Fair Isaac Corp Stock Price, News & Analysis

FICO (NYSE: FICO) has achieved leadership status in Forrester's Q2 2025 AI Decisioning Platforms report, securing the highest score in current offering among 15 evaluated providers. The FICO Platform received top marks in 13 scorecard criteria and was praised for its excellence in decision authoring, testing, and optimization capabilities. Forrester highlighted FICO's forward-looking vision of AI-driven business goal achievement and its exceptional innovation approach. The platform's superior governance capabilities, including lifecycle management and transparency, were specifically commended. This recognition adds to FICO's recent accolades from other analyst firms, including mentions in the Gartner Market Guide, Chartis Research RiskTech100 2025, and IDC MarketScape 2024, reinforcing its position as a leader in AI-powered decisioning solutions.

FICO's Chief Analytics Officer Dr. Scott Zoldi has been named to Constellation Research's prestigious 2025 AI 150 list, recognizing influential executives driving AI transformation globally. Dr. Zoldi, who leads AI and analytic innovation across FICO's products, holds 103 granted patents and has 40+ pending patent applications. The recognition highlights his contributions to AI innovation and FICO's leadership in responsible AI implementation. The AI 150 selection process, spanning six months, was driven by nominations from industry leaders, vendors, and analysts, identifying executives making substantial contributions to AI advancement. Dr. Zoldi emphasizes the importance of AI innovation, development standards, blockchain governance, and operational expertise in ensuring AI's meaningful business impact.

FICO's UK Credit Card Market Report for March 2025 reveals increasing financial strain on UK households. Average credit card spending decreased by 6.8% month-on-month and 3.7% year-on-year to £735, while average balances rose 4.9% year-on-year to £1,845. The report shows concerning trends in missed payments, with customers missing one payment increasing by 23% compared to February 2025. The average balance for accounts with missed payments is trending upward, with three missed payment accounts averaging £3,220, up 6.6% year-on-year. Credit card cash usage declined for the sixth consecutive month to 2.9%. The data indicates particular stress on established customers (1-5 years) who have missed payments, especially those transitioning from promotional offers to higher APRs.

FICO's Chief Analytics Officer Dr. Scott Zoldi has been awarded the Banking Tech Awards USA's 2025 Tech Leadership Award, recognizing his contributions to Responsible AI, Ethical AI, and Blockchain innovation. The prestigious award, presented at a ceremony attended by over 300 senior industry decision-makers, acknowledges Dr. Zoldi's role in advancing banking technology. As FICO's chief analytics officer, he leads AI and analytic innovation across the company's product portfolio. His impressive track record includes being named as an inventor on 103 patents, with an additional 40+ patent applications pending. Dr. Zoldi's work focuses on operationalizing AI responsibly and ethically in banking, where AI adoption is rapidly accelerating.

FICO and First Tee – Ontario are partnering to host a free Score A Better Future Fundamentals financial literacy event for teens on June 3, 2025, at Mono Hills Golf Club. The event targets youth aged 14-17 from the Boys & Girls Club of Caledon and Brampton, combining financial education with golf activities during the 2025 RBC Canadian Open week. The program focuses on teaching teens about credit, FICO Scores, and personal finance fundamentals. Students will participate in First Tee golf programming and get a photo opportunity with the RBC Canadian Open Trophy. The initiative aims to help young people understand how early financial decisions impact their futures, with the curriculum being available to educators at accredited middle and high schools.

FICO is launching a series of financial education initiatives at major golf tournaments across North America in Summer 2025. The company will showcase its Score A Better Future™ Fundamentals program, a free credit education initiative for high school students, at events including the RBC Canadian Open, Wyndham Championship, and TOUR Championship. FICO is partnering with First Tee chapters in Ontario and Central Carolina, and Drew Charter School in Atlanta to deliver these workshops. The initiative aims to address a significant gap in financial literacy among Gen Z, revealed by a FICO-Harris poll showing that over 25% of Gen Z members don't consider themselves financially literate, despite 99% believing in its importance. The program combines golf events with financial education to engage teens and teach them about credit and personal finance management.

FICO (NYSE: FICO) has announced a new strategic collaboration agreement with Amazon Web Services (AWS) to enhance their existing partnership and accelerate digital transformation initiatives. The collaboration includes making FICO solutions available through AWS Marketplace Private Offers, with FICO® Decision Modeler being the first solution now available in the marketplace.

The partnership expands FICO's participation in AWS partner programs and focuses on delivering AI-driven, automated decision workflows through FICO Platform, which runs on AWS. The collaboration also involves joint development work through the AWS Generative AI Innovation Center, where FICO is developing agentic AI capabilities. Notably, Amazon utilizes FICO's Xpress optimization suite within Amazon Connect, demonstrating the bilateral nature of the partnership.

Fintech company Octane has been awarded a 2025 FICO Decision Award for Customer Onboarding & Management, highlighting its successful integration of FICO Auto Score 10. The company achieved remarkable growth in 2024, with originations increasing by 36% year-over-year. Octane's technological innovations include Prequal Flex® and Dealer Portal 2.0, which streamline the financing process for recreational purchases. The company has demonstrated strong financial performance, closing four AAA-rated asset-backed securitizations and surpassing $4B in asset-backed securitization. Through its partnership with FICO since 2016, Octane has expanded credit access while maintaining robust risk management standards, serving 4,000 dealer partners and originating over $6 billion in aggregate.

A new FICO survey reveals that 90% of Canadians consider a bank's customer experience equally or more important than its products and services. The study highlights strong customer loyalty in Canadian banking, with 69% of customers maintaining their primary bank for over a decade. Key findings show that 76% of Canadians still use traditional banks, though digital banking interest is growing across age groups.

The survey also found that 68% of customers are satisfied with their banks' communication methods, while only 7.4% report poor communication. Notably, poor customer experience was cited as the primary reason for switching banks by 41% of respondents. The research emphasizes the importance of personalization, with over three-quarters of respondents valuing personalized offers.