Welcome to our dedicated page for Fair Isaac SEC filings (Ticker: FICO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Fair Isaac Corporation filings document the regulatory record for an NYSE-listed analytics software company with common stock trading under FICO. Recent Form 8-K reports cover operating and financial results for its Scores and Software segments, material agreements, the closed private offering of 6.250% Senior Notes due 2034, indenture terms, and use-of-proceeds disclosures related to indebtedness and prior senior notes.
Proxy and governance filings describe annual meeting matters, stockholder voting, amendments to the company's certificate of incorporation, officer exculpation provisions permitted by Delaware law, and changes to supermajority voting requirements. These disclosures also identify registered securities, exhibits and formal corporate actions tied to Fair Isaac's governance and financing framework.
Fair Isaac Corp President and CEO William J. Lansing reported compensation-related share activity involving market share units and common stock. On June 4, 2026 he received a grant of 784 Market Share Units tied to Fair Isaac common stock.
On June 5, 2026, he exercised these units into 784 shares of common stock, and 236 shares were withheld to cover tax obligations at $1,137.33 per share, leaving 548 net shares issued that must be retained until June 5, 2028. After these transactions he directly holds 42,686 common shares, in addition to indirect holdings including 10,933 shares held by the Lansing Foundation, 18,300 shares held by the Lansing 2025 Grantor Retained Annuity Trust, and 321,509 shares held by the Lansing Revocable Trust.
Fair Isaac Corporation (FICO) is increasing leverage to fund major share repurchases. The company amended its credit agreement to add a new unsecured incremental term loan of $1.5 billion maturing on May 15, 2028, alongside its existing $1.0 billion unsecured revolving credit facility.
FICO’s board approved a new open-ended stock repurchase authorization for up to $2.0 billion of common stock, replacing the prior $1.5 billion program. The company entered into a 1.5 billion accelerated share repurchase with Wells Fargo Securities, paying $1.5 billion upfront for an expected initial delivery of about 1,055,100 shares, with transactions under the ASR expected to conclude by September 30, 2026. After the ASR, FICO expects to have $500 million remaining under its repurchase authorization.
Fair Isaac Corp President, Software Nikhil Behl reported routine equity compensation activity involving restricted stock units and related tax withholding. On 2026-05-23, 2,194 restricted stock units were converted into the same number of common shares held indirectly by the Trust of Nikhil Behl & Malvika Behl.
Of these shares, 998 common shares were withheld by the company at $1,239.91 per share to cover taxes due at vesting, a tax-withholding disposition rather than an open-market sale. After the transactions, the trust held 19,222 common shares and Behl directly held 67.7731 common shares.
FAIR ISAAC CORP Executive Vice President & CFO Steven P. Weber reported routine equity compensation activity. On May 15, 2026, 706 restricted stock units vested and were converted into the same number of common shares. The company withheld 310 shares to cover taxes, leaving Weber with 2,917.9613 common shares directly owned.
The filing shows a compensation-related derivative exercise and associated tax-withholding disposition, with no open-market buying or selling.
Fair Isaac Corp (FICO) Schedule 13G: Vanguard Capital Management reports beneficial ownership of 1,735,904 shares of Common Stock, representing 7.31% of the class as of 03/31/2026. The filing states Vanguard has sole dispositive power over 1,735,904 shares and sole voting power over 233,510 shares.
Fair Isaac Corp (FICO) Schedule 13G: Vanguard Capital Management reports beneficial ownership of 1,735,904 shares of Common Stock, representing 7.31% of the class as of 03/31/2026. The filing states Vanguard has sole dispositive power over 1,735,904 shares and sole voting power over 233,510 shares.
Fair Isaac Corp Schedule 13G: Vanguard Portfolio Management reports beneficial ownership of 1,260,989 shares of Common Stock, representing 5.31% of the class as of 03/31/2026. The filing shows sole dispositive power for 1,260,989 shares and sole voting power for 5,501 shares.
Fair Isaac Corp Schedule 13G: Vanguard Portfolio Management reports beneficial ownership of 1,260,989 shares of Common Stock, representing 5.31% of the class as of 03/31/2026. The filing shows sole dispositive power for 1,260,989 shares and sole voting power for 5,501 shares.
Fair Isaac Corporation delivered strong growth for the quarter ended March 31, 2026. Total revenue rose to $691.7 million, up 39% from a year earlier, driven mainly by a 60% increase in Scores revenue to $475.0 million and steady Software growth.
Operating income climbed 64% to $402.5 million, while net income increased 63% to $264.5 million. Diluted EPS grew to $11.14, a 69% year-over-year increase. Cash flow from operating activities for the first six months reached $397.4 million, supporting ongoing investment and capital returns.
The company issued $1.0 billion of new 2026 Senior Notes and used the proceeds to repay $400 million of 2018 Senior Notes and reduce credit facility borrowings, bringing total debt to $3.6 billion. Fair Isaac also repurchased $773.9 million of common stock in the first half, and ended the quarter with $219.4 million in cash and cash equivalents. Software Annual Recurring Revenue reached $788.8 million with a Dollar-Based Net Retention Rate of 109%.
Fair Isaac Corporation reported a strong second fiscal quarter 2026 with sharp growth in revenue, earnings and cash flow. Revenue rose to $691.7 million from $498.7 million, while GAAP net income increased to $264.5 million, or $11.14 per diluted share, up from $6.59.
Scores revenue grew 60% to $475.0 million, driven by a 72% increase in B2B scoring tied to higher mortgage origination pricing and volume, while B2C scores rose 5%. Software revenue increased 7% to $216.7 million, with software Annual Recurring Revenue up 10% on March 31, 2026.
Net cash provided by operating activities for the quarter climbed to $223.4 million from $74.9 million, supporting free cash flow of $214.3 million versus $65.5 million. The company raised its full-year fiscal 2026 guidance, targeting revenue of $2.45 billion, GAAP EPS of $35.60, and non-GAAP EPS of $40.45.
Fair Isaac Corp (FICO) ownership update: The Vanguard Group filed Amendment No. 16 to report zero shares beneficially owned of Fair Isaac Corp common stock, representing 0% of the class.
The filing explains an internal realignment effective January 12, 2026 that caused certain Vanguard subsidiaries or business divisions to report beneficial ownership separately under SEC Release No. 34-39538. The disclosure states these entities pursue the same investment strategies as before the realignment.
Fair Isaac Corporation completed a private offering of $1.0 billion aggregate principal amount of 6.250% Senior Notes due 2034. These senior unsecured notes pay interest semi-annually starting on September 15, 2026 and mature on September 15, 2034.
The company plans to use the net proceeds to repay borrowings under its Third Amended and Restated Credit Agreement, redeem in full $400 million of 5.25% Senior Notes due 2026, pay related fees and expenses, and for general corporate purposes, which may include share repurchases. The notes include optional redemption features, change of control repurchase rights at 101% of principal, and customary covenants and events of default described in the Indenture.