Welcome to our dedicated page for Fair Isaac news (Ticker: FICO), a resource for investors and traders seeking the latest updates and insights on Fair Isaac stock.
Fair Isaac Corporation reports developments in credit scoring, applied analytics software and digital decisioning for lenders and other enterprises. The company is known for the FICO® Score, a consumer credit-risk measure used by top U.S. lenders and made available in other countries, and it generates news around modern score models such as FICO Score 10T, mortgage-risk analysis, and credit-card market data.
Recurring updates also cover the company's Scores and Software segments, including B2B and B2C scoring solutions, FICO Platform, Falcon Fraud Manager, Customer Communication Services, decision optimization, customer deployments, earnings releases, investor presentations and capital-market communications.
FICO (FICO) reports that FICO Score 10T will be available for use by FHA-approved mortgage lenders starting January 1, 2027. The model uses trended credit and rental payment data to give a more comprehensive view of borrower behavior over time. Independent analyses cited by the company find FICO Score 10T more than 10% more predictive than competing models on FHA first-time homebuyer mortgages, with an even larger performance gap during periods of higher default rates.
FICO (FICO) is launching the fourth annual FICO Educational Analytics Challenge for the Fall 2026 semester in partnership with the HBCU Data Science Consortium, returning to Alabama A&M University, Dillard University, Morehouse College and Fayetteville State University.
The program gives HBCU students hands-on experience building AI and machine learning models. This year’s challenge focuses on cybersecurity, asking students to design intrusion-detection systems capable of identifying network attacks such as denial-of-service, botnets, ransomware and crypto mining. FICO’s chief analytics officer, Dr. Scott Zoldi, and company data scientists will provide weekly instruction and mentorship, while FICO also supplies financial grants and career-development resources to support participating universities and students.
FICO (NYSE:FICO) released its Fall 2026 FICO® Score Credit Insights report, showing the average U.S. FICO Score holding steady at 714, unchanged from October 2025 and down one point year-over-year. According to FICO, overall delinquency trends are stable or improving, with early-stage mortgage delinquency easing from 1.42% to 1.35% and auto 30‑day delinquency at 2.6%. However, affordability pressures remain, as the average first-time homebuyer payment reached $2,563, up 57% since 2019. Lower-scoring borrowers face disproportionate strain, with mortgage balances for scores below 620 up 43% and auto balances for the lowest scores up 36% since 2019. FICO also highlights diverging student-loan outcomes and strong credit engagement, with 84% of Americans prioritizing their credit score for 2027, despite persistent knowledge gaps and rising use of Buy Now, Pay Later services.
FICO (NYSE: FICO) released its UK Credit Card Market Report for June 2026, showing rising spending and balances alongside weaker repayment behavior. Average monthly credit card spend rose 5.6% month-on-month to £835, while the average active balance increased 1.4% to a record £1,975, 4.7% higher than June 2025.
The percentage of balance paid fell to 33.3%, down 2.4% month-on-month and 4.4% year-on-year. Year-on-year, accounts with one, two and three missed payments rose 7.7%, 9.1% and 14.3% respectively, with higher average balances in each delinquency bucket. Average credit limits reached £5,985, up 2.0% year-on-year, and payment rates stayed near pre-pandemic lows. FICO highlights persistent affordability pressures and urges risk teams to maintain heightened monitoring and pre‑delinquency interventions.
FICO (NYSE: FICO) announced that Informative Research, a technology provider of credit and verification solutions for lenders, has joined the FICO Mortgage Direct License Program. The program lets participating tri-merge resellers generate and deliver FICO Scores to lenders, aiming to increase choice, transparency and pricing flexibility in mortgage lending.
According to FICO, Informative Research’s participation expands a partner network that now represents 73.1% of total mortgage reseller volume. A formal update will be provided once the solution is commercially available.
Alogram announced that its suite of composable fraud intelligence offerings is now listed on the FICO Marketplace, which is embedded in the FICO Platform (NYSE: FICO). According to Alogram, this gives FICO Platform customers direct access to modular AI-driven fraud tools without replacing existing decisioning infrastructure.
Alogram’s listings include Account Forensics, Behavioral Intelligence, Email Intelligence, Identity Intelligence, Purchase Forensics and Telecom Intelligence. These services are designed to provide explainable risk signals, forensic context and audit-ready evidence to support real-time fraud decisions and human investigations within customer workflows.
FICO is partnering with Seeds of Fortune and Marsai's Way Foundation to launch the FICO Financial Empowerment Fellowship, expanding a national financial education initiative that previously reached over 2,000 students. The Fellowship will train college students as peer ambassadors in credit education and financial wellness, award ten $1,500 scholarships, and support campus activations, family workshops, digital campaigns, and a virtual “Ask Marsai Anything” conversation. Applications are open until September 21, 2026, with Fellows recognized at a Resolution Brunch in Atlanta on January 18, 2027.
FICO (NYSE:FICO) reported third quarter fiscal 2026 revenue of $674.2 million, up 26% from $536.4 million, with GAAP net income of $237.2 million and diluted EPS of $10.45 versus $7.40 a year earlier. Non-GAAP net income was $276.6 million, or $12.18 per share, compared with $8.57.
Operating cash flow was $380.4 million versus $286.2 million, and free cash flow reached $370.3 million versus $276.2 million. Scores revenue rose 41% to $458.9 million, driven by 49% B2B growth, while software revenue increased 2% to $215.3 million. Software ARR grew 10% year-over-year, with platform ARR up 62% and non-platform ARR down 17%; dollar-based net retention was 109%. FICO raised its fiscal 2026 guidance to $2.53 billion in revenue, GAAP net income of $850 million (EPS $36.86) and non-GAAP net income of $979 million (EPS $42.43).
FICO (NYSE: FICO) reported that more than 70 mortgage lenders have enrolled in its FICO Score 10T Free Access Program, marking May and June as the strongest enrollment months so far. Recent adopters include Fairway Home Mortgage, InterLinc Mortgage Services, Lower Mortgage, NFM Lending, Novus Home Mortgage, Plaza Home Mortgage and Village Capital & Investment.
According to FICO, participating lenders collectively represent about $586 billion in annual originations and $1.865 trillion in servicing portfolios. FICO Score 10T, which uses trended credit and rental data, is provided alongside Classic FICO Scores via dual processing at no additional fee from FICO. Independent analyses cited by the company indicate the model can support up to 5% more approvals at the same risk level, or up to a 17% reduction in delinquencies at the same approval rate.
FICO (NYSE: FICO) named Tech Mahindra as one of the winners of its second annual Global System Integrator Partner Hackathon held at FICO’s Bengaluru campus. Participating partners built real-world financial solutions on FICO Platform, with one winning team chosen from each firm.
The Tech Mahindra team created a solution targeting India’s e-commerce Cash-on-Delivery returns, using over 70 risk signals to determine COD eligibility, incentives, delivery partner and routing. According to FICO, for one million monthly orders the model projected a 6–9% RTO reduction and about ₹1 crore in monthly loss reductions, and was showcased at FICO World 2026.