Deutsche Bank Decreases Prime Lending Rate to 6.75%

Key Terms

prime lending financial

Lending made to borrowers judged to have strong credit histories and low risk of default, typically offered at lower interest rates and with more favorable terms. For investors, prime lending matters because it tends to produce steadier, more predictable returns and lower losses for lenders, while shifts toward or away from prime lending can signal changes in credit conditions and affect bank profitability—like choosing to lend to someone with a reliable income versus a risky venture.

forward-looking statements regulatory

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

sec form 20-f regulatory

SEC Form 20-F is an annual report that foreign companies file with the U.S. Securities and Exchange Commission to provide audited financial statements, business descriptions, risk factors, management discussion, and governance details—serving the same role for non‑U.S. issuers that a Form 10‑K does for U.S. companies. Investors treat it like a company scorecard: it offers standardized, regulated information to evaluate financial health, compare peers, and spot potential risks before buying or holding a stock.

NEW YORK--(BUSINESS WIRE)-- Deutsche Bank today announced that its New York Branch, Deutsche Bank New York (DBNY), and its affiliate Deutsche Bank Trust Company Americas (DBTCA) have decreased their prime lending from 7.00% to 6.75% effective tomorrow, December 11, 2025.

About Deutsche Bank

Deutsche Bank provides commercial and investment banking, retail banking, transaction banking and asset and wealth management products and services to corporations, governments, institutional investors, small and medium-sized businesses, and private individuals. Deutsche Bank is Germany’s leading bank, with a strong position in Europe and a significant presence in the Americas and Asia Pacific.

This release contains forward-looking statements. Forward-looking statements are statements that are not historical facts; they include statements about our beliefs and expectations and the assumptions underlying them. These statements are based on plans, estimates and projections as they are currently available to the management of Deutsche Bank. Forward-looking statements therefore speak only as of the date they are made, and we undertake no obligation to update publicly any of them in light of new information or future events.

By their very nature, forward-looking statements involve risks and uncertainties. A number of important factors could therefore cause actual results to differ materially from those contained in any forward-looking statement. Such factors include the conditions in the financial markets in Germany, in Europe, in the United States and elsewhere from which we derive a substantial portion of our revenues and in which we hold a substantial portion of our assets, the development of asset prices and market volatility, potential defaults of borrowers or trading counterparties, the implementation of our strategic initiatives, the reliability of our risk management policies, procedures and methods, and other risks referenced in our filings with the U.S. Securities and Exchange Commission. Such factors are described in detail in our SEC Form 20-F of 11 March 2016 under the heading “Risk Factors”. Copies of this document are readily available upon request or can be downloaded from www.db.com/ir.

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For further information, please contact:

Deutsche Bank

Dylan Riddle

Dylan.Riddle@DB.Com

212-250-4982

Press and Media Relations

Source: Deutsche Bank