Welcome to our dedicated page for Fair Isaac news (Ticker: FICO), a resource for investors and traders seeking the latest updates and insights on Fair Isaac stock.
Fair Isaac Corporation reports developments in credit scoring, applied analytics software and digital decisioning for lenders and other enterprises. The company is known for the FICO® Score, a consumer credit-risk measure used by top U.S. lenders and made available in other countries, and it generates news around modern score models such as FICO Score 10T, mortgage-risk analysis, and credit-card market data.
Recurring updates also cover the company's Scores and Software segments, including B2B and B2C scoring solutions, FICO Platform, Falcon Fraud Manager, Customer Communication Services, decision optimization, customer deployments, earnings releases, investor presentations and capital-market communications.
FICO is partnering with Seeds of Fortune and Marsai's Way Foundation to launch the FICO Financial Empowerment Fellowship, expanding a national financial education initiative that previously reached over 2,000 students. The Fellowship will train college students as peer ambassadors in credit education and financial wellness, award ten $1,500 scholarships, and support campus activations, family workshops, digital campaigns, and a virtual “Ask Marsai Anything” conversation. Applications are open until September 21, 2026, with Fellows recognized at a Resolution Brunch in Atlanta on January 18, 2027.
FICO (NYSE:FICO) reported third quarter fiscal 2026 revenue of $674.2 million, up 26% from $536.4 million, with GAAP net income of $237.2 million and diluted EPS of $10.45 versus $7.40 a year earlier. Non-GAAP net income was $276.6 million, or $12.18 per share, compared with $8.57.
Operating cash flow was $380.4 million versus $286.2 million, and free cash flow reached $370.3 million versus $276.2 million. Scores revenue rose 41% to $458.9 million, driven by 49% B2B growth, while software revenue increased 2% to $215.3 million. Software ARR grew 10% year-over-year, with platform ARR up 62% and non-platform ARR down 17%; dollar-based net retention was 109%. FICO raised its fiscal 2026 guidance to $2.53 billion in revenue, GAAP net income of $850 million (EPS $36.86) and non-GAAP net income of $979 million (EPS $42.43).
FICO (NYSE: FICO) reported that more than 70 mortgage lenders have enrolled in its FICO Score 10T Free Access Program, marking May and June as the strongest enrollment months so far. Recent adopters include Fairway Home Mortgage, InterLinc Mortgage Services, Lower Mortgage, NFM Lending, Novus Home Mortgage, Plaza Home Mortgage and Village Capital & Investment.
According to FICO, participating lenders collectively represent about $586 billion in annual originations and $1.865 trillion in servicing portfolios. FICO Score 10T, which uses trended credit and rental data, is provided alongside Classic FICO Scores via dual processing at no additional fee from FICO. Independent analyses cited by the company indicate the model can support up to 5% more approvals at the same risk level, or up to a 17% reduction in delinquencies at the same approval rate.
FICO (NYSE: FICO) named Tech Mahindra as one of the winners of its second annual Global System Integrator Partner Hackathon held at FICO’s Bengaluru campus. Participating partners built real-world financial solutions on FICO Platform, with one winning team chosen from each firm.
The Tech Mahindra team created a solution targeting India’s e-commerce Cash-on-Delivery returns, using over 70 risk signals to determine COD eligibility, incentives, delivery partner and routing. According to FICO, for one million monthly orders the model projected a 6–9% RTO reduction and about ₹1 crore in monthly loss reductions, and was showcased at FICO World 2026.
FICO (NYSE: FICO) reports that UK credit card trends in May 2026 followed typical post‑Easter patterns, with average spend falling 3.0% month-on-month to £790 and remaining virtually flat year-on-year. Average active balances dipped 0.3% to £1,945 but stayed 4.3% above May 2025.
The percentage of balance repaid rose 4.7% from April to 34.1%, though this was 4.1% lower than a year earlier. Delinquency indicators stayed elevated: accounts with one missed payment were 1.5% of the portfolio, two missed payments 0.3%, and three missed payments 0.3%, representing year-on-year increases of 3.4%, 9.4% and 17.1%, respectively. FICO notes that while average delinquent balances have risen, customers with three missed payments are carrying proportionally lower balances than in 2025, and urges lenders to step up monitoring and pre‑delinquency interventions as seasonal spending and fuel costs lift summer outlays.
FICO (NYSE: FICO) plans to release its third quarter fiscal 2026 financial results on July 29, 2026, after the market closes. The company will host a conference call the same day at 5:00 p.m. Eastern (4:00 p.m. Central / 2:00 p.m. Pacific), accessible via webcast on its investor relations website, with a replay available under Past Events through July 29, 2027.
FICO (NYSE:FICO) released findings from its 2026 Homeownership Survey, highlighting financial and knowledge barriers facing prospective U.S. homebuyers.
Among adults planning to buy within 12 months, 74% report being financially blocked, with high home prices and interest rates as top obstacles, and many expressing confusion about the homebuying process and credit impacts.
Verdata and FICO (NYSE:FICO) announced a strategic partnership making Verdata's small- and medium-sized business (SMB) data and risk insights available via FICO Marketplace on FICO Platform.
This integration lets financial institutions and fintechs embed Verdata’s 25M+ SMB data records into onboarding, underwriting, compliance, and portfolio monitoring workflows to reduce manual reviews and surface risk signals faster.
FICO (NYSE:FICO) announced that Fannie Mae and Freddie Mac have released expanded historical datasets for FICO Score 10T, covering loan-level performance from April 2013 through September 2025. These datasets allow lenders, investors, and housing finance stakeholders to evaluate Score 10T using real-world GSE loan performance data.
FICO Score 10T uses trended credit data and, when available, rental payment history to give lenders a broader view of consumer credit and housing payments over time. According to FICO, Score 10T is available at no cost alongside Classic FICO through the Free Access Program, which nearly 70 lenders have joined.
FICO (NYSE:FICO) released its UK Credit Card Market Report for April 2026, highlighting rising spend and weakening repayment behavior. Average spend rose 10% month-on-month to £815, while average balances matched the December 2025 record at £1,950, and missed payments and overlimit accounts increased.