FIRST FINANCIAL BANK NAMED NUMBER THREE BANK IN THE NATION BY FORBES

Rhea-AI Summary

First Financial Bank has achieved the prestigious third position in Forbes' America's Best Banks 2025 ranking. The recognition is based on the bank's exceptional financial performance across 11 key metrics measured over the 12 months ending September 30, 2024, and stock performance through January 10, 2025.

The evaluation criteria included important financial indicators such as net interest margin, return on average assets, CET1 ratio, efficiency ratio, and other important metrics related to growth, credit quality, and profitability. The ranking considered the 200 largest publicly traded banks and thrifts in the country, with all 10 financial metrics being equally weighted.

President David Bailey attributed this achievement to the team's dedication and their commitment to the bank's 21 Non-Negotiables focusing on customer service excellence.

Positive

• Ranked #3 in Forbes' America's Best Banks 2025 list among 200 largest publicly traded banks
• Strong performance across multiple key financial metrics including profitability and credit quality
• Demonstrated consistent financial performance and stock growth through January 2025

Negative

• None.

News Market Reaction – FFIN

-0.69%

1 alert

-0.69% News Effect

On the day this news was published, FFIN declined 0.69%, reflecting a mild negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

ABILENE, Texas, April 7, 2025 /PRNewswire/ -- First Financial Bank has been recognized as the number three bank in Forbes' America's Best Banks 2025 listing. This accolade highlights the Bank's consistent financial performance which is driven by a commitment to exceptional customer service and delivering innovative banking solutions.

"We are incredibly proud to be rated number three in Forbes' America's Best Banks for 2025," said David Bailey, President of First Financial Bankshares. "This achievement is a testament to the hard work and commitment of our team as well as our unwavering dedication to our 21 Non-Negotiables that prioritize exceptional customer service. Together, we strive to create an outstanding banking experience for our customers and deliver strong results for our shareholders."

For this ranking, Forbes considered the 200 largest publicly traded banks and thrifts in the country and used 11 different metrics measuring growth, credit quality, and profitability for the 12 months ending September 30, 2024, as well as stock performance in the 12 months through January 10, 2025. The 10 equally-weighted financial metrics are net interest margin; return on average tangible common equity; return on average assets; CET1 ratio; efficiency ratio; nonperforming assets as a percentage of total assets; reserves as a percentage of total assets; risk-based capital ratio; operating revenue growth; and net charge-offs as a percentage of total loans.

For more information regarding the 2025 Forbes America's Best Banks list, visit https://www.forbes.com/lists/americas-best-banks.

About First Financial Bank

First Financial Bank is a wholly owned subsidiary of First Financial Bankshares, Inc. (NASDAQ: FFIN). Headquartered in Abilene, Texas, First Financial Bankshares is a financial holding company that through its subsidiary, First Financial Bank, operates multiple banking regions with 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland, El Campo, Fort Worth, Franklin, Fulshear, Glen Rose, Granbury, Grapevine, Hereford, Huntsville, Keller, Kingwood, Magnolia, Mauriceville, Merkel, Midlothian, Mineral Wells, Montgomery, Moran, New Waverly, Newton, Odessa, Orange, Palacios, Port Arthur, Ranger, Rising Star,  Roby,  San  Angelo,  Southlake,  Stephenville,  Sweetwater, Tomball, Trent, Trophy Club, Vidor, Waxahachie, Weatherford, Willis, and Willow Park. The Company also operates First Financial Trust & Asset Management Company, with nine locations, and First Technology Services, Inc., a technology operating company.

View original content:https://www.prnewswire.com/news-releases/first-financial-bank-named-number-three-bank-in-the-nation-by-forbes-302422420.html

SOURCE First Financial Bankshares, Inc.

FAQ

What ranking did First Financial Bank (FFIN) receive in Forbes' America's Best Banks 2025?

First Financial Bank ranked #3 in Forbes' America's Best Banks 2025 list among the 200 largest publicly traded banks in the nation.

What financial metrics did Forbes use to evaluate FFIN for the 2025 ranking?

Forbes evaluated 11 metrics including net interest margin, return on average assets, CET1 ratio, efficiency ratio, and metrics measuring growth, credit quality, and profitability.

What time period did Forbes consider for FFIN's 2025 bank ranking evaluation?

Forbes considered financial metrics for the 12 months ending September 30, 2024, and stock performance through January 10, 2025.

How many banks were considered for the Forbes 2025 ranking where FFIN placed third?

Forbes evaluated the 200 largest publicly traded banks and thrifts in the country for their 2025 ranking.