Capital One Financial Stock Price, News & Analysis

Capital One (NYSE: COF) released the 2025 Car Buying Outlook showing a shift toward higher dealer trust and hybrid buying habits. 69% of car buyers now view dealers as trustworthy, up from 44% in 2023. Buyers familiar with digital tools show 71% trust and buyers who trust dealers are almost twice as likely to return (46% vs. 24%).

Dealers report 86% see digital tools as a competitive edge (a >25 percentage-point rise since 2021). In-person shopping remains important: shoppers who bought in-person report higher perceived transparency (40% vs. 18%), excitement (67% vs. 56%) and control (43% vs. 23%) than online shoppers.

Capital One (NYSE: COF) declared a quarterly common dividend of $0.80 per share payable December 1, 2025 to shareholders of record at the close of business on November 17, 2025. Dividends have been paid quarterly since the company became independent on February 28, 1995. The company's Dividend Reinvestment and Stock Purchase Plan allows direct reinvestment; Computershare handles plan inquiries.

The company also declared quarterly preferred dividends for Series I, J, K, L, M and N with per‑share amounts ranging from $9.875 to $12.50 (equivalents per depositary share shown), all payable December 1, 2025 to holders of record on November 17, 2025.

T-Mobile (NASDAQ: TMUS) and Capital One (NYSE: COF) launched the T-Mobile Visa credit card on Nov 4, 2025, a no-annual-fee card that converts purchases into T-Mobile Rewards redeemable for devices, accessories or a T-Mobile bill credit.

Key terms: 2% back on all purchases, 5% back on phones/devices at T-Mobile, a $5 AutoPay monthly discount on up to eight eligible lines, no foreign transaction fee, and instant digital card access. Variable APRs listed at 18.99% or 28.99% and standard cash advance/transfer fees apply.

Capital One (NYSE:COF), the Capital One Foundation, and Lever for Change launched Scaling Pathways to Homeownership, a $25 million Open Call to expand affordable homeownership access in the U.S.

The initiative is part of Capital One’s $265 billion, five‑year Community Benefits Plan. Ten finalists will receive $200,000 each and technical assistance; five awardees — selected in early 2027 and awarded in spring 2027 — will each receive an additional $4.6 million. Capital One reported $2.9 billion in 2024 financing for 15,000 affordable rental units and over $10 million in grants to support housing efforts.

Capital One (NYSE: COF) reported third quarter 2025 net income of $3.2 billion, or $4.83 per diluted share, and adjusted EPS $5.95. Total net revenue rose 23% to $15.4 billion. Pre-provision earnings increased 29% to $7.1 billion. Provision for credit losses fell $8.7 billion to $2.7 billion with net charge-offs of $3.5 billion and a $760 million loan reserve release. Net interest margin was 8.36% (adjusted 8.43%).

Period-end loans were $443.2 billion, deposits $468.8 billion, and CET1 ratio was 14.4% at September 30, 2025. An earnings webcast is scheduled for October 21, 2025 at 5:00 PM ET.

Capital One Financial Corporation (NYSE:COF) has scheduled its Q3 2025 earnings release for October 21, 2025, at approximately 4:05 p.m. Eastern Time. The company will host a conference call at 5:00 p.m. Eastern Time to discuss the financial and operating performance for the quarter ending September 30, 2025.

The earnings call will be accessible via webcast on Capital One's website. A replay will be available for two weeks, ending at 5:00 p.m. Eastern Time on November 4, 2025.

Engageware, a provider of AI-powered customer engagement solutions, has appointed Dan O'Malley as its new Chief Executive Officer. O'Malley brings over 20 years of experience in financial services and technology, most recently serving as Co-Founder and CEO of Numerated, which was acquired by Moody's (NYSE:MCO) in 2024.

O'Malley joins Engageware at a time of significant growth, with the company's AI platform approaching one billion AI interactions and serving over 600 customers, including many of the top 30 U.S. banks. The company's platform integrates three core solutions: AI Agents, appointment scheduling, and knowledge management. Former CEO Rick Lowrey will continue serving as Executive Chairperson.

Capital One Financial Corporation (NYSE: COF) has declared its quarterly dividend payments for both common and preferred stock shareholders. The company will pay a quarterly dividend of $0.60 per common share on September 2, 2025, to stockholders of record as of August 15, 2025.

Additionally, Capital One announced dividend payments for its various series of preferred stock (Series I through O), with payment dates set for September 2, 2025, except for Series O which will be paid on October 30, 2025. The company has consistently declared quarterly dividends since becoming an independent company on February 28, 1995.

Capital One (NYSE:COF) reported a significant net loss of $4.3 billion, or $(8.58) per share in Q2 2025, compared to net income of $1.4 billion in Q1 2025. However, adjusted net income was $5.48 per share.

The quarter was marked by the completion of the Discover acquisition on May 18th, leading to substantial balance sheet changes. Total net revenue increased 25% to $12.5 billion, while total non-interest expense rose 18% to $7.0 billion. Period-end loans increased 36% to $439.3 billion, with Credit Card loans surging 72% to $269.7 billion. Total deposits grew 27% to $468.1 billion.

The quarter included significant adjusting items, primarily an $8.77 billion initial allowance build for Discover non-PCD loans and $299 million in integration expenses.