Welcome to our dedicated page for Fair Isaac news (Ticker: FICO), a resource for investors and traders seeking the latest updates and insights on Fair Isaac stock.
Fair Isaac Corporation (FICO) (NYSE: FICO) generates a steady stream of news related to analytics software, credit scoring, fraud management, and decisioning technology. As the company behind the FICO Score and a range of analytics and optimization products, FICO regularly issues updates on financial results, product enhancements, strategic partnerships, and industry insights.
News about FICO often includes quarterly and annual earnings announcements, where the company reports performance across its Scores and Software segments and discusses trends in recurring revenue, cash flow, and segment metrics. These releases provide context on how its scoring and software businesses are evolving over time.
Product and technology updates are another key theme. Recent communications have highlighted advances in FICO Xpress Optimization, such as GPU-accelerated algorithms using NVIDIA CUDA-X libraries to speed up very large optimization problems. FICO also publishes information on enhancements to fraud detection tools like FICO Falcon Fraud Manager and on decisioning capabilities within its platform.
FICO’s news flow also covers partnerships and ecosystem developments. Examples include collaborations with Plaid on the next-generation cash flow UltraFICO Score, alliances with firms such as GFT Technologies on smart finance and risk management, and agreements with mortgage industry participants like Xactus, Cotality, and Ascend Companies under the FICO Mortgage Direct License Program. These stories illustrate how FICO’s technology is integrated into broader financial and risk-management infrastructures.
In addition, FICO releases market commentary and benchmark data, such as its UK Credit Card Market Reports, which analyze trends in spending, balances, and missed payments using data derived from FICO solutions. Investors, analysts, and industry professionals can use this news page to follow developments in FICO’s business, technology roadmap, and role in global credit and risk analytics.
FICO (NYSE: FICO) will report first quarter fiscal 2026 results on January 28, 2026 after market close and will host a conference call the same day at 5:00 p.m. ET (4:00 p.m. CT / 2:00 p.m. PT).
The call will be webcast and available at the company's investor website. A replay of the webcast will remain accessible in the Event Calendar under Past Events through January 28, 2027.
FICO (NYSE: FICO) announced FICO Xpress 9.8 on January 7, 2026, adding a GPU-accelerated hybrid gradient algorithm via NVIDIA CUDA-X to speed very large optimization problems by up to 50x.
The release also reports a 14% overall MIP engine speedup (and 24% faster for models ≥100s), plus a 68% global solver improvement and 5.3x faster runs for models ≥100s. GPU acceleration is a beta feature supporting NVIDIA GPUs with CUDA Compute Capability 7.5+. A complimentary 60-day trial license is available.
FICO (NYSE: FICO) October 2025 UK credit card data shows spending fell ahead of the Christmas peak, with average spend £765 (-4.7% MoM, -3% YoY) and average active balance £1,900 (-0.7% MoM, +4.7% YoY). The share of balance paid dropped to 34.4% (-0.8% MoM, -7.6% YoY). Missed payments rose month-on-month for one- and two-payment categories, while three missed payments fell. Average credit limit £5,910 (+0.2% MoM, +2.5% YoY) and overlimit accounts 1.35% (-6.0% MoM, +3.3% YoY). FICO flags seasonal stress and advises early intervention for at-risk customers.
FICO (NYSE: FICO) announced on December 18, 2025 that it added Cotality and Ascend Companies as participants in the FICO® Mortgage Direct License Program.
The program lets participating tri-merge resellers generate and deliver FICO® Scores directly to lenders, introducing streamlined score delivery, flexible pricing models, and an aim to reduce lender costs while preserving compliance and scoring accuracy. FICO said the additions accelerate momentum toward greater transparency and efficiency in mortgage score delivery and that a formal update will follow when the solution is commercially available at participating tri-merge resellers.
FICO (FICO) September 2025 UK credit card report shows households under pressure after the Autumn Budget: average active balances rose to £1,915 (+4.5% YoY) while average spend fell to £805 (-3.8% YoY). Payments to balance declined to 34.64% (-6.5% YoY), and accounts with three missed payments increased to 0.21% (+3.7% month-on-month, +1.7% YoY).
Veteran cardholders (cards 5+ years) carry the largest delinquent balances relative to overall balances, and FICO recommends risk teams target this group for tailored collections support.
GFT and FICO (NYSE:FICO) announced a global partnership on November 20, 2025 to deliver AI-driven risk management, real-time decisioning, and streamlined digital onboarding for banks and insurers worldwide. The alliance combines GFT’s cloud, data, and Wynxx generative AI with FICO’s fraud detection, credit risk, and decisioning solutions, including protections across 4 billion payment accounts. Early deployments in Asia and Latin America show live identity checks, continuous lifecycle updates, and demand management use cases. GFT also launched a Center of Excellence to standardize rollouts and train teams for global scaling. The partners position the joint offering to help institutions reduce fraud, improve compliance, and accelerate secure customer journeys.
FICO (NYSE: FICO) announced a strategic partnership with Plaid on November 20, 2025 to launch a next‑generation cash flow UltraFICO® Score that maps real‑time cash flow into the FICO Score scale.
The offering combines FICO score intelligence with Plaid’s consumer‑permissioned cash flow data accessed via Plaid Check, aiming to simplify lender implementation, preserve alignment with the flagship FICO Score, and enable broader, more inclusive credit decisions.
Key scale metrics cited: FICO Score is used by 90% of top US lenders, Plaid connects to 12,000+ financial institutions, and Plaid powers ~1 million daily financial connections.
FICO (NYSE: FICO) and Swiss digital bank PostFinance expanded their partnership on November 6, 2025 to strengthen debit card fraud protection and customer communications.
PostFinance will extend use of FICO Falcon Fraud Manager for debit cards and add FICO Customer Communication Services to enable instant, 24/7 outreach when fraud is suspected. PostFinance serves 2.4 million customers, processes about 4 million customer transactions daily worth CHF 5.9 billion, and issues roughly one-third of Switzerland's debit card transactions.
FICO (NYSE:FICO) reported fourth quarter fiscal 2025 results for the period ended September 30, 2025. Revenue was $515.8 million, up 14% year-over-year. GAAP net income was $155.0 million, or $6.42 per share, versus $5.44 in the prior year; results included a pre-tax restructuring charge of $10.9 million (≈$0.34 per share after tax). Non-GAAP net income was $187.0 million and non-GAAP EPS was $7.74.
Segment highlights: Scores revenue +25% (B2B +29%, B2C +8%). Software revenue was flat; Software ARR +4% with platform ARR +16% and non-platform ARR -2%. Fiscal 2026 guidance: Revenues $2.35B; GAAP EPS $33.47; Non-GAAP EPS $38.17.
FICO (NYSE: FICO) and Xactus announced a multi-year partnership to participate in the FICO Mortgage Direct License Program, enabling tri-merge verifications providers to calculate and deliver FICO Scores directly to mortgage lenders.
The collaboration aims to streamline score delivery, support modernization of credit infrastructure in the $12 trillion U.S. mortgage market, and offer flexible pricing. FICO and Xactus say lenders can save up to 50% on per-score FICO fees under the program. A commercial availability update and access details will be provided once Xactus launches the solution.
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