Welcome to our dedicated page for First Cap news (Ticker: FCAP), a resource for investors and traders seeking the latest updates and insights on First Cap stock.
First Capital, Inc. (NASDAQ: FCAP) is the holding company for First Harrison Bank, a federally chartered savings bank serving individual and business customers. This news page compiles company-issued press releases and other coverage related to FCAP, with a focus on its banking operations and corporate actions.
Recent news for First Capital, Inc. has included announcements of quarterly and annual earnings, regular cash dividends on its common stock, and dividend increases. The company has also reported on its stock repurchase activity, including the establishment of a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement that authorizes its designated broker to repurchase shares under a previously approved repurchase authorization.
Because First Capital, Inc. operates through First Harrison Bank, many news items relate to net interest income, provision for credit losses, noninterest income and expenses, and changes in total assets, deposits and nonperforming assets, as described in its earnings releases. These updates provide insight into the bank’s lending activities, funding base, and overall financial condition.
Investors and observers can use this FCAP news feed to review company communications on dividends, profitability, capital management, and branch network developments. Checking this page regularly can help readers follow how First Capital, Inc. reports its results, manages shareholder returns through dividends and repurchases, and discusses key factors affecting its savings institution business.
First Capital (NASDAQ: FCAP) reported record results for year ended December 31, 2025, with net income $16.4M ($4.89 diluted EPS) vs $11.9M ($3.57) in 2024 and Q4 net income $4.9M ($1.46) vs $3.3M ($0.97) a year earlier. Tax-equivalent net interest margin rose to 3.61% for 2025 from 3.20% in 2024, driven by higher yields and larger average interest-earning assets. Total assets grew to $1.272B and deposits to $1.123B at Dec 31, 2025. Provision for credit losses fell to $1.144M for 2025; allowance for credit losses was $10.108M. Noninterest expense increased due mainly to higher compensation and occupancy costs. Effective tax rate was 17.7% for 2025.
First Capital (NASDAQ: FCAP) announced a quarterly cash dividend of $0.31 per share. The Board declared the dividend on Nov 19, 2025; it will be paid on December 26, 2025 to shareholders of record as of December 12, 2025.
First Capital is the holding company for First Harrison Bank, which operates 17 branch offices across Indiana and Kentucky. Shareholders seeking more financial information are directed to Investor Relations via the bank’s website.
First Capital (NASDAQ: FCAP)September 30, 2025. The company posted net income $4.48M (quarter) and $11.49M (nine months), with diluted EPS of $1.34 for the quarter and $3.43 for nine months.
Key drivers included a higher tax-equivalent yield and larger average interest-earning assets, raising tax-equivalent net interest margin to 3.71% (Q3 2025 vs 3.19% Q3 2024), lower provision for credit losses, and deposit growth to $1.094B. Total assets were $1.235B and stockholders' equity was $132.44M at September 30, 2025.
First Capital Inc. (NASDAQ: FCAP) has announced an enhancement to its stock repurchase program through a new Joint Rule 10b5-1/Rule 10b-18 Plan Agreement. The plan authorizes the company's designated broker to repurchase up to 113,236 shares of common stock between September 4, 2025, and August 28, 2026.
This initiative is part of the company's existing Repurchase Authorization from 2008, which initially allowed for up to 240,467 shares to be repurchased. As of August 29, 2025, 127,231 shares have already been repurchased under this authorization. The new plan provides safe harbor protections while adding flexibility to respond to market conditions.
First Capital Inc. (NASDAQ: FCAP) has announced a quarterly cash dividend increase of $0.02 per share, raising it to $0.31 per share, representing a 6.9% increase from the previous dividend. The dividend will be paid on September 26, 2025 to shareholders of record as of September 12, 2025.
The company, which operates through First Harrison Bank with seventeen branches across Indiana and Kentucky communities, attributes this increase to its continued profitability and commitment to shareholder returns.
First Capital Inc. (NASDAQ: FCAP) reported strong financial results for Q2 2025, with net income reaching $3.8 million ($1.13 per diluted share), up from $2.8 million ($0.85 per diluted share) in Q2 2024.
Key financial metrics showed improvement with net interest margin increasing to 3.59% from 3.15% year-over-year. Total assets grew to $1.24 billion, with deposits increasing by $44.2 million to $1.11 billion. The bank's loan portfolio quality remained stable with nonperforming assets decreasing to $4.0 million from $4.5 million at year-end 2024.
The company demonstrated strong performance in interest income, which increased by $1.8 million, while maintaining effective cost management with only a modest $67,000 increase in interest expense. The Community Bank Leverage Ratio improved to 10.80%, indicating strong capital position.
First Capital Inc. (NASDAQ: FCAP) has announced a quarterly cash dividend of $0.29 per share of common stock. The dividend will be paid on June 27, 2025 to shareholders of record as of June 13, 2025.
First Capital is the holding company for First Harrison Bank, which operates seventeen branches across Indiana and Kentucky communities. The bank provides various services including online banking and electronic bill payments through its website.
First Capital (NASDAQ: FCAP) reported strong Q1 2025 financial results with net income of $3.2 million, or $0.97 per diluted share, compared to $3.0 million ($0.88 per share) in Q1 2024.
Key highlights include:
- Net interest income after provision increased by $923,000
- Interest income grew by $1.5 million due to higher yield on interest-earning assets (4.63% vs 4.29%)
- Total assets reached $1.21 billion, up from $1.19 billion in December 2024
- Deposits increased by $17.5 million to $1.08 billion
- Net loans receivable, cash equivalents, and securities available for sale showed positive growth
The Bank's performance was marked by improved margins, with tax-equivalent net interest margin increasing from 3.14% to 3.34% year-over-year. Nonperforming assets decreased from $4.5 million to $4.1 million, reflecting strong asset quality management.
First Capital (NASDAQ:FCAP), the holding company for First Harrison Bank, has announced its annual meeting of stockholders will take place on Wednesday, May 21, 2025. The bank operates through eighteen branches across Indiana and Kentucky communities, including Corydon, Edwardsville, Greenville, Floyds Knobs, Palmyra, New Albany, New Salisbury, Jeffersonville, Salem, Lanesville, Charlestown, Shepherdsville, Mt. Washington, and Lebanon Junction.
Customers can access their accounts and services, including online banking and electronic bill payments, through the bank's website at firstharrison.com.
First Capital (NASDAQ: FCAP) has announced a quarterly cash dividend of $0.29 per share of common stock. The dividend will be paid on March 28, 2025 to shareholders of record as of March 14, 2025.
First Capital is the holding company for First Harrison Bank, which operates eighteen branches across Indiana and Kentucky communities. The bank maintains offices in various locations including Corydon, New Albany, Jeffersonville, Salem, and Shepherdsville, providing banking services and online access through their website.
FAQ
What is the current stock price of First Cap (FCAP)?
What is the market cap of First Cap (FCAP)?
