Stable Sea and dLocal join forces to power low-cost, B2B cross-border stablecoin payments
Rhea-AI Summary
Stable Sea and dLocal (NASDAQ: DLO) announced a strategic partnership to enable low-cost, high-speed B2B cross-border payments using stablecoin rails combined with dLocal's local payout infrastructure across 40+ countries.
The collaboration aims to reduce costs, shorten settlement times, and improve treasury visibility for enterprises operating across emerging and developed markets.
Positive
- Access to 40+ countries via dLocal local payment rails
- Lower-cost, faster settlement for large-ticket B2B cross-border payments
- Improved treasury visibility and reduced prefunding needs
Negative
- Existing legacy infrastructure causes settlement delays and working capital drag
- Limited visibility and reconciliation friction persist for multi-intermediary flows
- Extended FX exposure windows increase hedging complexity for treasury teams
Key Figures
Market Reality Check
Peers on Argus
While DLO was down 7.32%, multiple infrastructure/payment peers also traded lower (e.g., CALX -2.27%, PAY -4.13%, RELY -4.29%, STNE -3.98%, TENB -10.96%), indicating broader sector pressure alongside the partnership news.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Jan 26 | Earnings date notice | Neutral | -1.3% | Announcement of Q4 2025 reporting date and conference call logistics. |
| Dec 23 | Board reconstitution | Positive | -0.6% | Completion of transition to majority independent nine‑member Board and new committees. |
| Nov 12 | Q3 2025 earnings | Positive | +2.3% | Record TPV, revenue, gross profit and strong YoY growth with solid cash position. |
| Oct 08 | Earnings date notice | Neutral | -0.3% | Announcement of Q3 2025 earnings release date and webcast details. |
| Sep 09 | Strategic partnership | Positive | +2.3% | Tie‑up with Western Union to power digital remittance payments in Latin America. |
Partnership and earnings-result headlines have historically seen modestly positive price reactions, while governance or scheduling releases often coincided with slight pullbacks.
Over the last six months, dLocal’s news flow featured governance changes, major partnerships and strong financial results. A September 2025 partnership with Western Union and record Q3 2025 results both saw positive next‑day moves above 2%. In contrast, Board refresh and earnings‑date announcements around Oct–Dec 2025 were followed by small declines. Today’s Stable Sea partnership extends the theme of leveraging dLocal’s cross‑border infrastructure with third parties.
Market Pulse Summary
This announcement highlights a strategic partnership where Stable Sea taps dLocal’s rails in over 40 countries to power low-cost, stablecoin-based B2B payments. It targets structural issues in a $35 trillion global cross-border market, including settlement delays, reconciliation friction and FX exposure. In context of prior partnerships and strong Q3 2025 results, investors may watch for disclosed transaction volumes, geographic rollout details and any impact on future earnings updates.
Key Terms
stablecoin financial
AI-generated analysis. Not financial advice.
By leveraging dLocal's local payment rails across more than 40 countries, the partnership expands Stable Sea Business's global payout and settlement capabilities, giving businesses and treasury teams a modern alternative to slow, expensive traditional bank wires and correspondent banking networks.
Through this partnership, Stable Sea users will be able to route large-ticket cross-border payments using stablecoin rails while leveraging dLocal's proven local payout infrastructure — significantly reducing costs, improving settlement times and increasing visibility for treasury teams.
"Traditional cross-border payments were not built for modern businesses," said Tanner Taddeo, CEO and Co-Founder of Stable Sea. "By partnering with dLocal, we're combining stablecoin rails with best-in-class local payment infrastructure to give businesses faster, cheaper, and more predictable global settlement. This is how international payments should work in 2026."
"Businesses operating in emerging markets need reliable, scalable payment infrastructure," said Rocio Rodriguez Saa, Crypto Vertical Lead at dLocal. "Working with Stable Sea allows us to extend our local market expertise into stablecoin-enabled workflows, helping businesses reduce friction and move money more efficiently across borders."
Why Cross-Border Payments Remain a Treasury Challenge
Global B2B cross-border payments exceed
Key challenges include:
- Settlement delays and working capital drag
Multi-day settlement cycles force businesses to prefund accounts and maintain excess liquidity buffers, tying up capital that could otherwise be used for operations and growth. - Limited visibility and reconciliation friction
Payments routed through multiple intermediaries reduce real-time transparency, increasing manual follow-ups, exception handling and reconciliation effort for finance teams. - Extended FX exposure windows
Longer settlement timelines lengthen the period between pricing, funding and receipt, increasing FX risk and complicating hedging and cash forecasting across global entities.
By combining stablecoin rails with dLocal's proven local payout infrastructure, Stable Sea enables treasury teams to compress settlement cycles, improve real-time visibility into global cash movement and reduce prefunding and excess liquidity buffers. This transforms cross-border payments into a more continuous, treasury-managed liquidity function — improving capital efficiency, FX risk management and operational control.
Stable Sea enables enterprises and growing companies to move large payment volumes using modern rails designed for global treasury operations — not just consumer remittances. To learn more and get started with Stable Sea, visit stablesea.com.
dLocal is a leading cross-border payments platform connecting global merchants to billions of consumers across 40+ markets, enabling frictionless access to over 900 local payment methods. For more information, visit www.dlocal.com
About Stable Sea
Stable Sea provides the simplest way for companies to move and manage stablecoins, globally. The company enables businesses to orchestrate international payments and convert between digital and local currencies across global markets with enterprise-grade controls. Stable Sea helps businesses improve settlement speed, visibility and working capital efficiency by modernizing cross-border treasury and payment workflows. For more information, visit www.stablesea.com or contact ahoy@stablesea.com
About dLocal
dLocal powers local payments in emerging markets, connecting global enterprise merchants with billions of emerging market consumers across APAC, the
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SOURCE Stable Sea
FAQ
What did dLocal (DLO) and Stable Sea announce on February 24, 2026?
How will the dLocal (DLO) partnership affect cross-border settlement times?
What treasury benefits does the dLocal (DLO) and Stable Sea integration offer?
Which markets does dLocal (DLO) enable access to in this partnership?
Will the Stable Sea and dLocal (DLO) solution reduce cross-border payment costs?
