CreditRiskMonitor Announces Second Quarter Results
CreditRiskMonitor (OTCQX:CRMZ) reported strong Q2 2025 financial results, with operating revenues increasing 3% to $5.1 million and net income surging 78% to $230,000 compared to Q2 2024. The company's pre-tax income grew 77% to $301,000, primarily driven by reduced expenses in employee salaries, benefits, and commissions.
The company announced the launch of a revamped Client Services model and new CRM platform for Q3, aimed at improving customer satisfaction and revenue retention. CRMZ is also preparing to release new features including the FAST Rating, FRISK® Score updates, and potential AI implementations. The company noted increasing bankruptcy rates across market segments and rising recession risks, which typically drive demand for their services.
CreditRiskMonitor (OTCQX:CRMZ) ha riportato solidi risultati finanziari nel secondo trimestre del 2025, con ricavi operativi in crescita del 3% a 5,1 milioni di dollari e un utile netto in aumento del 78% a 230.000 dollari rispetto al secondo trimestre del 2024. L'utile ante imposte della società è cresciuto del 77% raggiungendo 301.000 dollari, principalmente grazie alla riduzione delle spese per salari, benefici e commissioni del personale.
L'azienda ha annunciato il lancio di un modello rinnovato di Servizi Clienti e di una nuova piattaforma CRM per il terzo trimestre, con l'obiettivo di migliorare la soddisfazione dei clienti e la fidelizzazione dei ricavi. CRMZ sta inoltre preparando il rilascio di nuove funzionalità, tra cui il FAST Rating, aggiornamenti del punteggio FRISK® e possibili implementazioni di intelligenza artificiale. La società ha evidenziato un aumento dei tassi di fallimento nei vari segmenti di mercato e un crescente rischio di recessione, fattori che solitamente incrementano la domanda per i loro servizi.
CreditRiskMonitor (OTCQX:CRMZ) reportó sólidos resultados financieros en el segundo trimestre de 2025, con ingresos operativos que aumentaron un 3% hasta 5.1 millones de dólares y una ganancia neta que se disparó un 78% hasta 230,000 dólares en comparación con el segundo trimestre de 2024. La utilidad antes de impuestos de la compañía creció un 77% alcanzando 301,000 dólares, impulsada principalmente por la reducción de gastos en salarios, beneficios y comisiones de empleados.
La empresa anunció el lanzamiento de un modelo renovado de Servicios al Cliente y una nueva plataforma CRM para el tercer trimestre, con el objetivo de mejorar la satisfacción del cliente y la retención de ingresos. CRMZ también se está preparando para lanzar nuevas funciones, incluyendo la calificación FAST, actualizaciones del puntaje FRISK® y posibles implementaciones de inteligencia artificial. La compañía señaló un aumento en las tasas de quiebra en varios segmentos del mercado y un creciente riesgo de recesión, factores que típicamente impulsan la demanda de sus servicios.
CreditRiskMonitor (OTCQX:CRMZ)는 2025년 2분기 강력한 재무 실적을 보고했으며, 영업 수익은 전년 동기 대비 3% 증가한 510만 달러, 순이익은 78% 급증한 23만 달러를 기록했습니다. 법인세 차감 전 이익은 77% 증가한 30만 1천 달러로, 주로 직원 급여, 복리후생 및 수수료 비용 감소에 힘입은 결과입니다.
회사는 고객 만족도와 수익 유지율 향상을 목표로 3분기에 개편된 고객 서비스 모델과 새로운 CRM 플랫폼을 출시할 계획임을 발표했습니다. CRMZ는 FAST 등급, FRISK® 점수 업데이트 및 잠재적인 AI 도입을 포함한 새로운 기능도 준비 중입니다. 또한 시장 부문 전반에서 파산률 증가와 경기 침체 위험 상승을 지적하며, 이는 통상적으로 자사 서비스 수요를 촉진하는 요인이라고 밝혔습니다.
CreditRiskMonitor (OTCQX:CRMZ) a annoncé de solides résultats financiers pour le deuxième trimestre 2025, avec des revenus d'exploitation en hausse de 3 % à 5,1 millions de dollars et un bénéfice net en forte hausse de 78 % à 230 000 dollars par rapport au deuxième trimestre 2024. Le résultat avant impôts de la société a progressé de 77 % pour atteindre 301 000 dollars, principalement grâce à une réduction des dépenses liées aux salaires, avantages sociaux et commissions des employés.
L'entreprise a annoncé le lancement d'un modèle de services clients repensé et d'une nouvelle plateforme CRM pour le troisième trimestre, visant à améliorer la satisfaction client et la rétention des revenus. CRMZ prépare également le déploiement de nouvelles fonctionnalités, notamment la notation FAST, les mises à jour du score FRISK® et de potentielles intégrations d'intelligence artificielle. La société a noté une augmentation des taux de faillite dans plusieurs segments de marché ainsi qu'une montée des risques de récession, facteurs qui stimulent généralement la demande pour leurs services.
CreditRiskMonitor (OTCQX:CRMZ) meldete starke Finanzergebnisse für das zweite Quartal 2025, mit einem Anstieg der Betriebseinnahmen um 3 % auf 5,1 Millionen US-Dollar und einem Nettogewinn, der im Vergleich zum zweiten Quartal 2024 um 78 % auf 230.000 US-Dollar stieg. Das Vorsteuerergebnis des Unternehmens wuchs um 77 % auf 301.000 US-Dollar, was hauptsächlich auf geringere Ausgaben für Gehälter, Sozialleistungen und Provisionen zurückzuführen ist.
Das Unternehmen kündigte die Einführung eines überarbeiteten Kundenservice-Modells und einer neuen CRM-Plattform für das dritte Quartal an, mit dem Ziel, die Kundenzufriedenheit und die Umsatzbindung zu verbessern. CRMZ bereitet zudem die Einführung neuer Funktionen vor, darunter die FAST-Bewertung, Updates des FRISK®-Scores und mögliche KI-Implementierungen. Das Unternehmen wies auf steigende Insolvenzraten in verschiedenen Marktsegmenten und zunehmende Rezessionsrisiken hin, die typischerweise die Nachfrage nach ihren Dienstleistungen antreiben.
- None.
- New CRM and Client Services model implementation poses short-term performance risks
- Previous two quarters showed delayed deal closures due to 'wait & see' strategy from potential clients
- Macroeconomic challenges including weak nonresidential business investment
TARRYTOWN, NY / ACCESS Newswire / August 6, 2025 / CreditRiskMonitor.com, Inc. (OTCQX:CRMZ) reported operating revenues of
Mike Flum, CEO, said, "The second quarter was dynamic for us as we geared up to launch our revamped Client Services model and new Customer Relationship Management ("CRM") platform for Q3. Subscribers now have a support team that includes client success and sales representatives, following more systematic processes with enhanced tracking focused on driving value creation for clients. Customer service is paramount to our success and is consistently mentioned as one of our distinctions when compared to our competition. These changes should improve customer satisfaction while also promoting increases in gross and net revenue retention. The new CRM also unites our marketing and revenue teams on a single platform that should improve transparency and accountability at all levels of the Go-To-Market effort. While these modifications pose some risk to our short-term performance while the teams assimilate to the new systems, they will support far greater efficiency and performance in the long term.
We're also very excited about some upcoming feature releases later this year, including our new Financial Analyst Strength Test or FAST Rating, an update to the FRISK® Score, enhanced industry norms benchmarking, and more. The Company is also working on some interesting conversational AI use cases, which may start rolling out into beta testing as well.
On the macroeconomic front, we continue to see increasing bankruptcy rates across all market size segments, with some notable recent bankruptcies in the over
A full copy of the financial statements can be found at https://crmz.ir.edgar-online.com/
Overview
CreditRiskMonitor.com, Inc. (creditriskmonitor.com) sells a suite of web-based, SaaS subscription products providing access to comprehensive commercial credit reports, bankruptcy risk analytics, financial and payment information, and curated news on public and private companies worldwide. Our primary SaaS subscription products for analyzing commercial financial risk are CreditRiskMonitor® and SupplyChainMonitor™. These products help corporate credit and procurement professionals stay ahead of and manage financial risk more quickly, accurately, and cost-effectively. Our subscribers include nearly
To help subscribers prioritize and monitor counterparty financial risk, our SaaS platforms offer the proprietary FRISK® and PAYCE® scores, the well-known Altman Z"-score, agency ratings from key Nationally Recognized Statistical Rating Organizations ("NRSROs"), curated news, and detailed financial spreads & ratios. Our FRISK® and PAYCE® scores are financial distress classification models that measure a business's probability of bankruptcy within a year. The FRISK® score also includes a risk signal based on the aggregate research behaviors of our subscribers, who control counterparty access to trade credit at some of the most sophisticated companies in the world. The inclusion of this risk signal boosts the overall accuracy of this bankruptcy analytic by lowering the false positive rate for the riskiest corporations.
Through its Trade Contributor Program, the Company receives monthly confidential accounts receivables data from hundreds of subscribers and non-subscribers, which it parses, processes, aggregates, and reports to summarize the invoice payment behavior of B2B counterparties without disclosing the specific contributors of this information. The size of the Trade Contributor Program's current annualized trade credit transaction data is approximately
Safe Harbor Statement
Certain statements in this press release, including statements prefaced by the words "anticipates", "estimates", "believes", "expects" or words of similar meaning, constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results, performance, expectations or achievements of the Company to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements, including, among others, risks associated with the COVID-19 pandemic and those risks, uncertainties and factors referenced from time to time as "risk factors" or otherwise in the Company's Registration Statements or Securities and Exchange Commission Reports. We disclaim any intention or obligation to revise any forward-looking statements, whether as a result of new information, a future event, or otherwise.
CONTACT:
CreditRiskMonitor.com, Inc.
Mike Flum, Chief Executive Officer
(845) 230-3037
ir@creditriskmonitor.com
SOURCE: CreditRiskMonitor.com, Inc.
View the original press release on ACCESS Newswire
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