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FICO (NYSE:FICO) and Barclays Bank have won a Credit Award for Excellence in Fraud Prevention for their innovative Scam Signal solution. The technology, developed in collaboration with Jersey Telecom, uses real-time telephony data to detect and prevent social engineering scams and card fraud.

The solution has demonstrated significant success, with Barclays forecasting a 6% reduction in card fraud. On its first day of deployment, the system identified 9 social engineering victims. The Scam Signal solution is integrated with FICO® Customer Communication Services and helps protect customers from Authorised Push Payment Fraud, which caused £450 million in losses in the UK last year.

FICO (NYSE: FICO) has powered a major digital transformation in Brazil's rural credit system through Bradesco's E-agro platform. Built on FICO® Platform, E-agro has granted over R$1 billion (USD$197M) in digital credit in its first year, serving more than 500,000 farmers.

The platform has achieved significant operational improvements, including a 70% reduction in contract lead times and automation of over 2,000 complex transactions. E-agro represents Brazil's first fully digital, government-subsidized rural credit solution, streamlining the lending process from dozens of steps to just eight.

The initiative has won the ESG Champion category in the 2025 FICO® Decision Awards, recognized for combining digital innovation with environmental responsibility through partnerships like the Sustainable Agriculture Finance Facility (SAFF).

FICO (NYSE:FICO) has released its UK Credit Card Market Report for April 2025, revealing ongoing financial pressures in the consumer credit sector. Credit card spending increased 11.8% month-on-month to £825, following seasonal patterns, but remained 0.5% lower year-on-year.

The report highlights concerning trends, including average balances rising 4.9% year-on-year to £1,875 and the proportion of balance paid declining to 33.98%, down 6.2% from April 2024. While accounts with one missed payment decreased by 22.1% month-on-month to 1.29%, the average balance for delinquent accounts increased significantly, with two and three missed payment balances up 6% and 6.3% year-on-year respectively.

FICO (NYSE: FICO), a global analytics software leader, has announced a partnership with MI New York, a professional cricket team in Major League Cricket (MLC), to promote financial literacy and credit education. The collaboration aims to leverage cricket's massive global following of 2.5 billion fans to raise awareness about financial health and credit understanding.

Through this initiative, MI New York cricketers will share financial experiences and credit education content via social media, helping fans access tools and resources for improving their financial literacy. The partnership emphasizes the importance of understanding FICO Scores, which are used by top U.S. lenders for various credit decisions. Consumers can access free FICO Score monitoring and educational materials through myFICO, FICO's consumer platform.

FICO (NYSE: FICO) has announced the integration of its FICO® Score Mortgage Simulator with MeridianLink Mortgage Credit Link (MCL). MeridianLink becomes the first mortgage technology platform to offer this simulation tool, which enables mortgage professionals to analyze how changes in credit report data could impact borrowers' FICO® Scores.

The simulator, exclusively built using FICO® Score algorithms, supports simulations across multiple credit bureaus and classic FICO® Scores (2, 4, and 5) used in mortgage lending. The integration enhances MCL's cloud-based platform by providing lenders with data-driven insights to help borrowers access better loan options and interest rates.

HomeFree-USA has launched the Experian® CreditCenter™, a free tool supported by FICO, to help potential homebuyers achieve their homeownership goals. The initiative will provide 5,000 U.S. homeowners with free access to their Experian Credit Report, FICO® Score 2, and various FICO score tools until June 30, 2026. Recent Experian research reveals that nearly 70% of adults who doubt homeownership cite home prices as the main barrier, followed by down payment requirements and low credit scores. The partnership between Experian, FICO, and HomeFree-USA aims to break down barriers to homeownership by offering personalized credit insights and financial tools. The initiative includes continuing education for HomeFree-USA counselors and the Experian Credit Academy, a financial literacy curriculum for university scholars.

FICO has announced the launch of FICO® Score 10 BNPL and FICO® Score 10 T BNPL, marking the first credit scores from a major provider to incorporate Buy Now, Pay Later (BNPL) data. Set to launch in Fall 2025, these innovative scoring models are designed to better reflect modern consumer behavior and promote financial inclusion. The new scores feature a unique approach that aggregates multiple BNPL loans when calculating variables, potentially increasing FICO Scores for some BNPL borrowers. Developed with input from major U.S. lenders, the scores will be offered alongside existing FICO Score versions at no additional fee, allowing lenders to evaluate the enhanced models while maintaining current operations.

FICO (NYSE:FICO), a global analytics leader, has announced a significant new stock repurchase program authorized by its Board of Directors. The program allows the company to repurchase up to $1 billion of its outstanding common stock through both open market and negotiated transactions. This new open-ended program follows the completion of FICO's previous stock repurchase program that ran from July 2024 to June 2025. The announcement demonstrates FICO's commitment to returning value to shareholders and confidence in the company's financial position.

A FICO survey reveals UK consumers are lagging behind other European markets in real-time payments (RTP) adoption and trust. While 79% of UK consumers have used RTP, this falls behind Sweden (94%) and Germany (83%). Only 35% of UK consumers believe RTP is more secure than credit cards, significantly below the global average of 51%. The lower confidence levels may be attributed to rising scam losses, which exceeded £450 million in 2024 according to UK Finance. FICO's Principal Fraud Consultant James Roche emphasizes the need for UK banks to build consumer confidence through enhanced security measures, clear risk communication, and implementation of scam protection technology.