Welcome to our dedicated page for Equifax news (Ticker: EFX), a resource for investors and traders seeking the latest updates and insights on Equifax stock.
Equifax Inc. (NYSE: EFX) is a global data, analytics, and technology company whose news flow reflects its role in credit reporting, workforce solutions, and compliance services. As one of the major U.S. credit bureaus, Equifax regularly releases updates that matter to lenders, employers, and policymakers, as well as to investors following the EFX stock.
News about Equifax often highlights new data and analytics products, such as tools that use the Equifax Cloud™ and EFX.AI™ capabilities for risk assessment, fraud prevention, and personalized credit score planning. Recent announcements include the launch of Income Qualify, which delivers income and employment insights from The Work Number® to mortgage lenders earlier in the lending process, and the introduction of Optimal Path™, an interactive score planner integrated into platforms like Kikoff.
Equifax also issues releases on workforce and employer services, including unemployment claims solutions like the Unemployment Claims Power of Attorney Manager and verification enhancements driven by acquisitions such as Vault Verify. Regulatory and risk-related news includes new Anti-Money Laundering (AML) Compliance Solutions that use AI to screen and monitor customers against sanctions and high-risk lists.
Investors tracking EFX can find announcements on quarterly dividends, participation in investor conferences, and periodic Market Pulse reports that summarize U.S. consumer credit trends using Equifax data. This news page aggregates these product launches, market insights, capital markets events, and corporate updates in one place, providing a focused view of how Equifax’s data, analytics, and cloud technology are being applied across credit, employment, and compliance use cases.
Equifax (NYSE: EFX) completed the acquisition of Vault Verify on November 17, 2025. Vault Verify is an outsourced provider of real-time, API-based employment and income verifications with a concentration in the healthcare sector.
The acquisition integrates Vault Verify into Equifax Workforce Solutions and is intended to complement The Work Number database, expand employer data submission options, and help verifiers deliver faster decisions for job, mortgage, social service benefit, and other financial-service applications. Equifax cited its cloud transformation as enabling rapid integration. The release included standard forward-looking statement cautionary language.
Equifax (NYSE: EFX) on Nov 13, 2025 introduced new AML Compliance Solutions that use AI to screen and monitor individuals and entities against global sanctions, enforcement and high-risk business lists.
The offering provides access to 150+ sanctions and watchlists and 30,000 adverse news sources via a single platform, a proprietary Intelligent Match Engine (IME) to reduce false positives, near real-time portfolio monitoring with a callback mechanism, human analyst review, portfolio remediations (look-backs), and a case management UI for AML teams.
Equifax (NYSE: EFX) announced the Board declared a quarterly cash dividend of $0.50 per share, payable on December 15, 2025 to shareholders of record at the close of business on November 24, 2025.
The company noted it has paid cash dividends for more than 100 consecutive years.
Equifax (NYSE: EFX) Market Pulse for Q3 2025 shows total U.S. consumer debt at $18.03 trillion in September and an overall delinquency rate of 1.562%, up from 1.517% in June 2025.
Auto: combined auto loan and lease debt was $1.68 trillion; lease balances rose 11.5% YoY to $95.8 billion while auto loan delinquencies edged to 1.64%. Bankcards: balances reached $1.08 trillion with >60‑day delinquencies near 2.83%. Student loans: severe delinquency (non‑deferred >90 days) was 16.32% and outstanding balance was $1.34 trillion, down 4.8% YoY.
Equifax (NYSE: EFX) will participate in two investor conferences in November 2025. CEO Mark Begor and CFO John Gamble will attend the J.P. Morgan Ultimate Services Investor Conference in New York on Tuesday, November 18, 2025, including a Fireside Chat at 3:20 p.m. ET. The company will provide a live webcast of the Fireside Chat and a replay will be posted within 24 hours on the investor relations website.
Trevor Burns, SVP of Corporate Investor Relations, will attend the RBC Global TIMT Conference on Wednesday, November 19, 2025. Investors can access the webcast and replay at the company's IR calendar.
Equifax (NYSE:EFX) launched the Unemployment Claims Power of Attorney Manager on Oct. 30, 2025, a centralized digital platform powered by the Equifax Cloud to streamline employer handling of state power of attorney (POA) forms for unemployment claims.
The tool lets employers submit, track, and complete POAs across multiple entities, sorts documents by state signature requirements, provides step-by-step instructions for registrations, and uses AI to review completed POAs to improve accuracy and speed.
The solution is available now and joins Equifax's suite of unemployment-claims and HR management services designed to reduce administrative burden and unemployment risk.
Equifax (NYSE: EFX) reported Q3 2025 revenue $1.545B, up 7% year‑over‑year and $25M above guidance midpoint. Net income was $160.2M (+13%) and diluted EPS was $1.29 (+14%); adjusted EPS was $2.04 (+10%). The company returned ~$360M of cash to shareholders, repurchasing 1.2M shares for $300M.
Equifax raised full‑year 2025 guidance: reported revenue midpoint +$40M, adjusted EPS +$0.12, and increased free cash flow guidance to $950M–$975M. Q3 Vitality Index was 16%, raising full‑year Vitality to 13%. Management cited headwinds in U.S. hiring and the mortgage market but noted strong Mortgage, USIS, and International performance.
Equifax (NYSE: EFX) announced the launch of Equifax Ignite® AI Advisor on October 16, 2025, a new Agentic-AI driven solution for lenders built on Equifax Cloud and Equifax Amplify AI™.
The product uses a lender's own data plus Equifax data to deliver secure, explainable, natural‑language insights, benchmarking versus peers, growth recommendations, generative-AI chat, and visual dashboards — aimed at helping small and mid-sized lenders act without dedicated data scientists.
Equifax (NYSE: EFX) launched the inaugural Market Pulse Index, a 1–100 benchmark that aggregates credit, debt, income, capacity and assets to track U.S. consumer financial health.
For H1 2025 the index was 61.4, slightly below the four‑year average of 61.85, and down 1.1% versus June 2021. The report highlights widening generational gaps: Gen Z’s index fell >5% from June 2021–June 2025, while Gen X and Baby Boomers showed smaller declines or steady readings.
Equifax notes student loan resumption materially pressured Gen Z (Gen Z borrowers: -4.8% 2021–2025; -6.6% during 2022–2023). Consumer credit demand rose: personal loan originations +17.6% (May 2024–May 2025) and bankcard balances reached $1.07T in July 2025 (+4.3% YoY).
Equifax (NYSE: EFX) announced discounted VantageScore 4.0 mortgage credit scoring and expanded alternative-data offerings to support credit scoring competition and mortgage access.
Key actions: VantageScore 4.0 priced at $4.50 (over 50% below FICO's 2026 $10 price) through end of 2027; free VantageScore 4.0 for Equifax mortgage, automotive, card, and consumer finance customers who buy FICO scores through 2026; income/employment indicators and alternative data delivered alongside mortgage credit reports at no cost; employment indicators for other verticals in 2026.