Fair Isaac Corporation reports developments in credit scoring, applied analytics software and digital decisioning for lenders and other enterprises. The company is known for the FICO® Score, a consumer credit-risk measure used by top U.S. lenders and made available in other countries, and it generates news around modern score models such as FICO Score 10T, mortgage-risk analysis, and credit-card market data.
Recurring updates also cover the company's Scores and Software segments, including B2B and B2C scoring solutions, FICO Platform, Falcon Fraud Manager, Customer Communication Services, decision optimization, customer deployments, earnings releases, investor presentations and capital-market communications.
FICO (NYSE:FICO) announced that Vietnam Maritime Bank (MSB) achieved a 200% improvement in loan approval speed using FICO’s intelligent decisioning, implemented with partner Blitz in 10 months.
Turnaround time fell from 30 to 15 minutes, supporting over eight million retail customers and nearly 100,000 business clients with faster, standardized credit decisions.
FICO (NYSE:FICO) announced that Optimal Blue has integrated FICO Score 10T into its end-to-end capital markets platform. This integration lets lenders price and decision non-agency loans and value mortgage servicing rights using FICO Score 10T across origination, capital markets, servicing, and secondary market activities.
Optimal Blue supports about 60% of the top 50 U.S. mortgage lenders, expanding the infrastructure for FICO Score 10T adoption. FICO Score 10T is currently available at no cost alongside Classic FICO through the FICO Score 10T Free Access Program for side-by-side testing.
FICO (NYSE:FICO) is expanding its partnership with First Tee, investing in national youth programs and credit education. The collaboration brings FICO-led, hands-on credit workshops to First Tee chapters, starting with Miami and Metro Atlanta, and extends access to FICO’s free SABF Fundamentals and Banzai tools.
FICO (NYSE:FICO) reports that the March 2026 UK credit card market showed weaker affordability as the fuel crisis hit household finances. Average spend fell 6.6% month-on-month to £740, payment rates dropped to 33%, and early-stage delinquencies, especially one and two missed payments, rose sharply.
FICO (NYSE:FICO) announced two new automated features for the FICO Score Mortgage Simulator: FICO Smart Plans and FICO Score Potential. These tools help mortgage professionals move from manual “what-if” simulations to algorithm-driven planning that prioritizes borrowers with higher score-improvement potential and generates personalized credit action plans.
FICO (NYSE:FICO) is celebrating its 70th anniversary at FICO World 2026 in Orlando and launching its “Hello, Future” applied intelligence campaign.
The company highlights its history in credit scoring and fraud management, current AI-driven FICO Platform, and nearly 240 patents plus about 80 pending applications.
FICO (NYSE:FICO) launched the next-generation UltraFICO Score, combining the traditional FICO Score with real-time, consumer-permissioned cash flow data from Plaid’s network of 12,000+ financial institutions. The score uses the familiar FICO scale and fits existing lender workflows.
According to FICO, analyses show a 7% relative increase in approvals with no incremental risk, a 15% relative performance lift for prime applicants with limited credit histories, and higher scores for 79% of non-prime applicants with positive account balances. UltraFICO is available now via Plaid Check.
FICO (NYSE:FICO) highlighted that Banco Bradesco scaled daily payroll lending contracts from 8 to 700+ using the FICO Platform, earning the 2026 FICO Decision Award for Decision Management Innovation.
According to FICO, Bradesco’s cloud-native decision engine supports sub-minute processing, 30x portfolio growth, and 22% payroll-loan share in its individual portfolio.
FICO (NYSE:FICO) reported that an independent Milliman study found FICO Score 10T is the most predictive credit score for first-time homebuyer mortgages, outperforming VantageScore 4.0.
Milliman analyzed nearly 20 million mortgages (2011–2023). FICO Score 10T showed over 10% better performance for FHA loans and is offered to lenders at no cost via the FICO Score 10T Free Access Program, with nearly 60 lenders enrolled.
FICO (NYSE:FICO) announced that T-Mobile is using FICO Platform to modernize customer onboarding, processing over 1 million monthly credit applications with zero downtime. T-Mobile accelerated deployment cycles by over 50%, doubled development team efficiency, and supports expansion toward 12 million broadband households by 2028, earning a 2026 FICO Decision Award.