Fair Isaac Corporation (FICO) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 8, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q3 FY2026, filed Jul 29, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FICO SEC filings page.
Fair Isaac Corporation (FICO) reported $2.4B in revenue over the twelve months to Jun 30, 2026, up 24.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Fair Isaac converts expanding revenue into cash with widening margins, while debt and buybacks coexist with deeply negative equity.
From FY2021 to FY2025, operating margin widened from38.4% to46.5% , so growth is reaching profit faster rather than merely enlarging the top line. In FY2025, free cash flow of$770M sat close to operating cash flow of$779M , making the margin improvement look cash-backed rather than purely accounting-driven.
Liabilities rose from
The balance sheet became more demanding at the short end: the current ratio fell from 1.6x in FY2024 to 0.8x in FY2025, meaning current assets no longer covered current liabilities. Yet FY2025 receivables reached
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Fair Isaac Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Fair Isaac Corporation has an operating margin of 46.5%, meaning the company retains $46 of operating profit per $100 of revenue. This strong profitability earns a score of 98/100, reflecting efficient cost management and pricing power. This is up from 42.7% the prior year.
Fair Isaac Corporation's revenue surged 15.9% year-over-year to $2.0B, reflecting rapid business expansion. This strong growth earns a score of 75/100.
Fair Isaac Corporation's current ratio of 0.83 is below the typical benchmark, resulting in a score of 12/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Fair Isaac Corporation converts 38.7% of revenue into free cash flow ($769.9M). This strong cash generation earns a score of 97/100.
Fair Isaac Corporation scores 8.46, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Fair Isaac Corporation passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Fair Isaac Corporation generates $1.19 in operating cash flow ($778.8M OCF vs $651.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Fair Isaac Corporation earns $6.92 in operating income for every $1 of interest expense ($924.9M vs $133.6M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Fair Isaac Corporation generated $674.2M in revenue in Q3 2026. This represents an increase of 25.7% from the same quarter a year earlier. Against the prior quarter it is down 2.5%.
Fair Isaac Corporation's EBITDA was $365.3M in Q3 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 37.6% from the same quarter a year earlier. Against the prior quarter it is down 9.8%.
Fair Isaac Corporation reported $237.2M in net income in Q3 2026. This represents an increase of 30.5% from the same quarter a year earlier. Against the prior quarter it is down 10.3%.
Fair Isaac Corporation earned $10.45 per diluted share (EPS) in Q3 2026. This represents an increase of 41.2% from the same quarter a year earlier. Against the prior quarter it is down 6.2%.
Cash & Balance Sheet
Fair Isaac Corporation generated $379.6M in free cash flow in Q3 2026, representing cash available after capex. This represents an increase of 33.5% from the same quarter a year earlier. Against the prior quarter it is up 70.1%.
Fair Isaac Corporation held $248.4M in cash against $5.3B in long-term debt as of Q3 2026.
Not reported for Q3 2026.
Margins & Returns
Fair Isaac Corporation's gross margin was 87.1% in Q3 2026, indicating the percentage of revenue retained after direct costs. This is up 3.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.
Fair Isaac Corporation's operating margin was 53.8% in Q3 2026, reflecting core business profitability. This is up 4.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 4.4 percentage points.
Fair Isaac Corporation's net profit margin was 35.2% in Q3 2026, showing the share of revenue converted to profit. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.0 percentage points.
Not reported for Q3 2026.
Capital Allocation
Fair Isaac Corporation invested $53.7M in research and development in Q3 2026. This represents an increase of 13.8% from the same quarter a year earlier. Against the prior quarter it is down 0.4%.
Fair Isaac Corporation spent $2.3B on share buybacks in Q3 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 366.2% from the same quarter a year earlier. Against the prior quarter it is up 274.9%.
Fair Isaac Corporation invested $863K in capex in Q3 2026, funding long-term assets and infrastructure. This represents a decrease of 51.8% from the same quarter a year earlier. Against the prior quarter it is up 224.4%.
FICO Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Revenue | $674.2M+25.7% | $691.7M+38.7% | $512.0M+16.4% | $515.8M+13.6% | $536.4M+19.8% | $498.7M+15.0% | $440.0M+15.2% | $453.8M+16.4% |
| Cost of Revenue | $87.0M-0.6% | $91.2M+4.1% | $87.3M-0.1% | $91.2M+1.8% | $87.6M-0.7% | $87.6M+0.8% | $87.3M+4.7% | $89.6M+8.1% |
| Gross Profit | $587.2M+30.8% | $600.5M+46.1% | $424.7M+20.4% | $424.6M+16.6% | $448.8M+24.8% | $411.1M+18.5% | $352.6M+18.1% | $364.2M+18.7% |
| R&D Expenses | $53.7M+13.8% | $53.9M+19.7% | $49.9M+10.6% | $51.0M+15.3% | $47.2M+6.8% | $45.0M+10.2% | $45.1M+5.9% | $44.2M+6.3% |
| SG&A Expenses | $170.8M+22.8% | $144.1M+19.7% | $140.7M+10.0% | $125.5M+2.3% | $139.1M+11.4% | $120.4M+8.6% | $128.0M+22.6% | $122.8M+23.6% |
| Operating Income | $362.6M+38.1% | $402.5M+63.8% | $234.0M+30.4% | $237.2M+20.3% | $262.5M+38.0% | $245.6M+26.1% | $179.5M+18.6% | $197.2M+19.0% |
| EBITDA | $365.3M+37.6% | $405.1M+63.2% | $238.1M+30.0% | $243.2M+20.0% | $265.4M+37.4% | $248.1M+25.7% | $183.1M+18.7% | $202.7M+19.0% |
| Interest Expense | $59.9M+82.0% | $44.6M+42.1% | $42.0M+42.5% | $39.9M+39.9% | $32.9M+22.4% | $31.4M+20.3% | $29.5M+22.0% | $28.5M+17.3% |
| Income Tax | $77.5M+40.4% | $91.6M+81.7% | $33.6M+1498.8% | $47.4M+32.9% | $55.2M+34.4% | $50.4M+17.4% | -$2.4M-125.2% | $35.7M-8.6% |
| Net Income | $237.2M+30.5% | $264.5M+62.6% | $158.4M+3.8% | $155.0M+14.2% | $181.8M+44.0% | $162.6M+25.3% | $152.5M+26.0% | $135.7M+33.8% |
| EPS (Basic) | $10.46+39.7% | $11.19+67.8% | $6.68+6.7% | $6.49+17.1% | $7.49+46.3% | $6.67+27.5% | $6.26+28.0% | $5.54+35.8% |
| EPS (Diluted) | $10.45+41.2% | $11.14+69.0% | $6.61+7.7% | $6.42+18.0% | $7.40+46.5% | $6.59+27.7% | $6.14+27.9% | $5.44+35.3% |
| Diluted Shares (Avg) | 23M-7.6% | 24M-3.8% | 24M-3.5% | N/A | 25M-1.8% | 25M-1.9% | 25M-1.6% | N/A |
FICO Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.0B+9.4% | $2.0B+11.6% | $1.9B+8.6% | $1.9B+8.7% | $1.9B+9.0% | $1.8B+7.8% | $1.7B+7.1% | $1.7B+9.1% |
| Current Assets | $881.6M+24.2% | $900.8M+24.3% | $698.8M+17.3% | $705.2M+14.2% | $709.8M+12.5% | $724.9M+13.0% | $595.8M+5.4% | $617.4M+11.0% |
| Cash & Equivalents | $248.4M+31.4% | $219.4M+49.6% | $162.0M-12.1% | $134.1M-11.0% | $189.0M+21.2% | $146.6M+8.1% | $184.3M+14.9% | $150.7M+10.2% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Accounts Receivable | $592.5M+30.5% | $620.0M+25.9% | $495.1M+41.1% | $529.1M+24.0% | $454.1M+3.8% | $492.5M+5.0% | $350.9M-4.5% | $426.6M+10.0% |
| Long-Term Investments | $56.1M+10.6% | $53.0M+16.8% | $55.9M+21.6% | $54.6M+20.6% | $50.7M+18.6% | $45.4M+9.6% | $45.9M+24.3% | $45.3M+37.2% |
| Goodwill | $791.8M+0.8% | $781.4M+0.3% | $783.5M+1.0% | $783.3M+0.1% | $785.4M+1.1% | $779.3M+0.4% | $775.6M-0.2% | $782.8M+1.2% |
| Total Liabilities | $6.1B+88.2% | $4.1B+40.2% | $3.7B+28.7% | $3.6B+34.8% | $3.3B+28.4% | $3.0B+21.4% | $2.8B+22.7% | $2.7B+18.4% |
| Current Liabilities | $745.2M-3.3% | $405.3M+18.1% | $752.1M+127.0% | $849.2M+123.3% | $770.6M+128.5% | $343.2M+8.9% | $331.3M-23.5% | $380.3M+3.4% |
| Non-Current Liabilities | $5.4B+116.5% | $3.7B+43.1% | $2.9B+15.8% | $2.8B+20.2% | $2.5B+13.1% | $2.6B+23.2% | $2.5B+33.3% | $2.3B+21.3% |
| Long-Term Debt | $5.3B+121.9% | $3.6B+44.8% | $2.8B+16.2% | $2.7B+21.1% | $2.4B+13.1% | $2.5B+23.9% | $2.4B+33.0% | $2.2B+21.1% |
| Total Equity | -$4.1B-193.2% | -$2.1B-87.0% | -$1.8B-58.9% | -$1.7B-81.3% | -$1.4B-68.5% | -$1.1B-52.8% | -$1.1B-56.8% | -$962.7M-39.9% |
| Retained Earnings | $5.2B+18.5% | $5.0B+18.0% | $4.7B+16.2% | $4.6B+16.7% | $4.4B+16.8% | $4.2B+15.9% | $4.1B+15.5% | $3.9B+15.1% |
Not reported in any period shown, so not listed: Inventory.
FICO Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $380.4M+32.9% | $223.4M+198.1% | $174.1M-10.3% | $223.7M-1.2% | $286.2M+34.2% | $74.9M+5.5% | $194.0M+58.9% | $226.5M+38.1% |
| Depreciation & Amortization | $2.7M-8.1% | $2.6M+4.4% | $4.0M+13.6% | $4.0M+5.4% | $2.9M-2.9% | $2.5M-0.8% | $3.5M+25.2% | $3.8M+27.3% |
| Stock-Based Compensation | $52.3M+24.8% | $45.3M+8.6% | $44.3M+8.9% | N/A | $41.9M-1.2% | $41.7M+17.6% | $40.7M+28.8% | N/A |
| Capital Expenditures | $863K-51.8% | $266K-87.4% | $226K-73.1% | $4.2M+137.8% | $1.8M+3.7% | $2.1M-47.6% | $841K-38.2% | $1.8M+64.2% |
| Free Cash Flow | $379.6M+33.5% | $223.1M+206.4% | $173.9M-10.0% | $219.5M-2.3% | $284.4M+34.4% | $72.8M+8.7% | $193.2M+60.0% | $224.7M+37.9% |
| Investing Cash Flow | -$18.1M-72.5% | -$8.4M+23.1% | -$12.7M-42.4% | -$13.3M-76.3% | -$10.5M-25.2% | -$10.9M-13.7% | -$8.9M-269.8% | -$7.6M-153.7% |
| Financing Cash Flow | -$333.1M-39.3% | -$155.8M-50.5% | -$133.5M+7.4% | -$263.5M-15.6% | -$239.1M-31.5% | -$103.5M-24.2% | -$144.2M-44.4% | -$227.9M-24.0% |
| Share Buybacks | $2.3B+366.2% | $605.4M+178.8% | $171.2M+5.3% | $548.0M+69.4% | $486.8M+91.1% | $217.2M+26.4% | $162.6M+126.7% | $323.5M+168.8% |
Not reported in any period shown, so not listed: Dividends Paid.
FICO Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 87.1%+3.4pp | 86.8%+4.4pp | 83.0%+2.8pp | 82.3%+2.1pp | 83.7%+3.4pp | 82.4%+2.5pp | 80.2%+2.0pp | 80.3%+1.5pp |
| Operating Margin | 53.8%+4.9pp | 58.2%+8.9pp | 45.7%+4.9pp | 46.0%+2.5pp | 48.9%+6.5pp | 49.3%+4.3pp | 40.8%+1.2pp | 43.5%+0.9pp |
| Net Margin | 35.2%+1.3pp | 38.2%+5.6pp | 30.9%-3.7pp | 30.1%+0.2pp | 33.9%+5.7pp | 32.6%+2.7pp | 34.7%+3.0pp | 29.9%+3.9pp |
| Return on Assets | 11.6%+1.9pp | 12.9%+4.0pp | 8.5%-0.4pp | 8.3%+0.4pp | 9.8%+2.4pp | 8.9%+1.2pp | 8.9%+1.3pp | 7.9%+1.5pp |
| Current Ratio | 1.18+0.3x | 2.22+0.1x | 0.93-0.9x | 0.83-0.8x | 0.92-1.0x | 2.11+0.1x | 1.80+0.5x | 1.62+0.1x |
| Asset Turnover | 0.330.0x | 0.34+0.1x | 0.280.0x | 0.280.0x | 0.290.0x | 0.270.0x | 0.260.0x | 0.260.0x |
| FCF Margin | 56.3%+3.3pp | 32.3%+17.7pp | 34.0%-9.9pp | 42.6%-7.0pp | 53.0%+5.8pp | 14.6%-0.8pp | 43.9%+12.3pp | 49.5%+7.7pp |
Not reported in any period shown, so not listed: Return on Equity, Debt-to-Equity.
Note: Shareholder equity is negative (-$1.7B), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.83), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Fair Isaac Corporation FICO | FY2025 | $2.0B | $651.9M | 32.8% | $14.7B | 66/100 |
| Atlassian Corporation TEAM | FY2026 | $6.6B | -$53.8M | -0.8% | $49.6B | 56/100 |
| Paychex Inc PAYX | FY2026 | $6.5B | $1.8B | 27.0% | $36.1B | 71/100 |
| Datadog, Inc. DDOG | FY2025 | $3.4B | $107.7M | 3.1% | $97.4B | 63/100 |
| HUBSPOT, INC. HUBS | FY2025 | $3.1B | $45.9M | 1.5% | $11.0B | 56/100 |
Where Fair Isaac Corporation Ranks
Frequently Asked Questions
What is Fair Isaac Corporation's annual revenue?
Fair Isaac Corporation (FICO) reported $2.0B in total revenue for fiscal year 2025. This represents a 15.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Fair Isaac Corporation's revenue growing?
Fair Isaac Corporation (FICO) revenue grew by 15.9% year-over-year, from $1.7B to $2.0B in fiscal year 2025.
Is Fair Isaac Corporation profitable?
Yes, Fair Isaac Corporation (FICO) reported a net income of $651.9M in fiscal year 2025, with a net profit margin of 32.8%.
What is Fair Isaac Corporation's EBITDA?
Fair Isaac Corporation (FICO) had EBITDA of $939.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Fair Isaac Corporation have?
As of fiscal year 2025, Fair Isaac Corporation (FICO) had $134.1M in cash and equivalents against $2.7B in long-term debt.
What is Fair Isaac Corporation's gross margin?
Fair Isaac Corporation (FICO) had a gross margin of 82.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Fair Isaac Corporation's operating margin?
Fair Isaac Corporation (FICO) had an operating margin of 46.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Fair Isaac Corporation's net profit margin?
Fair Isaac Corporation (FICO) had a net profit margin of 32.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Fair Isaac Corporation's free cash flow?
Fair Isaac Corporation (FICO) generated $769.9M in free cash flow during fiscal year 2025. This represents a 23.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Fair Isaac Corporation's operating cash flow?
Fair Isaac Corporation (FICO) generated $778.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Fair Isaac Corporation's total assets?
Fair Isaac Corporation (FICO) had $1.9B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Fair Isaac Corporation's capital expenditures?
Fair Isaac Corporation (FICO) invested $8.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
How much does Fair Isaac Corporation spend on research and development?
Fair Isaac Corporation (FICO) invested $188.3M in research and development during fiscal year 2025.
What is Fair Isaac Corporation's current ratio?
Fair Isaac Corporation (FICO) had a current ratio of 0.83 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.
What is Fair Isaac Corporation's return on assets (ROA)?
Fair Isaac Corporation (FICO) had a return on assets of 34.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Fair Isaac Corporation's P/E ratio?
Fair Isaac Corporation (FICO) trades at 18.1x earnings, its market capitalization divided by net income of $815.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $14.7B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Fair Isaac Corporation's price-to-sales ratio?
Fair Isaac Corporation (FICO) trades at 6.2x sales, its market capitalization divided by revenue of $2.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $14.7B as of Oct 8, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Why is Fair Isaac Corporation's debt-to-equity ratio negative or not reported?
Fair Isaac Corporation (FICO) has negative shareholder equity of -$1.7B as of fiscal year 2025, so no debt-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is Fair Isaac Corporation's Altman Z-Score?
Fair Isaac Corporation (FICO) has an Altman Z-Score of 8.46, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Fair Isaac Corporation's Piotroski F-Score?
Fair Isaac Corporation (FICO) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Fair Isaac Corporation's earnings high quality?
Fair Isaac Corporation (FICO) has an earnings quality ratio of 1.19x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Fair Isaac Corporation cover its interest payments?
Fair Isaac Corporation (FICO) has an interest coverage ratio of 6.92x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Fair Isaac Corporation?
Fair Isaac Corporation (FICO) scores 66 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.