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Fair Isaac Corporation (FICO) delivers essential analytics solutions powering credit scoring and risk management worldwide. This dedicated news hub provides investors and professionals with timely updates on FICO’s strategic initiatives, financial performance, and industry leadership.
Access authoritative coverage of earnings reports, product innovations, and regulatory developments shaping the financial technology sector. Our curated collection ensures you stay informed about critical announcements including fraud detection advancements, credit model updates, and enterprise software enhancements.
Bookmark this page for streamlined access to FICO’s official communications and third-party analysis. Return regularly to monitor how the company continues influencing lending practices and data-driven decision-making across global markets.
Velera, a leading credit union service organization, has won the 2025 FICO® Decision Award for Fraud Management after successfully transforming its fraud alerting services using FICO® Platform's Omni-Channel Engagement Capability. The implementation has delivered remarkable results across 715 financial institutions, including an 85% reduction in fraud alert time and a 76% increase in cardholder self-service efficiency.
Key achievements include automated resolution of fraud alerts via SMS, email, or voice without agent intervention, a 30% increase in cardholder connections (adding 170,000 monthly interactions), and a 46% increase in automated outbound contacts while reducing live agent calls by 19%. The entire migration was completed in just eight months without additional costs to clients.
FICO's latest UK credit card market analysis for January/February 2025 reveals concerning trends in consumer payment behavior. January saw spending drop by 11% to £765, while February showed a 3% increase to £790.
Key findings include a 5% year-on-year increase in average card balances and a notable decline in payment rates, with the percentage of balance paid dropping to 35% by February. The report highlights an emerging risk of first-party fraud, where cardholders deliberately make large purchases knowing their payments will bounce.
The data shows mixed signals in delinquency rates: while one and two missed payments decreased in February, three-payment delinquencies continued to rise. Average balances for missed payments reached £2,345 for one missed payment, £2,805 for two, and £3,195 for three. Cash withdrawals decreased by 3.5% year-on-year to 3%, indicating changing consumer behavior.
FICO reported strong financial results for Q2 fiscal 2025, with revenues reaching $498.7 million, marking a 15% increase from $433.8 million in the prior year. The company's earnings per share rose to $6.59, up from $5.16 year-over-year.
Key performance highlights:
- Scores revenue grew 25% to $297.0 million, with B2B revenue up 31% and B2C revenue up 6%
- Software revenue increased 2% to $201.7 million
- Software Annual Recurring Revenue showed 17% platform growth
The company maintained its fiscal 2025 guidance, projecting:
- Total revenue of $1.98 billion
- GAAP EPS of $25.05
- Non-GAAP EPS of $28.58
iA Financial Group, a leading Canadian insurance provider managing $260 billion in assets, has implemented FICO® Platform to enhance its insurance underwriting capabilities. The company aims to increase its automation rate from current 50% to 80% by 2030, strengthening its position in Canada's individual life insurance market.
The implementation enables real-time underwriting decisions, faster policy approvals, and improved advisor workflows. iA Financial Group serves over five million clients and has won the 2025 FICO® Decision Industry Vanguard Award for its achievements. The platform provides deeper insights into policy submissions, optimizes application processes, and improves policy conversion rates while maintaining regulatory compliance.
FICO and dacadoo have announced a strategic partnership to revolutionize life insurance risk assessment through AI-powered solutions. The collaboration integrates FICO's advanced AI, analytics, and decision management capabilities with dacadoo's health risk quantification engine.
The partnership aims to transform traditional static underwriting to a dynamic, behavior-based approach, enabling insurers to create more precise and personalized risk assessments. Key benefits include hyper-personalized risk scoring, behavioral engagement models, real-time decisioning, and predictive modeling.
The companies project that insurers implementing their combined solutions could achieve:
- 20-30% increase in customer lifetime value through personalization
- 30-50% reduction in underwriting time via automated decisioning
- Enhanced customer loyalty and improved risk management
Lloyds Banking Group (LBG) has successfully transformed its lending operations using FICO® Platform, enabling over £7 billion in annual loans. The cloud-based transformation has delivered significant improvements, including a 2.5% credit card approval uplift and doubled new-to-bank consumer loan approvals.
The implementation resolved over 50 system limitations in LBG's aging lending infrastructure, which previously struggled with fragmented systems and digital channel inconsistencies. The new platform enables real-time data ingestion and advanced analytics, delivering faster and smarter lending decisions across products.
Key achievements include launching a new cloud-based application viewer for underwriters and completing significant bureau data upgrades in weeks instead of months. LBG, serving one in two UK households, can now share logic across portfolios and maintain a more consistent customer experience while accelerating change implementation.
FICO (Fair Isaac ), a global analytics software leader, has scheduled the release of its second quarter fiscal 2025 financial results. The announcement will take place on April 29, 2025, after market close. The company will host a conference call on the same day at 5:00 p.m. Eastern time (4:00 p.m. Central/ 2:00 p.m. Pacific). Investors can access the webcast through FICO's website at www.fico.com/investors, with a replay available until April 29, 2026.
FICO (NYSE: FICO) reports that the national average FICO® Score has decreased to 715, marking a one-point decline from January 2025 and a two-point drop from April 2024. The decline is primarily attributed to the resumption of federal student loan delinquency reporting.
Key impacts include:
- Over 8 million borrowers affected by new student loan delinquencies
- 90+ day delinquencies increased to 8.3% in February from 7.4% in January, exceeding pre-pandemic levels of 8.1%
- Credit utilization showed improvement due to seasonal reductions in credit card balances post-holiday spending
FICO Scores, which power lending decisions for 90% of top U.S. lenders, reflect these changes through data reported by the three main credit bureaus.
FICO (NYSE: FICO) has announced its upcoming FICO World 2025 conference, scheduled for May 6-9 in Hollywood, Florida. The event will feature speakers from over 50 companies, including prominent financial institutions like Ally, Capital One, Citi, and Credit Suisse.
The conference expects to attract more than 1,500 business leaders from 60+ countries, focusing on AI and applied intelligence in business transformation. Keynote speakers include Nate Silver, known for political polling models, and Jordan Ellenberg, New York Times bestselling author.
The four-day forum will offer four tracks: Igniting Innovation, Fueling Customer Obsession, Unleashing Technology, and Empowering People. The event includes pre-conference activities like user groups and a FICO® Developers Forum for data science and AI professionals. Major sponsors include AWS, Sentilink, Fiserv, and Teradata.
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