What is Fair Isaac Corp's earnings per share (EPS)?

Fair Isaac Corp (FICO) reported diluted earnings per share of $26.54 for fiscal year 2025. This represents a 29.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Fair Isaac Corp Financials

FICO

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE September

This page shows Fair Isaac Corp (FICO) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 68/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

100

Fair Isaac Corp has an operating margin of 46.5%, meaning the company retains $46 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is up from 42.7% the prior year.

Growth

Fair Isaac Corp's revenue surged 15.9% year-over-year to $2.0B, reflecting rapid business expansion. This strong growth earns a score of 60/100.

Liquidity

Fair Isaac Corp's current ratio of 0.83 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 11/100, which could limit financial flexibility.

Cash Flow

100

Fair Isaac Corp converts 38.7% of revenue into free cash flow ($769.9M). This strong cash generation earns a score of 100/100.

Altman Z-Score Safe

10.31

Fair Isaac Corp scores 10.31, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Strong

7/9

Fair Isaac Corp passes 7 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 3 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.19x

For every $1 of reported earnings, Fair Isaac Corp generates $1.19 in operating cash flow ($778.8M OCF vs $651.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

6.9x

Fair Isaac Corp earns $6.9 in operating income for every $1 of interest expense ($924.9M vs $133.6M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.0B

YoY+15.9%

5Y CAGR+9.0%

10Y CAGR+9.0%

Fair Isaac Corp generated $2.0B in revenue in fiscal year 2025. This represents an increase of 15.9% from the prior year.

EBITDA

$939.8M

YoY+25.7%

5Y CAGR+23.6%

10Y CAGR+18.6%

Fair Isaac Corp's EBITDA was $939.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 25.7% from the prior year.

Net Income

$651.9M

YoY+27.1%

5Y CAGR+22.5%

10Y CAGR+22.4%

Fair Isaac Corp reported $651.9M in net income in fiscal year 2025. This represents an increase of 27.1% from the prior year.

EPS (Diluted)

$26.54

YoY+29.8%

5Y CAGR+27.4%

10Y CAGR+25.9%

Fair Isaac Corp earned $26.54 per diluted share (EPS) in fiscal year 2025. This represents an increase of 29.8% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$769.9M

YoY+23.4%

5Y CAGR+17.6%

10Y CAGR+20.3%

Fair Isaac Corp generated $769.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 23.4% from the prior year.

Cash & Debt

$134.1M

YoY-11.0%

5Y CAGR-3.1%

10Y CAGR+4.5%

Fair Isaac Corp held $134.1M in cash against $2.7B in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

24M

YoY-2.6%

5Y CAGR-4.0%

10Y CAGR-2.7%

Fair Isaac Corp had 24M shares outstanding in fiscal year 2025. This represents a decrease of 2.6% from the prior year.

Margins & Returns

Gross Margin

82.2%

YoY+2.5pp

5Y CAGR+10.1pp

10Y CAGR+14.5pp

Fair Isaac Corp's gross margin was 82.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 2.5 percentage points from the prior year.

Operating Margin

46.5%

YoY+3.7pp

5Y CAGR+23.6pp

10Y CAGR+30.1pp

Fair Isaac Corp's operating margin was 46.5% in fiscal year 2025, reflecting core business profitability. This is up 3.7 percentage points from the prior year.

Net Margin

32.8%

YoY+2.9pp

5Y CAGR+14.5pp

10Y CAGR+22.4pp

Fair Isaac Corp's net profit margin was 32.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 2.9 percentage points from the prior year.

Return on Equity

N/A

Capital Allocation

R&D Spending

$188.3M

YoY+9.5%

5Y CAGR+2.5%

10Y CAGR+6.7%

Fair Isaac Corp invested $188.3M in research and development in fiscal year 2025. This represents an increase of 9.5% from the prior year.

Share Buybacks

$1.4B

YoY+72.1%

5Y CAGR+43.2%

10Y CAGR+26.9%

Fair Isaac Corp spent $1.4B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 72.1% from the prior year.

Capital Expenditures

$8.9M

YoY+0.4%

5Y CAGR-16.5%

10Y CAGR-9.8%

Fair Isaac Corp invested $8.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 0.4% from the prior year.

FICO Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$2.0B+15.9%	$1.7B+13.5%	$1.5B+9.9%	$1.4B+4.6%	$1.3B+1.7%	$1.3B
Cost of Revenue	$353.7M+1.6%	$348.2M+11.9%	$311.1M+2.9%	$302.2M-9.1%	$332.5M-7.9%	$361.1M
Gross Profit	$1.6B+19.6%	$1.4B+13.9%	$1.2B+11.9%	$1.1B+9.2%	$984.1M+5.4%	$933.4M
R&D Expenses	$188.3M+9.5%	$171.9M+7.5%	$159.9M+9.0%	$146.8M-14.3%	$171.2M+2.8%	$166.5M
SG&A Expenses	$513.0M+10.8%	$462.8M+15.5%	$400.6M+4.4%	$383.9M-3.1%	$396.3M-5.9%	$420.9M
Operating Income	$924.9M+26.1%	$733.6M+14.1%	$642.8M+18.5%	$542.4M+7.3%	$505.5M+70.8%	$296.0M
Interest Expense	$133.6M+26.5%	$105.6M+10.6%	$95.5M+38.5%	$69.0M+72.0%	$40.1M-4.9%	$42.2M
Income Tax	$150.6M+16.6%	$129.2M+4.0%	$124.2M+27.1%	$97.8M+20.6%	$81.1M+293.7%	$20.6M
Net Income	$651.9M+27.1%	$512.8M+19.4%	$429.4M+14.9%	$373.5M-4.7%	$392.1M+65.8%	$236.4M
EPS (Diluted)	$26.54+29.8%	$20.45+20.8%	$16.93+19.4%	$14.18+5.8%	$13.40+69.6%	$7.90

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$512.0M-0.7%	$515.8M-3.9%	$536.4M+7.6%	$498.7M+13.4%	$440.0M-3.0%	$453.8M+1.3%	$447.8M+3.2%	$433.8M
Cost of Revenue	$87.3M-4.3%	$91.2M+4.1%	$87.6M-0.1%	$87.6M+0.3%	$87.3M-2.5%	$89.6M+1.5%	$88.2M+1.5%	$86.9M
Gross Profit	$424.7M0.0%	$424.6M-5.4%	$448.8M+9.2%	$411.1M+16.6%	$352.6M-3.2%	$364.2M+1.3%	$359.6M+3.7%	$346.9M
R&D Expenses	$49.9M-2.0%	$51.0M+7.9%	$47.2M+4.8%	$45.0M-0.2%	$45.1M+2.1%	$44.2M0.0%	$44.2M+8.2%	$40.9M
SG&A Expenses	$140.7M+12.1%	$125.5M-9.8%	$139.1M+15.5%	$120.4M-5.9%	$128.0M+4.2%	$122.8M-1.7%	$124.9M+12.6%	$110.9M
Operating Income	$234.0M-1.3%	$237.2M-9.7%	$262.5M+6.9%	$245.6M+36.8%	$179.5M-9.0%	$197.2M+3.6%	$190.3M-2.4%	$194.8M
Interest Expense	$42.0M+5.3%	$39.9M+21.2%	$32.9M+4.8%	$31.4M+6.4%	$29.5M+3.4%	$28.5M+6.1%	$26.9M+3.0%	$26.1M
Income Tax	$33.6M-29.3%	$47.4M-14.1%	$55.2M+9.5%	$50.4M+2200.9%	-$2.4M-106.7%	$35.7M-13.1%	$41.1M-4.4%	$42.9M
Net Income	$158.4M+2.2%	$155.0M-14.7%	$181.8M+11.8%	$162.6M+6.6%	$152.5M+12.4%	$135.7M+7.5%	$126.3M-2.7%	$129.8M
EPS (Diluted)	$6.61	N/A	$7.40+12.3%	$6.59+7.3%	$6.14	N/A	$5.05-2.1%	$5.16

FICO Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$1.9B+8.7%	$1.7B+9.1%	$1.6B+9.2%	$1.4B-8.0%	$1.6B-2.4%	$1.6B
Current Assets	$705.2M+14.2%	$617.4M+11.0%	$556.4M+14.8%	$484.7M-12.0%	$551.0M+3.2%	$534.1M
Cash & Equivalents	$134.1M-11.0%	$150.7M+10.2%	$136.8M+2.7%	$133.2M-31.8%	$195.4M+24.1%	$157.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$529.1M+24.0%	$426.6M+10.0%	$387.9M+20.3%	$322.4M+3.3%	$312.1M-6.6%	$334.2M
Goodwill	$783.3M+0.1%	$782.8M+1.2%	$773.3M+1.6%	$761.1M-3.4%	$788.2M-3.0%	$812.4M
Total Liabilities	$3.6B+34.8%	$2.7B+18.4%	$2.3B+0.9%	$2.2B+33.7%	$1.7B+31.6%	$1.3B
Current Liabilities	$849.2M+123.3%	$380.3M+3.4%	$367.7M+10.9%	$331.5M-40.7%	$559.2M+34.9%	$414.5M
Long-Term Debt	$2.7B+21.1%	$2.2B+21.1%	$1.8B-0.7%	$1.8B+80.7%	$1.0B+36.5%	$739.4M
Total Equity	-$1.7B-81.3%	-$962.7M-39.9%	-$688.0M+14.2%	-$801.9M-622.9%	-$110.9M-133.5%	$331.1M
Retained Earnings	$4.6B+16.7%	$3.9B+15.1%	$3.4B+14.5%	$3.0B+14.4%	$2.6B+17.9%	$2.2B

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$1.9B-0.7%	$1.9B+0.3%	$1.9B+1.4%	$1.8B+7.6%	$1.7B-0.7%	$1.7B+0.5%	$1.7B+0.3%	$1.7B
Current Assets	$698.8M-0.9%	$705.2M-0.7%	$709.8M-2.1%	$724.9M+21.7%	$595.8M-3.5%	$617.4M-2.2%	$631.1M-1.6%	$641.5M
Cash & Equivalents	$162.0M+20.8%	$134.1M-29.0%	$189.0M+28.9%	$146.6M-20.4%	$184.3M+22.3%	$150.7M-3.4%	$156.0M+15.0%	$135.7M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$495.1M-6.4%	$529.1M+16.5%	$454.1M-7.8%	$492.5M+40.4%	$350.9M-17.7%	$426.6M-2.5%	$437.6M-6.7%	$469.0M
Goodwill	$783.5M0.0%	$783.3M-0.3%	$785.4M+0.8%	$779.3M+0.5%	$775.6M-0.9%	$782.8M+0.8%	$776.7M0.0%	$776.4M
Total Liabilities	$3.7B+1.3%	$3.6B+10.9%	$3.3B+10.1%	$3.0B+4.0%	$2.8B+6.1%	$2.7B+5.6%	$2.5B+4.1%	$2.4B
Current Liabilities	$752.1M-11.4%	$849.2M+10.2%	$770.6M+124.5%	$343.2M+3.6%	$331.3M-12.9%	$380.3M+12.8%	$337.2M+7.0%	$315.1M
Long-Term Debt	$2.8B+5.3%	$2.7B+11.6%	$2.4B-5.3%	$2.5B+4.5%	$2.4B+9.7%	$2.2B+4.2%	$2.1B+3.8%	$2.0B
Total Equity	-$1.8B-3.6%	-$1.7B-24.9%	-$1.4B-24.3%	-$1.1B+1.2%	-$1.1B-18.2%	-$962.7M-16.1%	-$829.3M-12.7%	-$735.7M
Retained Earnings	$4.7B+3.5%	$4.6B+3.5%	$4.4B+4.3%	$4.2B+4.0%	$4.1B+3.9%	$3.9B+3.6%	$3.8B+3.5%	$3.6B

FICO Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$778.8M+23.0%	$633.0M+35.0%	$468.9M-8.0%	$509.4M+20.2%	$423.8M+16.1%	$364.9M
Capital Expenditures	$8.9M+0.4%	$8.9M+109.7%	$4.2M-29.7%	$6.0M-20.3%	$7.6M-65.6%	$22.0M
Free Cash Flow	$769.9M+23.4%	$624.1M+34.3%	$464.7M-7.7%	$503.4M+20.9%	$416.2M+21.4%	$342.9M
Investing Cash Flow	-$43.7M-56.2%	-$28.0M-75.5%	-$16.0M-181.3%	-$5.7M-104.1%	$137.8M+660.8%	-$24.6M
Financing Cash Flow	-$750.3M-26.5%	-$592.9M-30.3%	-$455.0M+16.8%	-$547.2M-4.5%	-$523.6M-80.9%	-$289.4M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$1.4B+72.1%	$821.7M+102.6%	$405.5M-63.3%	$1.1B+26.3%	$874.2M+271.6%	$235.2M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$174.1M-22.2%	$223.7M-21.9%	$286.2M+282.0%	$74.9M-61.4%	$194.0M-14.3%	$226.5M+6.2%	$213.3M+200.3%	$71.0M
Capital Expenditures	$226K-94.6%	$4.2M+132.9%	$1.8M-15.5%	$2.1M+152.0%	$841K-52.1%	$1.8M+1.6%	$1.7M-57.3%	$4.0M
Free Cash Flow	$173.9M-20.8%	$219.5M-22.8%	$284.4M+290.7%	$72.8M-62.3%	$193.2M-14.0%	$224.7M+6.2%	$211.6M+215.9%	$67.0M
Investing Cash Flow	-$12.7M+4.5%	-$13.3M-26.9%	-$10.5M+4.0%	-$10.9M-22.4%	-$8.9M-18.3%	-$7.6M+9.9%	-$8.4M+12.8%	-$9.6M
Financing Cash Flow	-$133.5M+49.3%	-$263.5M-10.2%	-$239.1M-131.0%	-$103.5M+28.2%	-$144.2M+36.7%	-$227.9M-25.4%	-$181.8M-118.1%	-$83.4M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$171.2M-68.8%	$548.0M+12.6%	$486.8M+124.2%	$217.2M+33.6%	$162.6M-49.7%	$323.5M+27.0%	$254.7M+48.3%	$171.8M

FICO Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	82.2%+2.5pp	79.7%+0.3pp	79.5%+1.4pp	78.1%+3.3pp	74.8%+2.7pp	72.1%
Operating Margin	46.5%+3.7pp	42.7%+0.2pp	42.5%+3.1pp	39.4%+1.0pp	38.4%+15.5pp	22.9%
Net Margin	32.8%+2.9pp	29.9%+1.5pp	28.4%+1.3pp	27.1%-2.7pp	29.8%+11.5pp	18.3%
Return on Equity	N/A	N/A	N/A	N/A	N/A	71.4%
Return on Assets	34.9%+5.0pp	29.8%+2.6pp	27.3%+1.4pp	25.9%+0.9pp	25.0%+10.3pp	14.7%
Current Ratio	0.83-0.8	1.62+0.1	1.51+0.1	1.46+0.5	0.99-0.3	1.29
Debt-to-Equity	-1.52+0.8	-2.28+0.4	-2.63-0.4	-2.27+6.8	-9.10-11.3	2.23
FCF Margin	38.7%+2.3pp	36.3%+5.6pp	30.7%-5.8pp	36.5%+4.9pp	31.6%+5.1pp	26.5%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	83.0%+0.6pp	82.3%-1.3pp	83.7%+1.2pp	82.4%+2.3pp	80.2%-0.1pp	80.3%-0.0pp	80.3%+0.3pp	80.0%
Operating Margin	45.7%-0.3pp	46.0%-3.0pp	48.9%-0.3pp	49.3%+8.5pp	40.8%-2.7pp	43.5%+1.0pp	42.5%-2.4pp	44.9%
Net Margin	30.9%+0.9pp	30.1%-3.8pp	33.9%+1.3pp	32.6%-2.1pp	34.7%+4.8pp	29.9%+1.7pp	28.2%-1.7pp	29.9%
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	8.5%+0.2pp	8.3%-1.5pp	9.8%+0.9pp	8.9%-0.1pp	8.9%+1.0pp	7.9%+0.5pp	7.4%-0.2pp	7.6%
Current Ratio	0.93+0.1	0.83-0.1	0.92-1.2	2.11+0.3	1.80+0.2	1.62-0.2	1.87-0.2	2.04
Debt-to-Equity	-1.55-0.0	-1.52+0.2	-1.70+0.5	-2.24-0.1	-2.11+0.2	-2.28+0.3	-2.54+0.2	-2.76
FCF Margin	34.0%-8.6pp	42.6%-10.5pp	53.0%+38.4pp	14.6%-29.3pp	43.9%-5.6pp	49.5%+2.3pp	47.3%+31.8pp	15.4%

Note: Shareholder equity is negative (-$1.7B), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.

Note: The current ratio is below 1.0 (0.83), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Frequently Asked Questions

What is Fair Isaac Corp's annual revenue?

Fair Isaac Corp (FICO) reported $2.0B in total revenue for fiscal year 2025. This represents a 15.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Fair Isaac Corp's revenue growing?

Fair Isaac Corp (FICO) revenue grew by 15.9% year-over-year, from $1.7B to $2.0B in fiscal year 2025.

Is Fair Isaac Corp profitable?

Yes, Fair Isaac Corp (FICO) reported a net income of $651.9M in fiscal year 2025, with a net profit margin of 32.8%.

What is Fair Isaac Corp's EBITDA?

Fair Isaac Corp (FICO) had EBITDA of $939.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Fair Isaac Corp have?

As of fiscal year 2025, Fair Isaac Corp (FICO) had $134.1M in cash and equivalents against $2.7B in long-term debt.

What is Fair Isaac Corp's gross margin?

Fair Isaac Corp (FICO) had a gross margin of 82.2% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Fair Isaac Corp's operating margin?

Fair Isaac Corp (FICO) had an operating margin of 46.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Fair Isaac Corp's net profit margin?

Fair Isaac Corp (FICO) had a net profit margin of 32.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Fair Isaac Corp's free cash flow?

Fair Isaac Corp (FICO) generated $769.9M in free cash flow during fiscal year 2025. This represents a 23.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Fair Isaac Corp's operating cash flow?

Fair Isaac Corp (FICO) generated $778.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Fair Isaac Corp's total assets?

Fair Isaac Corp (FICO) had $1.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Fair Isaac Corp's capital expenditures?

Fair Isaac Corp (FICO) invested $8.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Fair Isaac Corp spend on research and development?

Fair Isaac Corp (FICO) invested $188.3M in research and development during fiscal year 2025.

Does Fair Isaac Corp buy back shares?

Yes, Fair Isaac Corp (FICO) spent $1.4B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Fair Isaac Corp have outstanding?

Fair Isaac Corp (FICO) had 24M shares outstanding as of fiscal year 2025.

What is Fair Isaac Corp's current ratio?

Fair Isaac Corp (FICO) had a current ratio of 0.83 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is Fair Isaac Corp's debt-to-equity ratio?

Fair Isaac Corp (FICO) had a debt-to-equity ratio of -1.52 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Fair Isaac Corp's return on assets (ROA)?

Fair Isaac Corp (FICO) had a return on assets of 34.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Why is Fair Isaac Corp's debt-to-equity ratio negative or unusual?

Fair Isaac Corp (FICO) has negative shareholder equity of -$1.7B as of fiscal year 2025, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.

What is Fair Isaac Corp's Altman Z-Score?

Fair Isaac Corp (FICO) has an Altman Z-Score of 10.31, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Fair Isaac Corp's Piotroski F-Score?

Fair Isaac Corp (FICO) has a Piotroski F-Score of 7 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Fair Isaac Corp's earnings high quality?

Fair Isaac Corp (FICO) has an earnings quality ratio of 1.19x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Fair Isaac Corp cover its interest payments?

Fair Isaac Corp (FICO) has an interest coverage ratio of 6.9x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Fair Isaac Corp?

Fair Isaac Corp (FICO) scores 68 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.