage effective Jan. 1, 2026.

How many Missouri counties will Ambetter from Home State Health (CNC) serve in 2026?

Ambetter from Home State Health will be available in 109 counties in Missouri for plan year 2026.

What benefits does Ambetter from Home State Health (CNC) include for 2026 plans?

Plans cover all essential health benefits including preventive care, maternity, pediatric, mental health, hospitalizations and prescription drugs; some plans include dental and vision.

What is the My Health Pays reward amount for Ambetter members in 2026?

Members can earn up to $500 in rewards through the My Health Pays program in 2026 to use on eligible health-related costs (pharmacy copays excluded).

Are Ambetter Health Solutions plans compatible with employer ICHRAs in Missouri (CNC)?

Ambetter Health Solutions offers off-exchange marketplace plans that are designed to be compatible with ICHRAs to help employers provide reimbursement options.

How can Missouri residents enroll in Ambetter from Home State Health (CNC) plans?

Residents can browse, check subsidy eligibility and enroll directly at ambetterhealth.com/en/mo, including via mobile devices.