Welcome to our dedicated page for Equifax news (Ticker: EFX), a resource for investors and traders seeking the latest updates and insights on Equifax stock.
Equifax reports news on its work as a global data, analytics, and technology company serving financial institutions, companies, employers, and government agencies. Recurring updates cover consumer credit data, income and employment verification through The Work Number, portfolio analytics for lenders, and consumer financial health measures such as the Market Pulse Index.
Company announcements also address quarterly earnings, dividend declarations, investor conference participation, cybersecurity reporting, cloud technology, and EFX.AI capabilities. Product news often centers on combining credit, employment, income, and trended data to support lending decisions and customer lifecycle analytics.
Equifax (NYSE: EFX) released its Market Pulse Q4 2025 U.S. consumer credit trends showing total consumer debt reached $18.20 trillion in December 2025, with year-over-year growth accelerating to +3.7%. Delinquencies eased from recent highs but remain elevated versus pre-pandemic norms.
Bankcard balances rose while private label credit contracted; auto leasing and student loan delinquency dynamics also stood out.
Equifax (NYSE: EFX) launched Optimal Path in the myEquifax mobile app on Feb 17, 2026, offering free, AI-driven 30-day credit score action plans to U.S. consumers.
Optimal Path uses two Equifax patents and EFX.AI to create personalized tasks tied to a consumer's Equifax credit file, track 30-day progress, send reminders, and show milestones over three months.
Gen Digital (NASDAQ: GEN) and Equifax (NYSE: EFX) expanded a strategic partnership on Feb. 4, 2026 to integrate Equifax differentiated data with Gen's AI-powered products and to surface Gen's Engine platform capabilities within myEquifax in the U.S.
The deal aims to boost identity protection, financial wellness recommendations and personalized financial product recommendations for consumers across Gen brands Norton, Avast, LifeLock and MoneyLion, while giving Equifax access to Engine by Gen to enhance myEquifax personalization.
Equifax (NYSE: EFX) reported Q4 2025 revenue of $1.551 billion, up 9% year-over-year and $30 million above guidance midpoint. Full-year 2025 revenue was $6.075 billion, up 7%, with diluted EPS $5.32 and adjusted EPS $7.65. Q4 free cash flow supported $561 million returned to shareholders, including $500 million share repurchases. Management issued 2026 guidance midpoint of $6.72 billion revenue and $8.50 adjusted EPS, targeting ~10% organic growth and continued margin expansion driven by cloud and AI investments.
Equifax (NYSE: EFX) on January 30, 2026 launched Credit Abuse Risk, a predictive model using FCRA-regulated data to detect first-party fraud such as loan stacking and credit washing.
The model provides FCRA-compliant scores with adverse action reason codes, real-time behavioral insights for prequalification, origination, and portfolio review, and integrates with layered fraud defenses including synthetic identity tools.
Equifax (NYSE: EFX) launched two Employment Insights solutions on January 28, 2026 to give auto dealers verified employment and income data alongside the Equifax Consumer Credit Report.
The offerings target prequalification and financing stages, using data from The Work Number to speed decisions, improve DTI/PTI confidence, and help validate applications at deal close.
Equifax (NYSE:EFX) launched Income Confirm on January 26, 2026, a product that delivers verified employment and income data from The Work Number alongside an Equifax Consumer Credit Report.
Income Confirm supplies applicant employee name/SSN, employer name, employment status, and a calculated annualized income where available to support credit card decisioning, credit line assignment, and faster applicant approvals.
Equifax (NYSE: EFX) on January 23, 2026 launched Synthetic Identity Risk, an AI-powered fraud detection product using patent-pending machine learning to identify synthetic identity fraud.
The solution analyzes identity data, credit history and behavioral signals to detect fraud at account opening and to continuously monitor portfolios. Equifax reports an average charged-off loss of ~$13,000 per known synthetic identity (tradelines on/after Jan 1, 2022, reported as of Dec 2025).
Equifax (NYSE: EFX) will report fourth-quarter 2025 results for the period ended December 31, 2025 on Wednesday, February 4, 2026 with a release at 6:30 a.m. ET and a conference call at 8:30 a.m. ET the same day. Presentation materials and the live webcast will be posted at investor.equifax.com at 6:30 a.m. ET, and the webcast link will activate 15 minutes before the call.
Participants must register with name and affiliation to join by phone; US/Canada and international dial-in numbers are provided. An audio replay will be available on investor.equifax.com beginning February 5, 2026.
Equifax (NYSE: EFX) released its third quarter 2025 Market Pulse Index, which rose to 61.6 by end of September 2025, a +0.35% quarter-over-quarter and +0.14% year-over-year change. The index synthesizes credit, debt, income, and assets with VantageScore 4.0 to gauge U.S. consumer financial health on a 1–100 scale.
Key takeaways: lower-credit-score consumers (below 580) saw a >0.40% quarterly gain—the first quarterly increase for that tier since March 2024—and Gen Z’s average index rose to 59.04 with wide variability across cohorts.