STOCK TITAN

Fair Isaac (FICO) President gains shares via RSU vesting and tax withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Fair Isaac President, Software Nikhil Behl reported routine equity compensation activity involving restricted stock units and related tax withholding. On July 5, 2026, 242 restricted stock units were exercised into 242 shares of common stock for the Trust of Nikhil Behl & Malvika Behl.

Of these, 124 shares were withheld by the company to cover taxes at a value of $1,270.83 per share, a tax-withholding disposition rather than an open-market sale. Following these transactions, the trust held 18,466 shares of common stock, while Behl also held 67.7731 shares directly and 483 restricted stock units that vest in four equal annual installments commencing on July 5, 2025.

Positive

  • None.

Negative

  • None.
Insider Behl Nikhil
Role President, Software
Type Security Shares Price Value
Exercise Restricted Stock Units 242 $0.00 --
Exercise Common Stock 242 $0.00 --
Tax Withholding Common Stock 124 $1,270.83 $158K
holding Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 483 shares (Direct, null); Common Stock — 18,466 shares (Indirect, Trust of Nikhil Behl & Malvika Behl); Common Stock — 67.773 shares (Direct, null)
Footnotes (1)
  1. Shares withheld by Company for payment of taxes due at vesting from restricted stock units. Each restricted stock unit represents a right to receive one share of Fair Isaac common stock contingent upon continued employment. The restricted stock units vest in four equal annual installments commencing on 07/05/2025 and vested shares will be delivered to the reporting person as soon as practicable thereafter. No expiration date.
RSU shares converted 242 shares Restricted stock units exercised into common stock on July 5, 2026
Shares withheld for taxes 124 shares Withheld by company for tax liability at vesting
Tax withholding value per share $1,270.83 per share Value used for tax-withholding disposition
Indirect holdings after transaction 18,466 shares Common stock held by Trust of Nikhil Behl & Malvika Behl
Direct common shares held 67.7731 shares Direct Fair Isaac common stock ownership after transactions
Unvested RSUs remaining 483 units Restricted stock units outstanding after the July 5, 2026 vesting
Restricted Stock Units financial
"Shares withheld by Company for payment of taxes due at vesting from restricted stock units."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
derivative security financial
"Exercise or conversion of derivative security"
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
indirect financial
"Indirect ownership reported as Trust of Nikhil Behl & Malvika Behl"
vest financial
"The restricted stock units vest in four equal annual installments commencing on 07/05/2025"
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
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FAQ

What insider transaction did FICO executive Nikhil Behl report?

Nikhil Behl reported RSU vesting and related share movements. 242 restricted stock units converted into common shares, with some shares withheld by Fair Isaac for taxes rather than sold in the market.

How many Fair Isaac shares did the Behl trust receive and retain?

The Behl trust received 242 shares from RSU conversion. After 124 shares were withheld for taxes, the trust’s holdings increased to 18,466 Fair Isaac common shares, reflecting a net addition through compensation rather than market purchases.

Were any of Nikhil Behl’s FICO share transactions open-market sales?

No open-market sales were reported. Shares were withheld by the company to pay taxes due at RSU vesting, which is described as a tax-withholding disposition, not a discretionary sale on the open market.

What ongoing equity stake does Nikhil Behl have in Fair Isaac?

After the transactions, Behl held 67.7731 Fair Isaac shares directly, 18,466 shares indirectly through the family trust, and 483 restricted stock units scheduled to vest over four annual installments starting July 5, 2025.

How are Nikhil Behl’s restricted stock units in FICO structured?

Each restricted stock unit entitles Behl to one Fair Isaac common share upon vesting. The units vest in four equal annual installments beginning July 5, 2025, with vested shares delivered to him as soon as practicable thereafter.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Behl Nikhil

(Last)(First)(Middle)
5 WEST MENDENHALL
SUITE 105

(Street)
BOZEMAN MONTANA 59715

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FAIR ISAAC CORP [ FICO ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
President, Software
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/05/2026M242A$0.0018,466ITrust of Nikhil Behl & Malvika Behl
Common Stock07/05/2026F124(1)D$1,270.8318,342ITrust of Nikhil Behl & Malvika Behl
Common Stock67.7731D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(2)07/05/2026M24207/05/2026(3) (4)Common Stock242$0.00483D
Explanation of Responses:
1. Shares withheld by Company for payment of taxes due at vesting from restricted stock units.
2. Each restricted stock unit represents a right to receive one share of Fair Isaac common stock contingent upon continued employment.
3. The restricted stock units vest in four equal annual installments commencing on 07/05/2025 and vested shares will be delivered to the reporting person as soon as practicable thereafter.
4. No expiration date.
Remarks:
/s/ Carrie H. Darling, Attorney-in-fact07/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)