Fair Isaac Corp Stock Price, News & Analysis

GFT and FICO (NYSE:FICO) announced a global partnership on November 20, 2025 to deliver AI-driven risk management, real-time decisioning, and streamlined digital onboarding for banks and insurers worldwide. The alliance combines GFT’s cloud, data, and Wynxx generative AI with FICO’s fraud detection, credit risk, and decisioning solutions, including protections across 4 billion payment accounts. Early deployments in Asia and Latin America show live identity checks, continuous lifecycle updates, and demand management use cases. GFT also launched a Center of Excellence to standardize rollouts and train teams for global scaling. The partners position the joint offering to help institutions reduce fraud, improve compliance, and accelerate secure customer journeys.

FICO (NYSE: FICO) announced a strategic partnership with Plaid on November 20, 2025 to launch a next‑generation cash flow UltraFICO® Score that maps real‑time cash flow into the FICO Score scale.

The offering combines FICO score intelligence with Plaid’s consumer‑permissioned cash flow data accessed via Plaid Check, aiming to simplify lender implementation, preserve alignment with the flagship FICO Score, and enable broader, more inclusive credit decisions.

Key scale metrics cited: FICO Score is used by 90% of top US lenders, Plaid connects to 12,000+ financial institutions, and Plaid powers ~1 million daily financial connections.

FICO (NYSE: FICO) and Swiss digital bank PostFinance expanded their partnership on November 6, 2025 to strengthen debit card fraud protection and customer communications.

PostFinance will extend use of FICO Falcon Fraud Manager for debit cards and add FICO Customer Communication Services to enable instant, 24/7 outreach when fraud is suspected. PostFinance serves 2.4 million customers, processes about 4 million customer transactions daily worth CHF 5.9 billion, and issues roughly one-third of Switzerland's debit card transactions.

FICO (NYSE:FICO) reported fourth quarter fiscal 2025 results for the period ended September 30, 2025. Revenue was $515.8 million, up 14% year-over-year. GAAP net income was $155.0 million, or $6.42 per share, versus $5.44 in the prior year; results included a pre-tax restructuring charge of $10.9 million (≈$0.34 per share after tax). Non-GAAP net income was $187.0 million and non-GAAP EPS was $7.74.

Segment highlights: Scores revenue +25% (B2B +29%, B2C +8%). Software revenue was flat; Software ARR +4% with platform ARR +16% and non-platform ARR -2%. Fiscal 2026 guidance: Revenues $2.35B; GAAP EPS $33.47; Non-GAAP EPS $38.17.

FICO (NYSE: FICO) and Xactus announced a multi-year partnership to participate in the FICO Mortgage Direct License Program, enabling tri-merge verifications providers to calculate and deliver FICO Scores directly to mortgage lenders.

The collaboration aims to streamline score delivery, support modernization of credit infrastructure in the $12 trillion U.S. mortgage market, and offer flexible pricing. FICO and Xactus say lenders can save up to 50% on per-score FICO fees under the program. A commercial availability update and access details will be provided once Xactus launches the solution.

FICO (NYSE: FICO) announced that SharperLending, a subsidiary of Xactus, is offering the FICO® Score Mortgage Simulator on the SharperLending Credit Platform as of October 29, 2025. The simulator lets mortgage professionals model credit-report events (paying down debt, closing accounts) across all three credit bureaus and multiple FICO Score versions to estimate score changes and explore more loan options and rates.

The tool is built by FICO using its score algorithms and is accessible to lenders via SharperLending.

FICO (NYSE: FICO) survey of UK consumers finds fraud protection is a top banking priority, with 35% ranking strong fraud prevention as their number-one consideration and 70% placing it in their top three when choosing a new bank.

The study reports 39% strongly prefer fingerprints, 56% rate biometric security as excellent, 40% are more likely to open accounts digitally than a year ago, and 18% abandon applications if ID checks take too long. Half expect account opening in under 30 minutes. FICO recommends an enterprise fraud strategy that balances security and customer experience.

FICO (FICO) and Jersey Telecom (JT), supported by the GSMA, are urging global mobile operators to adopt Scam Signal, a real-time fraud prevention API first deployed in 2024 that combines telephony network data with bank and payment information to stop scams during live transactions.

UK bank deployments reported results: 41% fewer people scammed, 44% lower fraud losses and 55% fewer false positives. Operators in South Africa and Spain have begun API availability; outreach includes the US, Canada, Indonesia, Philippines, Malaysia, Germany, Sweden, Italy, Brazil, Mexico, Colombia, Peru and Chile.

FICO (NYSE: FICO) announced on October 27, 2025 that the FICO® Score Mortgage Simulator is now available to mortgage professionals through Credit Interlink and reseller partners Partners Credit & Verification Solutions and Advantage Credit, Inc.

The simulator is built by FICO data scientists and uses the actual FICO® Score algorithm to model how credit actions (paying down debt, resolving collections) may affect mortgage scores. It supports simulations across one, two or three bureaus and models FICO Score 2, 4 and 5, aiming to deliver realistic, mortgage-specific scenario modeling at the point of lending.